Fred Said:Will the insurance cover multiple car damage?We Answered:1. Cost to repair damage will probably be the same no matter what clean up you did. I preferably would not have but that's in the past.
2. If estimate is lower than repair bid, ask the insurance company for a shop they use for repairs. If your going to get it fixed anyway, they will cover the cost of repair less deductible.
3. Hail damage and your accident are considered two different events,thus two deductibles will be required to fix everything.
Also note if the adjuster comes to your car for an estimate they...
Rosa Said:1 day Moped insurance for 16 year old?We Answered:you are in too high a risk group
they are not going to underwrite you sorryNicholas Said:Im 21 and need car insurance for 1 day, any ideas who will cover me?We Answered:This company looking at FAQ will insure drivers between ages of 21/75 on a one day cover.
http://www.insuredaily.co.uk
Also this one will insure 21 years old on day to day cover
http://www.dayinsure.com/carInsurance.as…Viola Said:my car is impounded for no insurance i now have it but lost licence can i get 1 day insrance for friend?We Answered:autoinsurance.undonet.com - try this one. I have their car insurance...
Melissa Said:Is there a way to independently insure a rental car for 1 month on top of the policy offered by the rental....We Answered:Perhaps, but only one company would cover the damage. I don't rent cars often, and I have my own car insurance that covers rentals, but I always get the rental companies insurance. If there is a problem, no rate increase is placed on my own policy.Edwin Said:Do I have to make a car insurance claim straight away?We Answered:thats tricky. say you wait 2 months and say the scratch is brand new and you need it fixed, they...
Kurt Said:i want to get a gastric band procedure done,will my insurance cover it?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.Joann Said:can i get travel insurance to cover me for 1 month also to include cover me after Heart bypass surgery.?We Answered:I'm not sure where you are from, and I believe the company I use only covers people in the U.S. However, they are a great company if you are able to use them. Their prices are very reasonable for the coverage you get.
You would just need to put in...
Milton Said:My back has progressively gotten worse after a car accident 1 week ago. Is it logical to visit the E/M now?We Answered:If you both excnhanged insurance info after the accident, contact your insurance agent to see what you should do. Part of what your insurance company should be doing for you is coordinating all benefits and claims.Craig Said:Where can I get 1 week content insurance for up to (and over possibly) £20,000?We Answered:Your best bet might be to contact a firm that does 'event' or 'musicians' insurance plenty of these firms offer cover for bands/DJ's etc.
This can...
Alfred Said:I need inpatient care again, I have an insurance plan, but it only covers 2 days. How can I afford help?We Answered:Talk to the the social worker at the hospital you're hoping to stay at.
Also, have you looked into having your inpatient care taken care of at like a nursing home? I'm unsure as to why you're being admitted, but sometimes that's a better route.Carolyn Said:Advice on where to find good travel insurance to cover 2 ladies on long stay holiday of 64 days?We Answered:I got a good deal from the AA but I am under 65 (just)....
Pedro Said:Should Insurance cover a voided warranty because of a car accident?We Answered:YES..... If they argue about it show them the receipt or file a claim with your own insurance and let them go after the driver and their insurance company.Miguel Said:will my health insurance cover the costs of a failed suicide attempt?We Answered:I'm no expert, but as a compassionate person reading these boards, I think you have gotten so mired down in the bad circumstances of your recent life that your thinking has become weird.
Please -- find a life life! Look in your Yellow Pages for a suicide...
Willie Said:If I stopped health insurance for 3 months will my new coverage still have to cover my pre-existing condition?We Answered:There will be a waiting period, if you have a lapse in coverage more than 63 days.Dianne Said:Will insurance cover a dimensional shingle upgrade if we currently have 3 tab shingles on our home?We Answered:Typically, the insurance company will only pay to replace with like kind and quality. Unfortunately, they do not pay for upgrades.Melanie Said:When renting a car for 3 days can my own insurance cover damages?We Answered:The one think I want to add is Loss of Use and...
Darren Said:Does my current Auto Insurance automatically cover my newly bought car for 30 days in TX?We Answered:Answer from a Texas General Insurance Agent
It depends on what kind of coverage you currently have and whether it is a replacement or additional vehicle.
In Texas you do have thirty days to notify your insurer of a "Replacement Vehicle". The key term here being "Replacement Vehicle".
Your Texas auto insurance policy will transfer automatically with the existing coverage limits that you already have on the vehicle being replaced or traded in. If you have Full coverage, then that transfers to the new vehicle. If...
Ellen Said:i am going out of the country for six months, do i need U.S car insurance coverage?We Answered:If you don't keep your us insurance then your liscense will be suspended and when you come back you could get arrested..the best thing to do is to check with the finance company that finances your car for there requirements(if you still pay on it) chances are that it would be best to keep your american policy. also check with your current insurer because they may not cover you if you are out of the countryMarie Said:Can I put insurance...
Vanessa Said:Getting insurance cover without accident report?We Answered:Just call in the claim.
A collision claim does not usually require a police report. And if push comes to shove, the adjuster can contact your counties 911 office and get a copy of the "call card". It's not the same thing as a police report but does show that you called the cops. Michelle Said:Help! Can you purchase travel insurance after you have left your home country?We Answered:Hello, Kat. Here is your solution. You can get great coverage from the industry leader and it can go into effect tomorrow. It...
Kathleen Said:confused about life/illness/accident insurance (lreland only)?We Answered:1st gives you an income if you're hospitalised, 2nd gives you money for being in hosp to pay for it third is a payment for long term / serious disability illness.
You can go to an independant financial advisor or the Regulator - they have lots of advice.
http://www.financialregulator.ie/Sue Said:insurable risk involve in accident,sickness and unemployment?We Answered:Accident, sickness and unemployment are all insurable risks, although unemployment is ONLY provided through the government program.Gwendolyn Said:who offers the best asu insurance in the uk?We Answered:http://www.financecomparator.co.uk/niche…Dianne Said:is it worth having sickness/accident insurance for 30 dollars a month?...
Anita Said:If my license is suspended, and i get into an accident, will my insurance cover it?We Answered:No, your insurance won't cover you.
If it's not your fault, you may be able to recover your losses through the other party's insurance, you are not automatically at fault becuase your licence is supsended (though it won't help your case).
It's worth keeping your coverage though, as you will still be covered if it's stolen, or if another (licenced) driver is driving your car.
Free advice fropm someone in the industry - DON'T drive a car while you're supsended. Cop it on the chin, walk...
Hector Said:Is getting a thorn in you finger that gets infected an accident or an illness?We Answered:Good question! The correct answer is it is an illness because it has dirt and bacteria that you wouldn't have in your skin because there are hardly any things in your house strong enough to penetrate your skin and get stuck. The body would naturally try to fight the bacteria off, but it would be easier to have it removed. Though, I am positive that you can claim it was an accident because as you said you didn't on purposely put a...
Stella Said:Does your primary car insurance extend to rental cars?If so, does it really cover all expenses of an accident?We Answered:There are two types of coverage on your auto policy, liability, and physical damage (that would be collision and comprehensive). In most states, the liability will carry over onto a TEMPORARY SUBSTITUTE vehicle, such as a rental car. Physical damage does NOT necessarily carry over, though.
In either case, LOSS OF USE for the rental car, while it's in the shop, is NOT covered under your policy. In my experience, if you return a car with a...
Gertrude Said:Car Insurance Claim denied due to not having full coverage, I purchased policy online, I believed I did. HELP!We Answered:Let me clear something up....there is no such thing as 'full coverage' insurance. You either purchased comprehensive/collision/towing/rental/GA… coverage or you didn't...these are individual coverages and do not come as a "packaged" deal. The only coverage that is sold as "package" is bodily injury/property damage coverage, aka liability insurance. You write the insurance should have made you aware you didn't have comprehensive/collision coverage....that's not their responsibility, that's yours. Their responsibility is to send you a copy of...
Crystal Said:If I never have an accident and have an insurance policy on my car, how do the police know if its valid?We Answered:Insurance, MOT and driving licence details are now downloaded to the police national computer.If anything is invalid it will flag up on their system.Melinda Said:I have a accident insurance policy and my wife also have one on me, I was in a wreck and was injuried, can I?We Answered:Yes, but you don't get double paid. You cannot collect twice, for the same medical bill, from two different policies.
You will have to read carefully, to see what...
Ruben Said:I had small car accident & we decided to not go through insurance but the quote was outragious. ?We Answered:That's why the decision to not go through insurance was the wrong one. Call your insurance agency and have your friend do the same. Your respective agencies will tell you what your rights are.
You failed to mention your location, what the quote was for, and whose fault the accident was. All would have been helpful in a more specific answer.Heather Said:I got a car insurance quote from State Farm that?We Answered:I would go with State Farm. But I...
Joan Said:Does an insurance company have to provide 3 quotes with a letter of demand fora car accident that was my fault?We Answered:You can request the other party to take the car to a repairer of your choice for a quotation provided the repairer is convenient (not in Perth) Or get photos of the other cars damage and get a quote based on that , the insurance companies quote by photo so its good enough for them its good enough for you
Do not admit liabilityPaul Said:Why are insurance quotes for the Ninja 250 so high?We Answered:There are specialty motorcycle insurance...
Jeffery Said:How does an employer feel about a future employee failing the Life, Accident, Health Insurance Exam?We Answered:Most of the long-term agents I've known in the busines did NOT pass it the first time. What really matters is, can you sell? ANYONE can get a license, if they work at it enough, but NOT everyone can sell.Sara Said:I believe my grandpa was tricked into buying an Accident Life Insurance Policy. Is there anything we can do?We Answered:Locate the policy and read through it. If you believe that he was tricked you can consult with an attorney. This might...
Hazel Said:Is "Sudden Cardiac Death" covered under Accidental Death Insurance?We Answered:No. It's not an accident, it's a health issue.
That's why accidental death insurance policies are kind of a waste - MOST people do NOT die in accidents, they die of health issues.Roberto Said:I saw an add for insurance today that only gave you cover for accidental death for the first 2 years...?We Answered:Yes, maybe. I guess you should not hire that insurance unless you are sure none of your nemesis is gonna try to murder you for at least two years....
Bessie Said:does renter insurance cover accidental gunshot holes?We Answered:Your renters insurance specifically excludes coverage for damage to any premises you rent. But if he doesn't live there, then his liability insurance WOULD cover accidental damage to YOUR apartment.Juan Said:Does Aflac's Accidental Insurance cover Chiropractor visits?We Answered:Ouch. $400?! I would shop around for a different one if I were you. I don't have the greatest insurance in the world, but I do have it and visits to the chiropractor only cost me $14. I think the initial visit is $74 if I haven't yet met my...
Clara Said:High Risk Life Insurance?We Answered:Sure, but you'd have to be "a" rated. That means, you'll have to pay A LOT for it. Most any company would do it for $55,000. Heck, I'd do it for $60,000. No blood test, either!Ron Said:Isn't an Insurance "Co-Op" just a hidden way for private companies to pass ALL THEIR RISK on to the Taxpayer?We Answered:Yes, nothing that the Republicans have suggested will help the average citizen. They will only help the companies. They are so totally in the pocket of the industry, it isn't funny. ...
Terrence Said:Will my health insurance cover an ambulance ride?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Jean Said:if you are drunk and have to take an ambulance to the hospital does your insurance cover it?We Answered:It depends on your coverage, call the number on the back of your insurance card. Some carriers would cover it some would not. Some jurisdictions provide free ambulance service.Ricardo Said:What is the average cost of an Ambulance ride if your insurance wont cover it?We Answered:It depends where you live, in some areas the Ambulance is free....
Derrick Said:annual multi trip travel insurance with cruise cover?We Answered:Every travel policy is slightly different. They all cover cancellation, medical costs and emergencies, accidental death or injury, personal liability, theft and loss of personal possessions, luggage and passport. I don't know what additional cover you're looking for to cover a cruise holiday.
The most comprehensive cover available is provided by Fortis http://www.fortisinsurance.co.uk/policyh… If you have a Premier Account with Alliance & Leicester, you get it "free". http://www.alliance-leicester.co.uk/curr…Ricky Said:Does insurance (BCBS) cover mammograms before your annual date if your physician says there may be problems?We Answered:A screening mammogram...
Susan Said:where can I get an insurance for my appliances that will cover them totally if they need to be repaired?We Answered:You're going to have to see if you can extend the one you got with the appliance.
You could also look into what's called a "home warranty", but if you run the numbers, after your copayment, for the most part you'll find you'll be ahead of the game by just putting your $50 a month into a jar and labeling it "for the appliance that breaks down first".Janet Said:Where can i get insurance to cover several domestic appliances?We...
Anne Said:are braces covered by insurance?We Answered:Some insurances will cover some of the cost after you pay a co-pay but I have never heard of them covering them 100%. My insurance which is Blue Cross will let me get them for a co-pay if $1500.00 which is a great deal.
If you can't get them covered at all there are a lot of companies who will finance the cost and let you make payments like a medical credit card.Andy Said:Are braces covered by dental insurance?We Answered:They usually provide some coverage. From what I have heard it is not much. Check...
Norma Said:where can I get assistance getting hearing aids?We Answered:Check with the Hearing Loss Association of America (www.hearingloss.org), which also has a state organization in Florida with local chapters. That's one place to look.
Assuming you're in Florida (home of WDW), check with these organizations:
North Florida Lions Hearing Aid Bank ...
Jill Said:which travel insurance polices covered the Ash Cloud? + ATOL question?We Answered:Direct travel insurance just sent me an e-mail saying that I am covered for this. I found them on travelsupermarket.comMisty Said:Holiday insurance for trip to South Africa?? (From UK)?We Answered:Nearly all of SA is Malaria free. Unless you are going to the KNP or near one of our borders then you should be fine. As far as Malaria goes. Be careful because the Malaria Tablets can be very harmful particularly to your mental health. It can also mask tests for Malaria in future which can make it...
Denise Said:If you cancel a life insurance / assurance policy do you get paid out any money .?We Answered:You will not get the premiums back when you cancel the life policy. Unless you cancel the policy within the first 10 days, then you will get premiums back. But after that, its not possible.
If you had this life policy for a long time (more than 3 years), and it builds cash value, you may get some of this cash value back. Surrender charges will apply.Jessie Said:Life insurance/assurance to protect self employed?We Answered:Can set you up with a good policy that will...
Shane Said:Can insurance companies outside of Australia cover Australians for private health cover?We Answered:It is a tricky question:
On July 01, 2008, APRA published new regulations regarding DOFIs (Direct Offshore Foreign Insurers), reducing dramatically their ability to offer covers to Australian residents.
Therefore, you must have a good reason to purchase health insurance offshore Australia - especially as the Australian health cover is considered very professional, comprehensive and fair.
Saying that, you may still decide to apply for health insurance offshore Australia. The law does not limit you from shopping online or personally for health insurance anywhere in the world.Mitchell Said:Which Australian insurance...
Joel Said:Does auto insurance cover someone who is not on the poilcy?We Answered:Hi,
I think you should consult on the expert regarding such matter. Try this site, you can find results their on your question.Rose Said:Does Auto insurance cover the damage caused to the car while your car was towed ?We Answered:If the damage occurred while your vehicle was in the care of the tow company, they are liable for the damages. Have you spoken to them about it? Are they denying responsibility?
Your own comprehensive coverage would cover the cost, but you would still have your deductible to consider....
Michele Said:Backpacker/long term travel insurance?We Answered:I don't know of anything that will cover the loss of the valuables, but travel insurance is readily available for the trek. You can look at the links on my site for companies.Javier Said:Backpacker Insurance, I am going travelling for 6 months and looking to buy my insurance...?We Answered:When you’re travelling for longer periods it does need a bit of thought than a two week jaunt to Benidorm. The big difference is with a short term policy you can usually wait till you get home and sort out a claim/reimbursement then. This isn’t so...
Clyde Said:Term insurance, Mediclaim and child plans?We Answered:This is a general advice.
Buy a pure term plan. You can have riders. LIC is good.
Health insurance of 3 lakhs is a very good idea at this age. You may increase cover in future.
Once you buy a pure term plan, forget other insurance plans like child plans & ULIPs. Only invest thru mutual funds. SIP is a very good idea.
HMT...
Carole Said:Best bank accounts (U.K)?We Answered:You should be able to go to most banks and get a no silly frills account.
All banks have add-on's to the standard current account facility, which offers all sorts of other things, that they believe are useful to you. Sadly in most cases they are not. for these add-ons you have to pay a monthly charge, well cancel the one you got.
Given that you have a good credit rating it should not affect the overdraft limit you are currently holding, but the so called FREE overdraft limit (meaning an amount you can go overdrawn...
Lynn Said:What is the best insurance company to work for as an agent?We Answered:The answer to this question really depends on you. Do you want to be a sales person doing all the work by yourself? If so, you can do that at any company. You make money off your own pen. But if you don't work, what will happen? You don't make any money. If you want to build a team and earn overrides and be a personal producer, then Primerica is something you should look at. In Primerica, if you have a team of licensed people and they...
Ian Said:What is the best insurance company that have personal insurance cover for road accident injury?We Answered:Your wish is my command. Read this article http://411financeshark.com/dir/insurance-quotes/. It tells you what to look for when comparing companies and it lets you compare rates and policies from companies such as MetLife, State Farm, etc.Amanda Said:What is the best health insurance to cover pregnancy and birth?We Answered:Blue Cross/Blue Sheild usually has pretty good coverage. However it just depends on what state you get it from. I have had BC/BS of Alabama and it covered most everything but I also had BC/BS of...
Max Said:where do i get the best deal on car insurance?We Answered:that all depends on what your situation is but try the links below
but be warned the cover quoted can be limited you will have to go in to the actual insurers website for a better ideaAngela Said:I am thinking about quitting my job and don't know how to best deal with health insurance. Can you help?We Answered:if you have insurance through your employer now, you have the option to continue that coverage under a law called COBRA. the difference is that you will pay the full cost...
Pauline Said:who offers the best deals on car insurance?We Answered:There's no one size fits all cheapest. Some are better with youthful operators, some not. Some are better with lower credit scores than others.
There's no short cut, to find the lowest rate for YOUR situation, you need to shop around to several agents - including at least one independent agent, who can get you quotes to several companies.Eva Said:what is the best auto insurance company for 16 yr. olds that has the best deals?We Answered:it depends where you live ...i have american family b/c i like my agent alot...
Bonnie Said:Isnt this the best assurance in our lives- Come unto me all ye who labour,are heavy laden,...........?We Answered:Yes when you think about it, that truly is a very spiritually enlightening and satisfying verse.Lynn Said:Financial Advice Spain - Which is the best firm ?We Answered:It's a very difficult area Financial Advice in Spain. Having been ripped off before, we're extra cautious about dealing with any firms in Spain. The Spanish are trying to clean things up, but remember it's expat selling to expats, so it's not their first priority.
My advice would be to look for a firm in the UK,...
Barry Said:Best term length for life insurance?We Answered:Use common sense, arithmetic and figure this out for yourself. You're 27 and you wife is .. and your daughter is .. In ten years you'll be 37 your wife .. your daughter.. but at 37 you'll need to reapply for life insurance or convert your existing policy (all re-computed for age 37) to a UL or WL policy paying a higher rate. Now do the same math for a 20 or 30 year term.
When I was around your age I bought a 10 year 100K term policy; I outlived the policy...
Ron Said:what is the best life insurance firm to have a policy with?We Answered:term life insurance is there to replace your income when/if you die
formula usually is your salary times number of years till your youngest child reaches 21
so may want £20k x 16 = £320,000 life cover over a 16 year period ( if youngest child is now 5 and you earn £20k; increase as you like to take care of rising income
companies - Tesco, Legal & General, More Than, Norwich Union, Post Office, M&S financial etcetc put cheap life insurance into google or people like gocompare.com
But note...
Glenda Said:Is anyone knows about insurance community forum in the UK?We Answered:http://www.insuranceforumuk.com/ hope this helpsKarl Said:iam looking for best and cheep life/persnal/travel insurance in UK ??We Answered:Try insuresupermarket.com they 450 companies to choose from...
Nathan Said:whats the best travel insurance?We Answered:Try Columbus Travel or GoinsureMelinda Said:What is the best travel insurance company to use?We Answered:Seems a lot of people went to Australia, My friend just back come, and i wanna visit, she said it is Amazing. I just bought my travel insurance http://www.holidayworkinginsurance.com/, and the guy already have some nice sort of travel insurances reviews and working insurance reviews.http://www.holidayworkinginsurance.com/policy-summaries/world-nomads/ , Hope help. Have funMaria Said:Best source of travel insurance to cover any personal situation that would prevent travel to Europe in Oct.?We Answered:http://www.travelex-insurance.com/index.…Arthur Said:Best family travel and medical insurance for a year long trip?We...
Keith Said:best insurance group in the UK for under 21?We Answered:My daughter got third party only for under £400 on a fiesta from elephant.com. She was 17 and had just passed her test. It was the cheapest quote we got.
But the best thing to do is look at some of the comparison sites. Here are a few:
http://www.moneysupermarket.com/motor/qu…
http://www.gocompare.com/car-insurance/c…
http://www.comparethemarket.com/Maureen Said:Anyone know the best insurance company in UK, for 2 gun dogs?We Answered:www.basc.org.uk/ I've just checked them out and they do do insurance for your dogsJaime Said:travelling to phuket in may.. any tips please ie taking/changing money.. calling uk..best insurance?We Answered:Wait until...
Ana Said:whats the best car to buy for me UK?We Answered:The Seat Leon is made exactly the same as a VW Golf (Same Company) but is a lot cheaper.. they make some quite sporty looking ones too.Ronald Said:I received an offer of employment from Western Geco Ltd. How can I know if this is a scam or not?We Answered:The general rule of thumb with things like this, is that if you even need to ask if it could be a hoax - Its a Hoax! :-)
Follow that rule and you won't get caught out!Alberto Said:life/critical insurance?We Answered:LIfecover is only needed...
Andy Said:whats the best value for money pet insurance please?We Answered:There are several insurances out there. Not sure where you live, but check with your vet, do a goodsearch.com on animal insurances and determine what would be best for the animals you own. Also, check with whereever you work. Sometimes companies have a vet insurance as part of their package. Mine does, so I cannot recommend mine because you do not work there.
Good Luck and I recommend doing this highly.Cynthia Said:how can i go about finding the best VALUE in health insurance? (not cheapest- but best value..)?We Answered:You need to...
Marcus Said:Breast pump and hospital?We Answered:When I had my son, my insurance, etc, provided for the hospital giving me the personal pump parts (the tubing, etc), and then the hospital let me use their pump(s) when I was there after a c-section, and because my son was in the NICU, they had a pump room at the hospital after I was released. They had Medela. The lactation consultants helped figure out which style of hospital grade pump worked best for me, and then they gave me a two page list of people/businesses that would rent them...
Christopher Said:the roof has been wieghin on the walls of my building and is causing major cracks will th insurance cover it?We Answered:No. This is a maintenance issue, or a construction issue - NOT something that insurance covers.
Roofs always weigh on walls. The problem is, if someone did a cheap repair, laying down more layers of shingle, without removing old ones, then the weight gets to be more than the structure can handle.
You need to figure out why your roof is too heavy for your walls, and fix the problem yourself.Ryan Said:Can I get insurance...
Karl Said:Does u haul insurance cover if you ran into a building on there property ?We Answered:The question is too vague. If you bought the Uhaul insurance coverage, and drove the Uhaul truck into the Uhaul building, yes, it's covered.
If you didn't buy the Uhaul insurance, and drove your OWN vehicle into the Uhaul building, even if Uhaul has building insurance, their insurance company is going to come after you - or your auto insurance - to reimburse them.
If you didn't buy Uhaul insurance, and you drove THEIR truck into THEIR building, you are uninsured. They will expect...
Leonard Said:Is rising damp usually covered by building insurance?We Answered:My home owners insurance once did. The new endorsement they sent me not long cover dry rot, or mold. I have Farmer's Insurance.Regina Said:Where do Rent payers stand when it comes to Building Insurance?We Answered:the landlord is responsible for maintaining insurance on the property (building, structure, land, etc.) a tenant is responsible for insuring the contents inside the property. so if there's a fire, the landlord's company pays to replace the building. the renter's insurance company pays to replace belongings. hope that helps. good luck!Alex Said:If...
Dale Said:Buildings & Contents Insurance £1,000,000?We Answered:Please contact us on 0845 686 0260.
We specialise in High Networth Property Insurance in the UK and have access to a wide panel of insurers to cover your flats.Jill Said:Insurance query - contents /buildings?We Answered:Insure through the Halifax.
They limit how much they pay out on high risk items but for everything else, they do unlimited.
They cost more but they pay out more as well.
Your insurance company didn't give you any options about restoration or anything like that. They cover repair or replace, and if there was anything that you didn't want to be...
Herbert Said:how do i know if the repairs needed to my roof will be covered by buildings insurance?We Answered:ask your insurance peopleEddie Said:continuation to buildings and contents insurance for a standalone garage.?We Answered:Marion- are the garages generally owned by people in your block of flats?
Reason i ask is that if that is the case - the Managment Company who insure the flats would be in a good position to insure the whole garage block as well?
Sorry- it's the only possbile solution i can think of for you.(deosn't necessarily mean there isn't another solution)Gordon Said:I am looking for a buildings insurance...
Ashley Said:What insurance do I need to cover documents and money being transported in a car for a business?We Answered:Business insurance, be sure to speak to your agent about exactly what you are transporting & the value. Be sure there is off premises coverage for these items. I would also be sure to have employee dishonesty coverage....
Peter Said:is there any type of insurance to cover loose sales of a business?We Answered:No, sorry. There's no insurance that protects you from someone undermining your business.
You could always just not renew your lease, and terminate your partnership.Enrique Said:What is going on in the Gulf? I own a business I have insurance to cover accidents. Why all the talk that tax?We Answered:Everybody got your eyes open yet.This goes hand in glove with Obama's agenda.The oil spill was Obama's lucky break in furthering his agenda.Zachary Said:What's required of me to start a business in Insurance?We Answered:It sounds like...
Warren Said:Who bought Canterbury Life Assurance Company?We Answered:It was Royal London ... see here
http://www.brightgrey.com/downloads/BrightGrey.pdf
and search for Canterbury ... they acquired them on 1st Jan 2001.Colleen Said:Any experience with Time Life Books?We Answered:As an older mom, I would say 'save your money'. Many companies use the tactic that you are not a good parent unless you buy their product. I would steer clear of anyone who uses this approach.
Your son's 'early development' will do fine if you spend time with him, read, play games, have conversations with him, etc. Use the local library. Use the...
Angela Said:Is there insurance a foriegner (American) can buy to cover cancer treatments any EU country?We Answered:You cannot insure something that has already happened. It's a bit like trying to insure a car after it has been damaged.
Are you absolutely sure that this is a reliable treatment? There may be a reason that it is only available in Europe? Otherwise you need to go the same route that you would use to finance health care in the USA when uninsured.
sorry.Alfredo Said:How can Aflac insurance refuse to cover cancer?We Answered:You clearly don't understand what cancer insurance is or what it is...
Albert Said:I was treated for mouth cancer last year. Insurance cover for usa needed.We Answered:I use Blue Cross.
They insure anything for which I have not seen a doctor or received treatment in the last six months. Make sure that they know that your visits to the doctor recently are check ups only with good results.Milton Said:If you were diabetic or had cancer and your choice of insurance companies would not cover any parts?We Answered:And not one proposed bill by Democrats addresses reform to the mean and evil insurance companies, what does that tell you. Insurance companies are just the monster...
Penny Said:Where can I buy Auto Repair insurance for my Car, in Oregon?We Answered:You could try US Fidelis or other vehicle sevice contract companies. Most of them have a 60 day period before you can make a claim. This prevents people from buying the insurance when the repair already has to be made.
I have this coverage on 1 of my vehicles (a 1998) that I purchased a few months ago, it seems to be pretty good coverage and I can pick the shop that I want to do the work.
NOTE: The other links are for auto insurance,...
Rafael Said:What are the average costs for these types of insurance?We Answered:Well, average British people don't post to the USA board for an answer, like you did.
Even so, there's no "average" value of a car. And you can't average an 18 year old driver with three accidents, with a 50 year old driver with a clean record, and come out with any meaningful kind of number.
There's no "average" length of string. But if you're looking for average HEALTH insurance costs in the UK, with the national health program, it's actually FREE.Sylvia Said:car content insurance?We Answered:autoinsurance.noneto.com - try this...
Gabriel Said:If your car got hit and it was a hit and run will insurance cover it?We Answered:If your policy has collision coverage your insurance will cover the damage less the amount of your collision deductible. If you have no idea who hit your car there is no reason to report the incident to the police.Walter Said:Will car insurance cover in case my friend crashes my car?We Answered:Queen B has correct answer. All polices include any licensed driver not living in your residence, regardless of that persons driving record. You do not have to inform your agent...
Claire Said:Does anyone offer car rental insurance in the UK for car's hired in the UK?We Answered:oh dear, try Zurich. There pretty good, and you don't have to pay anything up front. In other words, get the policy, have your holiday, then cancel the policy. It will cost 15.00 to cancel. Good Luck.Tyler Said:can i be sued for car hire? ridiculous..?We Answered:Turn this over to your insurance company. They will handle it for you. They will only pay for reasonable rental expenses. You are not liable for the rest. Your insurance company should have set the expectation with the...
Jenny Said:Insuring a hire car for four days?We Answered:Try searching Google for short term car insurance http://www.google.co.uk/search?num=30&hl…
Hiring the car and then paying for insurance separately will probably cost you a fortune. Try other car hire/rental companies as most will rent to anyone over 21 (with insurance included). It's best to go for the smaller companies as they can be more flexible than the larger well known companies. If you are in London I can tell you of a few.
Good Luck! Allison Said:Hi do you need an international driving licence for USA and and additional insurance cover?We Answered:Your normal uk...
Herman Said:Can someone help me understand the car rental laws in Ontario and the rest of Canada?We Answered:I checked with Avis Car Rental (as an example) and the following information was listed on their website:
"Avis provides liability coverage for its vehicles as required by applicable law. In most instances, this will include basic public liability coverage for the renter or authorized driver up to the minimum financial responsibility limits of the applicable jurisdiction at no additional charge. In some locations the liability coverage which is provided is secondary to any other applicable coverage.
This means...
Manuel Said:what are the costs of having a baby?We Answered:This is in US. Sorry :/. Okay. I didn't read all your question but a birth itself typically costs from 8-12 grand. The bare necessities around 1500 (if you want any type of nice-- expect around 6000. thats what mine comes up to be). then the baby's medical. if it has jaundice, thats and added 4 grand. then 25-150 for each individual vaccination. now to the monthly cost.
diapers- 60
wipes- 20
formula- 150 ish (unless you breastfeed and then just that once for pumps etc)
clothing- 50 (again, if you want the best around...
Josephine Said:Can anyone recommend a car insurance company in Australia that is very competitive to insure a Peugeot 206cc?We Answered:have u tried sharronsHerman Said:cheapest car insurance south australia?We Answered:geicoLisa Said:is car insurance compulsory in australia?We Answered:If you apply for a car loan, you will be required to have comprehensive insurance. which will cover you for damage to your own car, as well as for any damage you may cause to the property of others. The lender will arrange this for you, or you can arrange your own and give the details to the lender. Insurance is higher...
Derek Said:What sort of car insurance should i take out?We Answered:Comprehensive cover includes lots of extra cover people don't think about - things like vandalism, storm damage, windscreen/glass breakage, and the main one - the huge cost of getting you towed off a road/motorway when you are in an accident which is either your fault, or the person who caused the accident leaves the scene. If you had to have your car towed off a motorway to a safe place or garage, could you afford to pay for that as well as the repair cost ? The garage also charges...
Melvin Said:Friends car broke into, my stuff stolen, who is supposed to file insurance claim?We Answered:the car belongs to him so he has to contact his insurance agent. just hope when they find him your stuff will be there.Justin Said:is it legal to use my british car in england if i ensured it abroad?We Answered:Hello
Has the car been re-registered to the foreign country?
If so you can drive here on foreign plates for Max 1 year then it has to be registered and then all the above.
If it still has the English Reg and is registered here then it must be...
Misty Said:What is a cover note in a car insurance?We Answered:A cover note is a temporary insurance's certificate that is issued by the Insurer before the issuance of a policy after the Insured has given a duly filled in proposal form and has paid the premium in full. This note is valid for a period of 60 days from the date of issue of the cover note and the Insurer shall issue the Insurance certificate before the cover note expires.Vincent Said:Will gap insurance cover me if my car was stolen and I was 2 payment behind?We Answered:Home insurance covers lots...
Marshall Said:Car Insurance Cover with No Car UK?We Answered:No. UK car insurance is for a named vehicle/driver. While it might include extensions that allow any driver on the named car and/or any car for the named driver many policies don't have this any longer, and the cover offered in these extras is very limited.
Generally you can't insure a car that you don't own.
Suggest you go and speak with a good insurance broker over the counter. They might be able to suggest a way to do it. Don't bother with the on-line companiesBeverly Said:I am an eu citizen and want...
Ramona Said:do certain types of car insurance cover me only in a local area?We Answered:She's lying, yes, but if you did get into an accident far away your insurance will be revaluated because they'll no longer buy the whole I-only-use-it-for-work-and-school thing.Jamie Said:Can i get car insurance cover with being a learner driver in a car i bought?We Answered:Yes as you have an insurable interest in the car you are the one who needs to insure it. Many companies will charge you more but Norwich union Direct, Ford insure, Asda and Barclays dont. Check the post office too, I think they...
Joseph Said:How do I know if my car insurance covers elephants?We Answered:You should not let elephants drive your car. They are really hard on the seats and tend to be terrible drivers.Morris Said:Would my car insurance covers if paint is sprayed on my car by family member accidentally?We Answered:Wow, well, yes, but then you pay your deductible, and your insurance company sues your uncle for reimbursement of the claim.
His HOMEOWNERS policy might pay, as long as you don't live at his house. If you're a household member, though, his homeowners policy WON'T pay. He's still...
Mario Said:If I put my plates on someone elses car will my insurance cover it?We Answered:No, insurance will not cover it. Insurance covers the CAR, not the license plate. Do not even bother trying this -- not worth it.Angela Said:does your car insurance on old car cover your new car for 30 days?We Answered:Yes and no.
For damages to a purchased vehicle yes it will. An example of this is if you purchased the car and the dealer put dealer plates on it for a week while they waited for you to get plates; during that time your old policy will...
Ryan Said:I want to take my car to europe for 1 year, is there any insurance company who will cover me.?We Answered:bell.com gives you 6 months in a year so you can do 12 months if you do 6 in 1 and 6 the next.Andrea Said:What do I need to do before I take my car to Europe?We Answered:All UK car insurance policies provide the MINIMUM level of cover that is needed by law to drive in all of mainland Europe (3rd party cover). No matter where you are going in Europe, you will be covered - including non-EC countries...
