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Dana Said:

What's the cheapest and best company for car insurance/home insurance/life?

We Answered:

the way I do it is I wait till I am due for renewal then I shop around and when I find the cheapest quote I ask my insurers if they can match it, if they cannot then I do not renew and go with the new guys.
If you check out a good comparison site you get to save much time as the site will provide quotes from all main insurers see this one
http://insurance.gsx1.com/
take care

Laura Said:

Home and car insurance question?

We Answered:

You can buy it from any agent licensed to sell insurance in your state.

Connie Said:

Someone broke into my car and stole my DSLR. Can I claim from my home insurance instead of car insurance?

We Answered:

Actually, you'll HAVE to claim it on your home insurance. Most auto policies offer no coverage for items stolen from the vehicle unless it was permanently attached.

Be advised, cameras are sometimes subject to coverage limitations on homeowners policies. Hopefully you're:
a. Covered
b. Not subject to a $$ limitation
c. Not using the camera for business use (another restriction)

Good luck on your claim.

Nathan Said:

Home, Car, Health insurance? How to Get?

We Answered:

Call any insurance agent or broker in the phone book where you live and they can assist you. Most states, you do need a minimum of 15,000 per person/30,000 per accident/ 5,000 property damage to license your vehicle. You need to show proof of a license, and in most cases, proof that the car is street legal. (a physical inspection by the agent is usually sufficient). If you have any moving violations, you must disclose them. If you have good grades, or are married, or have teenagers who will soon be driving, all that must be discussed as that effects your premium.

Home insurance is almost as easy. Take a look at what the mortgage company requires for the replacement cost of the building. Then determine what your liabilty limits are, and how much you think you have for personal possessions. The agent usually calculates that for you. If you go with the same company for your home and auto, you usually get a multiple line discount.

Get several quotes showing the same coverage for each so you can compare the quotes side by side.

Mathew Said:

Can I keep in car & home insurance agent if I move from NY to GA?

We Answered:

You can keep the same company only. Like if you have State Farm in NY, you will just have to call a local state farm agent in GA and they will take care of you. You can only keep an insurance agent if it's for life. Enjoy GA. It's a great state!

Valerie Said:

What's the best way to shop for life insurance or car/home insurance? Can using a software program help best?

We Answered:

Suzi Orman's program is a good program. It probly will not find quotes for you on which companies has the lowest premium. What it will do is help you figure out what types of insurance are best for you.

So, yes it is a good program. But it is something that you might not need if you have an honest insurance agent to sit down with and discuss your needs and an agent that knows their stuff. Because it is hard to find a good agent who is honest and knows their stuff, it is a good idea to get her program to educate yourself.