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Auto Insurance Cover

Joel Said:

Does auto insurance cover someone who is not on the poilcy?

We Answered:

Hi,

I think you should consult on the expert regarding such matter. Try this site, you can find results their on your question.

Rose Said:

Does Auto insurance cover the damage caused to the car while your car was towed ?

We Answered:

If the damage occurred while your vehicle was in the care of the tow company, they are liable for the damages. Have you spoken to them about it? Are they denying responsibility?

Your own comprehensive coverage would cover the cost, but you would still have your deductible to consider. It may not be worth the rate rise to have your company handle it unless it will be expensive to repair.

You could take the tow company to small claims court, but it may be difficult to prove they are at fault.

When you do speak to the tow company. Speak calmly and confidently. If they are refusing to compensate you, you could say, matter of factly, that you don't want to be forced to take them to small claims court but were hoping that they would be reasonable. They may cave in then.

Usually, though, if you get belligerent, they will too. :-)

Gail Said:

Would my auto insurance for my own car cover the costs of my rental car?

We Answered:

Call you insurance agent...if you use a platinum charge card for the rental you can get insurance benefits from there too. The only one who can answer this ? is you agent

Lester Said:

Would my own auto insurance cover me to transport disabled people on the job? I would be being PAID.?

We Answered:

You have to purchase additional liability coverage, either as an add-on with your current insurance company or as a stand-alone with another company. Phone around and check rates.

Christy Said:

Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none

We Answered:

You will covered in any vehicle as long as they have insurance and you have permission to drive the car. You do not have to have insurance if you do not own a car. What would you be insuring? The person who owns the car is to have the insurance on that vehicle. If you get into an accident then the insurance they have on the vehicle is the what would cover it. If they have full coverage then the car and you ar covered. If they only have liability then only the other person and car that you hit are covered. As far as your husband car, you are covered not matter what because you live in the same house as he does. Everyone in the house is covered to drive that car even if they are not listed on the policy.

Discuss It!