Elaine Said:BMW2008-Night Vision Camera problem?We Answered:cameras go bad very quik in the bmw but it depends but i prefer u 2 get the wARRENTY to pay 2 fix it and/or insurance companySteven Said:How binding is this small print?We Answered:What do you mean by VAT on top?
The VAT should probably only be on the extra hire, and maybe the admin fee depending on what it's actually for.
The £1250 would normally be seen as compensation and outside the scope of VAT, separately charged for finance charges (the 2%) can be seen as financial services and exempt from VAT.
Indeed there'd be a case...
Sally Said:Misseling of banking products?We Answered:Sounds like the bank has sold a product to a person who wont benefit from it. I assume you have changed the account to something more basic.
Banks are promoting these paid for accounts big time.
You could send them a written complaint asking for your money back or see the citizens advice bureau for help with this.Seth Said:which company do liverpool victoria use for their customers breakdown cover?We Answered:MAYDAY.. L & V can be contacted on Customer Services Tel: no: 0870 607 2352 or www.liverpoolvictoria.co.uk
Hope this helps !
peter J....
Dana Said:What's the cheapest and best company for car insurance/home insurance/life?We Answered:the way I do it is I wait till I am due for renewal then I shop around and when I find the cheapest quote I ask my insurers if they can match it, if they cannot then I do not renew and go with the new guys.
If you check out a good comparison site you get to save much time as the site will provide quotes from all main insurers see this one
http://insurance.gsx1.com/
take careLaura Said:Home and car insurance question?We Answered:You can buy it from any agent licensed to...
Jimmy Said:my car was hit last april and was totalled...my insurance company did not cover it...?We Answered:Two aspects of insurance policies come into play here. First is the part called uninsured/underinsured clauses. These cover the loses caused by unisured/underinsured drivers when they damage your car. More important, though is the second aspect: most policies will not cover a vehicle that is hit by another car while parked at home. Read your policy - you will be shocked by some of the exclusions.Jack Said:If a car has been declared totalled by an insurance company, yet still drivable...
Judith Said:car insurance!! what does Legal Cover means?We Answered:Hello
Legal Cover means that the insurance includes legal representation in case of an accident (Lawyer) These days about £30
Minimum Insurance cover is Third Party Only and only covers the other vehicle if you caused the accident. This is the minimum allowed by law.
Third Part Fire and Theft is the same but also covers your Vehicle should it catch Fire or is Stolen.
Fully Comprehensive means that your car is also covered for repairs if you cause an accident.
Personally I would get it, It can save you a lot of hassle
Some companies will include...
Alan Said:Part-time job enough to pay car insurance?We Answered:i live in the uk and work part time along with studying and am 19 and only passed my test a year ago. my insurance costs me just under £70 a month. dont knwo if that helps xDiana Said:If a car audio system is stolen will regular car insurance cover it?We Answered:You need to have it added to your insurance. They are only going to cover the system that came with your car unless you add an amendment. They also may request you have an alarm system put on.James Said:late...
Joann Said:Should I make a claim through my car insurance company if it was the other driver's fault?We Answered:Get an estimate to repair the damage and call your insurance co with estimate amount and the info that the other guy gave you and ask they they "sit on this" until the other guy or his insurance pays you. Call the guy with the estimate amount and ask that he pay you ASAP. If you don't get paid, ask your insurance to file the claim for you...
Steve Said:Car Insuurance on the web?We Answered:I used this oneRodney Said:Can car insurance claim be denied on overseas licence?We Answered:If the other driver was at fault then there is no reason why you should be making the claim.
If you make a claim- you will have to pay the excess which is completely unnecessary seeing as you were hit by an insured driver. To top this off, because you are making a claim, your insurance premium may go up next year.
The other person has third party insurance- this means that YOU are covered under THEIR insurance. This is exactly what third...
Juan Said:Cheaper Car insurace companies for newly licenced drivers in Australia?We Answered:being so young is your problem, for under 25 year old drivers insurance is more costly, I suggest searching for better deals, even thought the few dollars you save may not be worth it....
Melanie Said:i need to know some car insurance quotes if any one knows them?We Answered:At your age, your only choice is your parents' policy, since you can't get your own insurance until you're at least 18. You can't buy a car, either, until 18.Edward Said:Need help with a question about car insurance quotes.?We Answered:If he gave HIS personal information, HIS drivers license information, HIS address etc & he was just getting quotes on cars he was thinking about, it is not illegal. There is really nothing you can do, he didn't steal your identity by giving your information,...
Gary Said:Ive just been involved in a Hit & Run accident should I report it to the police?We Answered:Yes, definitely.Joanne Said:most annoying advert ever, this is driving me so mad i am thinking of cutting sky, whats your worst advert?We Answered:Theres quite a few out there, heres some i want off the air!
Those Kids with they're fecking eyebrows, NO FRIENDS :P
Cillit Bang
That window one with the buy one get one free crap
Mister Muscle
Swift Cover aswell
There is something even more annoying then those adverts. Those calls with either Pakistanis or Scottish asking you for water surveys and glass. NO THANK YOU,...
Toni Said:USA traveler renting car in New Zealand. What's the best car insurance?We Answered:As you are from the US, you'll need to deal with a company that also operates in the US in case there are any ongoing repercussions should you have a claim. You could perhaps arrange it with your usual insurance broker, but a policy drwn up in the States, won't allow for New Zealnd conditions.
The easiest option therefore is to take the insurance offered by the car rental company. It will be concise and straightforward.
But, make sure you read it through prior to signing it, and cross...
Duane Said:How much would a new driver expect to pay for their car insurance (UK)?We Answered:If you want an accurate quote then you'll need to enter an address I'm affraid.
The quote will take the postcode into account and this can impact the premium significantly.
You could always enter some details close to yours but not exact. Some companies will hound you as soon as you get a quote, especially off the price comparison websites.
I agree with the set aside a day for quotes. The price comparison websites make it a bit easier, but not all companies are listed on them and...
William Said:Do you have breakdown cover with your car insurance??We Answered:No, I don't have breakdown cover, funny thing is the only times I have needed breakdown cover I had it, strange.Donna Said:In The UK which car insurance company will give the best offers ?We Answered:There is no way for anyone to say who is going to be the best for this. "Guaranteed" - I don't think this is a term that applies in any way to car insurance policies.
In the UK multicar policies are possible but you still have to say which driver is the main driver of each and...
Paul Said:What do you think of these, and why. Please try to explain the answer to me.?We Answered:1. Lisa is a single working mother with one child. The following is a breakdown of her expenses for this month:
Assuming these are Lisa’s only expenditures, calculate her total expenses for the month. (1 point)
$2950
(everything she spends)
2. Assuming these are Lisa’s only expenditures, calculate her discretionary expenditures for the month. (1 point)
$950
d baby-sitting (so she can go clubbing or biking on weekends)
d cell phone: (including overages)
d clubbing (cover charges, drinks, etc.)
d motorcycle payment (recreational use)
d restaurants
d satellite TV
3. Assuming these are Lisa’s only...
Cathy Said:Budget Rental Car(insurance)?We Answered:autoinsurance.noneto.com - try this one. I have their car insurance and, as I know, they can provide such a service.Dwayne Said:Has anyone met a car crash with a rental car? I need some legal advice, please.....?We Answered:if you are an international student, talk this to the school president of the school you are entering so that the president or the public relation officer can give you advise or introduce you a lawyer to handle that case.
*car rent policy depends on the state/country. you must have asked or talked the owner of the car rental company about...
Anita Said:insurance for my gypsy caravan?We Answered:It's about as elusive as a properly tarmaced drive by travellers, or replacement roof tiles that don't already belong to your roof.Sam Said:insurance for my gypsy caravan?We Answered:Hard to get on a stolen caravan dude!!...
Diane Said:Home buildings insurance-what am I entilted to?We Answered:Hi there,
I'm sorry to hear of your predicament following the flooding in the Summer.
It is hard to give any sound advice without knowing exactly what your policy cover includes. On either buildings or contents insurance there will usually be a cause covering alternative accommodation. This could be either a flat rate fee although its is far more likely to be a percentage of your buildings or contents sum insured, usually upto 20%.
You need to contact the insurer's claims dept and find out what you are entitled to. If what they offer does...
Anthony Said:If someone's dogs kill my cat, does their homeowners insurance cover it?We Answered:#1 the dog that killed all of these animals should be put down and will be put down if you call animal control. there is no reason that this animal should be "loose" or alive.
and yes i do care about animals very much.
#2 no. homeowners will not cover this.
#3 they, the neighbors, should cover the cost of medical bills
#4 if they do not cover the cost of the medical bills i suggest you take this to small claims court ASAP
this happened with my...
Anita Said:Plan for Thailand lots of questions, please help?We Answered:first off, you can apply as an English teacher from where you are...www.ajarn.com...they may even pay for your airfare..
you can get the health insurance when you are hired by institutions that provides one to its employees..its coverage depends on the type you're given and from which company..
some can get visas that long but I am not familiar with how to get it....but what I know is that you'd be given a month max. when you enter the country..you will have to make visa runs every month thereafter...but if you have a...
Walter Said:Car Insurance-Where can i get cheap auto insurance online?We Answered:Regardless of who you decide to use, amounts will vary depending on what kind of coverage will you have. Just Liability?Collision?Theft?Vandalism? everyone of us is different! try your old place of insurance or justuse yellow pages and call around or shop for some on internetHerman Said:Can anyone pls tell me a Cheap Auto Insurance in FL?We Answered:If you want to find your best auto insurance rate, try this site
http://EstimateAutoInsuranceRate.info
Here you can get quotes from all auto insurance companies in your area. Its the best way to find an affordable auto...
Ramona Said:Best website/company for traveling by train across Europe?We Answered:You're talking about two countries a week! If I were you I would cut it by at least 50% and go from there. The western countries are a heck of a lot more expensive than the eastern ones.
There are no countries on your list, by the way, that are any more dangerous than England, for example.
Going by coach is cheapest but trains are, in fact, more comfortable. You may have to pick the best option at the time of departure. But if all...
John Said:If you have exceptionally cheap car insurance where do you get it?We Answered:Check out this site, if you want to find the cheapest car insurance just in one minute,
http://best-cheap-car-insurance-usa.blogspot.com/
Here you can get free quotes from different car insurance companies in your area, its the best way to find an afforable car insurance with a reliable company.
Best Wishes,Yvonne Said:What Insurance company automatically covers anyone who drives your car? What is a cheap insurance company?We Answered:A reputable insurance company rates the car based upon the primary driver. If your dad insures the care with himself as the primary driver, and you...
Marsha Said:Should I sell my Corsa or not?We Answered:why not look for an engine off of a later model at the breakers yard and get someone to put it in,The cambelt should be changed every so many thousand miles,according to the service schedule.these later vauxhalls are far better than before.
good luck...
Erika Said:i need a cheap insurance co. to cover my bulldog one hundred thousand dollar policy any body know one?We Answered:OK, homeowners isn't going to cover a dog that's bitten anyone, but yours apparently hasn't.
It's highly possible that your homeowners will take care of this.
You need to talk to your agent.
But NO ONE is going to give you a policy to cover liability for a dog that has a history of biting people.Earl Said:my parents are 63 and want to retire . they want to find cheap insurance to cover them until?We Answered:As was...
Brandy Said:Cheap Life Insurance for Full-Time College Student, Low Income?We Answered:Try this site
http://free-best-life-insures-comparator-usa.blogspot.com/
here you can get quotes from different companies in your area, this way you can find a cheap health insurance.Delores Said:My father is not in the best health and needs health insurance and life insurance, how can I help with this?We Answered:It won't be hard to get health insurance, but it won't cover any pre-existing conditions. For a man in his late 50's, it will probably run $400 a month - that's cheap, for health insurance, for his age.
Life insurance is easier. If you're...
Tiffany Said:Hey so I got a ticket for driving an unregistered vehicle...?We Answered:get you registration and insureance before you go to court if the court date is before you can get it in bring the reciept. Explain to the judge the story and you will be of scott free....
Jill Said:Is life insurance with cashback just a gimmick?We Answered:Yes, you are right. They're investing his money, keeping the procedes, and returning the principal. He's effectively giving them an interest free loan.
It costs a LOT more than term life, because they buy term life with part of it . .. invest the rest.Jessie Said:Which Pet insurers offer life cover?We Answered:VPI Pet insurance - www.petinsurance.com - is renewed annually but if your pet has a health issue that carries into the next term year it is covered. This is what I read on their site and I...
Leo Said:Cheap Life Insurance for Full-Time College Student?We Answered:Try this site where you can compare quotes from different companies in your area
http://best-life-insurance-usa.info/
Hope this help,...
Lillian Said:I saw this commercial for an insurance that picks up what your car insurance will not...what is it's name?We Answered:AllstateEddie Said:what is the difference in residential engineered hardwood and commercial engineered hardwood flooring?We Answered:Commercial grade means that a particular product was made strong enough to be installed in commercial buildings. Because foot traffic is so much higher in commercial buildings, flooring made for these types of situations needs to be much more durable than hardwood that you would normally install in your home. If you were to install a residential product in a commercial building the warranty...
Brandy Said:Will my insurance company cover a seized engine?We Answered:It depends on exactly why the engine has to be replaced. I first of all have to assume the vehicle was not immediately turned off...otherwise there shouldn't be any engine damage (unless whatever you hit damaged the block of the engine). Your insurance company should tell you that if you had stopped the car immediately and not driven it then the damage would not have occured...this is going to be their way of not covering it. If, however, you happened to be in a position where you would...
Loretta Said:Turning 21, need some advice on things like health insurance, it is all so confusing!?We Answered:We have a plan through Blue Cross Care First, very affordable, low deductible and copays. Try looking at their website and building a plan for yourself. Think of what you would be able to afford to pay out of pocket such as copay for a doctor visit, 10,20,30, then for precriptions, 100,150,200 deductible then after you have met this amount they become 10,15,20. Also you can add special coverage such as dental and vision. Just take your time and pick...
Peggy Said:Why does the political left compare obamacare to car insurance?We Answered:Liberals aren't exactly known for their intelligence..
Not to mention they'll never understand how the constitution spells out what powers are for the federal government and what are for the states ( where car insuance actually is mandated ).Gertrude Said:If you've never had insurance, where can you compare prices without putting personal information?We Answered:Well, you CAN'T, because there's too much variation. You can't get a price without your name, date of birth, city & state, and in some cases, social security number.
If they don't have a pretty...
Felix Said:where is the cost comparison of the health care reform so I can compare it to private insurance?We Answered:Cost what? We Democrats don't compare stuff, it takes too long..Jay Said:Why have all the cheap car insurance companies disappeared from go compare?We Answered:Because those companies are scams and only offer enough protection so that they can't be shut down for fraud.Kelly Said:how can i compare charges & benefits from different child insurance policies in india?We Answered:lay them out in an excel spreadsheet.Gerald Said:why don't insurance companies compare the money you pay monthly instead of the rates you save from...
Amy Said:Compare Auto Insurance Quotes With Local Agents?We Answered:Get a 1 minute car insurance quote from a top referred good local company.
A good car insurance company needs to be local, so if you ever have any problems you can stop by the office immediately. Plus dealing with someone face to face is always better business. How can a customer service rep that is hundreds of miles away know exactly what you are needing where you are?
You need to be able to communicate with your insurance agent, build a relationship with them, because you plan on staying with them for...
Sandra Said:Essay Topics? Please Help. (Books: Night & Incidents in the Life of a Slave Girl)?We Answered:Good luck with it. When you have done - post it for reviewRobin Said:Not a question. Sharing Life Lessons.?We Answered:I never read these before, and am not sure how to get them, but I sure would like to have a copy to put on my fridge. Whoever said them is one smart lady! Thank you for taking the time to post them for us. You have indeed made one "happy camper today:....ME!Leslie Said:Why do people compare others? I know they do it, just not...
Cory Said:Overhaul of the US healthcare system?We Answered:Good information - But the answer is
Does this bill make Health Care more affordable - No
Does this bill make Health Care better - No
Does this bill help the economy - No
Yes Health Care is bad in this country, but this bill does nothing to make it better.
This bill does the same things O's other bills do - redistribute wealth and consolidate power for the Democrat Party.
If you read the bill - you will come to the same conclusion.Irene Said:Is there need for overhaul of the US healthcare system?We Answered:If you've used it,...
Terri Said:I have been falsely accused of child medical neglect by my ex, what can I do?We Answered:Your name coupled with you being accused of child neglect convinces me you're a typlical liberal douche from the Pacific Northwest. Those people are idiots. They'll live in a tree from a month to save some stupid owl from losing its nest, but don't give a crap about people.Tina Said:just got out of college and unemployed. need short-term temporary insurance?We Answered:If you are looking for short term i work at state farmand it has a pretty good rate i can do...
Kathleen Said:How many of you have actually studied the health care "crisis"?We Answered:We could leave the system as it is and take the left over TARP money and insure the entire UNINSURED. This would cause less stress and money but it is not about this, it is about control.
I was a R.N. for 32 years and there is a crisis brought on by the Government regulation. If not for the government cost fixing the price of the MD and Hospitals and causing them to lose money on the government paid patients there would not be the constant...
Shirley Said:pls help today itself very urgent?We Answered:Whether a tax return shows a refund due or a balance due does not affect the odds of an audit. Returns are selected for audit based upon a statistical analysis of the information on the return compared to other returns showing similar incomes, job titles, geographic area, etc. as well as a review of the return for certain fraud indicators.
I've prepared returns with a balance due that were selected for audit. I also prepared one about 30 years ago that had a refund due of over $1,000,000 that sailed through unscathed...
Gordon Said:Does State Farms' Comprehensive Insurance cover running over a pothole and damaging my rear wheel arms?We Answered:Sorry, no it is not a comprehensive loss. It is considered collision. If you looked at the definitions of your policy you would see that your accident falls under the collision definitions and not the comprehensive ones. If you have both comprehensive and collision coverage then you can make a claim to your company. However, it might not be worth it for a $300 payable claim as your rates will likely go up.Guy Said:Does comprehensive insurance cover damage to my boat by leaving...
Willard Said:Where can I buy computer insurance?We Answered:Unless your computer is worth $20,000 no one is going to write a stand alone policy for a PC. If you rent an apartment then purchase a tenant's policy, which will cover all of your contents including the computer. However it may not cover accidental damage (you can discuss that with your broker/agent), and it definitely will not cover viruses or denial of service by hacking. Only really high end specialty policies that cover IT businesses have that coverage, and I can guarantee you that policy would cost several times the value of...
Russell Said:contents cover insurance?We Answered:There are three possibilites.
If you have family / friends - they can only need to stay 2 nights at your house to ensure that the house is occupied within 60 days.
Or
You can get an organisation in to house-sit (this is useful when you have other pets you want feeding)
Or
Rent your house (and earn some money) for that period...though might need more insurance cover....
Hope this helps. - Mat...
Allison Said:Does Norwich Union contents insurance cover iPhones?We Answered:We can assume you have inland marine insurance. This means that what is insured (like a phone) floats from one location to another. (It has nothing to do with floating in a washing machine.)
You caused the problem. [Note, please, that when I washed my pants with the cell phone inside, I opened it, took out the battery, and let it cook in the Las Vegas sun for a few days. It worked fine!]
My immediate guess is that you are covered. The deductible may hurt, but at least...
Marc Said:How much will insurance cost a 16 year old thinking of buying a mustang.?We Answered:I have a 96 gt and im 21 and with 1 speeding ticket from 3years ago and now I only pay $130 a month for full coverage under my moms policy. Now if i were to put it in my own name i would be higher. When i first got my car at 16 i was paying about $180 or so.Marshall Said:Anyone know of low cost health insurance in CA area?We Answered:If you want to find your best health insurance rate, try this site
http://Cheap-Health-Insurance-Rate.info
Here you...
Duane Said:Which 1/3 of Americans without Health Insurance will be covered by Democrat`s Obama Care?We Answered:So far, it appears the Congress is proposing a Plan that will cost $63,000 per uninsured American over ten years. That's $525 per monh per individual. This figure is thrown out representing 49 million uninsured Americans, so assumingly it addresses individuals and not family units. This is unrealistic, as if the costs are not for coverage, but actual expenditures for health services. Does anyone know what they're talking about, and how the 1.6 trillion to 3 trillion dollar figure is derived. Seems we would be...
Sandra Said:Does the all kids insurance cover invisalign?We Answered:healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.Alicia Said:Under what circumstances will insurance cover part or all of a rhinoplasty?We Answered:The insurance will cover reconstructive surgery if it appears that your trouble breathing is due to an injury. You would need to see a plastic surgeon for a consultation and then he would file with the insurance company. My daughter slipped and fell in a tiled shower in her college dorm and smashed her nose to bits. She was taken...
Amber Said:Would my parents car insurance cover a car bought in another state?We Answered:Only if your parents insurance policy allowed the car to be added, and they added it. It would need tags in which ever state you are a resident. If you are paying out of state tuition, you can register it in Washington, if you are paying in state tuition, you are a resident of Alabama and would need to be registered and insured there.Karen Said:Does the insurance cover my car after i just barely bought and crashed the next day?We Answered:OOPS he is notthe first...
Greg Said:Doctors and disclosure?We Answered:When you take out life/critical illness cover you have to sign giving permission for the insurer to have access to your medical records. Therefore you have given consent for the doctor to disclose details.
If the information that you had taken drugs did not come out initially when taking the policy but did at death or critical illness they could decide not to pay out. This is becuase you would be in breach of the contract as you did not disclose the drugs on the application form. When taking out the policy...
Velma Said:Does the State of Iowa cover the cost of creamation for a parent that has no money or life insurance?We Answered:Sadly you will be left footing the bill. Social Security does provide a $650.00 death benifit which should help a little. Her husband, and minor children may also be eligible for survivor death benifits. My advice is to contact a social security attorney, their are plenty of them in the yellow pages and in internet directories.Lucille Said:Home Roofing insurance.....?We Answered:Normal wear & tear is listed as insurance claim.
Wind, hail, fallen tree branch, etc.. is the normal...
Gerald Said:What health insurance companies cover fertility treatments?We Answered:It is not about just the insurance company - it also depends on the state that you live in, where your employer is located etc . . . Currently 15 states in the US mandate some sort of fertility coverage. You can refer to the Resolve Website for info on the states that require coverage - unfortunately, it appears that Florida is not one of them . . .
http://www.resolve.org/site/PageServer?p…
Be warned even if your state required it - some businesses are headquarted in other states and offer their coverage through another state...
Janice Said:Travelling to Canada for 3 months - where can I get health insurance to cover me?We Answered:Contact Global Insurance Net. They are an agent based out of Miami that I have used for about 5 years now. I live in Italy and get my insurance from them. They deal strictly with travel and expat insurance and can advise you on what policy is best for your situation.
Email is info@globalinsurancenet.com. You can talk to anyone there, they are all great. Carlos is the president.
By the way, in case you are wondering, you won't pay more by going through an agent...
Edgar Said:Is it unusual for a life insurance policy to cover suicide?We Answered:Yes that is common. The insurance companies instated that clause back in the 80's when there was the Savings and Loan fallout and a lot of executives bought life insurance to commit suicide so that their families could be provided for. Insurance companies lost a lot in premiums paid out so they changed it to defer people from purchasing a policy with the intent to commit suicide.
It can vary between 1-2 years depending on the company its underwritten through.
They also understand that things change and...
Jerry Said:Confused about mortgages: Do I need to take out a buy-to-let mortgage if I want to rent out my property?We Answered:If you are buying the property specifically to let you should get a buy to let mortgage. However if you aren't sure and don't currently have a residential mortgage then it would be in your interest to try and go down that route. Residential mortgages generally require less of a deposit. You are unlikely to get a buy to let for more than 85% of the value of the property. If you subsequentally decide to let the property you...
Terri Said:Where can I get cheap but good cover travel insurance for going to Greece?We Answered:look at a sight called www.moneysupermarket.com they have a good sight where you can purchase loads of insurance and look at other things too!
I buy all my insurance from there!Henry Said:Can you help me find travel insurance that will cover me in the even of a delay with 2 different airlines?We Answered:This one should do it.. http://www.travelex-insurance.com/index.…Raymond Said:Travel insurance that will cover my laptop and camera?We Answered:Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.…Jason Said:Able to fly with gastrostomy?...
Ruby Said:PLEASE HELP !! SAMPLE INSURANCE LETTER?We Answered:Dear Client
Our company is pleased to assist you in this matter, however at this time we are in need of the following documents:
document 1
document 2
Thank you for allowing us to assist you, as soon as we receive the above mentioned documents we can better assist you, and provide an answer
Sincerely
youCheryl Said:my mum was caught with no insurance but was unaware it was cancelled as she didn't get the letter?We Answered:The only reasons the insurance would be cancelled would be for non-payment or there was false information supplied on the application.
In either case the...
Lucille Said:How do you find out if a parent that has passed had life insurance to cover himself & property?We Answered:Secret Squirell, you say that "We are still getting bills to pay for life insurance ... "
Why are you getting bills for the life insurance -- or did you mean your friend is still getting bills?
Any bills in any way related to the deceased ought be sent to the Executor -- including the life insurance bill ! The Executor is legally bound to settle the estate -- which includes any and all "bills".
I imagine one could, in such a...
Francisco Said:My trucks paint is chipping away. Will my full cover insurance cover my paint job?We Answered:Try to deal it out of pocket, otherwise insurance rates will go up much more. You can check how quotes will change here - autoinsurance.noneto.comRegina Said:What happens if my friends car got stolen he has gap and full cover insurance?We Answered:It depends how how his policy is written.Ana Said:How long will my current insurance cover the addition of my new car, before I add it to the policy?We Answered:Your policiy would have the time limit in there. In addition some states require it...
Diana Said:Does single trip insurance cover local travel?We Answered:Check out TravelEx, I've done that leg myself many times. Here is the link that I use to get a quote --> http://www.travelex-insurance.com/index.… ...
Irene Said:if someone has a medical record of being depressed and have attempted suicide would they not get life cover?We Answered:no .. no life insurance. i applied only a month ago.. everything went fine... until.. do u have a mental illness. i didn't want to lie. i said i suffer from severe anxiety and ocd. they then asked have u ever in your life had a suicidal thought? i said yes. they then said they could quote me for a funeral expense cover.
there's ways around it though. in my work...
Annie Said:what is the best Health/ Vet cover insurance policy for dogs?We Answered:compare the companiesTravis Said:My son, who is one, is severely tongue tied and I want to have it detached. Will insurance cover it?We Answered:My son was extremely tongue -tied when he was born and the doc said to wait. We did, it seemed to stretch as he got older, they never cut it. He's 15 now and perfectly fine (cept he can't touch his nose with his tongue!) Relax Mom! Give it time!Marion Said:Anyone elses insurance only cover one sonogram?We Answered:Most insurance companies only cover one sonogram around...
Curtis Said:How good is the "Cover Kids" insurance in Tennessee?We Answered:As compared to WHAT? It's a lot better than nothing! But you have to read the benefits summary, to see what the copays and deductibles are, compared to the monthly premiums, and compare it to, well, whatever ELSE your option is.Michelle Said:Does Americhoice of Tennesse insurance cover Chantix?We Answered:making use of the SE such as google or yahoo to generate some ideas first if you would like to get the massive information,nonetheless if you would not want to put so much time,here
http://www.HealthInsuranceFree.info
is a direct...
Dan Said:Good Health Insurance in TN?We Answered:Medical Discount Plan
ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services.
Individual & Family Health Plans
This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose.
Short Term Medical Plans
This plan...
Joanne Said:got hit by a hit abd run driver. will my insurance cover everything?We Answered:You would need to call the claims department of your insurance company, only they can answer that question.Ruben Said:Will my health insurance pay for lab tests and x-rays ordered by a non-HMO doctor?We Answered:You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.infoPhillip Said:Do most insurance cover X-rays?We Answered:Most do. It depends on the type and if you've had any recently. If you've had the same type recently done before, they might not cover it or only cover a percent...
Alicia Said:Pet insurance for indoor cats?We Answered:There's a free guide to pet insurance available on this site:
http://www.pet-insurance-information.com
Most pet insurance does cover indoor cats because they are less prone to accidents / injuries than outdoor cats.Nancy Said:how much does life time pet insurance cost?We Answered:Aww, your story is so sad, shocking, but very realistic. I have a beagle whom I am about to get spayed because we don't want any pregnancy complications or anything like that.
I am very sorry for your loss. You should sew your neighbor for the damages, stress, and loss of your family friend.
As for lifetime pet insurance......
Allan Said:Pls help me with this question. My son is now 3 years old and friends suggested that i take up medical?We Answered:To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm for your reference .Alberto Said:Should i keep this old policy?We Answered:You asked the insurance company what the surrender value would be but did you ask how much it would pay out if you die. That is the figure you need to decide whether or not to keep up payments on this policy.
The type...
Thomas Said:Is critical illness cover worth the money?We Answered:It is worth the money yes. Critical Illness covers from Cancer to MS to Heart Attack to Heart ops to Strokes.
Some companies will cover more illnesses than others.
If you are thinking of getting CI cover it's best to get an IFA and discuss. Also, make sure you search through the market so that you can compare between diff companies and what coverage they offer and also the criteria for each benefit covered.Eugene Said:Can I claim For Critical Illness Cover?We Answered:OK, if you answered on her behalf, and gave WRONG answers,...
Miguel Said:Does DVT (Deep Vein Thrombosis) count as a Critical Illness?We Answered:Yes, it is considered so. It needs immediate medical attention & treatment, if not thrombi may detach and migrate to occlude the pulmonary vessels & this is defined medically as( pulmonary embolism).No one can tell when this may take place, also it may may a sudden process or a gradual one According to the size of the migrated emboli pulmonary embolism may be mild, moderate or massive.Acute massive pulmonary embolism is a highly risky life threatining condition.and is very difficult to control
I hope this helpFernando Said:Does ING "Critical...
Ray Said:how do i choose life & critical illness insurance in UK?We Answered:I worked in the life insurance industry for a while and I can tell you that *most* policies will have some kind of clause. However, they have to list these clearly and as long as you tell the whole truth when you get asked the medical questionnaire you have nothing to worry about. The questions they ask cover just about everything including hazardous pursuits (such as sky diving) and if they are still not sure they will request your medical records.
As for Aids and terrorism, I believe that...
Willie Said:Is crohns disease recognised as a critical illness to insurance companies?We Answered:Not as a critical illness but if you fail to tell insurance companies that you have crohns they can come back at anytime and say that your insurance is null and void!1Phillip Said:Does critical illness insurance cover testicular cancer?We Answered:Cancer is critical wherever you have it.Byron Said:Is there a need for critical illness insurance when your 30?We Answered:That is like looking in to a crystal ball, or playing Russian roulette, which is what insurance is all about. It is likely to be cheap if you take it on...
Charlene Said:life insurance claims?We Answered:You would have to declare that you had been ill, and anything thats happened in the last 2 years.
That in itself would either put the price up, or they would ask you to have a medical with their own doctors before they insured.
Unfortunately, you have to tell the truth. If it comes down to making a claim and they find one little detail you hadn't told them about, the insurance will be voided and all the money paid in will be wasted.Brittany Said:Why Critical illness and accidental rider with Life Term Insurance?We Answered:Critical illness can drain...
Maxine Said:Need Travel Insurance to insure cost cruise fares, which more than max cover.Know any specialist insurers?We Answered:Go with a name you can trust, and a name that is known world-wide. I suggest that you use American Express - Access America.
I have pasted their website for you, below.
Happy travels with no worries!Tamara Said:Would Cruise Insurance cover port of Egypt Being cancelled?We Answered:I don't believe this would qualify trip interuption since the cruise isn't technically being interupted just re-routed. It doesn't happen a lot but certainly not unheard of for cruise itineraries to change. During the cruise if...
Christopher Said:Does this sound like everything I will need to own a horse?We Answered:okay, so i totaled all of this up, purely out of curiosity, and you're spending about $75,000 on your future horse. honestly, i think this is a bit much, but it's not my money, so i really don't care. i defiantly think you have a lot of excess/unneeded things on this list, but again, that's your call. for me, (annually) i put about $10,000 into each of my horses. (i own 2). i think that some of your costs are a bit off though. i really don't...
Bernice Said:How can you avoid paying for expensive car rental insurance?We Answered:No.
If you don't own a car, but you drive a rental, you can either SELF INSURE that collision, or pay the rental to insure it.
Sometimes, some credit cards will pick up the collision damage waiver for you, if you use their card to pay for it.
Keep in mind, it's NOT "full coverage". Just like what you have now, is not "full coverage".
Maybe you should buy a $1,000 clunker that runs, and just buy a regular insurance policy on it. That's, what, two weeks of...
Nathaniel Said:If you get in a car accident and then after on the same day get car insurance will you be covered?We Answered:No, you will not be covered. Trying to do that would be considered insurance fraud and is a very serious crime. Just bite the bullet and pay for the damage. And get yourself some insurance immediately. It's irresponsible and criminal in most if not all states to drive without at least a minimum of liability insurance.Roberta Said:Do I need 1 day car insurance?We Answered:I looked at http://www.1day-carinsurance.co.uk as suggested. The facts page is sort of interesting in a...
Cassandra Said:Car insurance renewed same day as accident - will they pay?We Answered:If you made the payment before the accident then there is coverage.
If you made the payment after the accident then there is no coverage.
The adjuster will have to obtain the police report and confirm if the ax was before or after the payment...
Julie Said:Is there any way to get around the 90 day insurance waiting period?We Answered:This is kind of silly, you should read your question again... Whats worse? Using some kind of protection for that 90 days or getting pregnant and paying a HUGE bill because it won't be covered by insurance. My advice to you is go to planned parenthood and ask for them to write you a perscription for some sort of birth control to take during the 90 day waiting period. If you don't want to do that, you are taking that risk and you will feel irresponsible...
Brent Said:Need to change my airline flight, will insurance cover?We Answered:Phone your airline immediately. Many have an unwritten "flat tire clause" for reasonably unforseeable circumstances, and will try to accomodate you on the next flight. Keep your receipts (towing, tolls, parts, etc.) to help prove your case if necessary.Anne Said:Where can I find a death insurance plan that covers?We Answered:Well, it's out there.
If money is no object, and you're looking for a high value policy, you can buy a prepaid policy with a one time payment - which will be darned close to the payout value of the...
Yvonne Said:Life Insurance death benefits/death cover?We Answered:If you're talking about a whole life policy, this accrues interest and principal to the entire death benefit amount. If the person the policy is covering dies during the policy, the beneficiary will receive the death benefit for the full amount of the policy. Otherwise if the policy were to cancel, the premiums paid up to date would be returned. If the covered person does not die, the policy will endow at age 100 and the entire death benefit will be paid out regardless of death. Ask your insurance agent for clarification on the...
Andrea Said:Can I have a PPO Dental Insurance and buy an HMO dental insurance to cover remaining expenses?We Answered:This is possible, though both are still limited in their yearly coverage (total $ pay-out), and you
will still pay deductibles on both policies.
