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Yvonne Said:

Life Insurance death benefits/death cover?

We Answered:

If you're talking about a whole life policy, this accrues interest and principal to the entire death benefit amount. If the person the policy is covering dies during the policy, the beneficiary will receive the death benefit for the full amount of the policy. Otherwise if the policy were to cancel, the premiums paid up to date would be returned. If the covered person does not die, the policy will endow at age 100 and the entire death benefit will be paid out regardless of death. Ask your insurance agent for clarification on the terms you're using, they don't sound very familiar to me...

Daniel Said:

Are heart attacks covered by accidental death insurance?

We Answered:

not a lawyer but, would have to say no because it was natural causes. the only way to find out would be to go to an attorney if you do not understand the orignal paper work and its explanation of survivor benefits

Daisy Said:

Is there a company that gives insurance for 70+ with decent levels of cover? Usually the death benefit is low.

We Answered:

Try this one - http://healthplans.my-age.net - my family have their health insurance - it is affordable and has good coverage for my parents.