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Health Insurance Which Covers Pregnancy

Regina Said:

What the health insurance influences on?

We Answered:

Most health insurances will cover mostly anything to do with pregnancy.
But some health insurances do have a primary care provider and they will have to suggest you to another doctor.
Most doctors will do this because they actually care about their patients.

I hope i helped.

Renee Said:

Health insurance with Pregnancy/Maternity/Labor coverage?

We Answered:

health insurance traditionally is NON-OCCUPATIONAL insurance. it only covers injury and sickness when not at work. at work, workers compensation insurance will cover any on the job injury/sickness.

with regards to maternity, most plans have a 6-12 month waiting period before maternity is covered. the reason is they don't want you get a maternity plan 1 month before becoming pregnant keeping it for 1 year and then switching to a cheaper plan. the insurance company would lose money every time if they allowed this. you have the pay into the system for a while.

maternity plans cost more than plans without maternity. do the math and see if its really needed. go to www.healthcarebluebook.com to get an idea of what a pregnancy costs. then factor in the discounted rate for have even a cheap health insurance plan. compare the additional cost you'll pay for the 1st year before those benefits are active.

do you want to wait a year before you try to get pregnant just so you can use your insurance?

go to www.usdirecthealthinsurance.com to get a price quote on health insurance plans in TX.

Sandra Said:

Health insurance in Massachusetts seems to be very expensive...which is the cheapest insurance in ma?

We Answered:

You will be hard pressed to find "cheap health" insurance when you already have health insurance, but you can try CHP, Child health Care Plus, it is available for people based on their income and need. Also, if you are going by the handbook your husband got from insurance company don't. Call them and ask. You may also be able to find a place that will give you a discount based on your ability to pay. Call the county office where you live and ask them what you options have (after you confirm with current insurance company).

Scott Said:

Health insurance, pregnancy, and leaving parents coverage...help?

We Answered:

I would go ahead and start looking for different insurance now. Some insurances limit the doctors you can go to and some consider pregnancy a preexisting condition and wont cover you till after the baby is born. You need to look into these things so you aren't left without coverage!

Joe Said:

Do we have any health insurance Policy in India which covers pregnancy in the first year of Policy?

We Answered:

Hi I will suggest you for a Health insurance plan from "Hygeiacare Comprehensive Health management Services Pvt. Ltd." they have registered office in "Punjabi Bagh West, New Delhi" and website url http://www.hygeiacare.com.

I have an insurance with them and they cover for pregnancy upto Rs35000 subject to some condition in first year.

Please go through the policy/contract and the company details before you enter into contract.

Henry Said:

Pregnancy and health insurance question?

We Answered:

most insurance companies consider it a "pre-existing" condition. Check with the new insurance company

Discuss It!