A possibly better (and definitely less expensive) route would be a dental plan.
Advantages? No pre-existing condition exclusions, no yearly limits.
A great trick I learned from my research reference, is to find out what plans your dentist takes first
and then check those out.
You can also research dental insurance companies there.
Wish you the best......
Bryan Said:Can health insurance (no dental) cover braces in some cases?We Answered:You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.orgCathy Said:does dental insurance cover braces?We Answered:Insurance doesn't pay much, and only if there's a real reason for it...like correcting a really bad bite.
If you want braces primarily for cosmetic reasons (e.g. your teeth aren't very crooked) then you'll be footing most, if not all of the bill yourself....
Peggy Said:Will my dental insurance cover braces for me?We Answered:health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.Marie Said:Does dental insurance cover braces for adults?We Answered:Medical Discount Plan
ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services.
Individual & Family Health Plans
This is a major health insurance plan for individuals and families. If you are looking for comprehensive long...
Rachel Said:Is there a personal dental insurance plan out there to cover implants?We Answered:Yes there are. Implants are now approved in a number of state as Type 3 (or Major) procedures, and many dental insurance companies (Delta, Guardian, Ameritas) cover them at 50% after a deductible. Look into some of these companies....
Jessie Said:What's the best dental insurance that covers braces for adults without too much out-of-pocket expense?We Answered:I haven't seen any orthodontic coverage that covers more than 50% up to a maximum of $2,000. And you won't find it through private insurance, only through employer groups, because if it was offered through private insurance, only the people who needed to use it would buy it.Gary Said:Do you know of a good dental insurance that covers braces?We Answered:Lots of dental insurances cover orthodontia, most, however, have a lifetime maximum of usually about 2000.00. Private insuraance is expensive, and...
Jeffrey Said:what insurance covers dental implants?We Answered:I worked for a doctor who specialized in the dental implants. I was in charge of filing the insurance papers and getting the payment for the patients. Unfortunately, most plans did not cover the implants at all. Only the best, most expensive plans covered a part of the implant.
I can tell you that implants are the best way to go to replace a missing tooth, so if you can do it at all, go for it! You wont regret it. Just make sure you find someone who is highly regarded in this procedure....
Jacqueline Said:does tricare/united concordia insurance dental insurance cover oral surgery and orthodontics?We Answered:Sadly the Tricare United Concordia dental insurance doesn't cover everything, you actually do have to pay a pretty big cost share.
I signed up about a year ago, if you do it online you have to fill out a lot of info bout your spouse and wait for them to mail you a confirmation after they check your info. I think the cut off was like the 20th of the month, if you sign up on the 21st or later you have to wait until the next month...
Mark Said:Tricare Dental Insurance---need wisdom teeth out asap!?We Answered:Http://www.tricaredentalprogram.com to find a dentist near you that accepts United Concordia. You will still have to pay out of pocket the only thing free with it is 2 cleanings a year. Depending on your area it could be up to $700 that you need to pay or more if your coverage hasn't started. They can make a claim to them but no guarantees. You do not need a referralJose Said:I think Monarch Dental is trying to rip me off...Advice?We Answered:the best thing will be to go back and ask them to show...
Yolanda Said:My Wife needs major dental work about 15k worth.i need to aquire some dental insurance where should i go?We Answered:YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here www.HealthInsuranceFree.info/dental.html to solve the problem.Thomas Said:Dental discount plans for implants?We Answered:Can't answer your insurance questions, but how can implants to replace molars, which you cannot see, be considered cosmetic? It is a functional thing to need restoring. Good luck.Bernard Said:ARE THERE DENTAL PLANS THAT COVER IMPLANTS?We Answered:Some of the...
Ida Said:Might my dental insurance cover getting braces removed?We Answered:You will have to pay, there is no free lunch, time costs money, so save up and get the money to have them removed, its as simple as that. The longer you stay in them without being monitored, the more your teeth will be at risk for all sorts of adverse things and that will actually be your own fault.Frank Said:UK: Is there any dental insurance that will cover braces?We Answered:healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.Gregory Said:Will dental insurance...
Jamie Said:Dental Insurance for braces?We Answered:health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.Bernice Said:How do I find a dental company that covers adult braces?We Answered:Ph a broker, and ask them to find one for you or simply phone a few insurance companiesRandall Said:What insurance covers invisalign for adults in California (not needed now, waiting period is ok)?We Answered:~~To my knowledge (I live in CA too) there are none that will cover the Invisaligns. They only cover the traditional metal braces. My son found an excellent dentist in Yorba Linda, who...
Alexander Said:Insurance for Dental Implants?We Answered:Not sure of Canada, but some insurers in the US will pay for the implants if it's the result of root decay/disease or trauma to your mouth and teeth.
I was missing 2 teeth congenitally and had to have implants for those, and I paid the full cost out of pocket (OUCH!). I'd never had wisdom teeth pulled, never even had a cavity, and I still had to pony up all of the money for everything from X-rays to the crowns at the end of the procedure. Insane. Warren Said:i am...
Jeff Said:What insurance will cover dental implant?We Answered:Implants are expensive, that's for sure....
Dental insurance companies don't usually cover any of the fee for implants, but they do cover some of the cost of the crown that's put over/on it.
Beware if/when you do get dental insurance, some companies have a mandatory waiting period for prosthetic work...
If you're eligible, AARP has a decent plan with Delta Dental, and the premiums are decent.Scott Said:Where can I find a place to do low cost dental implants in Salt Lake City, Utah?We Answered:I got 3 implants in Cancun for only $900 each...very professional and saved...
Philip Said:Dental Hygenist recommends expander, insurance doesnt cover ortho? ?We Answered:If finances are an issue then you should not be considering ortho at this time. Ortho is elective treatment mostly for the purposes of cosmetics.
You should be working on getting any cavities fixed.
As for the hygenist, I don't know what to say. They should not be diagnosing you, especially in ortho. A hygenist may notice cavities and mention it to you and have doctor verify that you do have cavities but for the most she should not be doing the final diagnosis of it. The other...
Claude Said:Does anybody have term life insurance with ing direct?We Answered:I don't but you should not worry about the financial standing of ING Direct especially in terms of their insurance division. Their insurance division is still and has always been very profitable for them. It was the financial division that incurred all the big losses.Lucille Said:I cannot find the website for Federal Home Life Insurance Company, based in VA. Can anyone direct me?We Answered:The Federal Home Life Insurance Company was recently merged with GE Financial Assurance Group.
They are located at 6630 W Broad St Richmond, VA 23230....
Yvonne Said:MOBILE INSURANCE... would my phone get barred from online mobile insurance?We Answered:The answer you need is,Yes they would block the phone because to them someone else is
probably going to benefit from it ,and there again I know you will not believe this but some people would
claim that the phone was either lost or nicked,just so they could then after the claim went
through they could then sell the original one on.Funny old world innit?...Tanya Said:I need advice from insurance agents. What is a good place to advertise online?We Answered:Great question. Good idea about advertising on auto dealer...
Claudia Said:Anyone claimed their Car a Wreak through their insurance before? what happens exactly?We Answered:call the insurance company as soon as you can, give them your policy number, and tell them you have hail damage. and they will tell you what they are going to do.
As for you if the damage exceeds 75percent of the value of the car, they may total it, minus the deductible. so if your car is worth 10,000 and there is more than 7,500 in damage, you would get 9,000 and they keep the car. you can do a buy back, if they say 1,000...
Jessie Said:Does the Diners Club Credit Card cover insurance on rental cars?We Answered:typically your own insurance company does. out of state too. I know mine does , Im in ohio.Esther Said:Does Geico Car insurance cover Rental Cars?We Answered:When renting a car, you need insurance. If you have adequate insurance on your own car, including collision and comprehensive, this may be enough.
Before you rent a car:
* Contact your insurance company
Find out how much coverage you have on your own car. In most cases, the coverage and deductibles you have on your...
Leo Said:does full coverage auto insurance cover theft of the car?We Answered:Read your policy. If it talks about "Fire, theft, collision" it does.
But, your insurance won't cover theft if you didn't take "standard precautions" to protect the vehicle. If it was stolen out of your driveway, and was locked, you are probably okay. If you parked it in a not desirable neighborhood with the doors unlocked and the keys in the ignition, you are probably not covered.Leslie Said:Why do car insurance companies not cover theft from a broken sunroof?We Answered:Because car insurance covers the CAR....
Linda Said:does dental insurances cover braces and teth whiting?We Answered:a certain percentage of the braces.
whitening, never heard of insurance coverage for that. it is considered elective....
Geraldine Said:Will Medicaid (health insurance plan) cover abortion fees?We Answered:Don't be scared. If you cannot care for a baby at this time, please consider adoption. If you feel alone and have nowhere to turn, please google "crisis pregnancy center" or call a 24-hour pregnancy hotline 1-800-395-HELP to find help near you, and resources for financial assistance, adoption, and even living assistance such as homes for girls who have nowhere to stay if their parents kick them out. If you are pregnant, ask to see an ultrasound of your baby so you can see what he/she looks like. He is not...
Thelma Said:Would "national health insurance" cover abortions?We Answered:Any insurance program that paid for abortions would not pass Congress.Mark Said:does medical cover abortions?We Answered:In my country, Australia yes the government pays for abortions, if you have a medicare & healthcare card.. although if you want it done in a private hospital, you would have to pay.
*edit*
Whats with all these pro-life answers giving their "opinions" and getting all emotional about the question
Can you ever STICK TO THE QUESTION!! and just answer whats being asked, she asked it for a reason she didnt ask your personal opinion or for your crap, so...
Tim Said:Does the USJA insurance cover dental?We Answered:I can't find any copies of my old documents, so I'm not 100% sure whether they would cover it or not, but you'll probably be stuck paying for it regardless. The USJA Insurance policy has a $2500 deductable.
This means that they won't cover jack until you pay $2500 out of your own pocket first, and getting your tooth fixed won't cost nearly that much.John Said:Does buying "health insurance" cover both medical and dental?We Answered:This depends on what plan you get. Some plans are just medical while others come with both and...
Patricia Said:Does Coventry One Health Insurance Company cover pregnancy, labor, delivery? ?We Answered:healthplans.bebto.com - try this one. My wife had no problem with her insurance coverage while being pregnant.Victor Said:what do i do if my health insurance does not cover pregnancy?We Answered:Well most insurance does cover pregnancy, but you really need to look into that, also, unless your insurance covers 100%- you will still have to pay something - like my insurance, I have $250 deductible - so I have to pay the first $250 of my bill, this is just a one time thing, after that I just have...
Leroy Said:Mobile phone insurance?We Answered:Yes it would normally be covered but you need to look at your policy and check the list of exclusions.Roger Said:What is considered 'accidental damage' according to Endsleigh Insurance?We Answered:Accidental damage cover is almost the same whatever company you use - it basically covers a sudden or unexpected incident that has not been caused deliberately but results in damage to property. So, in this case yes, that is accidental damage. If it had just stopped working then that would be wear and tear, but dropping it is accidental damage. However, you need to make sure that...
Rafael Said:Should homeowners insurance cover mold in basement - covered previous claim due to basement flooding?We Answered:The only time water ingress from the outside (non-flood) is covered is if something that is covered by the policy makes a hole in the building exterior first. So water entering because of cracks in the foundation or the water erode the mortar in a brick/concrete block foundation is not covered. Water that enters the home during a rainstorm after someone runs their vehicle into your home would be covered, because vehicle impact (other than your own) is covered.
Damage caused by mold,...
Josephine Said:Does Geico Insurance Cover Basement Flooding?We Answered:I see your home policy through Geico as a bit of an issue to start. Geico only offers auto insurance in most states and contracts out the job of home insurance. They do this in an attempt to specialize on single line offerings without over extending themselves. The Geiko rep can usually connect you with a qualified partner, which are typically either Liberty Mutual or Travelers.
In order to find out if your policy will cover this damage, it depends on how the damage is characterized first. If the damage...
Rita Said:Do you think that welfare should cover an abortion on their insurance?We Answered:Three points in favor: an unwanted child is an abused child; statistically in states that ban abortion crime rates are higher (unwanted kids become criminals); welfare kids imply expensive services and subsidies.
Contra is the matter of officially encouraging something of questionable morality. Why not encourage birth control instead? (The answer is that those who campaign against abortion are, for the most part, vociferous opponents of birth control as well, only they don't come out and say it.)Sue Said:Does Insurance cover the abortion pill?We Answered:Yes it does. It...
Franklin Said:Does insurances cover abortions no negative feedback about abortions i just need 2 know the answer?We Answered:Most don't unless there's a health risk that needs to be avoided. But if there's no health risk to you, there's a big chance that they won't. Best thing would be to call your insurance agency and ask.Bradley Said:Does insurance cover medical abortions?We Answered:Typically they are only covered if medically necessary. A voluntary abortion is not typically covered.Rosa Said:just wondering does health insurance cover abortions?We Answered:Depends on the policy. Some employers do not carry the rider, some carry a rider that covers birth...
Brittany Said:Does kids care insurance cover braces ?We Answered:healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.Terri Said:Does insurance cover braces for looks?We Answered:Every insurance company offers different levels of benefits. If your workplace has a plan that covers orthodontics, it usually doesn't matter if it's for cosmetic reasons. Some plans have an age maximum, such as 18 or while still in school, while others cover at any age. You need to check with your insurance company what benefits they offer for your plan.Nathan Said:Does health insurance cover braces?We...
Sam Said:Does the Medicaid insurance in New Jersey cover contact lenses for glasses?We Answered:Medicaid doesn't cover contacts.Ricardo Said:Does insurance cover contact lenses?We Answered:Maybe. When you get off the phone from calling your insurance company call 1-800-contacts if they don't.Maria Said:So does Kaiser Permanente not cover contact lenses through 1800contacts?We Answered:you might want to ask membership services that question
in southeern california i think they have a contract
with vision x (or something like that)
thats where i got my glassesJessica Said:does insurance cover fitted perscription color contact lences?We Answered:Most insurances will not cover cosmetic things like colored contact lenses. Most insurance...
Leslie Said:Does any know how I can get Dental implants or Dentures?We Answered:Dental Implantology is a fairly new area of dentistry and the costs are still high. As time goes on and more and more dentists are involved in these procedures, the cost will come down significantly.
There has, in my opinion, been a tendency for certain practitioners to overcharge for dental implant procedures. There are two major costs involved in dental implant treatment. The first is the implant itself and the second is the restoration (tooth or teeth) that is anchored by the implant.Amber Said:Does Tricare...
Greg Said:does aetna insurance cover ivf?We Answered:You need to call them or read the coverage limitations. Aetna has different policies and coverages. What Aetna coverage one person might have in Florida wouldn't be the same as California. And there are different coverages/policies within the same state. I know they do have IVF coverage but I don't know where those coverages are (or what companies offer them to they employees). Some insurances also will only cover the medicines but not the medical treatment or vise versa and some will only do 1 ivf whereas some will...
Hilda Said:I am a house wife and my husband and I want to have a baby but my health insurance does not cover pregnancy.?We Answered:Contact dept. of family and children svcs. I didn't have ins. and was put on medicaid and the whole thing was paid for.Angel Said:Does Coventry One health insurance company cover pregnancy, labor and delivery?We Answered:healthplans.bebto.com - try this one. My wife had no problem with her insurance coverage while being pregnant....
Jeff Said:STD tests covered by insurance??????We Answered:As far as I know, yes, insurance will cover these tests during your physical or during a pelvic exam. They even usually cover HPV (via Pap Smear). The only one they won't cover is herpes, unless you do it with a prenatal screen.
Then again, you don't have to rely on insurance for these tests (except for Hep B) if you decide to visit a public health clinic. PH clinics are usually free of charge.Felicia Said:can i get an std test from my regular doctor and will my insurance cover it?We Answered:Yes and sometimes it...
Caroline Said:Does health insurance cover speech therapy when it is advised by a doctor?We Answered:Insurance only covers speech therapy for children if there is a repaired birth defect or acquired problem (i.e., vocal nodules or traumatic brain injury).
Every state in the US (it's federal law) has an early intervention program, which is free of charge. Speech and language delay has a potential impact on education, so intervention is provided through the schools.
You can ask your child's pediatrician to refer you, or you can request (in writing) a speech/language evaluation at your neighborhood elementary school.Jeff Said:Does insurance cover therapy?We Answered:Depends on...
Brian Said:what insurance companies in NY cover tubal reversals?We Answered:Do you remember all the talk about the Death Pannes with Obama Care? You will fall into that hole and a similar panel will determine your fait.
Good luck.Frank Said:Does anyone know what insurance carrier covers Tubal-reversal?We Answered:never heard of any insurance covering tubal reversals. that is a purely elective procedure because you changed your mind. you can get it done for less than 10,000 dollars though. Look at some training hospitals with residency programs and infertility fellowships, like a county hospital. Sometimes they will do them very...
Deborah Said:Would most insurance companies cover essure and a vasectomy?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Eduardo Said:how much does it cost for a man to reverse a vasectomy?We Answered:How much does it cost? Depends on who, how, and where they perform the reversal. The first link I give you below is to a site that features doctors who do the reversal as a ministry. Prices can be as little as $1800 total cost. Some doctors though charge $15,000. Why the difference? Some doctors do it at a hospital and...
Stanley Said:How much is a back windshield replacement going to cost?We Answered:try the phone book under auto glass call three places many will come to you now days and its not high as it once was... 150 buck or so.. jst had couple done one was dodge van front 165.. one on a ford 150 Shane Said:Broken Winshield?We Answered:You need comprehensive insurance to get this replaced by insurance. Another thing; price is not the deciding factor in replacing glass. If it's cheap it means that you'll be replacing the roof in a few years due to rust. As if...
Sandra Said:How does rental car insurance offered by credit card companies (when you use the card) work?We Answered:Every card is different, and the card companies can change their insurance carriers without notice. Most of them give collision damage waiver only. If you have an accident, they will cover repairs over and above the rental company insurance, but they do not cover the cost of a replacement rental for you to drive. Very few of them cover liability. The most complete coverage may be offered by your insurance company, for a lower fee than the waivers offered...
Rebecca Said:does renters insurance cover clothes stolen out of a dryer in the park you live in?We Answered:Normally, yes, but 1. you have to file a police report and 2. it's subject to your deductible. The value of your clothes might not be over your deductible.
Plus, there could be an issue with the idea of "stolen", as there's an arguement that you abandoned the property in a public place.Francis Said:Party at my House, Guitar Stolen, Does Renter's insurance cover this?We Answered:Possibly, but you'll have to include your guest list, and prosecute if the police figure out which one of...
Michele Said:Does workmans compinsation insurance cover dog bites?We Answered:Work comp will cover for your the wound that was inflicted by the dog. What will happen is that the work comp company will go after the people who owns the dog, however they might not be able to if they have an indemnity clause.
Either way work comp should cover your bills without any questions. If you want to pursue a third party due to it you can do so, however it's such a small case that no attorney might not take it.
Happy HealingAdam Said:Does att phone insurance cover against dog...
Norma Said:Dog Insurance Question?We Answered:Hi,
I have insured my Dobermanns with Petplan for years on the Supreme plan. The excess is £65.00 for each dog.
I wouldn't be without insurance as I like the peace of mind that if anything happens I can easily pay whatever veterinary bills that my Dobes might have.
Beau's bill totalled over £12,000 for aggressive skin cancer, he also had regular medication for arthritis.
Becca had emergency surgery for open pyometra £800.00, an operation to remove a low grade tumour on her leg and ongoing treatment for thyroid.
Tori had surgery for a punctured paw, test for thyroid and spayed...
Mary Said:Extended Warranty with which Company?We Answered:Domestic & General - NUH NUH!! Crap company.
Ring any insurance company (most if not all have freephone numbers) and ask them - usually cheaper as well....
Ricky Said:pet insurance emergency cover?We Answered:Nope. Anything that happens outside a policy is considered preexisting, and no companies cover preexisting conditions.
Think about it: if everyone who's pet got sick or hurt went and signed up for pet insurance, it would quickly bankrupt the companies! They're not just gonna give away free money to everyone who needs it :)
However, you might want to think about insuring your cat for any future incidents!Clyde Said:Will my health insurance provider cover emergency care bill due to an auto accident?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such...
Phillip Said:How many people do you know do not have access to healthcare or insurance of some kind?We Answered:Zip. Zero. Nada. Nil. None.Gail Said:will employment insurance cover my trip to the dentist?We Answered:Hmm..
The Employment Insurance (EI) program provides temporary income support to those who are between jobs; cannot work for reasons of sickness, childbirth, or parenting; or who are providing care or support to a family member who is gravely ill with a significant risk of death. So, it doesn't cover the medical cost, it just ensure that you will have the same income/salary although you...
Linda Said:What is the best sports car under 70,000 dollars?We Answered:If it's mileage and more than average speed, acceleration and fuel economy the 09 Grand Sport and ZO-6 Corvette will fill the bill plus a 5 year 100,000 mile warranty. Neither of these cars are subject to the gas guzzler tax.
Regular maintenance servise is about same price what ever you drive. The short warranty period plus the cost of OEM replacement parts will do you in.Samantha Said:European Car Insurance?We Answered:caravan camping clubClaire Said:Car insurance and tax in tunisia algeria and morocco?We Answered:You did not mention if you are living...
Erika Said:find me 12 month european insurance providers?We Answered:You can insure you car in a another country. But if your travelling around more than one country you will be lucky to find anyone to insure you.
But be careful if you are living in another country you can usually only use your car for 180 days before you have to register it in that country.Gina Said:European car insurance?We Answered:By law you'll be covered anywhere you go within Europe.. you'll be surprised to find that there are no borders, no checks, unlike when coming back to the UK.
However some UK...
Carlos Said:Can I get insurance to cover the excess on my car insurance policy?We Answered:Are you saying can you get a second policy in your name to be excess? If so, the answer is no. Not really sure if that's what you're asking or not.Ramona Said:travel and car rental excess insurance combined?We Answered:autoinsurance.maclenet.com - try this one. I have their car insurance and, as I know, they can provide such a service.Ana Said:Do you only pay the excess on an insurance claim if the damages to your car or 3rd parties aswell??We Answered:The excess is paid when ever there is...
Ellen Said:Low income insurance for a 24 years old student who live in VA?We Answered:There are plenty of different medical insurance options that you have in Virginia because you are a student, you are young, and your family has low income.
You may be able to qualify for a government program like Medicaid if not then be sure and choose a reputable company like a United Healthcare, Blue Cross, Aetna, etc.
Shop around and compare rates to find the best deal for your situation.
Here is some more information on finding low income health insurance, how to find the best graduate health insurance,...
Tara Said:How can i protect my family if i can't get life insurance?We Answered:lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.Darrell Said:My Dad is Libyan and all the women in his family cover their hair, yet bare their legs?We Answered:It's not Islamic for sure
but not All people there like that so they maybe not very religious etc
I'm there right now !Jerry Said:when a family member dies when does there family get life insurance ?We Answered:It takes about 5 - 10 business days, from the day the insurance company...
Jill Said:Do you find the "Suicide Provision" found in life insurance policies ethical ?We Answered:No, quite the opposite . . .
The suicide exclusion in the first few years, keeps the INSURED honest. It promotes them being ethical.
But if years later, there's a sudden chemical imbalance that causes mental instability and suicide attempts, that isn't any kind of fraud on the part of the insured life. And should be paid, by the insurer.Perry Said:Is there a way to find all a persons life insurance policies after they died?We Answered:Try MIB.Alvin Said:can you find life insurance policies taken out...
Lawrence Said:Does flood insurance cover a flooded basement if a water pipe burst in the basement, not because of rain?We Answered:No. A "indoor flood" resulting from a burst pipe is somewhat different to a flood resulting from natural causes. This insurance only covers floods because of rain, storms, living near a beach, and so on. You would need household insurance for a burst pipe causing the flood.Gary Said:if your car becomes caught in a flood does insurance cover replacement or repair?We Answered:depending on how good of insurance you have it will usually replace the vehicle,,instead of repair,,it all depends on...
Francis Said:How to get a free rate quote for apartment, car and health insurance?We Answered:Go to your parent's insurance agent, and just ask them for a ballpark.
You can't get a real quote without personal info, as credit score is part of the rating criteria - so you need a ballpark.
If you drive an old beater, and you're not in a major city, figure the car will cost you $1,000 a year for minimum coverage, the renters will cost you $150 a year, and the health insurance will cost you $200 a month.Brittany Said:Would you like a free quote...
Toni Said:Where is a good website where I could get free quotes for insurance?We Answered:There is a site I use all the time. It has insurance advice and also has a link to get free quotes for a bunch of insurance companies. The name of the site is http://freeinsuranceadvice.googlepages.com/
Hope it helps!Christina Said:Free car insurance quotes?We Answered:The quotes are an estimate at best, and based on information you give. I'd suggest that instead of looking at a web page, find an independent agent, give him your information, let him run it, and find you the best deal in...
Hugh Said:I wrecked my car, I have full cover insurance. Will I get any money?We Answered:You should be covered for the amount of insurance you purchased. Your agent probably asked what you paid for the car and you should receive 'replacement value.'Evelyn Said:can you finance a car not having full cover insurance?We Answered:The dealer doesn't HAVE to check it - as soon as you lower the coverage, the insurance sends a copy of the lowered coverage to the lender, so they find out right away.
And, btw, they slap their own coverage on the car, and add it to your car...
Jo Said:Auto insurance full coverage state requirment?We Answered:Here you go:
http://www.dmv.org/ga-georgia/auto-insur…
The requirements are liability:
$25k bodily injury per person
$50k bodily injury per accident
$25k property damage per accidentSharon Said:what is the average of full coverage car insurance for a chavy blazer 2001 in north Carolina?We Answered:A number of factors can affect the cost of your automobile insurance. Age, make and model of car, driving record, purpose the car serves, where you keep and drive your car, and your credit rating all affect insurance rates.
Ways to lower your rates:
There are a number of things you can do to lower your rates. Here are some...
Micheal Said:in UK if no insurance when you die the state buries or cremates you what does that entail? Is there a funeral?We Answered:I became involved when a friend died in very poor circumstances, having lived on benefit for many years. The local authority of your place of death (as opposed to your place of residence) has responsibility and I did so appreciate the way in which the official of the London Borough of Camden handled matters. Because her family grave was far away in the North East, it had to be a cremation, but there was a proper...
Frank Said:Funeral directors &/or insurers - is there a plan that would cover multiple family members for burial cost.?We Answered:You have recieved some really BAD answers to this one.
I'm assuming your family has low funds and doesn't want to protect just one person but have an emergency fund that could be used by any one of you.
You can't do that with life insurance or an insured funeral preplan. But you can do it with most cemetery contracts. You can purchase a cemetery space, burial vault, casket, and open/close fee that could be used by anyone that the contract owner...
Armando Said:inquiry into the workings of gap insurance on vehicle, what does it cover?We Answered:This endorsement is designed as protection from economic loss in the event of a total loss from Collision or Comprehensive when the amount of an outstanding loan indebtedness or lease obligation is larger than the actual cash value of the damaged vehicle. This endorsement is subject to the appropriate Collision and Comprehensive deductibles shown on the Declarations Certificate.
1. Excluded Charges
The following charges are excluded from coverage under the endorsement:
Excessive mileage charges
Excessive wear and tear charges (as defined in the lease agreement)
Extended warranty...
Betty Said:Does Gap insurance cover your car if u were charge with dui?We Answered:autoinsurance.undonet.com - check these plans. As I know their rates for bad driving record is not such expensive as from other companies.Maxine Said:Does GAP insurance only cover you if the vehicle is stolen not wrecked in an accident?We Answered:These questions are state and policy specific. Please don't depend on Y!Answers for this one. Read your policy and call the company representative for specifics!Crystal Said:Gap Insurance!!?We Answered:Gap insurance is used to 'gap' the amount you owe on the car vs what it is worth if (heaven...
Jeffrey Said:What is the cost of general liability insurance for a solo acoustic musician in Michigan?We Answered:You need to go to a local, independent agent, and ask them to work up some quotes. GL coverage will depend on how many people can see the performance, and your contract (are you responsible for slip/fall claims in the audience, or is the house?).
You can bet it's going to START at $750, and could very well be higher than that.
You cannot buy this coverage on the internet. Anyone who posts a link, is spamming you. You HAVE to...
Maxine Said:Totaled my car and my insurance company will no cover car rental?We Answered:You are not being ripped off. There are a couple of companies that include car rental in their policy but most do not. I have been an agent for years and everytime I offer the coverage to someone they always turn it down. I quit offering and include it in my quote. Under an insurance contract if your vehicle is stolen, after so many hours they will provide you with a rental vehicle. It is to late now but it would be...
Byron Said:will texas fair plan home insurance cover home repairs?We Answered:No, it won't. Here's how it works: you apply for the policy, you send in the full premium amount. You have to declare damages on the application. Within 10 days, they send an inspector out to look at the premises. They give you a list of repairs that YOU have to make, at YOUR cost. They give you 30 days to make the repairs, and if it's not done, they cancel your policy.
You have to pay for your own repairs and maintenance.Pedro Said:Buying...
Marilyn Said:Have bought a static caravan to site on our own land, but cannot get insurance cover?We Answered:OK, this is bizarre. By Caravan, do you mean "camper"? You've bought a camper, you want to rent it out?
You can buy the coverage for the camper itself, through Foremost or American Century - go to a local, independent agent, and ask if they'll do that. But the LAND it's on, will need a general liability policy, which will run you $750, minimum premium, IF there's no pool or lake.
Start with the agent that writes your house...
Florence Said:Where can i get a health insurance quote?We Answered:Visit this site
http://free-health-quote.blogspot.com/
Here you can get quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.
Best Wishes,Penny Said:why cant i get 25yrs no claims on life insurance?We Answered:Very funny.
Life insurance pays out when you die.
Of course you don't have any claims.
Thank you for your humor......
Leslie Said:do you know where i can get travel insurance, (epileptic)?We Answered:Travel insurance flat out doesn't cover stuff that's already wrong with you. So right, no one will insure you for any accident/injury relating to these seizures you have several times a week.
I'd also suggest an uncontrolled epileptic with seizures 2 - 3 times a week, probably wouldn't be allowed on a long flight to Greece, on an airplane.Jacob Said:Car accident other person not claiming liability yet.?We Answered:Unfortunately there is no set time limit for liability to be resolved, although ultimately if it is not resolved it...
Bertha Said:Health insurance cover for three months in Canada?We Answered:Travelers/tourists & visitors are not eligible for our provincial health plans. Your best bet is to inquire in your home country for traveler's insurance. (most health plans here that you can buy need a provincial health card to be eligible)Loretta Said:Does health insurance cover orthodontic work?We Answered:Orthodontic work is only covered under the medical policy when necessary for a facial deformity or because of injury. Otherwise it will be a dental policy. Often the dental does not cover orthodontics for adults or children over 16 yrs old.Katrina...
Alicia Said:What does university health insurance cover?We Answered:My insurance through school covers 100% of anything done at the student health center. I see a doctor there regularly, for diabetic reasons, and get a lot of lab work done - all covered.
They can do just about anything there at the health center, blood work, x-rays, annual exams, gyno stuff... and if you need to see a specialist, they will refer you - which is like being in network.
Outside of the health center, I have a $200 deductible per semester. In the last two years, I've used my insurance extensively...
Betty Said:Is there any health Insurance plan covering Maternity Benefits with min. waiting period?We Answered:Dude, try Apollo Munich Insurance, as they have a 1-year cover for Maternity and Accident and you don't even need to be a premium member....
Don Said:health insurance covers pregnancy?United Health?We Answered:You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com...
Scott Said:what is the best health insurance which covers maternity in houston?We Answered:If you are already pregnant and do not have health insurance then you will not be eligible for an individual health insurance plan until after you have the child.
You may be able to be accepted onto a group health insurance plan but typically if you have not had prior health insurance coverage then they will not cover pregnancy or any other procedure for 12 month that you have sought medical advice or treatment for in the 6 months prior to joining the group plan.
If you are not yet...
Alice Said:what health insurance covers visits to a anticoagulation clinic?We Answered:healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.Teresa Said:Does anybody know any health insurance covers medial examination?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.Salvador Said:How do you find out if your health insurance covers mental health?We Answered:healthplans.bebto.com - here is my health insurance. As I remember they can provide such a service.Jorge Said:How do I know if my health insurance covers a certain procedure?We Answered:find a surgeon....they are the ones who...
Cory Said:Does health/dental insurance ever cover gum grafting?We Answered:Also have your dentist research your insurance and have them give the ins. people the specific dental code for the procedure. Once the insurance has that they can tell you exactly what they cover. Also most of the time health insurance covers only dental surgery if it pertains to an accident.
But have the dentist look it up on your dental insurance and they will tell him.Holly Said:does health insurance cover dental visits or is that a seperate ins altogether?We Answered:Some does, some doesn't.Ben Said:Do most health insurance providers cover dental?We...
Brenda Said:Will Anthem health insurance cover my pregnancy?We Answered:healthquotes.awardspace.info - try this one. My sister had no problem with her insurance coverage while being pregnant.Doris Said:does aetna health insurance cover pregnancy costs (checkups and delivery)?We Answered:You'll need to contact Aetna and find out whether your prenatal care and delivery will be covered. I have Blue Cross Blue Shield through my mom, and they would not cover any prenatal care for me. I ended up having to get on Medicaid, which pays for all prenatal care and delivery.Michele Said:Do insurance companies like USAA health insurance and Am family health insurance cover...
Denise Said:Cosmetic Surgery Coverage In Ontario?We Answered:A septoplasty (deviated septum) is done as a medical condition. A rhinoplasty is generally not covered as it is deemed to be cosmetic. If doctor is doing a septoplasty, sometimes they will do the rhinoplasty for free or reduced rates. You already have the room and are asleep. Plus it only adds about 5 minutes or less to the OR time.Rene Said:is there any dental insurance that pay for cosmetic oral surgery?We Answered:I never heard of any that pay for complete coverage for implants especially for cosmetic reasons. I would...
Nina Said:Health Insurance in Tennessee that covers Fertility/Infertility???We Answered:Unfortunately, insurance companies tend to offer the minimum amount of coverage and in the state of Tennessee, they are not required to offer infertility coverage. You can check the resolve website for more information:
http://www.resolve.org/site/PageServer?p…
You should also contact Fertility Lifelines - they have a toll-free number that you can call for a free consultation on your current insurance coverage. They also have a lot of great information on finding ways to pay for your treatments:
http://www.fertilitylifelines.com/
Best wishes - I hope that it all works out for you!Cory Said:Are there any health insurance...
Francisco Said:IVF Health Insurance with sperm donor?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.Renee Said:IVF health insurance?We Answered:I've had Aetna and I've questioned Cigna about their plans, I'm not too sure what is offered in your area. These 2 insurances that I mentioned both offer a $5000 lifetime limit of fertility treatment. With Aetna they would cover 80% of whatever treatment I had to under go, and I had to pay 20%, once you reach $5000 (between you and your partner) then you have to pay full cost...
