NLIC.org

Vanessa Said:

Getting insurance cover without accident report?

We Answered:

Just call in the claim.

A collision claim does not usually require a police report. And if push comes to shove, the adjuster can contact your counties 911 office and get a copy of the "call card". It's not the same thing as a police report but does show that you called the cops.

Michelle Said:

Help! Can you purchase travel insurance after you have left your home country?

We Answered:

Hello, Kat. Here is your solution. You can get great coverage from the industry leader and it can go into effect tomorrow. It does not matter that you are not at home. You can get a quote and buy the coverage over the Internet. It will cover you anywhere you go outside your home country, Australia. Of course, if something has happened during the time you were not covered, that will be excluded. Go to http://www.wavehelp.com/travel-medical/i… and click on the red phone booth next to TravelGuard. Read about "Worldwide Health" insurance and buy on-line if it suits you. The policy covers health issues and trip interruption issues as well.
I hope you are enjoying your trip - aren't Canadians great!
Best wishes.

Rosa Said:

due to travel by air in 7 days. just been in contact with chicken pox. will my insurance cover me?

We Answered:

Your insurance may covr some medical bills. Remember that most times the incubation for varicella is about 10-14 days, so if you fly at 7 days you may be ok. BUT FIRST: are you sure you havent had it already? Many adults who dont know if they had chicken pox are already immune. A simple blood test can tell if you need to worry at all. If you are immune you cant spread it.

It is a COMPLETE MISNOMER that you will get shingles if you are exposed to chicken pox and are over 25- shingles is the reactivation of an old varicella infection and has nothing to do with re-exposure.

Go and get the varicella antibody test: if youre immmune- no worries. If not, getting a shot of VZIG might help.

Edwin Said:

had a car crash, insurance in married name, licence in maiden name. will my insurance cover me? PLEASE HELP!!?

We Answered:

You will be fine, the licence is issued to you and you can call yourself anything you like.

If you're really worried, have a look at the bottom of the paper counterpart. There you'll find a box and the words 'If you use another name for Professional or other reasons, write it here', just put your married name in it and you're fully covered.

Kristina Said:

is it true that an insurance company has a certain time period to inform you if you are covered?

We Answered:

Well, you can ask your doctor to put it in writing, but frankly, the doctor was practicing insurance without a license. I think he gave you bad advice.

Mary Said:

My dental insurance is just 7 days old....Will it cover the cost of pulling out of wisdom tooth.?

We Answered:

You're going to have to call the insurance company and ask. Each one is going to have different policies. The answer might also depend on if the wisdom teeth are bony, impacted, etc.