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Leonard Said:

Is rising damp usually covered by building insurance?

We Answered:

My home owners insurance once did. The new endorsement they sent me not long cover dry rot, or mold. I have Farmer's Insurance.

Regina Said:

Where do Rent payers stand when it comes to Building Insurance?

We Answered:

the landlord is responsible for maintaining insurance on the property (building, structure, land, etc.) a tenant is responsible for insuring the contents inside the property. so if there's a fire, the landlord's company pays to replace the building. the renter's insurance company pays to replace belongings. hope that helps. good luck!

Alex Said:

If you are refused cover for building insurance would this affect motor insurance?

We Answered:

No, house insurance is a complete different thing. Just don't park under the tree.

Irma Said:

How do I find the name of the insurance company that covers the building where i live?

We Answered:

Sorry for your loss. This scenario is common...first of all this
is privileged information regarding finding out the name of your landlords carrier. Here is what I would do.

Go down to the city Hall . Look for the title/ deed unit and look up the address of the building. this should show the owner and in some cases the mortgagee of the building (but not always). If the owner had a mortgage on the building then he would have needed to have insurance. call a lawyer and have him write a letter to the owner of the building...that he wants the name and address of the insurance company.

Anyway.......It is a good chance your landlord only has Property Coverage on the building and not liability, If it was his fault (the grease fire) then his liability would kick in.

Guess I need more details to help you out.

Christian Said:

I rented a Uhaul and caused damage to a building. I didn't purchase Uhaul insurance. Who pays for the damage.

We Answered:

Check with your insurance company, if you rented the uhaul with out there ins, then you must be covered by your own. if you are than your covered. just pay your deductable, and dont forget the police report.