Kimberly Said:What is the better option regarding health insurance. maternity rider or coverage with maternity covered & whyWe Answered:Any maternity coverage with an individual plan is more of a pre-payment plan than insurance because the insurance company knows only people who are planning on becoming pregnant will get it. If you do the math with the waiting period and extra premium you'll find that you'll be better off paying cash for the delivery. You can save the extra premium money in a savings account or, if you have an HSA qualified plan, into the HSA account. Almost all individual policies...
Jose Said:what does this mean exactly? (insurance mental health question)?We Answered:It sounds like you ahve unlimited visits and would pay $10 each time. Howeveer it is best to call the insurance company and ask them first. Some (like mine) require that you get pre approved for psychological therapy... some do not. Call yoru insurance company and ask them or you might get a big surprise in the way of a big bill that they won't pay.April Said:Does health insurance cover visits to a psychiatrist, psychologist, or to any mental health counselor?We Answered:Most insurance does cover all of the above. When...
Shane Said:Does anyone know where I can get Health Insurance for that covers pre-existing conditions?We Answered:There are at least four options available to you:
1) The TX Health Insurance Risk Pool: this is a "high risk pool" established by TX to cover uninsurable Texans. Many states have similar high risk pools. Here's a link:
http://www.txhealthpool.com/
2) The Texas Childrens Health Insurance Plan: this is NOT Medical Assistance (Medicaid); it's for working families that do not have insurance covering their children.
http://www.texaschildrenshealthplan.org/…
3) If you family's income is very low, your child may be enrolled in the...
Allan Said:Pregnancy and health insurance-?We Answered:Healthy insurance that covers maternity will also cover the baby after it is born as long as you add it within 30 days of its birth, you may have to actually pay more when the child does arrive though.Jay Said:Where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut?We Answered:There are many web sites online that offer health insurance quotes you can compare with no obligation.
Some health insurance plans may include coverage for pregnancy. You want to check with the plan when requesting your quotes.
Ask about pre-existing...
Angela Said:will my health insurance change, too?We Answered:It's NOT likely that they have two different plans. Or rather, if there's only ONE plan, it's going to be the same for everyone. If you had a CHOICE of plans when you signed up, then her plan MIGHT be different from yours.
You don't get informed about changes, except during the "open enrollment" period every year. So that would likely have been in November/December of last year. And you usually have to look pretty hard, to find changes. They don't send you a...
Kim Said:Is there a health insurance that will cover pregnancy? Please help!?We Answered:Group insurance policies cannot consider pregnancy to be a preexisting condition. That doesn't mean that pregnancy, except complications of pregnancy, would be covered. However, the vast majority of group plans cover pregnancy and maternity.
Don
http://mtnhealthinsurance.comDavid Said:Did your health insurance cover your pregnancy? (Not Medicaid)?We Answered:Most insurance companies do not consider pregnancy a preexisting condition. I worked at a Dr's office for 6 years and one my responsibilities was insurance and billing.
I had Blue Cross Blue Shield and lost my insurance during my third pregnancy bc I went...
Regina Said:What the health insurance influences on?We Answered:Most health insurances will cover mostly anything to do with pregnancy.
But some health insurances do have a primary care provider and they will have to suggest you to another doctor.
Most doctors will do this because they actually care about their patients.
I hope i helped. Renee Said:Health insurance with Pregnancy/Maternity/Labor coverage?We Answered:health insurance traditionally is NON-OCCUPATIONAL insurance. it only covers injury and sickness when not at work. at work, workers compensation insurance will cover any on the job injury/sickness.
with regards to maternity, most plans have a 6-12 month waiting period before maternity...
Gordon Said:I rearended someone in Illinois. Im already a high risk insurance.Come to find out we have none.?We Answered:In Illinois it's a $500.00 fine and a loss of license. You will also be responsible for the damage to the car that you hit and any injuries to the occupants.Jimmy Said:Which of the following might put you in the high risk insurance category?We Answered:<<<<<<<<<B>>>>>>>>>April Said:for high risk car insurance how ?We Answered:It can be one, if there's another high risk factor, such as youthfulness, or if there was vehicular homicide or reckless driving or OUI involved.
But, I think you're asking,...
Ryan Said:Maximum cover at all high st insurers £6k, need much more travel insurance. Need specialist.?We Answered:Which cruise line are you sailing with?
The insurance that P & O cruises sells which is with Fortis would cover this for you no problem.
You could always phone Fortis who are based in Eastleigh if you want advice or to deal direct.Pearl Said:recently booked a holiday with my bank of scotland visa card could this cover any cancellation ie insurance?We Answered:Simple rule of thumb a Debit card NO A credit card YES If the airline go`s bust. you do need a...
Aaron Said:Home insurance in UK. Ld to renew, but it lapsed for a few months, lost no claims bonus? Recommendations?We Answered:Kernow Lady is wrong, as you pointed out. A no claims bonus on home insurance policies was introduced a few years ago and almost all standard insurers offer a no claims bonus.
She is also wrong about the definition of "break in cover". It means exactly what it says - have you had a break in cover?
Having worked i in the insurance sector for well over 20 years, including around 13 years with a major insurer, I can assure you that...
Natalie Said:do any standard home contents insurance policies in the uk pay out for cd's, dvd's etc.?We Answered:I don't know of any company that would refuse to cover a collection like this. They would not be covered under a standard home contents policy but you could add the collection as an extra item and pay an additional premium to cover them. We do that with our current insurer and we did it with the last one too. We have never had a problem getting the cover, it just costs a little more.Mary Said:Home and Contents Insurance?We Answered:no but check with...
Jamie Said:Should I replace my A/C compressor, or condenser, or whole system?We Answered:It really depends on your finances. If you can afford to, I would replace the whole system with new. The higher SEER rating will mean lower electric bills. But if you can't afford to do this now, let the insurance replace the compressor. Just make sure the people that do the job flush the whole system clean to remove any acids that might remain from the compressor burning out. Otherwise, it might ruin the new compressor in short order.Miriam Said:Recently my stove caught fire and i was wondering...
Ella Said:mobile phone insurance?is this worth having reasons for and against?do home contents insurance cover this?We Answered:Home contents will only cover it if your house gets broken into and the mobile is stolen. Even then you have to argue like crazy with them to get another.
I've always taken the insurance out on my mobile. £7 a month may seem a lot if you never have to use it but it's the piece if mind that I like.
I never used the insurance for 3 years and was thinking about cancelling it but when I dropped my phone and completely killed it...
Mattie Said:would home insurance cover garage door replacement?We Answered:By google to collect some related information or you may try using answer engines like yahoo answer or yedda.com to get some related ideas.nonetheless,If you prefer some direct resource,here http://www.insuranceidea.info/free-insurance.htm is a good one from my own experience.Zachary Said:Will home owners insurance cover my auto after hitting a garbage can in the middle of the road???We Answered:Nope, you would have to prove liability on the homeowner and you can't. You are on your own for this one and you will need to go under your auto policy.Terri Said:does my home insurance...
Joanne Said:Fidelity National Home Warranty refuses to cover leaking?We Answered:If it's only $425.00 why even bother to claim this on your insurance. Hell, your deductible is probably $500.00 anyway. Your insurance will only go up making frivolous claims. Wait for a real emergency.Wade Said:What to do when your car breaks down 300 miles away from home?We Answered:First, since you are working, you probably have a little money in your pocket--enough for a motel for the night, so don't panic, things always look better in the light of day. At the motel, you can look in the phone book for...
Teresa Said:Living in Brisbane Australia. Looking for everyday costs like auto insurance, cable TV and electricity.?We Answered:Hello. I am near Brisbane. Well i will try and answer each one. To rent a house they are asking about $250 a week and for house insurance it is about $50 a week for that much and also a car is about $25 a week. Cable tv is $39.95 and that gives you the basic channels but you can get the gold package if you want but depends what you want. I think Brisbane is going ahead very quickly and there is alot...
Jimmie Said:Does my home contents insurance cover my mobile phone?We Answered:homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service....
Esther Said:Will home insurance cover a wet cell phone?We Answered:"oops I dropped it into the pool" is not a named peril on the standard homeowners policy. So no.
Likely, the phone isn't worth enough anyway, to be more than the deductible on your coverages.Ronald Said:Will my home insurance cover pool repair?We Answered:The quickest way to know will be to contact you insurance agent. He/she will know what type of policy you bought and the coverage limits. My personal opinion is that type of repair is not covered. Almost all homeowners insurance offers indemnity against damage...
Nelson Said:Will home insurance cover tree roots causing water to enter my basement?We Answered:No, for several reasons:
1. Tree roots are a maintenance issue.
2. Foundation damage is specifically excluded on the standard policy, except by fire
3. Water damage, from water seeping/leaking into the basement, is considered flood, and also excluded on the homeowners policy.
The city isn't liable. Any part of the tree on YOUR property, is YOUR responsibility - including the roots.
Sorry, you'll have to get this done on your own.April Said:Can you buy home insurance that covers the cost of replacing a heating/AC...
Ronnie Said:Does my home insurance cover flooding?We Answered:Most Home Insurance Policies do not cover flooding from external sources. You would need flood insurance.
If your water pipes break and the basement floods from something within the house and damage is incurred then most regular home insurance polices will cover this type of event.
But, if water from an outside source like a river, heavy rains/storm flood your house then most home insurance polices will not cover the water damage. In this case you would need flood insurance.Denise Said:Why doesn't home owners insurance cover floods?We Answered:homeinsurance.awardspace.us...
Lydia Said:Legal Advice: Insurance Wont Cover It Now I Owe A Lot?We Answered:They probly will not go to court if they know you have no money. Collection agencies always threathen to do that to scare you.
Call the collection agency and see if you can make monthly payments to them no matter how long it takes. I know someone that paid for 20 years a small amount every month. The insurance company was happy to even get that.Katie Said:Landlord tenant liability basement flooded, my insurance wont cover loss?We Answered:damage due to sump pumps, sewer...
Priscilla Said:How can Hillary claim her healthcare plan was not passed during her husband's term in office?We Answered:First off no politician can guarantee new jobs (at least private sector jobs) so those promises by Hillary were just empty nothings to get her elected into the Senate and a springboard to get her to the presidency. Also, the drug companies give money to both political parties (they just find it easier to get certain politicains to go along with what they want). Hillary is beating a dead horse. In this counrty unless a child's parent is too stupid or lazy to...
Maria Said:Anyone know a good Home Insurance company in California?We Answered:A home warranty PLAN isn't necessarily INSURANCE. That means, it may or may not be regulated by your state insurance commissioner.
Insurance isn't going to cover stuff already wrong with the house, period. And bad wiring, or badly installed wiring, isn't usually covered, ANYWAY.
What you need to do, is pull your copy of the home warranty, and read it. Do you agree with what they are telling you? If not, and if the warranty is backed by an insurance company, file the complaint with your state...
Glenn Said:Can a home loan consist of two separate loans combined to cover one loan total?We Answered:The structure is not uncommon. More so when the buyer has little to put down. The structure helps to avoid paying PMI.
The credit score is a bit low so the borrower is getting hit with a high interest rate. Likely to be some pretty steep fees being paid. Some of the time the rate is higher and the fees are lower as the lender will pay the broker after the loan closes so that there are lower fees. All legal and mostly covered by...
Marc Said:Renting and house got flooded, does homeowners insurance cover?We Answered:The Lessor insures the structure, but unless your lease states otherwise you are to insure the interior and personal contents with renters insurance. Failing that, you likely have no recourse unless the Lessor provided you with the washer/drier which in that case responsibility could fall back to them unless your lease states otherwise.
Any deductible, if it was your equipment that caused the damage, it is your responsibility to correct it. Read your lease, and call your insurance agent.Roberto Said:Buying a new home. What will homeowners insurance cover?We Answered:Homeowners insurance...
Andre Said:MacBook Pro BROKEN House Insurance?We Answered:Hi
That really sucks!
Some house contents policies would cover this, but only for the amount of damage over your deductible.
If it is covered, your insurer would look at the cost of replacing the screen vs the cost of replacing the whole mac book.
So how do you know if the policy will cover it? If you have a comprehensive policy, and this is not specifically excluded, you can put a claim in. You will have to check your policy. Sorry I can't be more definite.
Hope that helps!
Oh - One last...
Barbara Said:does house insurance cover ALL damages needed to be repaired, by a window leak?We Answered:homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.Laura Said:will my house insurance cover my shed being hit by my truck?We Answered:Maybe, maybe not.
Your auto liability, though, will NOT pay for damage you do to your house. See, that liability coverage really is "damage to property of OTHERS". It doesn't cover damage to property that is YOURS.
So. The auto policy won't pay, for sure. And some homeowners policies ALSO...
Caroline Said:Where can I find insurance for an individual piece of jewelry? My household insurance does not cover it.?We Answered:Call an appraiser, get it appraised, and then contact a private merchandise insurance agent. Based in it's value, sometimes banks will insure it if kept in their vault. You will pay for it, but if it's worth it... it's worth it.Carlos Said:Advice about filing a household insurance claim for car break inWe Answered:Every homeowners policy except one, that I've ever seen, has had "special limits of coverage". Pull your policy, go to Property, Section I perils insured against, Coverage...
Arlene Said:Is it true that if you have a pre-existing illness and you get a new insurance they will not cover?We Answered:Due to the HIPAA Act if you can prove prior insurance without a lapse in coverage then the preexisting conditions should be covered.
Go To: http://www.hhs.gov/ocr/hipaa/
to learn more.Irene Said:Isn't expecting an insurance company to cover your pre existing illness like trying to buy car insurance?We Answered:It is when your pre existing conditions are 100% caused by irresponsible choices like over eating, lack of exercise, poor diet, and reckless lifestyle.
However many pre existing conditions are genetic, or due to...
Yolanda Said:UK Health insurance and pre-existing illnesses?We Answered:generally health insurance will not cover pre existing conditions, esp if they are on going. if you think about it insurance is protection against something that may happen, not will happen or has already happened. There may be a company out there that is prepared to cover you but i would guess they would put impose a few conditions and an excess fee. sorry i can't help any more but good luckLawrence Said:Pet insurance - uk?We Answered:Insurance only covers illnesses yet undisclosed, routine vaccinations are paid separately. some vets have their own system...
Margie Said:Have you got Income Protection?We Answered:Coverage varies, depending on the policy provisions. Be cautious to purchase DI coverage only from a true financial planner or an agent who specializes in such coverage. Disability income protection is extremely complex, and most insurance agents are relatively clueless about it.
Even if you are single, you still need income (possibly more of it) if you are sick or hurt.Samantha Said:Disability Insurance for Dentists?We Answered:You need to get the exact company names, or ask for the current AM Best ratings.
Additionally, when purchasing insurance, you have to consider eligibility and coverage....
Jamie Said:Can someone check my understanding on Social Security in the United States?We Answered:The US social security system does NOT have a component for unemployment. The employer pays separate federal and state unemployment taxes on the first $7000 the employee makes.
The federal rate is 6.2%, but the federal will give a credit for the first 5.4% paid to the state.
Unemployment compensation in the US is intended to be temporary. Currently, most states are offering emergency extensions and using federal money to pay them.
FWIW, the SS system has a disability insurance component, but it is extremely difficult to qualify....
Rachel Said:were can i find income protection insurance & how much?We Answered:Every insurance agent sells (or is affiliated with someone who sells) disability insurance.
If you're looking for business interruption insurance, contact a commercial insurance agent.Brian Said:personal income insurance?We Answered:You need to check the policy terms to see if you will get anything. It doesn't sound like you're totally disabled.
You don't specify if this is short term, or long term disability coverage you have. There are WAY too many variables for anyone here to "guess" if you're going to get any money.Brian Said:How many % of...
Armando Said:Income protection in Australia?We Answered:I am doing the same thing at the moment, but a bit further along, ING seem to be pretty good, they were the only ones that would cover me for scuba-diving, and working underground (part of my job). I combined my life insurance and income protection insurance, they were good on price despite being the only ones who would cover me for everything. I am now setting up an insurance only super fund. This is a SUPER fund account with ING which will be set up only for the insurance, but this means it is...
Robin Said:Is it worth getting insurance on a large loan?We Answered:Hi Emma
The question you pose to yourself is
What Would happen if ...........?
Its the consequences that should concern you.
Is the loan secured against you home ?
therefore could you lose your home.
If its unsecured and you can't pay are you prepared to take the risk of having you credit rating ruined?
I hope that helps.Heidi Said:i got a mail like this?We Answered:100% scam.
There is not any kind of online email lottery by MSN/Yahoo or any other company.
You did not win a lottery that you did not buy a ticket for.
Your email address was...
Anne Said:Reoccurring UTIs are driving me insane!?We Answered:Hi,
It is known that diabetes dampens your immune system, leading to constant infections like uti. Have you had your urine tested for glucose? (this is a common symptom of diabetes).
Also there is something known as interstital cystitis, where the bladder is very sensitive to all sorts of things like certain foods and other chemicals. Here is a very good website, check it out: www.ic-network.com
I hope this helps and that you get better soon.Johnnie Said:Unreasonable landlord *warning long post*?We Answered:He is not being unreasonable, he has a mortgage to pay, and...
Stella Said:My girlfriend broke my glasses on purpose because she thinks I look ugly in them?We Answered:You dump her **. What she did is the destruction of personal property and for what??? Her desire to produce a vain person in you? So she apparently doesn't care about your ability to see clearly. Does she want to go riding in a car with you driving when you can't distinguish where you are on the road and if you'll then get into an accident? By all that's holy, her nerve has got me ANGRY.
Her beauty is nothing...
Randall Said:Condolence / Sympathy letter to a client?We Answered:Get a card and at the bottom something personal like I am sorry for your great loss and I am sure it is a void that can never be filled but with God's help and comfront it will make it a bit eaiser, and if you need to talk I am here for you,,,sign your name .Brett Said:Are you legally covered by insurance, if the policy is in your spouses name and it is for full coverage?We Answered:If you have full coverage then anyone who...
Lisa Said:A few Days ago I went to the park and my 08 Jetta suffered a small accident. Insurance covers those right?We Answered:If your vehicle was parked by the curb (right side against the curb), it could not have been caused by another vehicle and it would be a comprehensive claim. If in a regular parking area, then yes - collision.
Sometimes deductibles are lower on comprehensive coverage.
Either way your deductible would apply, yet it should not affect your premium.Keith Said:How many times did u fail the health and accident insurance exam?We Answered:Where are you from? In the U.S.,...
Terrence Said:Any good car insurance and car loan In Australia or south australia?We Answered:NRMA car loans ( http://www.nrmacarloans.com.au/default.a… ) is a good one, but you really have to jump through hoops to get it (example they want 3 months worth of bank statements).
My new car is with Esanda Finance which is run by the ANZ bank. I won't go into exact details here but I'm paying 11.17% fixed for the 5 year period of the loan. Application was very easy, only thing is they are very nasty if you miss a payment (know someone who did).
To get this...
Theresa Said:what does personal injury protection insurance cover?We Answered:No.
The personal property in the vehicle is NOT covered by the automobile policy. The personal property is covered under the homeowners/renters policy. The homeowners/renters policy deductible will also apply.
Personal Injury Protection covers medical bills/wages up to the per person limit.
Collision coverage (if you have it) pays for the damage to the vehicle. The deductible will apply.
If the motor vehicle accident caused damage to another person's property, that would be covered under the Property Damage Liability coverage.Ernest Said:How does Personal Injury Protection Insurance work when you are driving someone elses vehicle.?We...
Raul Said:Why is there a huge difference in insurance quotes if all info is the same?We Answered:Doesn't matter. If they take your money and write you a policy (and don't say OOPS three days later) you should be fine.
You could just be falling into a specific underwriting model that Progressive uses. Count your luck!Shirley Said:How do I get individual health insurance quotes for North Carolina?We Answered:You contact a local, independent agent in NC. They'll be able to give you a 'ball park". HOWEVER, if you're under 30 and healthy, it's going to cost about $200 a month. ...
Connie Said:Does comprehensive uk insurance cover me driving in eu?We Answered:All insurance policies in the EU MUST give the minimum cover required by law in each EU Country, so you will have third party cover (to the minimum level required).
Please note that this MINIMUM cover may be only for death/ injury only and not property damage cover. (In the UK it is £10,000,000 death/ injury and £500,000 property damage - so that is the cover that foreign motorists have (assuing they have insurance and have not upgraded))
If you read your policy you will see that the cover is provided with...
Edwin Said:Who is the best insurance company to deal with my situation?We Answered:We thought we were stuck with Geico because we had a single speeding ticket, and any of the other insurance companies would be too expensive. But we called an insurance agent anyway, and they found us a company that offered a slightly better package, for 1/3 less than Geico, and didn't care about the one speeding ticket like Geico did.
So, to find the best insurance company for your situation, I would call a regular insurance agent, and see what they can do for you. They network...
Nathaniel Said:could u pls list out the life insurance companies in india on performance basis?We Answered:I dont have the performance details. i think that you will get it in their websites. The best is the LIC of india which is a less profitable insurance but a trusty one. next is icici prudential and tiger is the best insurance companies as of my knowledge.Lynn Said:how can i find a detailed list of all registered insurance companies in florida for free?We Answered:You go to your state insurance department website - they should have a list of all admitted carriers.
You can...
Leonard Said:Will getting quotes from car insurance companies affect my credit score?We Answered:Getting an insurance quote will not affect your credit score in most cases. When you are looking for a car loan it can.
Does getting rate quotes affect your credit score since the insurance companies check your credit history?
Many insurance companies do check credit scores when determining insurance rates. It is true that credit rating companies such as Experian, Trans Union and Equifax have been known to use inquiries towards your credit report to impact your credit score. Those queries that affect your credit score are...
Sonia Said:insurance companies in NJ that cover bariatric surgery?We Answered:I have two answers: one for where you might find insurance and one about bariatric surgery. The short answer for where you can find health insurance is: it depends. You can find coverage through most health insurance companies, but most private insurers include riders on their standard policies that deny coverage for bariatric surgery. According to a New Jersey Work Group report on bariatric surgery, HMOs in the state must include coverage for bariatric surgery. I’ve included a link to the report, which also alludes to Medicare/Medicaid changing its stance on...
Jeffrey Said:Does anyone know any insurance companies that covers infertility?We Answered:It is not as simple as saying that Blue Cross / Blue Shield does . . . there are different versions and policies and every state has slightly different regulations on what must be covered. BC/BS in Massachusetts is not the same as BC/BS in Illinois etc . . .
It is not about just the insurance company - it also depends on the state that you live in, where your employer is located etc . . . Currently 15 states in the US mandate some sort of fertility...
Everett Said:If you move to a state that requires fertility/IVF coverage, will you automatically be covered?We Answered:i think you are going to have to call your ins company!
for one thing, even in states that have mandated fertility coverage - that doesn't mean that you WILL be covered - it means that the insurance companies in that state must offer it, but the company (your dh works for) still does not have to buy that coverage. it is no guarantee.
so don't move just for that! lol.
you would need to do some calling around to see what the differences will...
Mary Said:What do I do if my health insurance company refuse to cover pre-existing conditions?We Answered:They are stating that you've had this a long time - it is not something that just
happened in the last year or so - -your insurance carrier won't approve the surgery
it is a difficult decision to overturn - they won't budge at allTracy Said:uk only please..travel insurance, any companies that will cover pre-existing conditions....We Answered:Shop around, this is a good link to start with:http://www.know-insurance.co.uk/travel/i… Every insurance company will charge extra for pre-exising conditions, it's all about the risk they are taking, but it's...
Christy Said:where do I go to find ratings for car Insurance companies in Canada?We Answered:You do realize there are about 600 of them I presume! Some are in several provinces, some in only one. You don't mention whether you are looking for ratings for reserves, claims payments, premiums, but insurance brokerages have access to large books of ratings in many different areas, most of which are incomprehensible to persons who haven't completed several university level courses in insurance.Eddie Said:what are ratings of car insurance companies?We Answered:They are usually what is called a best rating. Best is an...
Lawrence Said:whats included in home insurance contents cover is my lawn mower covered against accidental damage?We Answered:You'll need to check your individual insurance policy, but if you have got accidental damage, then it's likely that you are covered. But, as per the answer below, you'll need to check your policy excess. £100 excess is quite standard, and you may lose a no claims discount. For the best advice, ring your claims helpline....
Victor Said:Rental Car question? If I rent a car and I have full coverage insurance does it cover a friend also driving?We Answered:I would say that if they are in the contract as drivers it then would make sense that they are covered to drive but stranger things have happened so it is best to ask who you are renting your car from.
I rented a car from here:
http://www.simplyinsurancequotes.com/go.… and my wife was in the contract and insured to drive....
Sam Said:Is there free health insurance for full-time students?We Answered:~~Most universities offer students medical care. Speak to your school counselor to find out what you qualify for.~~Julian Said:Can you use two insurance companies to pay for medical bills?We Answered:You can bill both companies. It's called a coordination of benefits. Normally a student plan is secondary but it depends on the plan wording (you can call and they will tell you). Be sure to send all of your bills to both companies. There is a provision called - COB savings that your secondary carrier can draw on....
Stephen Said:Insurance cover IVF?We Answered:First call them and then write them (you will find example letters on the internet when you google it) so you will receive something in writing back from your insurance company and you will be on the save side.
When I called my insurance I talked to 4 people and got 4 different answers.
Good luck!Felicia Said:Will health insurance cover IVF procedure?We Answered:That will depend on the insurance company. My health insurance pays a percentage of it, but only like 2 times.Bonnie Said:Do any NYS health insurance plans cover IVF?We Answered:I live in NY and...
Anna Said:Should someone have explained 'Letter of Credible Coverage' to Pres Obama before he used a Cancer patient as?We Answered:Maybe someone should explain it to her since she's gonna be stuck with the bill if she doesn't show the certificate. Ouch.Dwayne Said:The DWP are keeping it vey quiet but do you know this?We Answered:This has been standard Practice in many States for decades, this is now being enacted Nationwide.
This type of payout was for My State when i was laid off in 2002.Joyce Said:Where can I find an example of a good cover letter?We Answered:download resume maker professional via torrenz
then...
Gerald Said:what should i write in the cover letter for a supermarket job?We Answered:Firstly use capital letters to begin sentences in the letter (and for I).
Explain why you want the job. Don't mention the insurance number until she offers you the job. I wouldn't also mention about lack of experience. The fact that you're likely to be a reliable employee is going to be in your favour.Ryan Said:What is a letter of creditable coverage and why does every insurance company want one before they cover you?We Answered:The letter of creditable coverage lets the new insurance company know if you have...
Suzanne Said:I'm applying for a job as a graduate insurance underwriter, however I'm really stuck writing a cover letter.?We Answered:10 Tips on How to Write a Resume Cover Letter
1. All cover letters should follow the cover letter format, that is, you must format the heading elements correctly. When sending your resume via email, the line spacing and address conventions may no longer apply, although, they do in paper cover letters.
2. The First Paragraph. This part should immediately tell your recipient how you learned about the job opening, your intent, the position you are applying,...
Harry Said:Would my life insurance cover alcohol poisoning?We Answered:lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.Luis Said:My life insurance wont cover me for multiple sclerosis as my mother has it but I thought it wasnt hereditary?We Answered:You need to take a good look over your plan with a friendly lawyer,if your close to any like one in the family type of thing give them a ring.If not you and your doctor have to take off the gloves and fight.My doctors have had to a few time for me it pays...
Theodore Said:An insurance cover note?We Answered:If you're insurance company can email you a copy of your insurance certificate (or you may be able to log in to their website) then you can print it out and take it to the post office to get your car tax.
The law was changed to allow home computer print outs on 30 April 2010...
http://www.direct.gov.uk/en/motoring/own…Jenny Said:what does an insurance cover note look like?We Answered:A4 piece of paper and has Insurance Cover Note in larger letters as a title near the top.Adrian Said:How do i get a cover note for my car instead of insurance...
Ann Said:Will insurance still cover me if I take classes online?We Answered:I suggest you call them, give them the nane of the school you are thinking of going to and what their accreditation is, they can advise you. I would say yes, but I think it is best to check with the insurance company, just to be 100% sure.Janet Said:Will my insurance cover prescription drugs online?We Answered:I used this one. Good luck!Bill Said:Does anyone know if there are any affordable dental insurance online that cover dental surgery?We Answered:www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and...
Jose Said:Looking for insurance that will cover pregnancy?We Answered:Go talk to a local, independent agent.
You'll find out that maternity coverage is basically a "prepayment plan", when it comes to individual policies. That's because only the people who want to use it, buy it.
So basically, whatever health insurance you get, you'll pay that premium, PLUS an extra $300 a month or so, and you can't get pregnant for the first year, or it won't cover that pregnancy.Diana Said:If you change health insurance during pregnancy will the new insurance cover the visits and delivery?We Answered:Pregnancy cannot be considered pre-existing...
Leon Said:will my UK car insurance cover me for rental in USA?We Answered:Not too likely. And it wouldn't cover damages to the car in any case. Your English auto insurance company will not have licence to insure in Canada or the US.
Travel Underwriters has an office in London. Ask if they can sell rental car collision damage coverage for the US.Betty Said:Can I get UK car insurance to cover me in the USA?We Answered:snowbirdservices, Try getting an online insurance quote It's free and generally hassle free. http://www.autoadviceonline.com/Auto-Ins…
Hope it works outLuis Said:Funeral Insurance/Cover (UK)…What Do I Do?...
Leo Said:Question about health insurance & pre-existing conditions?We Answered:If you've had continuous health insurance coverage (no break in coverage over 63 days), then you are fine. The HIPAA law protects you. All you have to do is provide your new insurer with proof of sufficient Creditable Coverage from your last policy, and the pre-existing clause should be waived.
If you did go longer than 63 days without health insurance, then you'll have to wait out the pre-existing clause to have coverage for services related to your thyroid condition. (Anything not related to the thyroid issue should be covered...
Agnes Said:insurance covering pregnancy?We Answered:I am pretty sure that they will cover you and pregnancy normally is not considered a preexisting condition.Edith Said:When starting a new insurance plan is pregnancy considered a pre existing condition (are costs covered)?We Answered:It is possible it is considered preexisting, however most GROUP insurance plans don't. You do want to make sur it is covered over seas as well. Some may allow you services but you have to pay up front and the reimburse you on the back end in USD....
Carol Said:Home loan insurance plan v/s life insurance plan?We Answered:It depends on your own decision. If you want to cover your life risk, then go in for life insurance or just want to protect your house from loosing by your nominees, then go in for home loan insurance.
If you take life insurance, it will cover your home too. But if you take home loan insurance, it will not protect your life risk.
good luck
pnkmurthy@yahoo.com
http://www.geocities.com/pnkmurthy/lic.h…...
Dana Said:in 4 emergancy room trips over $50,000 of debt i will never be able to pay what can i do?We Answered:Contact the hospitals at the very least you should be able to work out an affordable payment plan. They have funds to help the uninsured who can not pay all their bills.
If you can not reach an agreement with the hospital(s) sadly you may need to consider bankruptcy. Medical bills are one of the biggest causes of personal bankruptcies. If you go the bankruptcy route you should attempt to get your medical problem resolved first.Joel Said:how...
Ida Said:Which company gives best insurance to young drivers?We Answered:Hi Jordan,
Looks as though you live in UK.
The best advise to give you is that you continue to do the footwork as you've already began to do.
It's very high no matter which insurance you consider just because you're male.
Things to consider:
It's cheaper if you go under your parent's policy.
If you get "above-average" grades in school, you're policy would be lowered considerably.
Taking a "good-driver-course" will also decrease the amount,
whether you choose to apply yourself to your parent's policy or not.
Driving a "grandma" car is also helpful in lowering cost factor.
The faster/sportier...
Melissa Said:How do insurance companies pay your home contents after a fire.?We Answered:You still have to make up a list.
But if your coverage limit is $154,000, that's the most you can get.
Yes, you get the depreciated value of your $171,000 up front, and as you replace items, you send in the receipts, and they'll write checks for the recoverable depreciation, until the total amount hits $154,000.Sally Said:is it true that insurance companys dont cover home contents used for work?We Answered:homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such...
Alberto Said:What is the best pet insurance in Australia?We Answered:In my opinion, most pet insurance in Australia isn't very good. It won't cover routine vet visits for preventative stuff (eg vaccinations), has a long list of exclusions (things which aren't covered), eg pregnancy related problems and caesarians (I assume this is important to you as a breeder), inherited diseases (like congenital eye problems, heart disease and hip dysplasia), and usually has a maximum payout of only a few hundred dollars, which won't cover much. Some won't cover animals over 10 years old (which is when you need it...
Mae Said:Can you advance borrow against Joint Personal Life Insurance cover?We Answered:Not if it is just straight "life cover", which is a policy that only pays out in the event of the death of one of the joint lives. If it is a different type, then this may be possible, but both insured would have to act together.
You really need to make some detailed enquiries of the company that issued the policy to get some more details and, if you have one, an independent financial adviser.Kyle Said:which life insurance plans cover murder?We Answered:The only death that is not covered...
Virginia Said:Why does a life insurance protection gap get wider each year?We Answered:Now that three days have gone by without a response to your question, can you translate for us? I'm an expert in life insurance, and I have no idea what you are asking.Alan Said:How do I help families not see life insurance as a bill but rather protection for their family?We Answered:You need to 'sell' them on the benefits, not the product. That's as simple as it is. You need to focus on what the product does for the family, not what the product is....
Leonard Said:life insurance application information sharing?We Answered:No it's not going to be stored Unless the company you plan to apply to is partners with the first company where they would have a shared file. But no it's not going to be stored on some broad database or anything. It's not smart to admit to things like that though.. keep it to yourself next time. Keep in mind.. if you happened to die and your body was examined and they found you used some sort of illegal drug use (even if it was not the cause of death) the life insurance...
Charlene Said:Does student medical insurance cover injuries and hospital expenses from unprecedented attacks?We Answered:Well check out this website u will find related stuff in it.
www.studies-abroad.com
CasperApril Said:Does your medical insurance cover you once you turn 18?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Douglas Said:Why does medical insurance cover psychiatry care but not psychotherapy?We Answered:As far as I know they're all like that. I have no idea why its like that...
It doesn't surprise me though, they don't cover my antidepressants either, about 150 a month. I don't even know why I have...
Ralph Said:How do you get insurance to cover bills if you get hurt or sick?We Answered:I specialize in this for Idaho/Washington. This is called disability income insurance. Try to find an A rated company with a good policy. Those Aflac policys have too many holesLois Said:Does my homeowner's insurance cover mildew on my walls?We Answered:No,it normally would not cover this, it is a housekeeping issue....
