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Lynn Said:

What is the best insurance company to work for as an agent?

We Answered:

The answer to this question really depends on you. Do you want to be a sales person doing all the work by yourself? If so, you can do that at any company. You make money off your own pen. But if you don't work, what will happen? You don't make any money. If you want to build a team and earn overrides and be a personal producer, then Primerica is something you should look at. In Primerica, if you have a team of licensed people and they do work, you get to earn overrides. So you can earn money without having to do anything. But in order to enjoy this part, you first have to personal produce because in the beginning, there is only you in your team. Only you can grow your team.

Just for your info, Primerica is not an insurance company. Its a financial service company that helps middle income families get out of debt and become financially independent. They just own a life insurance company called Primerica Life and their own investment firm called PFS Investments Inc (which offers over 500 different mutual funds from various companies such as Fidelity, Oppenheimer, American Fund, Legg Mason Partners, etc). They have marketing agreements with Citicorp Trust Bank (which deals with mortgages and refinancing), Genworth Financial's Long Term Care, Prepaid Legal Services, ING's 401(k), and Answer Financial's Auto & Homeowner's insurance.

Annie Said:

what are the best life insurance companies?

We Answered:

The “best” way to find out which company is “best” for you is to talk to an independent insurance broker. A broker works with several companies and can point you to the best one. To find a broker in your area, log on to a website like http://www.lifeinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you.

Rick Said:

Which insurance companies are the best when purchasing a private medical insurance plan?

We Answered:

Find the local Blue Cross plan in your state. It has been my experience that a common misconception is that Blue Cross is expensive. This simply is not true. Apples to apples, they are one of the least expensive. Another little known fact is that most Blue Cross association member companies are non-profit. Each Blue Cross is separately owned and operated. The main benefit with having a Blue Cross policy is the savings you will receive in lower out-of-pocket expenses thanks to the, "allowed amounts." Allowed amounts are the pre-determined negotiated rates between Blue Cross and doctors/hospitals. As a member of Blue Cross you will only be charged the allowed amount, so long as you use a contracted provider. Another benefit is that most Blue Cross plans include vision, prescriptions, office visits, annual gynecological/physical exams and urgent care without having to meet the annual deductible first. These benefits allow you to take a higher deductible to lower your monthly cost, yet still cover you for the most common problems.

Wade Said:

What are the best car insurance companies for young drivers in the UK?

We Answered:

There isn't a best one I am afraid. You will have to shop around like the rest of us.

Wayne Said:

What is the best insurance companies in NYC?

We Answered:

That is the question most commonly asked and the hardest to answer. The best company is the company that is best for you. It is not necessarily the company that best for your neighbor. That is why I work with all the major companies in my area. If there was just one company that was always best I'd only sell for that one company.

Each company has several different plans available and some will have different versions of each plan as well. You need to compare all of the plans (or have a local agent do it for you) to find out which plan is best for your particular situation and budget. This is even more important if you have any pre-existing health conditions or are not in the "ideal height and weight" catagory. If you use an agent there will be no extra charge or you can spend days clicking on spam links trying to do it yourself.

Roberta Said:

Which are the best health insurance companies in Australia for dental claims?

We Answered:

According to my receptionist who handles the HICAPS, the best dental plans are R & T (transport union), or Teachers' Federation. For either of these you need to have a family member who is in that industry.
Next best is NRMA for anyone to join.
Worst at present is NIB.
Whether it's worth joining is a tricky question - it depends on what your current needs are, and what might happen in the future.
If you have good teeth with no holes, then you would only need cover for perhaps braces and wisdom teeth. Might be better just saving up the money after you consider the amount you would have to pay in (12 months qualifying period), and the amount of rebate you would get back. Or take out a loan if either of these treatments are necessary.
If you've had lots of cavities, then you'll probably benefit from cover because you'll always have something that needs maintenance/repair. Similarly if you're a parent with kids and they might need treatment.
The health funds only bundle dental with hospital because they make most of their profits from the hospital cover. The dental/chiropractic/sports/ ... cover is an add-on.
Consider going to a dentist for a check-up and standard diagnostic Xrays (bitewings) plus an OPG Xray for wisdom teeth before you make a decision. Ask him/her their opinion.