NLIC.org

Claude Said:

Does anybody have term life insurance with ing direct?

We Answered:

I don't but you should not worry about the financial standing of ING Direct especially in terms of their insurance division. Their insurance division is still and has always been very profitable for them. It was the financial division that incurred all the big losses.

Lucille Said:

I cannot find the website for Federal Home Life Insurance Company, based in VA. Can anyone direct me?

We Answered:

The Federal Home Life Insurance Company was recently merged with GE Financial Assurance Group.

They are located at 6630 W Broad St Richmond, VA 23230. The phone number is (888) 345-4242.

Because they are a part of GE they may not have their own web site...

Debbie Said:

life insurance direct..NO AGENTS!!!?

We Answered:

Most insurance companies do not sell direct. Most life insurance companies have distribution networks through various types of agents.

There are a few companies that sell direct to the consumer, but I wouldn't know how to tell you to find them without plugging any specific company.

If you are just looking to save money by buying direct then you won't really have any luck. The companies that sell direct to the consumer have costs as well so their prices will be comparable. Instead of paying commission to an agent you would just be paying for TV ads, Internet ads, etc.

Constance Said:

I am looking for a place online to research and buy life and health direct insurance for me and the family?

We Answered:

www.winquote.net is the one I go to for life insurances.

Personally, I would avoid buying or shopping on line. Cheapest is not always the best, plus every situation is different.

Example: There is a company in Canada that has a stop smoking incentive for their clients. You quit smoking within the first 2 years of having the policy and they'll refund most of the extra cost for being a smoker back to when you first took out the policy. Initially they are more expensive, but if a person is already thinking of quiting or recently quit, they will get that extra paid premium back, which makes the insruance one of the cheaper ones (this company is cheap on non-smokers, but a little more expensive on smokers compared to others in the industry). Shopping online won't tell you that....

Frank Said:

Does anyone know the American Direct Life Insurance trivia question?

We Answered:

weight