Alfredo Said:what people expect from insurance online websites and insurance broking firms?We Answered:the truth and nothing between the lines.Mildred Said:Is it cheaper to buy car insurance from an agent or online?We Answered:Unless you are an expert in car insurance I suggest you go with a local agent who can guide you through the tons of options that come with buying an auto policy.
As a claim adjuster I see the down side of what happens when people buy their policies on line without an agent. They too often don't buy enough coverage or don't buy the right ones. Our...
Linda Said:can you trust online insurance quotes for motorcycles?We Answered:It has been my experiance that a local agent is the best way to go for motorcycle insurance. they can get you discounts and are there when you need person to person answers.Troy Said:Finding Affordable Car Insurance Quotes online?We Answered:there aren't really any. the one that claims to give you there and 3 others only gives you theirs as the lowest. esurance is pretty low if you have no tickets and are over 25
Also, a good resource is this one...
http://carinsurance.yoll.net
Take care.
Eugene Said:Finding Affordable Health Insurance Quotes online?We Answered:A great place for...
Constance Said:UK QUESTION classic bike insurance online?We Answered:Have you tried Bennetts? They're normally pretty good & offer discounts for the ladies.
I can't find any info on their site about classic insurance, I am assuming it's for your CD200 Benly? If so you may find Bennetts can do you a normal policy for the same sort of price but without all of the restrictions normally involved in a classic policy.
https://quotes.bennetts.co.uk/src/defaul…
To be honest I'd be surprised if you can get much cheaper but they are a good company to deal with & they come out cheapest for me time after...
Debra Said:Does this sound like insurance would cover fertility monitoring?We Answered:What it states is that they will pay for test and procedures to find out why you can't conceive but will not cover procedures that directly help your conceive like IVF and IUI's.
You are also covered for the Endo treatment and management. PCOS is considered infertility so going to your doctor for PCOS won't be covered unless he is strictly diagnosing it. That's because a women can basically like with PCOS and usually only has problems with fertility in relationship to PCOS. Funny how insurance companies don't...
Judith Said:Will my home insurance policy cover damage to neighbour's window, caused by a rock flicked from my lawn mower?We Answered:I expect it would covered under the liability coverage of your homeowners insurance.Mitchell Said:What does an Ipod insurance policy cover?We Answered:It only covers manufacturers defects and battery.Danny Said:Will my homeowners insurance policy cover the theft of my riding lawn mower?We Answered:Yes, and yes. It's not too late to file that police report.
Keep in mind, it's subject to your homeowners deductible. Also keep in mind, it "counts" against you as a claim. It might not be a ...
Maureen Said:Insurance policy?We Answered:As long as he continued to pay the premiums he should be fine...now he had a loan on the policy so im assuming this is an old whole life policy... Having a loan is allowed as long as the policy wasn't paying for itself and then lapsed due to the loan against the policy....If your brother has a kidney problem he is probably uninsurable or rated really bad. Your saying the policy reinstated so im assuming the loan lapsed the policy, if thats the case then he would have to go through underwriting....
Theodore Said:Turned 25 yesterday and paid for 6 months auto insurance policy?We Answered:No. When you have an existing policy, your rate class doesn't change during that entire policy year. You have to wait until the policy renews.
It's worth it, though, to call your agent and ask them to cancel and rewrite the policy right now, to take advantage of a 50% rate decrease.Barry Said:Car insurance... Who are you insure with/best quotes. Will choose quick best answer.?We Answered:It takes about 5 minutes to get a price here and they are cheap: http://www.autoinsuranceproviders.esuper…Irma Said:Renters insurance quick...
Edgar Said:Braces and Health Insurance in Australia ...?We Answered:The most you can expect to get back is 1K and even the best health insurance has a 1K cap per procedure - Braces counts as a single procedure....
Wallace Said:The best CA car insurance? Or lowest auto insurance quote online?We Answered:If you want to find your best or cheapest auto insurance quotes just in few minutes, check out this site
http://EstimateAutoInsuranceRate.info
Here you can get free quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.Lisa Said:How to Save On auto insurance quote online?We Answered:You just search around a lot!...
Norman Said:When searching for a car insurance renewal quote, has anyone come across 'Insure Insurance Reinvented'; ultra?We Answered:It's "www.insure.co.uk" . They're Hastings Insurance Services Limited (HISL) who are brokers, they don't write insurance themselves.
You'll be interested in these reviews: http://www.reviewcentre.com/reviews2434.…Julio Said:Does this UK car insurance quote sound right?We Answered:Sounds about right. You husband is less of a risk and on the basis that he will use the car some of the time the overall risk is less. You however are an unknown quantity and so the main part of the cost is you. After a year or so of claim...
Penny Said:I hit a car but have no insurance. I live in Melbourne Australia. What can I do?We Answered:You can turn yourself in to the local police for driving without insurance, or you can pay the $1225. His insurance won't do much for you, they are going to be the people reporting you to the police.Jaime Said:Is it possible for a 20 year old to get motorhome insurance?We Answered:Have a word with these people, they may be able to help...
http://www.caravanclub.co.uk/insurance-a…Charles Said:how do i find car insurance for my 55 Chevy Bel Air, in Australia?We Answered:Firstly what state are you...
Theodore Said:Will you be kind to tell where to buy good auto insurance quotes online?We Answered:I recommend you this site where you can compare quotes so you can find the best option for you
http://Cheap-Car-Insurance-USA.infoDerrick Said:Do any of you know where I could get auto insurance quotes online?We Answered:I recommend you this site where you can compare quotes so you can find the best option for you
http://Cheap-Car-Insurance-USA.infoDeborah Said:Is the any agent who can give me details about auto insurance quotes online?We Answered:I recommend you this site where you can compare quotes so you can find the best option for you
http://Cheap-Car-Insurance-USA.infoMarian Said:Where...
Jimmy Said:Are there any Uk car insurance sites whose multiple car insurance quotes actually do work out cheaper than?We Answered:Not really unless everone is over 30 with low insurance group cars & no points on their licenceLonnie Said:What is Motor Legal Protection? (insurance quotes) UK.?We Answered:The first answer isn't altogether correct: What most people don't realise is that motor legal protection also covers your insurer pursuing your claim in the event of an accident.
For example, if you had an accident that was either your own fault or a 50/50 claim, your payout may be very little or nothing compared to...
Nora Said:Health Insurance covering the cost of braces?We Answered:See if the health insurance will pay for it, IF IT IS medically required (dr authorizes it, as for his physical well being/necessary)Chad Said:Insurance that covers on going braces treatment in Florida?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Dorothy Said:Cost of braces second time but with new insurance?We Answered:You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net...
Clifford Said:Insurance not covered for non cosmetic surgery?We Answered:You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.infoRoland Said:Insurance? Cosmetic surgery.?We Answered:None of them.
Because only the people who wanted to get breast implants, would buy it. There's no "sharing of cost" between people who USE it, and people who DON'T use it.
That's how insurance works, sharing cost between a lot of people who don't file claims, and a very few people who do.Tony Said:is there such a thing as insurance that covers cosmetic surgery?We Answered:Only if it's restorative, such as...
Colleen Said:What insurance company covers infertility treatments?We Answered:Usually the only time it is covered is if you are covered under a group plan, that has lots of employees and is self-funded. I suggest you contact an independent agent and ask them to do the leg work for you. The answer to your question may vary from one state to another according to the insurance laws of your state of residence.Deborah Said:Do you know any health insurance that covers for infertility treatement in TX?We Answered:Texas requires the group insurers (not individual plans) offer coverage but employers are not required...
Reginald Said:Does anyone know what Insurance covers IVF?We Answered:Don't respond to the spam messages saying they know some random company, click here . . . it is an invitation to computer virus and to identity theft.
Back to your question, only 15 states mandate that fertility coverage to some level be provided and most do not cover IVF . . . of the ones that do cover IVF, they do NOT cover it in the situation of tubal ligation. The sentiment is that you made the decision to tie your tubes and your infertility is NOT due to a "medical...
Frances Said:anyone know a good insurance that covers maternity in florida?We Answered:healthplans.my-age.net - try this one. My wife had no problem with her insurance coverage while being pregnant.Toni Said:What is a good insurance company that covers maternity?We Answered:Most individual insurance plans don't cover maternity. Some plans will let you add a maternity rider to the policy, but they are VERY expensive. They also generally require you to have the maternity coverage for 9 months before you conceive. I looked into this extensively about a year ago, and never found insurance for maternity that wasn't outrageously priced.
If...
Stephanie Said:orthodontics insurance?We Answered:It would be dental insurance. Most policies have limited coverage and waiting periods for coverage-so look at what it will cost you in premiums versus benefits payable when you are considering.
It may work to your advantage to ask your doctor for a discounted cash rate instead.Marvin Said:Why aren't braces/orthodontics covered by insurance in North America?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Roger Said:I need an insurance that covers orthodontics ?We Answered:When my daughter was in college she decided she wanted to go ahead with braces. Most...
Thelma Said:Does Australia's national health insurance cover plastic surgery for facial scars resulting from an accident?We Answered:Medicare doesn't cover surgery for solely cosmetic reasons so you would need to have a referral from a psychiatrist or other medical practitioner to the effect that it was required for some other reason. That wouldn't be hard to do for scars resulting from an accident.Franklin Said:Plastic surgery insurance?We Answered:You would need to ask your insurance carrier what they will require for documentation that this was not cosmetic in nature.
But even if you send this documentation they could deny the coverage after the...
Dustin Said:Is there a health insurance in PA that covers pre-existing conditions?We Answered:There’s not really such a thing as insurance for pre-existing conditions, but the good news is that it’s much easier to find help these days. Your best chance is to join a group health plan, such as one you get through work. If you were under a group health plan, you should be protected under the Health Insurance Portability and Accountability Act (HIPAA) in this circumstance. Under HIPPA, you should be able to credit the time you were covered under the old group plan against the waiting period...
Carol Said:Maternity/Pregnancy Insurance -- Covers Medical Cost And Maternity Leave?We Answered:Nope, there's no one policy that does that.
Health insurance with a maternity rider will cover the medical costs, and a short term disability policy with maternity rider would cover your lost wages.
It's very difficult to find ANYONE who has a private policy for you to buy, with the maternity riders, because only the people who plan on using them ever want to buy them. Because of that, you USUALLY have to pay into them nine ful months BEFORE CONCEIVING. Which means, 18 months before...
Bernice Said:is there any type of insurance that cover tubal reversals?We Answered:Very few insurance policies cover reversals of tubals or other permanent contraceptives. From the insurer's POV, it's not like the tubal is making you sick, making your surgery elective, and presumably you're getting it reversed because you want to get pregnant. And pregnancy and delivery is the most expensive thing a young woman's likely to take her insurer for. Thus they're unmotivated:(
Save up and shop around in your neck of the woods... it's not a terribly expensive surgery (in the 6K-10K range). Many clinics offer...
Charlene Said:Question about Life Insurance?We Answered:At their age, it's going to just be cheaper for you to sock the money away to pay for the funeral.
With life insurance, if you buy $10,000 of coverage, it pays out $10,000. If you buy $5,000 of coverage, it pays out $5,000. The older you get, the less healthy you are, the more it costs. It's quite possible that buying a $10,000 policy on each of them, could end up costing you $125 a month, or even more. That adds up pretty fast.
Plus, you can't do it, without their...
Victoria Said:For co-op apartments in NYC, does insurance cover terrorism losses (if there's another 9/11)? Thanks.?We Answered:Intentional acts and acts of GOD are NOT covered under insurance policies. you can buy special endorsements or riders. NO deliberate act is ever covered....
Larry Said:Will my insurance cover pregnancy?We Answered:Yes. Group policies cannot exclude pregnancy as a pre-existing condition. It doesn't matter whether you had creditable coverage for maternity benefits.Guy Said:How does marriage affect insurance with pregnancy?We Answered:Because you and your fiance are currently pregnant, you and her will not be able to obtain a new "individual/family" policy.
However, if your fiance is currently a dependent under her mothers policy she will be able to contiune these benefits through COBRA (as long as the employer has over 20 employees). The reason for this is the clause that talks about transitioning from a...
Jordan Said:I was involved in an insurance accident January 18th. Could someone that has actual experience help me?We Answered:This is what I tell my insures when they are asked to come up with a figure. Talk to you doctors and find out how long they are expecting until you are "made whole" if you ever will be. Find out how many more Dr. Appointments they are expecting and how much they think that will cost. Round up (ex $272 = $300. Then make the following list
Current Dr Bills _____________
Current lost wages __________ (include your hourly wage for the time you...
John Said:Is there travel insurance that covers vacation injuries?We Answered:Travel insurance will not cover your medical expenses in case of an injury. You can purchase short-term medical insurance (just google it).Billie Said:Travel insurance for a ski-ing holiday?We Answered:try http://www.portwood.co.uk/travel-insuran…Terri Said:Zero Deductible, Catastrophic Health Insurance.?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Richard Said:FIRE :( crying?We Answered:People are sick. I'm sorry. Sometimes people like to harm other people or other people's belonging's because they think it's "fun." You should tell your parents about getting sometype of alarm. like a gaurd dog...
Joseph Said:Which company is best for international health insurance?We Answered:Check out www.piu.og. They can bind up to $20mil of coverage for Lloyd's of London. They have a few different plans based on your son's needs.Cheryl Said:What about an international health insurance policy that covers repatriation?We Answered:It means, bringing you back to the USA. Example: If you're on a cruise ship, and have a heart attack, you'll have to be flown back to the USA usually by plane from the nearest port's airport, or helicopter.
It can EASILY cost $50,000 for that.Ricky Said:Anyone know where to get affordable...
Brett Said:which international medical insurance company you would recommend?We Answered:An informative and comparison website www.getmeinsure.com is been launched in India. Consumers can apply for a free quote for their Life insurance, home insurance, health insurance, car/auto insurance , child plans and retirement plans from any number of companies of their choice. Its one the only portal connecting insurance consumers directly to insurance provider. The advantage of the website is that with a single insurance quote request form consumer's can contact all insurance companies operating in India.
Consumers can receive , compare and go with the lowest quote offered and reduce their...
Wendy Said:Where can I buy domestic travel medical insurance?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.Kevin Said:What are some good options for travel health insurance?We Answered:health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.Rhonda Said:What is the best global/international medical insurance?We Answered:Jebbie - yes you should not come to China without US coverage, or at least some type of international coverage that will cover you in the STATES, you must make sure 100% that the insurance will cover you not only in...
Ricky Said:what is the average cost of a vasectomy reversal in massachusetts?We Answered:It depends on who you go to and if you are trying to reverse a partial or full vasectomy. A partial vasectomy is easier. All they have to do is minor surgery and take off any clamps or device used to pinch off the vas deference to prevent sperm from being released. If it was a full vasectomy, (where they actually cut the vas deference) they need to reconnect two ends. This is a bit more tricky and not always successful.
But yeah I think 2k as a minimum...
Jim Said:On what grounds is abortion covered by insurance? And WHY?We Answered:If the fetus put the mother in life-threatening danger, medical insurance will pay to abort the pregnancy. It is simple, just as any life threatening injury is covered by insurance, so is abortion, when medically necessary.
You would most likely have to be admitted to the hospital and be evaluated by a diagnostician. If they come to the conclusion that that is the best treatment, then it will be offered to the patient (mother). The doctors would attempt to have the baby if it is far enough along and...
Stephanie Said:Have you ever experienced acupuncture to successfully treat a disease?We Answered:I am using acupuncture right now to prevent diabetes, along with exercise, diet modification and Chinese herbs.
As for coverage, it really depends on the insurance company's policy. I pay for mine out of pocket, but for my health, it is worth it.
I do enjoy my treatments, it is very relaxing and recharging. The needles may hurt for a few minutes, but it usually fades by the time the half hour is up.
My only complaint is that my acupuncturist should get softer tables!!Eduardo Said:insurance and acupuncture?We Answered:Charli,
The answer...
Miguel Said:How long do you have to sue a home builder if your home has a major defect caused by the builders?We Answered:Most states have a much shorter time than seven years- but not all states.
Most states that have a shorter time also have a clause that the clock starts when you discover the problem (or should have discovered).
You need a local attorney that knows your local laws.Andrew Said:Please help, next step to obtain payment uncollected?We Answered:Bummer! Was he correct in that you only have 20 days to file the mechanics lien? I'd sure run this by someone...
Lucy Said:Does homeowners insurance cover jewelry of any resident of the home or just family members?We Answered:You need to either add your BF to your policy (if allowed) or to have him purchase separate insurance for his ring. As well, understand that most homeowner insurance policies have limits on what they will pay for lost or stolen jewelry, unless you declare the ring as an additional item (which will cost you more in premiums). To declare such jewelry will require a certified appraisal from a certified jewelry appraiser.Joann Said:Does anyone know an insurer that will cover a high...
Sherri Said:Will car insurance companies cover vandalism?We Answered:If you carry Comprehensive (sometimes abbreviated as FTC) coverage, then yes, vandalism is covered. You probably carry a deductible that you would be responsible for. Most people carry a $250 - $500 deductible. Your policy or your renewal bill will tell you.
However if something is stolen from your vehicle, that would actually be covered by your Homeowner's or Renter's insurance....
Ana Said:Does Gieco cover lost key for insurance?We Answered:Policies vary, but I have had several calls from Gieco to replace lost keys. They only pay up to a certain limit, though and it is not near enough to totally cover a Volvo. Also I understand they will only pay if the key is made by a locksmith on site, not for dealer replacement.Sam Said:does car insurance cover loss of car key?We Answered:Doubtful. Go to the dealer with the VIN number and proof you actually own the vehicle (under new laws you MUST be the owner) and they...
Renee Said:Would my landlord insurance cover?We Answered:Nope, once you lose in court, it's too late to submit the claim.
The time to present the claim is NOW. You MUST give your insurance company the opportunity to defend you. Which means, that you have to use THEIR attorney, for the defense part. Although they might be willing to let your guy do it, instead, as he's already involved.
I have no idea how her medical expenses are your fault (lol, probably neither do you) but bodily injury IS covered under landlord liability.
Turn this claim in to your insurance company right...
Stella Said:Help. Thiefs have just ruined christmas.Would i be covered by my landlords insurance if I have been robbed?We Answered:I see this type of thing far too many times. I take care of a few rental properties, and I ALWAYS advise tenants that they must get their own renters insurance. The Property owners insurance WILL not cover tenant possessions.
Sorry this happened, especially when renters insurance is fairly cheap and well worth the peace of mind!Jeremy Said:Will landlord insurance cover vacant property?We Answered:It's impossible to know, however, your personal homeowners policy - on a standard HO3 form - AUTOMATICALLY covers...
Barry Said:Laptop Insurance- What could i do to my existing laptop, in order to get a new one.?We Answered:People like you are the reason that insurance rates are so high. You think its a victimless crime, well, its not. I end up paying higher rates because of you.Antonio Said:Does contents insurance cover laptops?We Answered:Depends on how it was broken. Yes, they're just as much your personal contents (assuming it's not a business computer) as everything else in the house.
But CONTENTS are covered under a "named perils" basis on the standard homeowners policy - so the REAL...
Franklin Said:why do i need legal cover while taking car insurance?We Answered:In the event of a claim you may need legal representation.
You may need to claim back uninsured losses from someone who hits you
You may need to sue for personal injuries.
Not having it is a false economy but check to see if it is included already in your house insurance as some do....
Bobby Said:if i have legal cover on my van insurance will i have to pay my excess even if the incident was not my mistake?We Answered:From what you say, you will have to pay the garage the £520 (though why you would want a policy that means you have to find so much money in the event of an accident beats me - presumably it was cheap, and now you know why) and then submit the receipt to the company providing the legal expenses cover, and then wait for them to get the money back for you. From what you...
Amanda Said:My motor Insurance co. won't back me up after an accident that I believe wasn't my fault. Require help!We Answered:The legal cover companies will only take on cases where they are guarranteed to win.
Find out how much it will cost in legal fees to fight your case and compare it to how much you will lose from your insurance if you get them to pay for the damage.
You may find that you will be better off not to pursue the matter.
I know, you want justice to be served but sometimes you have to take a hit, it's...
Franklin Said:Is it worth adding legal cover to your car insurance?We Answered:Here is a trade secret. The actual cost of legal expenses insurance to the broker is.... wait for it ....... about £1.00 (One Pound) - because they usually have several thousand policyholders in the scheme.
The reason for the high mark-up is that many motor insurance policies provide little in the way of earnings for the broker - typically 7.5% to 15% (compare that to the 'mark-up' by retailers) from which the broker has to pay staff, bills, comply with the rules and regulations of the FSA, market their products...
Naomi Said:does liability insurance cover if you hit a house?We Answered:If she took the extra liability insurance on the truck then that should cover the carport and your personal truck however it won't cover the U-Haul truck.Pamela Said:In case of an accident where someone in a motorcycle is badly hurt will liability insurance cover?We Answered:It depends on the personal injury limit of the policy. If an investigation determines that the driver of the car was negligient or had criminal intent, and the rider dies, no amount of insurance will help them. Insurance doesn't mitigate a crime (other than not having...
Joy Said:Will liability insurance cover the repairs for the other persons car?We Answered:That's what liability is for.
Liability pays for property damage to other peoples property and injuries for which you are legally liable.
You can not be liable to yourself.Holly Said:Does my auto liability insurance cover me while driving a rental car?We Answered:You need to check that with your auto insurance company. Different states have different regulations. In NYS, you are covered anywhere because we have "no fault" but I have relatives in NC that found out the hard way when they first moved there. Best to call your company...
Josephine Said:Why are we (in the US) so critical of heath insurance?We Answered:Control, plain and simple.
You raise a good point, you want to drive a car in virtually every state you are required to have insurance on that car, to finance a new car you have to have insurance, to purchase a home you have to have mortgage/home insurance. Um, makes you wonder is something is not in the works if they get this abortion pushed through....
Kurt Said:What do you think of my chapter for my fic?? 10pts best answer!!!?We Answered:It was interesting, but there was so much of the story for such a confined time & space that I found my mind wandering. That's not a criticism of your work, just the limitations of trying to read w/ clarity to make observations. However I have these suggestions:
change slow bites to nibbles.
peaked should be piqued
after sentence about calling every 6 mo. try "each time they're a little
more insistent for a finish date"
Really well--"Quite well, in fact, so much so that periodically I'd...
Laura Said:Does a lack of evidence ever deter you or make you question?We Answered:From my understanding, your question of the truth is a sign of your maturity. It is something special and many are awaking to this and refusing blind faith. In the Baha'i faith this is called the independent investigation of truth.
I'll leave two quotes from Abdu'l-Baha were he stresses the importance of investigation of truth.
The first is the independent investigation of truth; for blind imitation of the past will stunt the mind. But once every soul inquireth into truth, society will be freed from the darkness of...
Patsy Said:Please help, I am confused!!?We Answered:You won't get free housing, electricity, etc, etc in Australia. I don't know the qualification ins and outs. We desperately need nurses... but for friends of mine in nursing, it's definitely a labour of love, not cash reward. Rural areas especially are screaming for people. I'm in central NSW and the hospital here has an amazing array of nationalities in the nurses and doctors. It sounds as if the beginnings of a family will be easier where you are security wise. In saying that though, Australia is a...
Darryl Said:Is it ok for a person to start chemotherapy if they have bad tooth aches?We Answered:Chemo weakens your immune system. If your daughter has any abscess (infections at the root of the teeth) on any of those teeth causing her issues, that infection could spread like wildfire.
If the abscesses get out of control--which can happen within hours--the infection can enter her bloodstream and kill her. It is a very serious matter.
She should at least go to a free dental clinic and be x-rayed and examined. Otherwise, the life-saving chemotherapy she is about to begin may actually help...
Gwendolyn Said:Advice on starting your own business?We Answered:Having run two small businesses myself (but not similar to the one you envisage) I'd say that, when the recession is over, go for it. You'll work harder than you'd work for a boss and you'll have more worries but, with a bit of luck, you'll make more. However, I'd advise you to risk as little cash as possible in the first year, till you see how things go. Don't lash out on fancy premises, etc., and if you can keep on your...
Brett Said:can i sell my life assurance policy?We Answered:Old know all is correct. There is a market in traditional with profits policies, but not in unit-linked ones.
You can try a number of companies
www.aap.co.uk
www.1stpolicy.co.uk
www.surrendalink.co.uk
Or, there is now a platform:
www.tepexchange.com
That accesses a number of the companies and will find you the best price for your policy.Beverly Said:W hole life assurance with profits and with periodical endowments?We Answered:Call the insurance company that it was bought from. That's the only way of knowing for sure. Completely depends on the contract details of how it gets paid out.
Even...
Allen Said:Married couple are made bankrupt. One of them dies. Who does the life assurance policy payment go to ?We Answered:More information is needed to answer this question. Generally, if your bankruptcy is discharged, then the funds go to the surviving spouse; however, if it is not, then it may go to the trustee for payment to the creditors. But, it may also depending on which chapter the bankruptcy was filed under, if the stay is in effect - all sorts of issues.Alicia Said:I Want a life assurance policy that is more like a savings plan and pays...
Pamela Said:Convert text into own words - help me. Please?We Answered:The idea is that you put them into YOUR own words....
I'm not you so....sorry - can't help!Vickie Said:IS IT NORMAL... to have doubts in life?We Answered:But I could just be pessimistic. And abnormal. Or normally unpessimistic.
Moo, you are a sum total of your life's experiences. Your parents and/or significant others shaped your reality. You were a blackboard that people wrote on. You eventually write your own script but it is colored by what has gone before. Over time you modify and adapt to survive. We all carry much emotional baggage.
The...
Laura Said:Name the freaky / mindbending movie from the quote.?We Answered:1) Brazil
2) Jacob's Ladder
3) Pi
4) Donnie Darko
5) Eraserhead
6) Dark City
7) People Under The Stairs
8) THX 1138
9) The Manchurian Candidate
10) 2001: A Space OdysseyGrace Said:Where is the following quote from?We Answered:The Hero with a Thousand Faces by Joseph Campbell, p. 116...
Terri Said:Paying high Life Assurance because I'm supposedly obese. Is it fair?We Answered:That's "Insurance" and it's well known that BMI is not an accurate guage of fitness because of the issue you are having. It doesn't take into account people who are very muscular.
Yes, it's fair for people who are very overweight (fat) to have to pay a bit more for insurance, as there is an increased risk of health issues for people who aren't "fit". However, it should be determined you are actually fat and not just big/muscular before charging you more. You should not be penalized for being...
Valerie Said:How many travel insurance policies are sold in the UK?We Answered:
Your question is not likely to be answered in one word.find useful tips here http://www.InsuranceFreeTip.info/insurance-for-free.htm though.
Nellie Said:Where can I find a list of all the Uk life assurance companies?We Answered:I use Yell.com for things like thatDon Said:Am i due a tax rebate? uk?We Answered:There are 2 ways of claiming your tax back:
(1) You can claim the tax back by contacting your local tax office, providing a P91 form, as well as your P60/P45s and P85/P86 if applicable.
(2) Alternatively you can use an agency to help you. An agency...
June Said:Who lives in Australia, NSW and might just happen to know where I can come across some DMT ?We Answered:You can find DMT in local trees. I'm not trying to be a smart a$$. You could likely spend your entire life asking every person you passed if they had DMT for sale, and wouldn't find any. It's not hard to extract it using plant material (found locally or purchased legally through mail order) and some stuff you can buy at a hardware store.
Check this link
www.erowid.org/plants/acacia/acacia_ex…
Look around erowid or other places on the net to find...
Johnnie Said:E Bay question - How much could I make from a March 18, 1966 Life Magazine w/Barbara Streisand on the cover?We Answered:i just did an ebay search for life magazine and found a lot of mags ending with no bids http://shop.ebay.com/i.html?_nkw=Life+Ma…
ebay might not be the right venue for selling that.
maybe you should see if you can find somewhere specifically for magazine collectors or streisand fansCarla Said:life cover?We Answered:You really don't need the coverage. Who would be the beneficiary if you have not dependents and no mortgage to pay off? If you are thinking about having...
Mabel Said:Are there any life insurance companies that will cover someone who's had a recent DUI?We Answered:From an insurance aspect your husband would be a high risk. Doesn't matter how little he was over, he was still over. There are companies that will approve him, but it depends how often he drinks. IF he drinks on a regular basis that increases the chances of him re-offending and possibly hurting himself or others.
You're best bet is to contact a lisensed insurance broker. They will have access to multiple companies and can find one that doesn't focus as...
Troy Said:Picking out life insurance for myself and family -- help?We Answered:Nope. The insurance company that's best for your mom, is probably not going to be the one best for you.
Website links you'll get, pretty much all harvest your personal information to sell it as leads to hundreds of agents.
The reason why you'll get referred to a broker, is because there's no one company that's cheapest for EVERYONE.
So, since you want to research online, do some thinking - heavy thinking - about what the GOAL is, for each of the policies. And read yahoo...
Alfred Said:Does anyone know of life insurance that will cover a child with cystic fibrosis?We Answered:lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.Joseph Said:Does your life insurance policy cover being licked to death by your dog?We Answered:I already told you to stop putting peanut butter on your private parts!Dawn Said:DOES LIFE INSURANCE COVER NATURAL DEATH IF THE PERSON COVERED DIES OF NATURAL CAUSES DURING A PRISON SENTENCE?We Answered:Depends on the type of policy.
If the policy was purchased prior to the crime being committed, and is past the contestable period, AND...
Kyle Said:Have endowment worth 15k; wish to cash it in & switch to repayment mortgage?We Answered:A conversation with a Independent Financial Adviser is your best option. The first meeting is usually free and without obligation. If its in your interest to do so you may be better off selling your policy in the traded endowment markets, you may get a higher price than cashing it in with your endowment company.Glenda Said:Can I take out enough student loans to pay for medical school and my mortgage?We Answered:That would be one hell of a big student loan. I don't know...
Gwendolyn Said:What Online Tax Program can I use? I won the lottery last year and paid $3000 in taxes + I had a baby so -->We Answered:Try Turbo TaxRobert Said:what are the best products to cover & minamize under eyecircles?We Answered:honey i am telling you murad makes a undereye lightner. it is amazing. i had the same problem. it has 2.0% hydroquinone skin lightner. works wonders. the web site is www. murad.com or the number is 1800-33-murad. you will thank me. i promise.Tom Said:Any good makeup to cover under eye circles, really bad ones!?We Answered:I've had the same trouble... until...
Deanna Said:can you get money after your pet dies?We Answered:there is no such thing as life insurance for pets.
Think about it.. there's alot of people who consider pets to be disposable.. if there was such a thing, then people would get pets, put insurance on them, and kill them just to get the money.
The health insurance only covers medical bills.. and honestly I havent found any that are worth it.. you'd be better off to put the money into a savings account every month and leave it there for emergencies. If your pet needs care, then you...
Kent Said:Do life insurance policies cover suicide?We Answered:If you people who answered this with a definite "No" will read an insurance policy, they almost all say it will not be covered for two years after the issue date. This is standard policy provision and means that if the policy is over two years old, it will pay. Also if you did not have aids when the policy was taken out, it will pay for that as well. If you don't know the answer, please don't give wrong advice.Clara Said:How old do babies have to be to be...
Karen Said:Is there any single insurance policy covering life risk & health?If so which company offers the same in india?We Answered:Jayant has suggested “LIC Health Protection Plus”.
Research on the net:
LIC after success of "Jeevan Varsha" has come out with another United linked plan targeting health insurance sector in India named “LIC Health Protection Plus” which will provide long term health insurance for Husband, Wife and a Child in family either this plan covers two adults and one child.
One of the major added advantages of this plan is that being unit linked it helps in meeting Domiciliary treatment and...
June Said:What should i add to a little statue? Favorite life quote?We Answered:flowers, doves with olive branch in beak. or google henna tattoos on hands. it's really cool looking and could be good to fill in empty spaces. good luck!Christine Said:im looking for a short quote to fill in a celtic cross tattoo i got to cover up scars on my forearm, any ideas?We Answered:Life kills you, death frees you
All of life is a dream walking, all of death is a going home.
Life is weaker than death, and death is weaker than love.
Sing your death song and die like a...
Sherri Said:enjoying life quotes?We Answered:well, do you specifically want a quote tattooed on you, or do you want a tattoo artist to design a tattoo that reminds you of this quote? An image might be worth... oh, 44 words, in this case. ;)Clinton Said:Motivational/ life quotes suggestions?We Answered:Always do right, this will gratify some people and astonish the rest.---- Mark TwainLucy Said:I need life quotes?We Answered:It may be that your sole purpose in life is simply to serve as a warning to others....
Herbert Said:Endownment policy with life cover included over 10-15years?We Answered:in the present financial climate I would personally steer clear of an endownment policy, I cashed mine in earlier this year after getting all the warning letters that it wouldn't cover the cost of my mortgage. Ended up remortgaging and getting a cheaper deal than the endownment one.Roland Said:Is homosexualiity viewed as a way of life or just a hobby by certain members of the UK Royal Family?We Answered:For me it is both, though rather a sideline as I personally specialize in the seduction of aging actresses with large and sagging...
Chad Said:Do you know of alternative treatments to surgery for protruding L5/S1?We Answered:I would continue with the physiotherapy and consider accupuncture and also some lifestyle modifications, such as weight loss (if overweight), eating less foods that cause inflammation and more that reduce inflammation (basically less meat and more fruits and veggies. Also take anti-inflammatory agents such as asprin or naproxen according to label instructions. I'm not a hippie--in fact I'm a pharmacist, but I really don't believe that chiropractors or spinal surgery for disc problems do a lot. A recent study showed that a lot of people have protruding discs,...
Nellie Said:The cost of car ownership in UK?We Answered:Well put! I totally agree....the government are using this as an excuse to cream yet more money off us, whilst the majority of them drive around in big cars!!!!!!!!Bob Said:How come to have a visa to visit Latvia, you need health insurance and yet the UK does not make people have it?We Answered:This requirement is based on the Schengen visa provisions. Latvia is a member country of the Schengen agreement.
One requirement for a Schengen visa application is to have a:
"Travel medical insurance policy valid in all Schengen countries and covering the entire...
Kelly Said:Overwhelmed by life.?We Answered:chicken is tastyValerie Said:Do you think 0bama has a way around Health Care like this - Vive Le French Care?We Answered:I know France and I don't want anything to do with those snobs.
Thanks, but no thanks.Dianne Said:Do you think 0bama has a way around Health Care like this - Vive Le French Care?We Answered:Free health care will cause more problems than it will fix. The government in the last 6 months has put us in so much debt that it is impossible to pay back. How in anybody's right mind can they think they can run...
Jeff Said:Which insurance companies cover Human Growth Hormone (HGH)?We Answered:Find a doctor who:
a) is doing studies and is willing to give you the medication as part of the study, usually a larger practice.
b) contact the companies - many of them do have charity programs - so you can get it for reduced price or free. A friend of mine lost her insurance and now she is getting it through a program. You may have to change brands.
Have you heard of the Magic Foundation? They have lists of doctors that specialize in difficult hormonal disorders.
www.magicfoundation.org . There are...
