NLIC.org

Gary Said:

how do i get into the insurance industry?

We Answered:

Ask dad if he has any buddies looking for someone for an entry level position.

Marion Said:

Life agent vs Stock broker?

We Answered:

Both are difficult businesses because online trading has truly cut deeply in the broker's business due the cost of a trade differential.An online trade is very low(Scottrade charges $7.95 where as a broker will charge 5-6 times that amount).What you should consider doing is staying with the insurance company,get your 7 and sell annuities which is a good product and can be intergrated as part of your proviiding personal financial planning

Marilyn Said:

michael moore. right or wrong?

We Answered:

I have not or will not watch SICKO or any other Michael Moore film. Moore has made it clear that he has an agenda and uses his "movies" as a way to push his political rhetoric. I refuse to watch, listen to, or read any media that is biased and trying to force their views upon their audience. I do not like being told how I should think, feel, or react. In the same way, I do not watch FOX news, most sitcoms with a "hidden message" about a political issue, or any other form of mass communication that has a political agenda. Moore may or may not have some good points concerning health care or the other issues that he addresses, but they are lost in his mind-numbing maze of anti-Bush rants and forced liberal opinions. I will not purposely subject myself to attempted mind control.

Priscilla Said:

Do firms hire immigrants to sell securties?

We Answered:

Sure, if they're here legally, and have a permit to work, they can pass the test and get licensed as a securities dealer.

Curtis Said:

Estates & trusts?

We Answered:

Go ahead and set up a "living trust" and put all of your big assets in it (i.e. house) Change all your life insurance policies to have this trust as the beneficiary. This will avoid probate issues and may solve some estate tax (federal and state) problems down the road.

Helen Said:

Malpractice insurance- How do I get appointed to sell it?

We Answered:

You need a property/casualty license to sell malpractice - it's a casualty line of business. You just need to find an agency that specializes in that line, and go work for them! Most agencies would be happy to hire you on a straight commission basis.