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Allan Said:

Pls help me with this question. My son is now 3 years old and friends suggested that i take up medical?

We Answered:

To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm for your reference .

Alberto Said:

Should i keep this old policy?

We Answered:

You asked the insurance company what the surrender value would be but did you ask how much it would pay out if you die. That is the figure you need to decide whether or not to keep up payments on this policy.
The type of policy that pays out after a certain number of years is an endowment policy.
It sounds as though yours is a policy that pays out only on death.

Lee Said:

Has President Obama finally endorsed Hillary Clinton's campaign detail of mandatory insurance coverage?

We Answered:

Secretary Clinton....who is a pretty smart person....and her husband....who is also a pretty smart person..... put together a committee of a lot of other pretty smart people....they did a lot of research....and they came up with some pretty smart solutions to the problem of health care in this Country..

Obama....who is also a pretty smart person....did what most smart people do....someone showed him something he hadn't considered....he thought about it...and then changed his mind because he decided it was a better idea...and didn't matter where it came from...

Smart people who are winners love working with other smart people...they aren't jealous of them, they don't make fun of them...and, if you notice, Obama went to some effort to put together a support team in Washington....and he didn't really consider their political affiliations....he looked for smarts....

It's wonderful to have smart people in Washington again....I missed having them running things....

Robin Said:

tax treatment for insurance claim received from insurance co.?

We Answered:

It is not taxable.

Katrina Said:

Health Insurance Plans. Please suggest some best plans?

We Answered:

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some will suggest a discount plan but that is not insurance.

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low co-pays your monthly premiums will be significant.

On the other hand you are young and presumably healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation.

Use the Internet to educate yourself but use an agent to purchase the coverage.