June Said:how much should i be paying for life insurance?We Answered:You can clear all your doubts about life insurance plans and policies from this site . Check out this site to gain knowledge for sure....
Samuel Said:Life, health insurance for self employed cabin crew.?We Answered:I don't know about the UK, but in Canada if you go see an insurance broker they can take care of all the insurances that you need/want as a self employed person (Personal Health Insurance [medical, dental, ptical], disability[loss of earnings], life, critical illness, long term care, etc). Plus an insurance broker can shop around the whole market to make sure you get the best deal out there as well.Wesley Said:What happens in the UK if a family cannot afford the cost of a relative's funeral?We Answered:I think the council...
Jim Said:Does life insurance cover you when you are out of your home country?We Answered:To answer your question, yes, your life insurance will remain in effect while you are overseas.
However, life insurance has what is called a contestability period that lasts for two years. In that period of time the insurance company can contest the death benefit if they can establish that you withheld information that would have made them deny coverage. The company could try to establish that you knew you were heading to a war zone and you withheld that information. On the other hand if you...
Claude Said:Fun Medicene...Is Not HomeWork...Im a doctor and trying to see how smart the economy is?We Answered:Ha, I took this exam in school.
I'm sure the "economy" doesn't know half of this.
Takes a lot of studying.
And I can't believe you would trust people on here to answer these questions for you.
Also, its spelled medicine.Lena Said:Medicene Questions??We Answered:If you are going to get a liscense to heal people, you need to do your own homework and KNOW YOUR SH*T!!!
Skeeving by on something as important as this is repugnant, go be a cabbie or something if you don't have the...
Miguel Said:Trying to find some opinions/problems with insurance companies in Australia?We Answered:Australia is a highly regulated country, and APRA (Australian Prudential Regulation Authority) tries to ensure insurance companies do not "not pay out".
However, there are times, that insurance companies reject a claim, based on legitimate reasons, and at that time, the insured is angry, many times not seeing and accepting the reasons.
In general, insurance companies pay claims (otherwise they will be out of the market), and you have many options in Australia: local admitted insurers, offshore insurers etc.Beverly Said:In AUSTRALIA where would my life insurance benefit end up if I...
Erika Said:Who are the top 5 insurance providers in the UK for home, car & life insurance?We Answered:This is from gumtree.com and I found it very usefull
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I did get the best deal for Car Insurance here and that is after spending over 10...
Rita Said:Australians, what is your stance on life insurance ads.?We Answered:Here's the company that is advertising. http://www.reallifeinsurance.com.au/ and yes their ad's give me the Sh*ts also , they even sound false as if they are reading it from a card. I wonder if they have the insurance they are trying to sell.Christy Said:Australians, do you think that the current BOMBARDMENT of LIFE INSURANCE ads is MORALLY WRONG!?We Answered:they are helpful but i dont see why we need so goddamn many of them i swear i cant watch a tv show these days without seeing oneDan Said:What is life insurance?We Answered:The...
Wade Said:In the US can a 17 year old live alone?We Answered:Legally, she cannot be a beneficiary of an insurance policy nor can she assume the responsibility for the mortgage.
The child can inherit IN TRUST - which means someone else has to be responsible for the money, any bills and care of the child until she reaches the age of majority (18 in some places, 21 in others).
Insurance proceeds are not part of her estate. Whoever she lists as beneficiary will collect - hopefully in trust for her minor children.
Hopefully, Mom has a will. If not, all her...
Yvonne Said:help me chose a home for my lovely puppy!?We Answered:Hi I think one would be the best. should be good they seem like they would look after and love him loads.
2 I was going to say number two but he might not get enough attention living with a young child and if he is to exited or jumps up the child it could hurt him.
3 If he gets on well with cats 3 should be good.
6 does seem a bit odd they might be very weird with him.
5 i think sound good.
4 hasn't got a grassy garden...
Holly Said:What company provides a life insurance quoting engine software to install in an insurance agency website?We Answered:www.compulife.com...
Claire Said:Wheres the justice in this? benefit system UK really letting me down. Pregnant need help!?We Answered:I agree the benefit system in this country is ridiculous . When you get closer to your due date apply for an emergency loan so that you can buy the stuff ....
Clarence Said:Is it possible to Cancel an Instant Life Insurance Quotes ?We Answered:a quote is just a quote, not a contract. If you are the "quotee" just don't perform. If you made the quote, then you should know the answer yourself.Charlie Said:Good Reason For Whole Life Insurance Quotes?We Answered:Yep, she's not the only one.
There are two good reasons for owning whole life:
1. If you own a business, like a family farm, and you want to pass it down the family, you need the whole life to pay your estate taxes, so the family doesn't have to sell...
Isaac Said:My father was killed in a motorcycle accident over the weekend...?We Answered:I'm so sorry for your loss, although I do not know the answer to your question...is there any way you can reduce the costs of his burial further by choosing creamation over burial or cutting out ALL extras? It's insane it costs more to die than to live in some cases...Debra Said:Buy to let insurance advice?We Answered:Life Insurance is typically only a requirement if you have an 'Endowment' Mortgage = these have been largely discredited and have been the subject of much miss-selling (and compensation has been paid...
Alberto Said:UK only - Life insurance following illness?We Answered:You can get life insurance following an illness, just that you won't get a good rate. Just call any life insurance company and they'll send an agent right over to your house.Rebecca Said:Do people in the UK purchase life insurance much?We Answered:Yes. If I died then my mortgage would be paid off and my wife and kids wouldn't have to worry about that, plus they'd have some extra.Johnnie Said:IS any one need free life insurance in UK ?We Answered:There is no such thing as Free insurance of any kind. Someone pays...
Leroy Said:How can I find a list of insurance companies that are non-direct recognition life insurance companies?We Answered:You go to your state insurance department website, and look up the list of life insurance companies licensed in your state. The names you do NOT recognize, you write down on your list.Julio Said:Hello, could anyone list some insurance companies for me? read dtail?We Answered:Listen, they aren't going to write for you directly! You can't call them and say, hey, give me a quote!!
You HAVE to go through an agent. Call a local agent - or five - and ask...
Charlene Said:Is there a british insurance company that will cover gastric band surgery?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.Linda Said:i totaled my 2000 acura integra and insurance will not cover it,i still own 7k on loan should i have it repoedWe Answered:If you do your credit will be ruined, that's is why I always tell people to by GAP insurance.Jimmy Said:How long does it take for GAP insurance to cover the rest of a loan?We Answered:Yes. You're lien holder may report negatively to the credit bureau. What...
Grace Said:When getting home insurance are you required to get the amount owed on the loan or only the amount to cover?We Answered:Replacement value because the land will still have some value even after a total disaster like fire.Carol Said:does gap insurance cover the difference if your upside down in your loan......?We Answered:In what situation?
Gap insurance only applies if your car is stolen or totaled in an accident, not if you want to sell or trade your car. See the following:
http://www.firstcarguide.com/faqs/about-…
There is no way to make negative equity in an upside down loan go away. You can sometimes "hide" it...
Anne Said:Does insurance cover maternity expenses?We Answered:I AM BASICALL AN MEDICAL INSUARNCE CONSULTANT.
YES IT IS AVAILABLE. WITH 9 MONTHS WAITING PERIOD.
MINIMUM OF RS.20,000 AND MAXIIMUM OF RS. 50,000 IS AVAILABLE.
YOU CAN CALL MY MOBILE NO:
+ 91 98847 00189
FOR FURTHER DETAILSRay Said:I'm pregnant and want to apply for Medical, but I have my own health insurance that don't cover maternity?We Answered:Currently having a health insurance policy will not restrict you from getting Medicaid as long as you otherwise qualify.Fred Said:What does insurance usually cover for maternity??We Answered:Normally, doctors bill a global fee for maternity. (This means that they bill their...
Suzanne Said:Does Midwest medical insurance cover braces?We Answered:Midwest may not cover any part of your braces
procedure. Why not look into orthodontist4less for savings.Charlene Said:Can I use my medical insurance to cover the expense of the Intralasik surgery?We Answered:You have to contact your medical insurance company, or read the information they gave you, to see if this is a qualifying procedure.Joseph Said:Will medical insurance cover wisdom teeth surgery?We Answered:For a friend, it depended on the state of the wisdom teeth (i.e., if they were impacted, boney, etc.). Unfortunately, I'm not sure he knew how much he was supposed to pay...
Debbie Said:What does Medical Insurance cover in Australia?We Answered:Mostly Medicare cover GP consultation, some tests and eye test. Link below cover it more.
As for the cost of CT scan, depends where you go and what you need the test for, it could be in the 100s to the 1000s.Gail Said:does medical insurance cover root canal procedure?We Answered:no, only dental coverage will and even if you have good dental, you're still going to have to pay about $300 - $400 out of pocket...i had one done with no insurance and it cost $1,200.00 just for the root canal...the crown is...
Diane Said:Medical Insurance and Pre-existing Conditions?We Answered:Usaully pre-existing conditions are judged by insurance companies. Gov, is involved in certain states. Please visit this website.
www.healthsavings.ourperfectcard.com
I signed up online 3 years ago, along with my work benefits and they had my benefits active in 2 hours and accept all pre-existing conditions without a medical history check or a phisical. They have saved me thousands of dollars on all of my procedures, test etc...
Good Luck, hope this helps.Tammy Said:COBRA insurance and pre-existing medical conditions?We Answered:The best way to get clarification may be to contact the new insurance carrier or the new employer and...
Steven Said:Did your medical insurance cover your pregnancy?We Answered:very little, i had that with my 1st, the even covered a breastpump that was over 300.00, i think i haqd some 20.00 co-pays after my son was born,
but they covered all my midwife care, would have covered the birth there, but i ended up going to the hosp, they covered everything there plus my 3 day stay, and 2 weeks later covered my US to check for retained placenta, and my hosp stay and blood transfusions after my emercency D&C to remove the placenta.
it was very good coverage
they also covered...
Corey Said:Are there any pet insurance companies out there that will cover pre-existing medical conditions??We Answered:Unfortunetly no. That would be like having an accident in your car with no insurance and trying to get some after the wreck. It only covers anything that happens after the insurance is taken out, but nothing before.Ann Said:What do you do when you have no insurance, and a serious pre-existing medical condition?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service....
Susan Said:I'm pregnant and lost my job and medical insurance, what can I do?We Answered:You can apply for WIC (medicaid) health insurance, to cover the birth costs. It's based on income, so your income will have to be low enough - and HIS income counts, too.Ray Said:Medical insurance and Suplimental Insurance (pregnancy?We Answered:Blue cross Blue shield is horrible for having a child. Consider medicare/medicaidEsther Said:I have medical insurance for my pregnancy. But then they say I have a deductible of $1000. what it means?We Answered:health-quotes.isgreat.org - try this one. My sister had no problem with her insurance coverage while...
Lynn Said:What would you like your mobile phone insurance to cover?We Answered:I think no one should pay more than $15 for phone insurance and that's considering that you have a real expensive phone. i think it should cover everything from getting wet to cracked screen to being stolen ect.Victor Said:Does Mobile Phone insurance cover the Phone number or the phone itself?We Answered:Not to bright, the insurance covers the specific unit. When you call to report your problem you'll be asked for info thats inside the phone itself (You need to remove the battery to get that info) when you give...
Eric Said:When people say there Mobile phone is covered through the house Insurance is there phone covered out doors ?We Answered:That depends on their individual policy... Some may be covered for a certain limit of personal possessions whilst out of their home although this usually comes at a slight supplement. Their normal contents insurance would cover the phone inside their home (although some policies may exclude certain items).
I think you'll find that most people will just say "it is covered on my own policy thanks" as a polite way to tell you to shove it as we're sick of pushy...
Brent Said:if you change your car insurance from full coverage to liability are you still covered for 30 more days?We Answered:As soon as you change coverage it goes into effect right away unless of course you specifically asked for it to be updated the following month. Any and all unused premium from the current month would be prorated and reimbursed to you.Miriam Said:kwik fit car insurance cancellation?We Answered:It means that when they originally rated the premium they rated it for a long term. Now because you are cancelling, they may , but not necessarily will, re-rate it for a...
Martin Said:How can I get discount braces? What legitimate insurance can cover the cost? Monthly pay from $70-125?We Answered:Medical Discount Plan
ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services.
Medicaid / Low Income Government Plans
Medicaid is the United States health government program for individuals and families with low incomes and resources.Medicaid is the largest source of funding for medical and health-related services for people with limited income.
Individual &...
Kelly Said:Can the mortgage company just keep the insurance money?We Answered:They probably are not keeping it to cover what they lost. I really doubt this is legal. Most mortgage companies will hold the money for the job to be completed. Then they will pay. Also, if they held the insurance policy they can do what they want with the money. You bought "as-is"....
Brandon Said:mortgage insurance?We Answered:You pay PMI... Pays on foreclosure......
Frederick Said:I'm eligible to have my PMI dropped, is there any negatives for me, the owner of the property in dropping this?We Answered:none at all just request it be taken off if you are 79.99% loan to value or less...
Christina Said:life insurance for friends father who doesn't take care of himself, how to talk to him?We Answered:lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service....
Naomi Said:Our house is not liveable...please ideas? DESPERATE!!?We Answered:From your story, you do not sound as if you two are prepared to be home owners.
You say the plumbing had to be redone and yet a pipe burst under your house? Strange.
Somebody is to blame for that: either you failed to check it very well or the plumber didn't or both.
The good news is you are free to do the repairs yourself - since you are out of work. Sounds like you didn't even consider that which brings us back to my first comment....
Minnie Said:Mobile phone insurance...?We Answered:I have never read anything in the FSA handbook that refers specifically to mobile phone insurance. The phone retailers tend to outsource the insurance to regulated insurers or intermediaries which suggest it is regulated.
I have certainly never seen or heard anything that states mobile phone insurance is exempt so i believe it is or should be regulated- although i am not 100% certain.
Carphone Warehouse for example are actually FSA registered.
http://www.fsa.gov.uk/register/firmBasic…
I am sure if it is regulated you may find more than a few problems in staff following FSA guidelines when they sell the insurance!
Interestingly...
Chris Said:I need motor insurance cover for a week only- looking for a company/broker that does this. Any recommendationsWe Answered:Do you want a perfectly honest answer? No broker is going to go through the time and expense to write such a policy unless you already have a business relationship with him or her.
Why? Because there is no readily available market for a 1 week auto insurance policy. Insurance companies don't offer such a policy. It would be a time consuming task to get an auto insurance policy written only to have it canceled a week later.
Unless you have an broker/agent...
Perry Said:insurance questions help?We Answered:Would just add the following to Midnights excellent answer….
C Yes … but often it has to an ‘approved’ type to get a reduction in insurance cost, if you’re thinking of buying one to lower premiums make sure it has an accepted rating where you live. E.g. for the UK ‘Thatcham approved’.
D the excess is the amount you have to cover yourself. So if you have a claim for 499 (or less) and the excess is 500…. you get nothing, if the claim is for 501 ….you get 1....600 you get 100... etc etc.
Obviously the higher the...
Brittany Said:Insurance quotes (out of state ticket)?We Answered:Yes, they will find out. If not immediately, very soon thereafter. Technically, lieing about the ticket could cause you to have a claim denied. Don't take these type of risks, it could easily come back on you.
You stated it was a "pretty big speeding ticket". Depending on the number of miles over the limit you were going, you could be looking at a potential cancellation by your current carrier. Since you're on your parent's policy, you could affect their ability to obtain coverage once you have been cancelled. Also, you may need...
Ben Said:Does anyone know of a good insurance compnay in the UK that will cover a car & motorbike.?We Answered:Try Direct Line. They give a discount if you have 2 cars insured with them so it's worth a tryDean Said:can i keep a motorbike in my house without affecting my buildings insurance?We Answered:As a rule I never keep anything extremely flammable in my house and I think gas is flammable.Norman Said:Motorbike insurance after buying?We Answered:No it will not. The seller's interest in the motorcycle ceases once it is sold. The correct procedure would be to collect all the paperwork, have...
Edgar Said:Does full coverage motorcycle insurance cover other riders on my bike if they have an accident?We Answered:Might as well let someone sleep with your wife.
Unwritten rule, don't loan out your bike unless you're willing to do without it.Craig Said:Will renters insurance cover theft of motorcycle?We Answered:No.
Homeowners and Renters policies specifically exclude motor vehicles.
There is no coverage under the Renters policy.Dave Said:Would my motorcycle insurance medical coverage cover this?We Answered:It depends on what state you are in, but MOST motorcycle policies don't cover medical payments for the DRIVER, only for the PASSENGERS.
Call Progressive and ask,...
Ken Said:I am going to be driving my motorhome in Europe, who provides insurance cover for more than 90 days please?We Answered:You can get motoring insurance for one month at a time from
http://simplyinsurancequotes.com/uk/eGro… have a nice trip!Jamie Said:We are off to Europe in a motorhome for 4 months Have RAC cover and home contents abroad cover. Is EHIC enoughWe Answered:No, the EHIC is definitely not sufficient insurance for 4 months travel in Europe. As has been said in another answer, the EHIC only covers the EEC not other countries and, even then, the cover is not sufficient to cover all...
Keith Said:Will travel insurance cover flights paid for by another?We Answered:I am usually booking hotels, flights, car rentals all on different credit cards for the reason that each has different deals, points, miles etc. And I am buying Travel Insurance on a different CC, the one which has direct cash rewards. I’ve never had a problem with it.
Shelly Said:Why can travel insurance cover loss but not theft?We Answered:I suppose it depends who you buy your insurance from, different companies cover different things. I believe th company I use for my trips cover theft, but you have to file...
Dean Said:Can I sue a drunk driver for out of pocket costs in a No-fault insurance state?We Answered:Sadly, no. If the sate is a No-Fault state, you can't sue the person who hit your vehicle.Ruben Said:laws on suing for cost of repair on vehicle after an accident ,andboth parties have no fault insurance?We Answered:And what is wrong with your insurance?Jonathan Said:Passenger in NY vehicle accident with No Fault Insurance?We Answered:?? The lawsuit is for specific purposes part (usually the vast majority) of the settlement is to pay medical expenses. It is the other party's insurance that...
Velma Said:Where can I buy a Non Owner Auto Insurance Policy online in NY?We Answered:I don't think you'll be able to buy this policy online at all.
The application is going to have to be submitted to the state assigned risk pool, and they're pretty fussy about paper applications, not electronic ones. You're going to need to visit an agent.
Sorry.Johnny Said:Is there an FR44 "non-owner" insurance?We Answered:autoinsurance.undonet.com - check these plans. As I know their rates for bad driving record is not such expensive as from other companies.Ray Said:Can you get non owner insurance if you do own...
David Said:Does anyone know anything about non owners insurance for the state of Missouri?We Answered:It only covers you, when you use a vehicle not owned by you, or any of your household members; and the vehicle must not be available to you for regular use.
Agents don't like to sell this, for two reasons: 1. it's a pain to write, as pretty much you have to go through the state auto fund of whatever state you're in, and you don't make nearly enough money to cover your costs in writing it and 2. most of the time,...
Carlos Said:Is it right for medical office to refuse treatment if balance are unpaid after insurance are cover already??We Answered:Yes. You are not required to provide a service to someone who hasn't paid you, and likely won't pay you.
Regardless of what type of service it is.
No, you cannot sue. They are not conscripted laborers! They are allowed to charge for services rendered!
I want you to come over and paint my house. I"m not going to pay you, and if you don't do it, I'm going to sue you.
That's effective what YOU are doing.Scott Said:Is a...
Mike Said:will insurance company cover me and my brothers car if it got stolen?But i was the last one to drive it?We Answered:The fact that your licence was suspended would not matter as this claim would be payed under Comprehensive coverage, and Comprehensive coverage deals with all damage which was not caused by an accident. Keep in mind Comprehensive also covers accidents with flying or falling objects as well as collision with animals, so a valid licence would be required if the car was being driven at the time. Since the car was not being driven, my opinion is the...
Dora Said:Question about buying a new car or fixing an old one?We Answered:I like your Mom's idea, especially if you can fix your car well enough to last another 6 months until you leave town. Who wants to buy a new car and then leave town (you would be making payments on a car you aren't driving). Treat yourself to a new car when you get back.Micheal Said:Does my car insurance cover it or will I have to pay out of my pocket?We Answered:if you have "comprehensive" coverage then you are covered, that covers fire, theft and vandalism. however,...
Hazel Said:Why does the health insurance make you wait a year and one day to get pap smear test?We Answered:Because you are only allowed one pap a year, unless medically necessary.
Your OB-GYN should give you another prescription without a pap. Or preventitivly, the doctor should give you the inital prescription to last a year.Bobbie Said:Car insurance and Roadside assistance in France?We Answered:Have a look here ...
http://www.ecarinsurance.co.uk/eudrivein…Alicia Said:Do I have 3 months after my last day being covered by health insurance to sign up for Cobra?We Answered:No, you have 30 days to make up your mind, once the paperwork is...
Annette Said:Car needs repaired. Will my insurance temporarily cover my old car?We Answered:autoinsurance.bebto.com - try this one. I have their car insurance and, as I know, they can provide such a service.Herbert Said:car insurance question two?We Answered:''What percentage extra could i expect with the same company the company i am with does not have a broker''.
The percentage is impossible to know because your details are private and unique to yourself.
Instead of guessing a percentage and worrying about a broker, why not choose a company that lets you change your mind if you don't like the car?
I'd choose Direct Line -...
Lillian Said:I'm looking for a home insurance for the flat I am renting.?We Answered:If you renting, you only need contents.Leona Said:Divorced person and insurance?We Answered:The difference is simply because people who are divorced tend to cost the company a bit more to insure. Nobody can really say for sure why, it's just a numerical fact.
What the company does is look at all the information you've given them and look at their massive collection of claims. They figure out how many claims people the most like you tend to file on average and how much each of those claims cost them....
Duane Said:I'm trying to set up a tutoring business in Australia!!?We Answered:Try this Australian Government site for advice, topics and links-
http://www.business.gov.au/Pages/default…
'business.gov.au offers you simple and convenient access to all the government information, forms and services you need. It's a whole-of-government service providing essential information on planning, starting and growing your business.'
Good luck in your venture!Dennis Said:Looking for Shipping Company from the US to Australia. RELIABLE!?We Answered:hey, for shipping products outside US,Viaddress is the best . I have been using them since many years. Their rates are much lower thanBongous, Vpost, Borderlinx .
I have had purchased several items online and shipped...
Marlene Said:Did someone actually get a great quote for car insurance online? where?We Answered:I recently did my uncles car insurance for him. we checked loads of sites but because he had no no-claims it worked out really expensive. However when we looked at tesco it was relatively cheap, reliable and if you have a tesco club card you can type the number in when you are paying for the insurance and can get 10% off. However if you have say more than 5-10 years no claims than if i were you i would check out sites like axa, e-sure and...
Stacey Said:Quad Bike Insurance Advice?We Answered:There are a handful of insurance companies who specialise in quad bike insurance. Whoever you go with, it will be very, very expensive though.Rick Said:Car insurance, from provisional to full uk?We Answered:You need to notify the insurer as soon as you pass your test that you have passed. If you don't, and you have a claim, they will ask for a copy of your licence, and if they see that it is full, and you are insured for a provisional licence, they can reject your claim and void your insurance as it is failure...
Ruth Said:How accurate are online auto insurance quotes?We Answered:Help yourself - you can check your quotes in internet, for example here - autoinsurance.maclenet.com...
Cecil Said:Online and real life chatting to a guy?We Answered:I would say plan some kind of fun spontaneous activity and just tell him about your plans and see if he wants to go. it doesn't have to be a date, calling it a date puts pressure on both of you and that leads to awkward silences which are no fun.
if you guys have fun doing what ever you came up with maybe you can start doing more together and maybe eventually he will ask you to go out with him.
good luck though.Norman Said:Where can I go online to customize...
Jim Said:Help with CV (UK)..................?We Answered:google cv templates you should get loads of helpful tips from that,
just blag it,
don't lie as such just say you have been away with family for a few years and worked aboard,
you need to build up you experience so why not do some voluntary work that will look great on your cv because it makes you look pro active,
also if you say you are currently studying as well it makes you look willing to learn this is the type of thing employers look for just make sure it wont conlift with your...
Maxine Said:How many people over 50 years old own pets - especially dogs and cats? And isn't the State of Florida missingWe Answered:First of ***MANY*** people over the age of 50 own pets. The AWDF Nationals were just this last week end and most everyone in the competition was over 50 or close to it.
Next part= the government itsself is trying to prohibit ***breed specific*** laws. Each dog will be taken on its own merit... however they can keep felons from owning certain breeds...
Keeping the felons from owning certain breeds would help out...
Rachel Said:Pet insurance to cover north and south of ireland?We Answered:How bout that Robbie Keane! He's the best.Crystal Said:Does anyone know if there is a Pet Insurance that will cover cataract surgeory for dogs?We Answered:If you don't already have insurance and the dog has already been diagnosed, I don't think you can get insurance for that specific surgery... But I could be wrong...Alice Said:what pet insurance will cover monthly puppy shots, and regular check up?We Answered:I'm not sure if you're talking about pet insurance or Banfields puppy plan. I don't believe Pet Insurance covers any of...
Raul Said:My dog injured another dog - will my sainsburys pet insurance cover the other dogs vet bills?We Answered:Talk to customer service & ask if you are covered under third party liability, as the dog caused damaged to property (dogs are the legal property of their owner).
My policy covers injuries/damaged caused to a human or property, so if the policy is ambiguous ask your insurance provider to clarify the point.
Start on a positive note as if you do expect the claim to be covered "As damage to property is covered on my policy, what evidence would I have to...
Ron Said:Pet insurance for pre-existing condition? Please help!?We Answered:Nope. No insurance company is going to say okay you want us to pay thousands of dollars to your vet and you've paid us $75. Not going to happen. I think the best option would be the care card thing that vets offices offer. It's like a credit card for vet bills.
That's a thought. Did you get your yorkie poodle from a breeder with a health guarantee?...
Corey Said:Do any pet insurance policy's cover pre-existing conditions?We Answered:No, just like people's health insurance, pet insurance is a business designed to make money for the insurance company. Many of the policies I have checked into not only exclude pre-existing conditions, but also do not cover certain conditions for specific breeds for at least the first 6-12 months. For example, if you have a german shepherd that has not even exhibited any symptoms of HD, since it is common in the breed, coverage may still be excluded for at least 6 months. Best I can recommend is...
Jeffery Said:i need immediate pet insurance cover for my kitten?We Answered:Advise you not to purchase pet insurance. I spent more on the pet insurance for my 5 yr old Boxer than on her vet bills. She had med problems and they didn't cover any of it plus they forms are tedious and your time to submitt them runs out. Better to save your money and pay your vet.Shelly Said:PET INSURANCE for 1 year old Shiba Inu/Basenjo Mix?We Answered:Your dog is very lucky to have been rescued by someone like yourself!
VPI is the largest and oldest pet...
Tim Said:Pet insurance?We Answered:All the pet insurance companies I'm aware of, renew every year.
My dogs are insured with Pet plan, which does offer cover for life, if you renew the policy every year.
A bit more expensive than some on the market, but the Supreme plan I chose, has extensive cover, which is what I was looking for.Jesse Said:Does anybody know a pet insurance that covers existing health conditions?We Answered:You won't find a pet insurance company that will cover pre existing conditions. They would go broke because everyone whose dogs became ill would want cover. It would be...
Anna Said:Pet Insurance - which one?We Answered:I considered insurance some years ago but I thought they were very expensive and considered how many times I would take my pet to the vet for the amount of money I was paying
I voted against itFred Said:pet insurance HELP for my dog x?We Answered:Hi, i'm a vet from wales. Insurance is a fantastic idea especially for a dog this size! just a weeks course of antibiotics will go over your excess! £14 seems very cheap!
the key thing wwith insurance is the length of the cover. make sure it is lifetime cover. with...
Diane Said:Pet insurance for pre-existing condition?We Answered:Sometimes the pet insurance companies have policies with a lot of fine print. You won't know until it is too late.
I have been faced with big bills at the veterinarian.
My vet gave me VERY good advice on whether or not to buy pet insurance for my cat. He told me that when I get my kitten, I need to open a savings account just for my cat and put in a bit of money every month, like $15 or whatever you can afford.
Eventually, something comes up, and you have that bank account to turn...
Beth Said:My solicitor billed me for stamp duty and paid the land registry in error?We Answered:You solicitor made an error and is liable for this.
You need to complain to the solicitor and the law society.
The solicitor will have liability insurance, but you sue him and the insurance pays your award.
The solicitor does not have to tell you who his carrier is, as it protects him not you, the law society protects you.
Liability insurance is ' long tail'... the carrier who insured him on the day of the error will pay his claim, even if it is discovered 100 years later.Felicia...
Geraldine Said:I had some damage to my house due to faulty plumbing. The plumbers insurance covered the repairs. Can I sue?We Answered:You can attempt to sue for just about anything - that's what America's all about. Whether you will win is a different story altogether.
I personally don't see why you missed work even if you were temporarily staying at a hotel.
I don't think you will win the case since the problem has been resolved. You would essentially be trying to sue someone simply because of an inconvenience to you.Mark Said:Is plumbing a dishwasher by myself covered by insurance in...
Julie Said:Pregnant and current health insurance will not cover pregnancy?We Answered:health-quotes.talk4fun.net - try this one. My sister had no problem with her insurance coverage while being pregnant....
Nina Said:Are private 3D/4D ultrasounds covered under my own medical insurance other then OHIP in Ontario>?We Answered:You will have to ask your carrier. If there is a medical necessity for them they should be covered.Bobbie Said:Are there private medical insurance companies who cover pre-exisiting conditions?We Answered:healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.Walter Said:Can some one advice me if I can claim tax rebate if I pay for my Private Medical Insuranc cover.?We Answered:No you can't claim for this.Pamela Said:are there any comprehensive private medical insurance that covers varcicocele surgery?We Answered:As...
Delores Said:My company needs professional indemnity insurance,does it make sense to get cover that far exceeds my turnover?We Answered:Yes. For instance, in my profession (accountancy) the professional bodies recommend PII to between 2 1/2 and 3 times turnover. This is because if you get a damages claim it can be quite large!Maureen Said:Where can I get football agents' insurance?We Answered:Hi,
JLT Limited do football agent insurance for UK agents - the web page is : http://www.jltgroup.com/Football-Agents-Insurance/
They have an online estimate form that will give you a quote online so you can check your costs before commiting to anything:...
Debbie Said:I am after cheap public liability insurance for my bussiness with $5000000 cover in Australia?We Answered:try going through a major insurance broker (aon, marsh, jlta etc) and advise them that price is the deciding factor and let them do the hard work for you.Patricia Said:Where can I get Public Liability Insurance for my dog without cover for vet bills?We Answered:Public Liability is an insurance that would be with your home owners insurance it is totally different from any type of pet insurance.
It has nothing to do with the dog itself. Depending on the breed you may not be...
Theresa Said:Do I need public liability Insurance ?We Answered:Yes. Many larger corporations require minimum level usually around a million to handle their accounts. Some services may require more insurance than others; industrial consulting, contracting, etc......
Steven Said:public liability insurance for market selling?We Answered:Your best bet is to talk to come of the other vendors and see where they get insurance.Dolores Said:Public Liability Insurance for Dance Teachers?We Answered:You can arrange your own public liability insurance. Allianz do it. I'm sure there are others - any broker will advise.Dale Said:waiter ruined my UGG boots covered on public liability insurance?We Answered:You'll have to sue them, ultimately.
You sure can ask the manager . . . but boots NORMALLY are on the ground, and NORMALLY get stuff on them . .. so it might be...
Angel Said:auto insurance?We Answered:no. The insurance that she has on the vehicle will cover the damage. The only thing that you could do is pay the deductible amount when she goes to get the vehicle fixed.
Car Insurance follows the vehicle not people.Edward Said:car insurance coverage question?We Answered:If the other lady was cited for being at fault, her insurance has to pay the damages to your vehicle, regardless of who was driving.Jaime Said:Does anyone know how long it takes to be covered by car insurance?We Answered:Usuall when you are added to an insurance policy, your individual coverage will begin at midnight...
Lillie Said:I got a great quote for life insurance by mail from Globe LIfe And Accident Insurance. Is a legit company?We Answered:Here’s the contact information for Globe:
Web site: http://www.globeontheweb.com/
Mailing Address:
Globe Life And Accident Insurance Company
Globe Life Center
Oklahoma City, OK 73184
Customer Service Toll Free Number:
1-800-654-5433
7:30 am to 4:30 pm CST, Monday – Friday.
It is a legitimate life insurance provider. They are a subsidiary of the Torchmark Corporation, which also owns Liberty National Life Insurance Company and United American Insurance Company. Check out and see if it is a permanent whole life policy or a term temporary policy. Be...
Jaime Said:Do you agree or disagree with funding abortions?We Answered:Hey there,
Anything that pisses off the Pro-lifers I am for.
Best Wishes,
BrianClyde Said:Is anyone willing to help edit my assignment?We Answered:Perhaps word them different so they don't all look and sound the same? Little tricky to help since we don't know much about the assignment, please explain if possible.Charlie Said:what does this mean....................?We Answered:in my opinion, it means you've got to love yourself before you can love others. If you don't love yourself, you won't be able to go to the next step and love others. So i guess when you love...
Samantha Said:Type Life Insurance Quotes Suggestions?We Answered:lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.Elaine Said:Free Life Insurance Quotes without hassles-Desperately need some Advice?We Answered:Hi Jill,
I've had good experience with this service: http://xrl.us/98o6 They're very helpful and offer free consultation to determine what sort of action would be better suited to your financial condition.
Give it a shot, their forms are easy to fill, takes only a minute, and except for a couple of calls to know my identity and such, they never pressured me, as you've put it.
Warmly,
John MahoneyKay Said:Free Life...
Philip Said:i want to have surgery in wisconsin but i live in arizona will my insurance cover it?We Answered:Only if no one in your state is willing or able to perform the surgery, AND your neurologist deems the procedure medically necessary.Todd Said:my car got vandalized real bad, need a new windshield. will liability insurance cover two dents and winshld?We Answered:Try to deal it out of pocket, otherwise insurance rates will go up much more. You can check how quotes will change here - autoinsurance.noneto.comRicky Said:Does insurance cover the costs of braces?We Answered:Check the policy. Visit this site: www.healthsavings.ourperfectcard.com I signed...
Scott Said:Is anyone else astounded at firearms in the USA?We Answered:It does appall me, but amaze me? No. I've lived there, and I know just how many inbred morons and fuckwits there are who think a house full of assault rifles is just dandy and sensible. They bleat that gun control doesn't work, whilst scraping 7000+ gun homicide victims and 60-80 police officers off the sidewalk every year. I even saw one imbecile post a question on here asking what the point of gun laws was if criminals will ignore them! Well Jesus, why not scrap all laws then? What...
Carmen Said:I had an accident at work which rendered me unable to do my job, can my employer make me redundant?We Answered:The fact you have been made redundant while injured should not be an issue. As long as the reason for the redundancy is not related to the injury itself, it's perfectly legal. In effect, you are to be treated as any other employee when determining redundancies. Your injury neither helps nor hinders you in that sense.
However, you should still be eligible for coverage by their medical insurer, and probably SSP, since, even though your current job...
Richard Said:how long does it take for redunduncy to come through ?We Answered:You should not have given it to the secretary - same happened to me Jan 09, I took company to employment tribunal and won my case but company never paid by date stated i then got the PR1 form signed by the judge and posted it to the PR1 office and the money was paid within 2 weeks - getting the money from the government on the RP1 form does not entitle you to what you expected, I was awarded £2000 from Employment Tribunal but when processed by...
Amanda Said:Where can I get renters insurance that covers my siberian husky?We Answered:You cant get renters insurance that will cover your dog, you need to get a life insurance for him.Marvin Said:Does renters insurance cover animal attacks?We Answered:i don't know.but i have a section in my lease with our landlord that clears him of anything pet related.if my dog(another big baby)does anything to another person or pet ,it's entirely our responsibility.maybe you should think of doing the same.have your landlord amend your lease.Fernando Said:does renters insurance cover the cost of repairing a ceiling when a toilet gets clogged?We Answered:Ah...
Mike Said:COBRA without payment?We Answered:Yes Ohh..
It leaves one with an eerie feeling (I know this because I'm a cancer survivor and literally can't get individual health insurance), but there's an acceptable and pretty long time lag before you have to pay for your Cobra.
From Ernesto's link:
"Employers must notify their plan administrators within 30 days after an employee's termination or after a reduction in hours that causes an employee to lose health benefits."
So that gives you a possible 30 days not to pay to begin with.
"The plan administrator must provide notice to individual employees of their right to elect COBRA coverage...
Valerie Said:Self Employed Health Insurance?We Answered:I purchased insurance from Celtic insurance. They had a good HSA for a family and reasonable rates. Good luck!Marshall Said:self employed insurance?We Answered:No insurance, insures pre-existing conditions. The coverage wasn't in effect at the time of the injury, why should the insurance now pay?Jose Said:How do i switch from a group plan to self employed insurance with pre-existing condition?We Answered:Many individual policies will not accept anyone with diabetes. There are some that do if you control it with only diet. Some will accept you with one oral med but may rider or...
Raymond Said:What is a good site to get short term health insurance?We Answered:try ehealthinsurance.com, It can be confusing with all the different plans.Alicia Said:will insurance cover after market part?We Answered:No.
Insurance will usually allow for things that INCREASE value, custom body panels, lowered suspension and twenty inch chrome wheels decrease market value (market value = what the market will pay you if you sold your car). Example: you crushed $10,000.00 worth of diamonds, mixed them in some paint and sprayed it on your car -- it is NOT worth an extra $10,000.00 to anyone. You may be able to up your...
Wallace Said:Short-term car insurance in California? Advice needed!?We Answered:Unfortunately insurance companies will not sell you a policy unless you own the car. I am not up on California law but try contacting an independant insurance agent that writes for all kinds of companies. Ask them if you can buy a 6 month comp and collision policy on a rented/leased car. That might do it for you.Craig Said:I am looking for a short term car insurance for overseas visitors to use my car.?We Answered:Well for the life of me I can't understand why.After all over 60% of rental car companies business...
Monica Said:Temporary (Short Term) Car Insurance for 17 Year old Male?We Answered:if u have money just do for a year and than cancel it when u wantBrent Said:where can I find short term disability insurance that starts immediatley and covers surgery?We Answered:You are talking about 2 different kinds of insurance, short term disability only pays your wages while off work, health insurance pays your medical bills. I agree with the other answerer's, you are pretty much out of luck. You may need to apply for your states medicaid if you need surgery. You don't say if you...
Herbert Said:where can i get private short term disability insurance in pa?We Answered:You can buy it from a local, independent agent. Ask the guy who writes your car/house insurance. If he can't do it, he can give you a referral to a local guy who can.Natalie Said:How can I learn how much money do I have to pay for short term disability insurance?We Answered:You call a few local agents, and ask for quotes.Peter Said:How could i get cheap short term car insurance in California ?We Answered:I recommend you this site where you can compare quotes so you can...
Thomas Said:short term van insurance?We Answered:unfortunately you do not define 'europe' - you must specify the countries you wish to visit, AXA have a policy that covers Turkey and all EU countries plus several ex soviet bloc states...
Marcia Said:dOG INSURANCE?We Answered:theres also another place its called Care credit.com
you can use it not only for yourself and your family but as well as your pets if the vet you go to accepts that type of card! GOOD LUCKJoann Said:Health Insurance sucks - how do I prepare for another sickness?We Answered:Getting prior authorization from your insurance company for any procedures is standard among many health insurance plans these days. So no, it is not weird and your GP should have the necessary forms to handle the request.Eric Said:What medical assistance is available to those in USA who are...
Johnnie Said:New rules of employment?We Answered:I'm with smila, think i worked for them and they still owe me
hehehe
Have a star
xxxxxxxxxxDanny Said:Job is trying to phase me out since I told them I am going on maternity leave... HelP?We Answered:It is illegal for an employer to discriminate against a woman because she is pregnant. My best advice would be that if they continue to harass you, contact a lawyer and do not let them get away with it. Legally, unless medically necessary they only have to give you a 6 week leave of absence for a vaginal delivery...
Jo Said:is there any insurance out there that will cover an individual with an internal sickness like aids or cancer?We Answered:Companies can't make money selling "funeral cost" insurance at a fraction of the cost of the funeral. They just can't.
So they don't. Otherwise, they'd be out of business.
Times like this, are when you need to go to your church community, and family and friends for help and support.Courtney Said:What are some Insurance companies that will cover your preexisting injuries or sickness?We Answered:mbrcatz17 is correct, she is referring to Federal Eligibility Guidelines.
To be Federal Eligible, you must...
Brandy Said:Im having a bumb moment lol..what is the difference between single trip insurance? Does it cover a return trip?We Answered:single trip is if you go away once, annual covers you over a year for lots of trips (if you go on holiday regularly)
Alexander Said:Australians heading home travel insurance?We Answered:I don't think it is worth getting travel insurance for a single trip like that.
Edit:
You need to be living in Australia at the time you take out your travel insurance policy if you want to use an Australian travel insurance company.Clifton Said:Does AIG Assist"TM" (Global Travel Insurance) cover "Lost of...
Claire Said:Ski insurance for non resident?We Answered:Mate, any HCF will happily insure you, non resident or whatever for health cover on a temp basis while in Aussie. My wife and I have even had her 66 year old mum from overseas insured by them for a 6 months visitor visa.
Hope that helps, they are in every state and city, let the fingers do the walking thru the phone book or just ring directory for the number--or these days I suppose you can probably do it online.Marshall Said:Ski Travel insurance?We Answered:Yes there is. http://www.freeinsuranceresource.com/tra…Tonya Said:Should I buy additional travel...
Naomi Said:I need insurance for my jet ski rentals and scooter rentals ?We Answered:Find an independent agent who works with specialty risk insurance. If you want to sound like you know what you are talking about ask for the agent in the office who handles "surplus lines". This may take several phone calls because not every agency is going to want to or be qualified to deal with this type of risk. And as noted above it is not going to be cheap.
To find an independent agent in your area go to this site: http://www.iiaba.net/agentlocator/findag…Frank Said:Is there insurance for ski...
Jeremy Said:Should i join the army?We Answered:You wouldn't be the first mother to join. We put in someone who had three kids a couple of months ago; she said she would rather serve her country to provide for her kids than live on government assistance when she was capable of serving. However, one thing you will have to be prepared for is separations. Your daughter will get medical coverage, meaning you don't have to worry about not being able to pay medical bills. However, you cannot use your daughter to get out of deployments and it...
Casey Said:How much does small business insurance typically cost in WA state?We Answered:you should really find out from your city clerk about all the details. But I know that if the IRS visit their business location right now it's not going to be pretty.. BEFORE they even start the business they had to get insurance. Usually you just pay a $2500 bond or less depending on your credit but you should definitely check. Good luck!Jesus Said:what are the advantages of cobra insurance versus individual or small business health insurance?We Answered:Well, COBRA will most likely cover maternity. Individual plans won't....
Tamara Said:If i brake suddenly to avoid hitting an animal in the road & the car behind hits mine, will insurance cover it?We Answered:all good answers . good to see someone with respect for all life . some callous people out there .Gregory Said:What auto insurance will cover Mercedes Benz Smart Car?We Answered:Yes...well at least at state farm we will. We insure anything pretty much.Roy Said:Insurance companies that cover the SMART car in the USA?We Answered:I've seen this smart car and i too am considering it. I should think the big ins cos will cover it provided it meets all...
Ben Said:what does insurance cover on quads?We Answered:You can get liability or full coverage, just like with a vehicle. Here in the state of Ohio you only have to have a 4wheeler policy if you're going to be using it on public trails. If you only use it on your property, it would be covered under your contents coverage on your homeowners policy.Joshua Said:Does travel insurance cover sporting equipment?We Answered:That would be correct. It's essentially saying that they'll cover it unless the damage occurred while you were actually using the equipment. (For example, if your golf clubs are...
Bruce Said:Is a sports pshycology treatment covered by insuranceWe Answered:Probably not but you should call the insurance company and ask if your policy covers it.Jacob Said:Where can i find Cheap backpackers travel insurance which covers EXTREME sports such as skydiving?We Answered:Here's my 4 cents worth on this: (I reread what I wrote, and decided to double my fee for the answer)
Cheap insurance for what sounds like a high-risk sport? Don't count on it.
Insurance companies price policies according to the perceived risk, and how many policies they think they'll sell. Skydiving, scuba diving, backcountry mountain skiing, and experimental...
Velma Said:winter sports insurance within 6 months of injury?We Answered:I can understand the insurance's point of view.
An alternative protection for you is MySimpleCard.com
They will not impose any waiting periods on you....
Jon Said:I am covered by Aetna student health insurance until August (just graduated). Will this cover bunion surgery?We Answered:No one can answer this - not even an employee of Aetna without your policy and/or group number because there are numerous different coverages in different policy groups. You have to contact your insurance carrier to discuss what exactly your policy states.Sean Said:I'm turning 19 and I'm only gonna be a part time College student, will my parents insurance still cover me?We Answered:With most group plans, full-time student status is required once you have reached your 19th birthday. Your mother will...
Ricardo Said:How much can it cost to repair subsidence?We Answered:if insurance will cover it i wouldn't worry about the cost. if they don't then you should contact contractors that do that type of work to get quotes for the repair.Heidi Said:insurance companies that cover subsidence?We Answered:Very few insurers will cover a property that has suffered from subsidence, due to the risk factor. Sometimes your current insurer will continue cover, with exclusions, once subsidence has been declared, but new insurers won't want to know. Specialist high-risk insurers would cover you but the premiums would be astronomical!Margie Said:My friend has a 25%...
Tom Said:Should I go through my own insurance policy or with the other drivers?We Answered:His insurance company will cover the damages. Weather his insurance tries to low-ball you remains to be seem, but remember - YOU DON'T SIGN ANYTHING. Your insurance guy will be helpful in making sure you get a fair deal.Wilma Said:How responsible can we hold the bank for losing our wire transfer?We Answered:The Sending bank in Portugal needs to put a "Tracer" on the wire and investigate it immediately with their corresponding bank. Chase is on the receiving end of the wire. They are not...
Jerome Said:I have been notified that i have won 110,000 pounds from nokia,is this true?We Answered:It's a scam.
So far I have won about 99 trillion dollars!!!Geraldine Said:is this mail true or real from side company yahoo?We Answered:fake fake fake did you even apply for that lottery? Check out stopinternetscams .net It is an info site that posts the latest scams and ways to make money online....
Betty Said:Who's the bloke on the ad?We Answered:its the legend known as Iggy PopRichard Said:who is the bloke in the swift cover advertisement for car insurance?We Answered:Iggy Pop here he is in 2007
http://www.youtube.com/watch?v=-W5K1CkYr…Joy Said:Any experience of Swift Cover Car Insurance???We Answered:That's who I'm with now, and who I was with last year too. Wouldn't have gone back if I was unhappy.
Whenever I compare quotes, Swift-cover come out cheapest (although you've probably found that already!).
I've never had to claim with them, so I suppose from that point I can't say. However, whenever I've had a query, I've found their call centre...
Timothy Said:Dear Sir can i believe on this email which can make my dream come true to do the overseas job here the details?We Answered:Huh? What has that got to do with R&S?Josephine Said:IS it true? yahoo had any lottery program?We Answered:Scam!!!!! That message is both a fake and an outright fraud. Don't contact the phishers and give them any of your personal information at all. Spam that scam message straight into oblivion right away. This is one lottery you'll never win because it's "bogus."
Another thing, the phishers telling you to "keep this lottery information confidential" would indicate to you...
Johnny Said:I am getting sued by an international rent-a-car please help?We Answered:I think if you were covered by theft clause in your insurance then you don't need to worry. But you have your insurance copy as a solid evidence against them. If you don't have it then i think consult lawyer would be the best way to go. Consult lawyer in any case so that you don't land in trouble....
Penny Said:Can I switch car insurance company if I have an unresolved claim?We Answered:Yes, you can switch at any time. The insurance covers you for any accident that you had at the time of the accident, even if you no longer have it when the claim is resolved.
Note that this applies only to auto, homeowner's, and similar "property" and liability insurance. It does not apply to medical insurance. Medical insurance does not cover treatment after the policy ends, even if the treatment is for an accident that happened while you still had the insurance.Bobby Said:Will our car...
Ray Said:I have been on cymbalta for 1 month but have to switch to Effexor because my insurance wont cover the cymbaltaWe Answered:Before you switch, I really encourage you to phone the insurance company yoursef AND have your doctor SPECIFICALLY REQUEST that cymbalta be added to the formulary of covered medications based on "medical necessity" (the term is important) and file an appeal on your behalf.
Best of luck to you,
~M~Mathew Said:i was wondering since im 18 my insurance might not cover my braces anymore and if i was to pay?We Answered:huh? Try asking again in English...or call the insurance co....
Kelly Said:In American language – what does ‘Coverage’ refer to when talking about insurance and warranties?We Answered:you crash your car and there's a loss of 15,000 dollars.
you have a coverage of 10,000 dollars. that means that the company will pay 10,000 aimed to restore the money loss coming out of the damage. the other 5,000, not being part of your coverage, are to be paid with your own money.Yolanda Said:Who should I talk to to ask about getting insurance to cover Mammaplasty ?We Answered:Talk to your family doctor and then a PS that is under your health insurance plan (see...
Chris Said:I think my tv was damaged during a power outage. What's the chance homeowner's insurance will cover it?We Answered:I believe most homeowner's insurance has a deductible. The TV is most likely worth less than your deductible. If so, then it doesn't matter if they would cover it or not.
Good luck.Jose Said:How does homeowner's insurance cover belongings? ?We Answered:Are both your names listed on the policy?
If one of you steals belongings from the other, in a nasty breakup, or gives them away, THERE IS NO COVERAGE. Just for the record. OR, if one of you vandalizes...
Ana Said:Why is it illegal to insure a car on two different policies?We Answered:well not only is only one good it cost twice as much ifyour that good of friend just add him to your insuranceAlice Said:Car rental insurance (UK)?We Answered:Going to a small company was a good move, the large companies are more fussy. Have you tried other small companies to see if they will rent you a car with insurance?
You could add the hire car to your own policy but many insurance companies won't insure cars that don't belong to the policy holder. Some insurance companies will...
Dustin Said:I have insurance for my laptop that does NOT cover outside of the US. Does anyone know of a temp policy?We Answered:sure, but how much do you want to pay for it? See, Mexico is a very high theft situation - you're looking at 50/50 chance of having it stolen during the trip. SO. If you're willing to pay $1500 flat, fully earned, you can get it covered through Lloyds of London, or Great American, up to a value of $5,000 with a $1,000 deductible (you'll need your receipt of purchase).
There's going to...
Johnnie Said:how can i get temporary car insurance in the UK?We Answered:try budget ins i know they do monthly policies unless he is willing to add you as a second driver and you pay the premium for him? find out which is cheaper, i think the second driver might be the best and probably cheaper. : )Nellie Said:will my canadian car insurance cover me in US?We Answered:1st off, insurance follows the car, and secondary to the driver. So if an accident were to happen, it would be reported to your fathers policy, since in your dads car. If...
Calvin Said:Insurance Ownership Problem?We Answered:They will not and do not have to furnish you with proof from their records if they have any.
Unless you have documentary evidence it may be a good time to consider giving up your studies and returning home as this could cost you a lot of money....
Jorge Said:if you hit a car, a couple hours after you paid for insurance, will the insurance cover the cost of the crash?We Answered:Yes. Insurance covers from the moment you pay for it. Of course, they will investigate, and look hard at the date and time you bought the policy, and the date and time on the police report of the accident. As long as there is no problem there, you are covered.Marian Said:Where can we get temporary insurance cover to drive in the uk with an american driving licence?We Answered:autoinsurance.noneto.com - try this one. I have...
Ryan Said:Can they fire me if I won't do things beyond my job description?We Answered:I stopped reading the other posts because they became obnoxious and foolish....
If you were involved in an accident while on the clock, and you were in your personal vehicle, not only could the other injured party sue you, but they will also sue your employer. YOU could sue your employer as well! While it is not illegal for your employer to alter job descriptions, requiring you to utilize your own equipment, in my opinion, is unethical. That being said, if you choose to stay working for...
Jason Said:Structural damage covered by insurance can we claim the excess from our tenants?We Answered:I'd expect that not only are you entitled to sue for this but there's a good chance that your insurance company may sue them for the amount that they paid out, if it's a clear cut case of them being responsible. You should also consider what is in their contract and what the relevent laws are. It may also be grounds for an eviction.Tammy Said:Does homeowner's insurance cover property belonging to tenants?We Answered:No. The Tenants need to purchase Renter's Insurance to cover their personal...
Adam Said:Which Term Insurance cover is Covering Terrorisim.?We Answered:Term insurance covers life insurance not terrorism.
Probly most if not all policies exclude terrorism or any act or war. You need to post more information about exactly what your question is.Danny Said:dOES lONG TERM HEALTH CARE INSURANCE COVER IN HOME CAREGIVER SERVICES?We Answered:Medical Discount Plan
ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services.
Individual &...
Valerie Said:Can people in Vegetative States get Term Life Insurance?We Answered:"Can people in Vegetative States get Term Life Insurance?"
Answer: No. She would not qualify medically for term life insurance. She would not even be be accepted for a simplified issue policy. The only type of policy she could get at this point in time is a guaranteed issue policy....
Marlene Said:Travel Insurance?We Answered:some of themCharles Said:Why is there never mention of these obviously covered up FACTS concerning 9/11?We Answered:Your points are absolutely true and they are not accurately challenged by the 9/11 Commission Report or the suspicious Popular Mechanics article that was published after a sudden change in the editorial staff.
You should also point out that numerous police, firemen, and citizens reported explosions at all levels of WTC 1 and WTC 2. One person reported a count down over a radio on the demolition of WTC 7.
Many professionals have sacrificed their careers in an attempt to bring attention to...
Stacy Said:What is third party car insurance? Can I, with no insurance, drive someone else's car, if they have insurance?We Answered:third party insurance is liability coverage. it will cover another car in an accident where you are at fault. third party refers to the victims of an accident if you will. insurance normally folllows the car. you would be able to drive his car as long as he gives you permission. if you were involved in an accident it would be covered.Janet Said:Can I tax a car with my Third Party Insurance cover?We Answered:I'm afraid you are wrong. To...
Colleen Said:Auto mechanic tools got stolen in robbery, but insurance won't cover $20,000 loss??!!!?We Answered:Speaking as an AIC and former adjuster (I currently oversee insurance claims handling)..... the Boss's policy will usually only cover the Personal Property (PP) that is in his care, custody and control. Typically, tools that belong to the employee are not covered under a business owners policy.
However - if you have homeowner's or renter's insurance - the tools would be covered under that policy. You will have to show proof they existed (recpts, photos, etc) and your policy may only cover actual cash value...
Andre Said:Are Pittsburg tools any good?We Answered:I am a journeyman mechanic and work for a cat dealership. Most of us guys here by pittsburg impact sockets. They holdup as well as any for the price. But for the rest of our tools we all have our favorites. S&K, Proto, Craftsman, Armstrong or Mac. Armstrong or Stanley are nice middle of the road brands. Harbor Freight has lower cost on some name brand tools also. We all buy from there, lots of good deals. I buy thier die grinders. Thier cheap and work well.Good luck and sorry you got ripped off....
Lillian Said:What are the top Auto Insurance Companies in Texas?We Answered:Fred Loya offers really good pricesGeraldine Said:what are the top 10 insurance companies in the philippines?We Answered:• Prudentialife Plans, Inc.
• Ayala Life Assurance, Inc.
• First Filipinas Insurance Brokers Corporation
• Government Service Insurance System
• Permanent Plans, Inc.
• Philam Group of Companies
• The Professional Group Plans Corporation
• Yacht Insurance in the PhilippinesBruce Said:What are the top car insurance companies ranked by the number of insured drivers?We Answered:The National Association of Insurance Commisioners has useful info all consumers...
Sam Said:Will State Farm insurance cover an incident of brick masonry moving away from my bay window over the years?We Answered:No. Homeowners policies are intended to cover sudden, accidental damages. What you're describing, I'd call it settling. Settling is excluded in every homeowners policy.
You need to do the maintenance/repairs on this yourself, before it gets worse and costs even more money to fix.Kathleen Said:calling all mathematics geniuses 2?We Answered:Drive thirty miles. Divide that by how many gallons of gas you used.Anita Said:how much money does insurance cover for invisalign?We Answered:This all depends on what type...
Michelle Said:My truck was stolen with a trailer attached, shouldn't my automobile insurance policy cover the trailer, too?We Answered:Don't assume coverage. If you had any valuable contents in your vehicle your auto policy would not cover that either (in most cases). You can usually add these types of coverages, however, and be covered for trailers, contents and sometimes even pets.Rose Said:will homeowners insurance cover replacing a collapsing trailer floor?We Answered:Homeowners Insurance is not a maintenance policy. It does not cover wear & tear. Most likely this will not be covered.Timothy Said:Does car insurance covers damage on...
Peter Said:are there some congenital causes of a dislocated jaw?We Answered:You could contact the librarian at Scottish Rite Hopital in Dallas. My son has a congenital bone condition and they are nice to look up research for me when I need it.Darrell Said:any one out there famliar with or work with insurance companies on arbitration of a reconstructive proceedure?We Answered:sorry for the nop...insurance is a bech...you pay tham, and when you need"em, they dont careBillie Said:What is the best way to negotiate medical bills when you don't have health insurance?We Answered:Speak to the people in Billing about getting medicaid...
Thelma Said:Does your health insurance cover blunt trauma?We Answered:The republicans will need that coverage heheh when the public option passesIrene Said:Should i take the crown off to check for infection? or wait it out until January for insurance purposes?We Answered:Take it off to check for infection, you will have to pay for it now.George Said:Will Blue Cross cover psychological treatment for the trapped miners in Chile?We Answered:And if the individual health plan you bought does not cover this - why is this anybody's fualt other than your own?
You went and chose an individual health plan. Did you choose to...
Mary Said:Will travel insurance cover extra hotel bills when you can't get home?We Answered:I've seen packages that do and don't. You need to read the terms of the policy that you bought to see what provisions it provides.Dustin Said:What exactly does Travel Insurance cover me for?We Answered:Travel insurance plans offer coverage for vacation and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and more.
Your plan might also include 24-hour "911" travel emergency service for emergency medical assistance, last-minute or emergency travel and flight changes, lost luggage tracking, pre-trip travel advice and more.
You have to...
Kimberly Said:Travel health insurance that covers preexisting conditions?We Answered:Unfortunately, there are no travel policies that will cover pre-existing conditions.Herbert Said:Can I purchase travel health insurance for NY to FL travel?We Answered:Yes, try this link. They offer a number of policy options and a free quote. TravelEx is one of the best insurance options available for both domestic and international travel and I have been using them many years.
http://www.travelex-insurance.com/index.…Jonathan Said:How can I get basic health travel insurance to cover me at 74 for eight months in S.E.Asia?We Answered:It is going to be expensive, but you already...
Rita Said:Does this sound legitimate or like a scam?We Answered:it sounds legit. I would do more research online before i continuewith this.Marc Said:Who was/is the better propagandist, Goebbels or the U.S. health insurance industry?We Answered:I'd have to say Goebbels.
The US Health Insurance industry is the big winner in Obamacare. They're gleefully cackling their way to the bank because the Pub's killed the "public option", and forced an insurance-only solution....
Marcus Said:Does anyone know if travel insurance covers cancellation because passport does not arrive it time for trip?We Answered:You ask, "Does anyone know . . . ?"
There can be only two possible answers to that question:
Somebody knows
or
Nobody knows.
Certainly there must be someone out there who knows.
But is that what you really were asking about?
Maybe you wished to determine HOW MANY people know?Colleen Said:Would travel insurance cover a flight cancellation due to...
Richard Said:Setting up a charitable fund for an individual? (in the USA)....?We Answered:Try contacting your bank, or any bank especially a local bank. The bank's customer service reps or bank manager should be able to advise you on how to set up the type of account you are referring to. Another way to set up these accounts is to contact an attorney, possibly through your local Legal Aid Society, to set up a charitable trust fund. You are very kind to look into doing this for your friend! Good luck!Jim Said:Travel Insurance for mother (treated for breast cancer) from India...
Sue Said:i can't tell him yet and i need to get to a doctor...problem : parental unit.?We Answered:I live in a place EXACTLY like that. I was in the same situation and had my boyfriend run up to the store to buy a pregnancy test and then people were talking but he said he did it for a friend so it blew over and my parents never found out.
Do you know any friend that would be willing to pick one up for you? Possibly in a bigger town? I really hope you can find a way....
Sergio Said:Going to israel kibbutz in March for 3 moths, just found out I am 4wks pregnant!I am not sure if I should go.?We Answered:I would wait a while if I were you....
Brittany Said:Shouldn't we make our elected officials a lot less Comfortable?We Answered:No reason on the face of the earth that they should have anymore than the regular joe, anyone see this? they also need to be on the same health plan, all americans need to be equal in health care, they may think they are all that, but their ruining this nation, when is it gonna stop?Katrina Said:why was my travel insurance's claim rejected? how do i make a contest?We Answered:According to what you had posted here, the insurance company will not pay you for cancelling of the trip which...
Valerie Said:When you book a holiday, do you let your travel insurance company know?We Answered:The small print does state you need to advise them of any conditions and as such you wouldn't be able to claim in the event a medical situation arises in regards to your mental illness.
personally speaking, not a chance, they would load a massive premium on top which would make it too expensive. I always take the chance that I don't have an manic episode whilst on holiday. All insurance is discriminatory against people with mental health conditions, so why give them my money.
Whats the...
Velma Said:I'm going travelling for 4 months & I'm looking for travel insurance to cover a pre existing medical condition?We Answered:STA travel offers brilliant travel insurance. They do not ask about pre-existing conditions. I have claimed many times all over the world and they have always paid 100%. Of course, the pre existing condtiion does need to be an emergency (your false leg broke not that you wanted a prettier one).Ronald Said:will any travel insurance cover a neccesary medical procedure performed overseas?We Answered:Only if it is stated in the contract.William Said:Can I get travel insurance for my...
Gina Said:travel insurance?We Answered:The best way would be to call a reputable company (such as the AA or your bank) to get a quote and explain exactly what you need - a real person should be able to tell you exactly the type of cover you need - much easier than an online form.
Don't buy straight away unless the price is great, and ask for the quote to be emailed to you, so you can read the terms and conditions and check you are covered for what you want to do (I expect some volunteering work may be more hazardous...
Arnold Said:Travel insurance / doctors certificate at 28-30 weeks pregnant, any ideas?!?We Answered:Have a look at http://www.portwood.co.uk/travel-insuran…
Uniquely they ask you about pregnancy and can cover you up to 32 weeks.
The policy document can be found here: http://www.portwood.co.uk/travel-insuran…Kathleen Said:Travel insurance when pregnant?We Answered:Yes, but you MUST make sure that you state you are pregnant on the insurance forms. Some companies want a doctors letter saying you are fit to fly...;Janice Said:Is there travel insurance for Europe (including France and Spain) that will cover us after 30 weeks pregnancy?We Answered:Try 'Atlas Insurance'. They cover for anything and you can extend how...
Benjamin Said:Traveling Insurance Pregnant (8th Month)We Answered:I'm not sure about traveling insurace. I would imagine you should call your provider.
I'm 33 weeks and just got back from a 10 hour car trip last night and it was tough. I made up a bed (camping pad and sleeping bag, 4 pillows) in the back of the car and I slept there when I got too uncomfortable. While sitting in the seat, I sat with my legs crossed, which helped my back some. Also drink lots of water, you'll be stopping anwyway with your bladder, so that covers the walking.
On...
Tracy Said:i am 8 months pregnant and will be delivering my baby in america. any insurance which can give me a cover.?We Answered:oh dear... I wish I could help you but American healthcare is HORRIBLE! They will not give you insurance if you are already pregnant. And if you are from India, you definately won't get any federal/state aid... So looks like you are going to have to pay. And I know it's aweful! I'm sorry!Joseph Said:Travel Insurance for pregnant women?We Answered:You can get free quotes here: http://www.travelex-insurance.com/index.… I have been using travelex for 15 years. I...
Rafael Said:Why is hard to apply tourist visa to visit my fiance mother for some reason that she is seriously sick.?We Answered:You seem to have covered all the bases and yet you have been denied twice for that elusive B2 visa. This is the deal. In the mind of the adjudicating consul, you do not have enough reasons to go back to the Philippines after your visit. They think you will marry in the US and just wait for your adjustment of status there. The only way you can go to the US is through a K-1/K-3 visa. No matter...
Joann Said:Travel Insurance Cover?We Answered:Firstly you will need to see a doctor and get a letter saying you are unfit to travel. You will also need to speak to your insurance provider to see what they cover. It is not a pre exsisting illness so as long as your doctor says that you are unfit to travel they should as a rule cover you for this.Byron Said:What type of travel/medical insurance do I need?We Answered:I don't know enough about your specific medical insurer to know if their cover is adequate for routine doctor visits (what about pharmaceuticals?) but I never...
Gertrude Said:What should I do not to make my surrogate feel used? Also, what other questions sound I ask her?We Answered:I can see it's been a hectic road for you! I am however, surprised to see that a 19 year old would be hiring a surrogate. Unless you've been medically checked out & know you can't have kids, I'd just relax & let things happen. But 17 months is a long time ttc...
These are very good questions. I'm assuming that you are doing a private thing & not going through an agency, right? Agencies have special criteria and have asked...
Warren Said:Where can I find cheap travel /health/accident insurance for my visa application?We Answered:health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.Greg Said:Anybody have advice about travel insurance?We Answered:Use comparison websites to help you find the best deal.
One of the most important things that you can make sure of, is that the insurance policy covers you if you need air-transport to a hospital. This can be incredibly expensive, and having a high cover on this is vital.
Other than that, make sure it covers you for things that you want to do (Most...
Jenny Said:Insurance cover broken TV?We Answered:If your insurance has accidental cover then yes it will cover it for thatDora Said:Will homeowners insurance cover a TV broken by a flying Wii controller?We Answered:LMAO, oh man i hope that's a joke but if it isn't im sorry must have been intense.Seth Said:Would home owners insurance cover damage done to a tv by our dog?We Answered:Personal property like televisions are usually subject to "named peril" coverage which means only the causes of damage listed in the policy are covered. "Damage by domestic animals" usually isn't one of them. If the dog jumped and...
Freddie Said:What are the typres of car insurance available?We Answered:PIP = Personal Injury Protection. Covers injuries to you and people in your car.
Property Damage Liability. Covers the property of others damaged by you or someone driving your car.
Bodily Injury Liability. Covers injuries to others in crashes that are your fault.
Collision. Covers damage to your car that is not covered by an at fault driver's insurance policy.
Comprehensive. Covers damages or loss attributable to things other than crashes, e.g. theft, fire, storm damage.
Uninsured Motorist's Fund. Pays for damages to you and/or your car resulting from a crash caused...
Jamie Said:Does the insurance cover any types of laser surgery(skin)?We Answered:Did you try Palmers Coco Butter used at every thought. Noxzema triple clean lather cleaner(tube);it helped removed the dark spots from my friend's chest.Olive E oil (bottle)it is a purple pill pod with olive e oil inside daily rub on affected areas.....All mentioned items depending on where you live should cost no more than $10........Blend the scar instead of surgery or if you are a tattoo person(hope not)design it....I know someone with a surgery scar from wrist to elbow shaped like a centerpede; legs and all. He plans on...
Crystal Said:What Types of Insurance works with the Minnesota Mayo Clinic?We Answered:call the clinic, or maybe their web site tellsKevin Said:Is it legal to use two types of insurance?We Answered:Coordination of benefits between 2 policies don't work that way. Usually, if there are two, if one pays 50% and the other pays 50%, you would only get a total benefit of 50%. They will only pick up a balance up to the maximum benefit that one would have paid. If one had an 80% benefit, then one would pay 50% and the other would pay an additional 30% to make...
Charles Said:Car insurance...? (UK)?We Answered:You just need to let your insurance know, and they will adjust your premium to take in to account the extra mileage. You will not get in to trouble for it.
Insurers don't usually question the mileage when you apply for insurance, and will just issue the policy based on whatever you tell them, but if you make a claim, they may ask to see your current M.O.T. certificate. That shows your mileage on it, and by working out when your M.O.T test was, and how long you have been driving for since your M.O.T, they can...
Timothy Said:UK car insurance and post-insurance traffic offenses?We Answered:You're best letting them know right away. They do say you must make them aware of any changes as soon as possible. You might find there is no difference in price until renewal....
Norman Said:does any1 know a uk insurance company that will give me a instant online quote?We Answered:For a quade bike, here:
http://www.financecomparator.co.uk/motor…
Insurance Choice and Ebike will offer you instant quote and same day cover...
Marcia Said:UK - Insurance Quote Situation?We Answered:autoinsurance.noneto.com - try this one. I have their car insurance and, as I know, they can provide such a service....
Miriam Said:Can I leave my possessions to someone else?We Answered:you really need to consult a solicitor with estate law as a speciality.
I think you can leave your money as you please. If you left your wife nothing, she could claim and the estate could be eaten up in court costs.
You cannot leave her penniless. The life assurance recipient may have been defined when the policy was taken out. Otherwise your nephew may be able to have it.
Make sure you have a will covering these sort of details drawn up professionally.Jack Said:Please check my history-math project. its not...
Freddie Said:what will it take for this country (uk) to stop stealing money of us and start letting people have a life.?We Answered:who the hell marked this question with a negative?!?!? This is a question about taxation not family life or values- jeeez!
With you 100% i'm a single male in the UK and i still struggle to get by with cost of living and taxation. Am beginning to look at self sufficiency, chuck in the ol' job and farm for myself and a handful of others where they can't tax us and we don't deal in money.
Idealistic I know but...
Clarence Said:Why do the IPCC admit now that their previous assessments were not relevant in many areas?We Answered:The IPCC is ran by brain dead fools every report is fictionCarl Said:Insurance: How to Lower mine?We Answered:Some ways you can reduce it are:
Try to keep your car garaged when not in use, or at least off the road.
Keep your mileage realistic but as low as possible.
Update the value of your car every time you renew. The value reduces, but insurers don't tend to reduce it for you on your...
Samuel Said:Which Life Insurance is the best to get in UK?We Answered:I have found that some online brokers are quite good at finding deals. I was in the market last year and found exactly the same sort of deal you are after.
I am currently with Standard Life.
I used http://www.bestlifecover.co.uk . I was offered a good deal from Scottish Equitable and Standard Life. The latter was much more flexible.
A short answer would have been try bestlifecover.co.uk !...
Vanessa Said:What insurance agencies provide supplemental unemployment insurance?We Answered:There is no supplement to your unemployment. If you don't think that you can live on what the State will pay you, or you don't think it will last long enough, get started now to find work elsewhere.Eleanor Said:does fica cover unemployment insurance?We Answered:No. YOU don't pay unemployment insurance. Only the employer pays it. FICA is social security.Gary Said:does it cost an employer for someone to claim unemployment benefits?We Answered:Employers pay premiums for unemployment insurance. If there are too many claims for unemployment, the premiums go up....
Melvin Said:EDD ,What happens when I leave the work search record blank for unemployment insurance?We Answered:Fill in the names, addresses, etc., of three companies where he (not you alone ) went door to door and asked for a job and was denied. (You can go with him as a translator, but he has to be there and be the one asking for the job.)
What you do mean "if I"? Are you filling out the forms for him? That is an extremely prohibited act. If he cannot understand the forms because they are in English, then he...
Sara Said:What is the Common Sense of increasing unemployment insurance three times more than what it is now?We Answered:You are mistaken - employers and employees both PAY into that fund. With your kind of logic, pay raises should be stopped immediately, as this costs the employers more money, and they'll have to fire more people, in order to pay the ones that are keeping.
The way employers are able to pay any costs and expenses in their business - is to raise their prices. Therefore, everyone who uses/buys their services & products will be paying for Unemployment (extra...
Melvin Said:Unemployed and can't find work. What should I do?We Answered:"Military insurance will NOT pay for a breast reduction"
Odd, I know a few who have had military insurance and had covered for a reduction from them.
As for employment, have you tried like Burger King or Target or similar position?
IMO if you are not employed you should take whatever position is open and that wants to hire you. You are making $0.00 now. If you were employed you'd be making more than $0.00. Its great that you have a good background education wise, but you canNOT be picky...
Francisco Said:My right side door glass on my van broke today without anything hitting it, would insurance cover it?We Answered:Liability insurance is for when YOU damage someone else vehicle, person, or property with your vehicle. It does not cover damage to your own vehicle.
Try a salvage yard and get a used window from another similar vehicle.Leon Said:I let a friend use my van & wrecked the whole passenger side, will his insurance cover the repairs?We Answered:The insurance follows the vehicle, not the driver.
So your insurance would be the one paying for the repairs (so long as the driver...
Jeff Said:Does Comprehensive vehicle insurance cover an accident due to hydroplaning (wet roads)?We Answered:Your insurance carrier will likely claim that the loss was caused by a collision with a guardrail and not from weather related causes.Raul Said:Auto accident not my fault will their insurance cover my vehicle?We Answered:You and your temp driver are covered; she had your permission. The other driver's insurance--if he/she had it--should cover your injuries and damage; just hope they had high enough limits. Your insurance rates should not go up, as it was apparently not your fault--or your driver's.Ramona Said:Will insurance company cover if...
Bernard Said:going on holiday in may... help volcanic ash!! do i insure now?We Answered:New warning @ 2nd much bigger one to go soon:-
http://www.mirror.co.uk/news/top-stories…
Insurance = biz, not charity = no chance now, yes?
But, dear thumbsdowner, be of good cheer!
"Ash triumph over Ash!"
http://wishboneash.com/
If you are in Exeter Fri, Frome Sat ..
Their '70s prog rock duelling twin lead guitars sure beat Thurs 3 Clowns Bristol Show!!
LOLGeorge Said:Travel Insurance that will cover Volcano drama?We Answered:It is unlikely that travel insurance bought after April 15 will cover ash cloud claims.Angel Said:Volcanic ash, Insurance versus Credit Card question?We Answered:Ask them. Ask your President if there's...
Steve Said:Would our washing machine be insured with contents?We Answered:You need to call your insurance company and ask them.
Good LuckAlan Said:Renting Top Floor in 2 family house & washing machine caused water damage to downstaires?Insurance question?We Answered:You can force them to sue you. You will lose though, and have to pay their legal fees too.
From experiance I can tell you that damage like this is going to run about 600 bucks, the sheetrock has to be replaced, then retextured, then painted. The wood may have needed treatment for moisture as well.Gary Said:if i put my verizon...
Cassandra Said:wedding insurance cover?We Answered:Bajaj Allianz’s provides Wedding Insurance.
You can get more details from the following link.
http://news.moneycontrol.com/mccode/news…Kenneth Said:will home owners insurance cover a stolen Wedding ring?We Answered:Your Mom will have to call the police and file a theft report.
Then she can report the claim to the homeowners insurance company.
The homeowners policy does provided limited coverage for theft of jewelry. However, the policy also requires a police report be filed.
One the claim gets filed - the insurance company will assign an adjuster. The adjuster will do an investigation and determine if the loss is covered under the policy.Jay Said:Does renters...
Edwin Said:If i buy a car over the weekend does my insurance cover it?We Answered:It depends on your company I think. I do know for sure that State Farm will automatically cover any vehicle you purchase for the first 30 days. I use them and the only reason I know is because I just bought a truck and thats what my agent told me.Robert Said:My partner is going away on a stag weekend any ideas for insurance that covers this?We Answered:The post office can sort you out!Anna Said:Are there any UK car insurance companies that will insure a university student...
Alfred Said:What is the best dental plan for getting implants?We Answered:Most of the people answering this question don't know what they're talking about.
I've had two employer sponsored dental plans and they both covered implants. Aetna and Metlife. They usually cover about 50% of the implant cost. They also cover the restorative part. Unfortunately they cap yearly coverage at around $1200.00 so if you want to use the insurance to it's fullest advantage you have the implant done in the latter part of the year and have the crown done the following year.
If you're purchasing insurance on your own it...
Edwin Said:Car insurance claim failed. I am totally innocent and will not give up. Where do I stand with this?We Answered:I would thought that your insurance company and her's would fight it, not them send you the letter.Violet Said:Do I have Third Party Insurance through my car rental agency in Canada?We Answered:Third party is when someone sues you, if you hit them.
That visa coverage, covers the car your driving.
The third party coverage for the rental company, usually covers the rental company.
If you hit someone, and they sue you for damages, I think you stand screwed.
Talk...
Marion Said:Home insurance in the UK? how does it work?We Answered:You will require home contents insurance as you do not own your building and therefore have no insurable interest in it. Typically this comes with liability as an occupier and personal liability towards others for members of your household, money and cover for certain possession outside the home. The cover can be "standard" fire flood, water damage, vandalism theft / burglary etc and then "Accidental Damage cover. Many policies include this accidental damage on certain items such as TVs computes etc in the standard package. In addition you will have...
Terry Said:Does a Leaseholder have the right to demand a breakdown of the Buildings Insurance in a block of 6 flats?We Answered:Contact your Citizens Advice Bureau - they should be able to tell you what your Rights are. I have also found these links which might help:
http://www.lease-advice.org/
http://england.shelter.org.uk/get_advice…
Try talking to one of your neighbours to find out if theirs has increased.
Insurances have gone up alot recently because of the flooding and stuff. Prices are hiked up and everyone has to bear the increase.Maria Said:how bad is dry rot?We Answered:Although it's called Dry Rot, it is a fungal...
Leslie Said:Insurance for my business?We Answered:Your will need to request what is referred to as Commercial General Liability which protects you if a customer gets hurt while in your business premises (Store, Shop, etc).
Also it covers you if you or your emplyees cause damage to someone's property or cause someone to get injured while catering or on performing another type of service at a wedding.
Other coverage's to consider:
1) Commercial property coverage if you want to cover your
business property (inventory, equipment, contents of the
business,...
Ross Said:Does car insurance cover car theft?We Answered:Courtney is correct, you definitely want what's called comprehensive insurance (comp). If your car happens to get stolen, you will be reimbursed what your insurance company states is the value of your car minus what you choose as your deductible. However, if you finance your car rather than pay cash for it, I would advise you to purchase gap insurance as well. It's usually pretty cheap, and gap insurance covers any difference between what you owe on your car and what your car is worth.
For example: You buy your car for 5300. Several...
Judith Said:What does the insurance company mean when they tell me that I am fully covered for collision but I am?We Answered:Collision covers your vehicle, as does comprehensive. property damage LIABILITY means, they will pay to someone else FOR you (so you don't have to pay )Jennifer Said:What does collision insurance actually cover?We Answered:Collision only covers the damage to YOUR car. Fire, theft, flood, hail, running into a deer, etc., is under comprehensive.
Your insurance bill is broken down each month into how much you pay for each stated coverage -- easy to deduce how much you will save.
Note: if you...
Thomas Said:how to make complain about car insurance?We Answered:You must do what Old Know it all says first and if that produces no joy then pregress to UCANTSEEMEs advice.Shane Said:Car insurance coverage question?We Answered:A. Comprehensive means, stuff that happens to your car, that is NOT you driving into something, or something driving into you, and is also NOT flipping the car. Examples are fire, theft, vandalism, broken glass, and in some states, collision with an animal. If you have a loan on your car, the bank will require you to carry it. I carry...
Hugh Said:What does Fully Comprehensive Cover actually covers?We Answered:Car insurance does not cover the cost or repairs due to things wearing out or breaking down - only for accident type damageCassandra Said:i am looking for pet insurance. What is most comprehensive plan to cover visits, dental and accidents?We Answered:Take the money it would cost you each month for the insurance and put it in a seperate savings account or a piggy bank. This will likely cover your dogs medical expenses. You should save anywhere from $10 - $30 a month. Some insurance plans can run as high as $50 a...
Corey Said:Pipe burst in my condo and flooded my condo and condo below me. What now?We Answered:Oh my. Why do people answer questions on here when they don't know what they're talking about?
If the pipe break was sudden and accidental, you have no liability for repairs to your neighbor's unit, They should have a condo-owners policy to take care of their damages. That is just part of the problem with condo living.
Not knowing what state you are in, limits the information I can give for this question. In general terms, usually the condo assn. is going to be responsible for...
Clarence Said:help,my camera was stolen...insurance?We Answered:Do you have renters or homeowners insurance? They would cover almost all but a deductible ($500 to 1000 on most policies.) Contents insurance would possible cover all of it - check the specifics on the policy.
You will have to pay any deductible.
Your next step is to file a claim with the insurance comapany.Jean Said:When making a contents insurance claim, is everything you report covered by that one claim?We Answered:This is covered under the consequential loss section of your policy.In the UK an excess applies for each incident and it's consequential loss....
Tonya Said:Does your dental insurance help cover orthodontic treatments?We Answered:Only 50%. I'm with Aetna. They cover 100% preventative (cleanings, etc), 80% of minor dental work (fillings, extractions), and 50% of orthodontics. It blows but its better than nothing. The only time I had insurance that covered everything was in the military.Maureen Said:does dental insurance usually cover "laughing gas" or is it expensive otherwise?We Answered:healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.Sharon Said:Does The Health Care Bill cover Dental Insurance?We Answered:right now yes next week no the...
June Said:Is there a kind of insurance for kids with heart/learning disabilities?We Answered:He can try to file through the state childrens health insurance plan, depending on her disabilities, she - or all the kids, even - may qualify.
But no private health insurance company is going to insure her, with a heart problem and learning disabilities, for which you presumably want therapy or interventions.Martin Said:Is disability insurance worth getting?We Answered:Disability is critical to protect the income stream of the any income earner. Not just to protect the loss of income to the family, but also to cover the living and...
Jimmy Said:if you rent an apartment do yo have to have insurance on your property?We Answered:You can easily check your quotes in internet, for example here - homeinsurance.awardspace.usMarvin Said:Flood question- Sewage backup- insurance company covers flood not sewage what do I do???We Answered:Do you have a flood policy? Most people only have a homeowners policy. A homeowners policy does not cover flood.
A homeowners policy might have an endorsement for back up of sewer. Check to see if your homeowners policy has that.
Please post more details. Beth Said:Condo flooding whose insurance cover what?We Answered:that would be your...
Edwin Said:Does full coverage auto insurance usually cover a large tree branch denting your car?We Answered:If you have comprehensive coverage, then you will have coverage for this accident. It is subject to whatever deductible you have on the coverage, however. Can I make a suggestion?...
Don't turn in the claim if you think the damage will fall under your deductible. These days, even when you call you insurance company to make a claim and it ends up that they don't pay you because your deductible is bigger than the damage... the $0 claim can affect your premium... especially...
Claudia Said:i have gap insurance and my vehicle was lost due to flooding-what does my gap insurance covers?We Answered:Generally speaking GAP will cover the difference between fair market value and the amount you owe on the loan. However, if you are any payments behind it won't cover them, and if it is totaled using collision coverage, you will be responsible for the deductible amount.
Collision would depend on whether or not it was your fault. If you drove through standing water, that would be your fault.Ethel Said:What exaclty does GAP insurance cover?We Answered:Answer from a General Insurance Agent
Gap Insurance...
Bryan Said:What type of insurance should an owner-builder carry during course of construction?We Answered:Course of Construction (COC) policy. Also called Builders Risk but usually Builders Risk is used for commercial construction.
I know Farmers Ins. sells COC's for a very low premium.Mary Said:Will my friends insuance company cover my rental car?We Answered:Your friends insurance company will not rent you a car.
Insurance follows the car. Therefore, your policy applies. And his liability coverage will not rent you a car.
Since you did not elect to purchase rental car coverage for your policy -- you are S.O.L.
Next time, be careful who you...
Barry Said:does basic health insurance cover time in a psych ward?We Answered:There is no such thing as "basic" health insurance. Forms are not standardized.
Coverages vary by state.
There's no way anyone here could know if you have mental health coverages, or the extent of them. You will have to call the number on the back of your card and ask.Christy Said:How much does the state health insurance cover for thearpy and psychiatry visits?We Answered:depends on which state you live in, suggest you call your insurance provider and ask them.Sidney Said:does health insurance cover a trip to the...
Ronald Said:Does home owners insurance cover your house in a landslide? (like what just happened in California).?We Answered:An Act of God doesn't mean you are not covered (wouldn't tornados and thunderstorms be Act's of God?). A friend of mine had some landslide damage occur due to locally heavy rain. His insurance did not cover it because it did not cover "land movement whether caused by man or by an Act of God". His agent mentioned it may be covered by flood insurance (which my friend doesn't have since he lives above the city).
If you don't know, call...
Ivan Said:Will home owners insurance cover car vandalizing?We Answered:I'm so sorry this happened. First, police don't have insurance licenses and they often have no clue what they are talking about when it comes to insurance.
Unfortunately, no, your homeowners insurance has nothing to do with your vehicle. Your automobile insurance would cover this as a vandalism claim under the comprehensive portion of your policy, less your deductible.
Be sure to take pictures and file that police report. Call your agent.Alvin Said:Home owners insurance - what do they cover?We Answered:Regarding roof leaks, a homeowners policy doesn't cover "maintenance". When your...
Ruby Said:What exactly does homeowners insurance cover?We Answered:!read your policy !Norma Said:what does homeowners insurance cover?We Answered:Homeowners coverage does not cover injuries to residents of the household.
There are 2 coverages that could apply to non-residents.
1. Medical Payments - pays for medical bills incurred by non-residents who are injured on the insured property. It does not matter whose fault it is. This coverage does not pay for pain/suffering or lost wages.
2. Liability - pays for injuries that are incurred by non-residents as a result of the owners negligence.
These are very general definition of these two coverages. There can be...
Carla Said:Is house insurance required when renting out a house?We Answered:Once you rent a property, the contract stipulates a beginning date for the rental agreement. That is the date you are responsible for the house. It is not the landlord's responsibility or fault if it takes you 2 weeks, or 2 months to move in. It is what the contract says. You are free to rent the house, and leave it empty the whole year, as long as you pay rent, the landlord does not care. I always suggest getting a renters insurance. That would have covered the window, and...
Robert Said:What type of things does pet insurance cover?We Answered:if you have the pet insurance before the hip problem you will be covered. if the hip problem comes first, it will be considered a pre exisiting condition, there are other factors at play which I don't really want to get into here.
I have studied pet insurance a lot. I am partial to Embrace Pet insurance--see the link below
Best wishes!Lori Said:What does the Verizon Insurance Policy cover?We Answered:It covers heavy physical damage, water damage, lost or stolen, etc...basically anything your warranty doesn't cover.
There is a $50 deductible to claim...
Erica Said:landlords and renters insurance?We Answered:You lanlord insurance cover damages and unpaid rent from the tenants. You need to get house insurance to cover fire and storm etc insurance.Olga Said:Landlord tenant laws / RE: garding apartment insurance?We Answered:You are all going to be equally resposible for the full portion. Meaning if the landlord chooses to only go after you for the cost of the window then you are required to pay it in full. at that point you cvan take the other mom's to small claims court to have them pay their part. The landlord does not...
Kathy Said:what will liability car insurance cover?We Answered:Liability car insurance covers for an accident when your are at fault. This will pay for property and medical damages caused to the other driver. It will cover up to the limits of your policy. If you were not at fault, your coverage won't matter really. In that case her liability coverage will cover you up to the limits of her policy.Lee Said:Does Liability Insurance covers an uncovered driver if I'm inside the car (TX)?We Answered:Generally, if you gave the person permission to use the vehicle, they are not a...
Ida Said:What does a Contractor's liability insurance cover?We Answered:~~A contractor who has liability insurance has to cover any damage done to a homeowner. Speak with him and get his information.
If he isn't willing to give it to you, then contact your state's contractor licensing board. They will give you the information. There is no reason to file a claim with your homeowners if the contractor did the faulty work that broke your electronics.~~Melinda Said:What does liability insurance cover for an electrician?We Answered:You have 2 issues here- 1 injury to the electrician and 2 injury to your home....
Walter Said:What Is Term Life Insurance? What Does It Cover? When Can It Be Claimed and By Who?We Answered:Term life insurance is life insurance bought for the "term" of the policy. The cost of this kind of insurance increases as your age increases. It's best to buy through your company at work if it is offered. For example, where I used to work, a 250,000$ policy would normally run about 6 bucks a week at age 30. That same 250,000$ policy would cost you about 12 bucks a week at age 40, and so on. ...
Joy Said:what is the average cost for lasik eye surgery? Does medical insurance cover any of it?We Answered:Medical insurance covers medical problems (in most cases). Myopia / hyperopia/ astigmatism / presbyopia that requires spectacle correction is not a medical problem and hence no insurance company that I know of has ever covered laser eye treatment in this case. Laser eye treatment is considered an elective cosmetic surgery - hence the problems people have trying to claim damages when things go wrong. (unless you can prove negligence, you don't stand a chance - exhaustive consent forms, voluntarily having a surgical procedure...
Lucille Said:What does PMI cover?We Answered:PMI, or Private Mortgage Insurance, is a coverage that banks require you to have, if you've got less than 20% equity in your house.
It pays the BANK, if you default on the loan. After you default, the bank forecloses on you. They sell your house, and assess to you the balance between the mortgage amount, and the selling price - and add in all the legal fees. This becomes COLLECTABLE FROM YOU. Then they put their claim in under the PMI insurance - and collect that amount from them. BUT...
Vernon Said:Pet insurance - stupid question?We Answered:You pay the first £60 or so of any claim, so when a vet consultation for a booster jab costs about £40, you don't get to claim.
I had a little dog who I didn't insure (would have been about £150 a year)
He was never ill. He got attacked by a bigger dog, (and consequently died, age 5. Should have lived to 16) and I had about £350 of vet bills to pay. So, I figure that was cheaper than having him insured for the 5 years I had him.
My friend has...
Arnold Said:What does uninsured motorist property damage on an auto insurance policy cover?We Answered:I'm not a licensed insurance agent, but my family is the business. Uninsured motorist property damage pays for the damage on your vehicle in the event that you are in an automobile accident with someone else that doesn't have insurance where the uninsured is at fault. Everyone should have it & most do without perhaps knowing it. When you have "full coverage" on your car, you have it.Erin Said:What kinds of things does residential property insurance cover?We Answered:Home owners and property insurance,,...
Maria Said:What is public liability insurance?We Answered:Public liability insurance is to insure you if anyone makes a claim against you, for instance if you own a market stall and someone injures themselves on your stall in some way and they decide to sue you, usually the insurance you are covered for is about £1,000,000Milton Said:Starting drama classes soon, need info on CRB check/public liability insurance?We Answered:If you are a company and have a group name for your class or drama group you can apply for a CRB. It can take a while but you can track your application online. You...
Sylvia Said:What Benefits does a Platinum credit card come with ?We Answered:Depends on the company offering the card. Check your cc info or call company rep and ask them.
RivalLinda Said:Received a rental car through insurance and got into an accident?We Answered:If you have full coverage, the insurance on your car usually covers the rental car just as if you were driving your own. Report it to your insurance company. Rental companies will try to charge you fees that your insurance company will know how to negotiate away or at least reduce, and all you pay is your deductible.Tina...
Ronnie Said:Does renters/condo insurance usually cover damage caused by a leaking water pipe?We Answered:There is usually $5000 in coverage for the structure. Basically you own the walls in on a condo. Condo Owners Insurance is usually named peril, so you just need to see if water damage due to plumbing problem is one of those perils....
Leon Said:Does sprint cover water damage on insurance?We Answered:They don't cover water damage unfortunately...i just had to pay 50 dollars myself b/c my phone was water damaged as well. They can tell by looking at the battery whether or not it was water damaged so you really can't lie to them...their insurance policy kinda sucks...Ryan Said:sprint pcs insurance?We Answered:It covers you losing your phone, it gets stolen, somehow it gets damaged and its better than paying for a BRAND NEW phone that costs alot more than the insurance.Ronald Said:How can I dry the water in the screen of my cell...
Audrey Said:who and What does Third Party Property Insurance cover?We Answered:Uumm the 3rd party that you managed to stagger to last weekend maybe?
The 3rd party who runs in to the 2 of you who have already had a crash?
Alberto Said:What exactly does third party insurance cover? (50cc Scooter)?We Answered:Insurance options are third party, third party fire and theft or fully comprehensive.
Third Party insurance will cover the costs of any damage or injury you cause to anybody else. It will not cover the damage to your own scooter.
Third Party Fire and Theft also covers your scooter against accidental fire or...
Tracy Said:When travelling to the US from the UK what is the diffeence between travel and health insurance?We Answered:Travel insurance will cover emergency medical treatment - illnesses or injuries that occur whilst you are in the USA. Health insurance is to pay the cost of non-urgent treatment that you decide to have.Leroy Said:What sort of travel cover does my credit card give me?We Answered:Hi,
I was looking into my insurance a couple of months ago. This site contains a great deal of helpful information:
http://wahhealthanddentalinsurance.blogspot.com/Steven Said:Where can I find travel insurance to cover me for a trip that doesn't start and...
Julio Said:Pres. Obama's Universal Health Plan - How can we tell what will be covered?We Answered:First of all, Obama wants to make insurance more available to all. And change the system so that it is cheaper, and also so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance. For more information, see how the people there like it. Hint, Switzerland has not moved from it.
Second, of course universal...
Adrian Said:How would I find out if my health insurance covers these things ?We Answered:Contact your insurance carrier at the phone # on the back of your card. Request policy information regarding mental health benefits.
very easy...Duane Said:Laser hair Removal- what health insurance covers this for emotional distress & depression?We Answered:Unfortunately I do not think this will be covered. Instead, you will probably be sent to a psychiatrist and given medication for your depression. However, you are lucky because you could probably get the treatments on your own. While it takes many treatments to become effective, you could...
Salvador Said:Providing home insurance covers for accidental damage caused by pets, to what extent will they repair to?We Answered:A.
The insurance company owes to repair/replace the damaged part. If a door can be found that fits and is close in appearance- that is what they owe you. They do not owe to replace all doors. Some time's I'll compromise and allow to repaint all cabinets to so the replacement door is not so obvious. But the company does not owe that and my company gives me the authority to do that.
Most policies (in the US anyway) state that the insurance...
Miriam Said:what insurance covers ceramic braces?We Answered:Well, your mom already have dental insurance so you can have her look up the benefits. In my case, my insurance only covers the metal braces and I had to pay close to $500 extra to get the ceramic braces just on top. I went with metal on the bottom because no one really notices your bottom teeth anyway. A lot of people get this combo as it is not as expensive as getting ceramic top and bottom.
good luck.Joyce Said:What kind of insurance covers braces entirely or at least most of...
Lucille Said:What can I do to get dental care without dental insurance?We Answered:Unfortunately veterans get stuck behnd the 8 ball on this one, and I am so sorry for that. The fees that the VA allows are so low that most dentists can't work with that fee schedule without losing their shirt. The whole VA Dental program s a joke. We have tried in the past to work with some of the vets in our area and the hospitals put you guys on hold forever. Not a very nice way to say thanks for your service....
Caroline Said:What insurance company covers fertility/infertility services?We Answered:here is a list of insurance companies that are said to help cover infertility.
GHI
Empire Blue Cross Blue Shield
PHCS
United Health Care
HIP 170733P
Cigna
Oxford
Healthnet(Multiplan)Theodore Said:what does it mean if my insurance covers "primary infertility" 50%?We Answered:Primary infertility describes couples who have never been able to become pregnant after at least 1 year of unprotected sex. Not sure how long you have been trying?? If it is less than one year, how would your insurance company know?? A lot of people's insurance do not cover infertility at all. Im glad you are...
Katrina Said:how long does it take to become pregnant after IVF? and what is the cost?We Answered:1) Nobody knows how long it will take a couple to get pregnant doing IVF (if they get pregnant at all). It is quite a gamble. I have frequented an IVF chatroom over the past two years and I would say that approximately 25% of the women who do IVF get PG on the 1st cycle. Another 45% seem to get pregnant on the 2nd or 3rd cycle, and about 30% have to do many IVF cycles to get PG,...
Angela Said:what insurance can cover pregnancy woman in new Zealand?We Answered:For what? Maternity care in NZ is free.
Oh sorry, that's gotta suck. But still, you could be eligible. If you hold a permit for more than 2 years for example.
Check this:Jimmy Said:Can I get health insurance and plan on getting pregnant after few months?We Answered:You definitely need to look into private policies to see how long the waiting period is for maternity before either a) your husband quits his job or b) you get pregnant. Unfortunately in this day and age, insurance, not when we want to,...
Becky Said:I am a 42 year old woman who is considering having a tubal reversal. what ins. will cover all or some of it.?We Answered:At age 42...probably a bad idea.Terri Said:is there health insurance that will cover tubal reversals, if so what kind?We Answered:Unfortunately, no. Surgical reversal of a tubal ligation or vasectomy is considered an elective procedure and must be paid for, normally in advance, by the patient. Also, even after the reversal surgery is performed the odds of becoming pregnant is relatively slim. Look into having some eggs harvested, then artifical insemination performed and compare...
Leroy Said:How do i find out if my medical insurance covers psychiatric care?We Answered:Do you have your own copy of the insurance card? Without it, you're out of luck. Doctors' offices always want to see your insurance card up front.
If you do have a copy, it probably has a website and a phone number on it for questions regarding your coverage.
Even if it's covered, do realize that there will probably be some kind of out-of-pocket payment (co-pay or co-insurance, and in the latter case, a bill is sent from the doctor's office after the insurance pays, asking for...
Jamie Said:What happens when you lend someone your car, and they get into an accident? How does the insurance work?We Answered:Wow! There are quite a few wrong answers to your question. Some people are right on track, though.
Insurance follows the car. So the owner's liability coverage would pay up to its limit first and the driver's liability coverage, if any, would pay up to its limit to cover any remainder. Every company and state vary in their coverages. It will affect the owner's premiums.
It's best for your fiancee to contact his insurance company to let them know you'll be driving...
Deborah Said:Forced to move, due to harrassing neighbors. Will my renters insurance cover it?We Answered:I doubt it, you could only do that if she were convicted of a crime against you. It does not sound like she has threatened you in any way for you to think she may take your life if you stay.Everett Said:What can one expect to pay for renters insurance is Los Angeles?We Answered:$20K is about the minimum for renter's insurance with any company. Make sure there's liability too in case someone gets injured on her property. List anything expensive like computers...
Myrtle Said:Is anyone SICK about health insurance costs?We Answered:What's seriously wrong is this. There are too many people who are uninsured, on medicaid or sue if one of their family members died of a self-induced terminal illness. Insurance companies are there to make money, period. And we, the self-sufficient, law abiding working class are stuck with the bills and lawsuits. Not only do you and I have to pay exorbitant insurance premiums, but so too do the medical providers to protect themselves against malpractice claims. Yet, proposed legislation to limit the amount of money awarded...
Ian Said:where can I get a donation for IVF in Virginia?We Answered:I don't suppose you might be willing to move? There are 15 states that currently mandate some level of insurance coverage for fertility treatments. You can check out the Resolve website for more info - I live in MA and my insurance covered my treatments with only co-pays.
http://www.resolve.org/site/PageServer?p…
If you cannot find insurance coverage - this might help:
1) Start with the RE - most doctors have a team that can help you with finding ways to pay for your treatment - they are amazing at figuring out your...
Glenn Said:Books that cover a character's whole life?We Answered:Robert Jordan's Wheel of Time series follows three main male characters throughout around 7 years of their lives. They definately grow during that time and you see who they become, but it's a 14 book series and a lot to read if that's the only thing you are interested in.Joann Said:What good is term life insurance?We Answered:Depends on what the goal is.
are you ever planning on retiring? Life insurance is intended to replace lost earned income. If you aren't earning income, you haven't lost anything, when you die....
Heather Said:What are the pros and cons of modified whole life insurance?We Answered:I always encourage people not to rely on the life insurance they get from their employer for their financial protection. Usually they are not portable, so if you lose your job you lose your coverage.
If you need life insurance protection then I would suggest that you go and try to find another cheaper term life insurance policy before you lapse your whole life policy. If you are still healthy enough to qualify for a new policy you can probably lower your premium with a...
Marie Said:Just got two Birmans and was wondering if anyone had any.........?We Answered:i have my 3 cats insured with sainsburys. the monthly payments are under £10 per cat and that covers them for £6500 for every illness. i claimed from one policy recently and they paid up quickly too.Janice Said:i committed a traffic offence in the UK?We Answered:You should receive a driving ban and a community sentence.
Although why they ban people who obviously don't care, and have already shown that they won't comply with the law re driving documents anyway, always amazes me.
The one thing you will get is very...
Lance Said:Is Whole Life insurance always a bad idea?We Answered:Buy term insurance for short term goals and whole life for permanent goals.
For example, whole life for your burial and expenses
Term for covering your mortgage and college expenses.Freddie Said:whole life insurance opinion?We Answered:life insurance is a waste of moneyLynn Said:How may I find out about a whole life insurance policy someone may have on me?We Answered:OK, second question first - no, you signed when you were 18, he's the policy owner, he's been paying the premiums, he gets to choose who gets the money if you die. Period. ...
Erik Said:Any insurance companies that offer windscreen cover with third party, fire and theft?We Answered:sorry not that i know of, but good luck if you get oneKurt Said:Car insurance - windscreen cover and no claims bonus?We Answered:If its repairable its usually done for free (or pay excess)depending on you policy? with no loss of no claims bonus.Phone diamond as they normally want you to go to an approved company.Hope this helpsBernice Said:small chips on windscreen?We Answered:I'd say get them fixed. Now that it's summer and british (i'm assuming you're in the UK) weather is so unpredictable changes in temperature quickly...
Cassandra Said:Whats a good first car that is considered luxury? must be good in snow! please read?We Answered:if you get lots of snow go find a good SUV i have a 96 chevy blazer top of the line production model and it is everything you need...has 4wd to help with bad weather...leather seats and a nice interior for comfort gets decent mpg 20 city 25 highway your 1st car should not be a sports car though...that much power in your 1st car is not good for you as a said with bad weather get an suv that is niceHilda Said:UK...
Stephanie Said:If my girlfriend is 5m pregnant and we decide to get married, will my work insurance cover her pregnancy costs?We Answered:Depends on what type of insurance you have, and if she is listed as a dependent. She must be listed for them to pay. Most companies will not pay unless you are married.Vicki Said:If I were to start paying for allergy shots now, would my work insurance cover it when the insurance goes into?We Answered:they will only cover the shots you receive when you are covered. not before.Joseph Said:if my bike is stolen from my work while im...
Eileen Said:brest reduction and the more recrent health insurance policies around the world?We Answered:Breast reduction is covered in some areas.
"Step1Know that, according to most states' law, a surgeon will have to be able to remove at least 500 g (just over a pound) of tissue from each of your breasts for reduction mammaplasty to be deemed medically necessary. "
Augmentation is usually not covered unless it is connected to a disfiguring injury or after a mastectomy.Willard Said:Round the World Travel Insurance?We Answered:try insureandgo.comRoberta Said:if I buy hotel and flight separately and the flight gets canceled, will insurance cover for the hotel?We...
Michael Said:Private health insurance that works worldwide.?We Answered:I've checked around and I have found the exact solution for you. The policy will cover you anywhere you go including Japan and Germany with no special exceptions for either of those countries. It provides coverage for doctors, hospitals, and prescriptions and you can obtain care from any provider you choose. For more details, do the following:
1. go to http://www.wavehelp.com/travel-medical/i…
2. click on the IMG logo on the far right (Global Plans)
3. on the new page, fill in the information about your
...
Theresa Said:If your car slips on ice and you have an accident, does your insurance cover it?We Answered:That would fall under comprehensive. So if you have full coverage, then it would.Alfredo Said:If you spilled paint on your rugs will your insurance cover it?We Answered:An accidental spillage of paint or any other substance is normally covered under most homeowner policies when the spill damages the dwelling. This is a fortuitous event and not specifically excluded under most policies. If by 'rug' you mean a true rug and not wall to wall carpeting then most policies would not cover such an occurance...