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Christopher Said:

Does anyone knows about KPI International Insurance Brokerage? are they legal insuarance company??

We Answered:

Clearly, they are a BROKERAGE firm, NOT a company. Their name tells you that.

Hilda Said:

Can I make a direct investing account without SIN(social insurance number)?

We Answered:

A SIN is an identification number for the purposes of taxation much as the American SSN is an identification number for taxation. Anyone can get a SIN as the government is quite happy to take money from anyone just as anyone can get a SSN from the States but it'll be stamped "Legal Alien, not permitted to work". If you are to receive income of any kind, part-time work, gambling, lotteries or investing, you need a SIN, if you go to Vegas on a holiday, you should apply for a SSN. As a foreign student, you are allowed to take on part time work and even permanent work within a certain time frame of graduating so you should apply for a SIN. Besides unlike the American SSN which is just a piece of paper, the Canadian SIN is a nice credit card like piece of plastic.

Investing is not disguising as Canadians, getting a SIN for investment purposes is simply abiding by the laws of the country, there's no requirement for citizenship to pay taxes. You do not need to be a citizen to invest. You are allowed to have an investment account, you simply have to apply for a SIN first so that they can tax you on your profits.

If you wanted to, you could apply for taxpayer identification numbers from all the countries in the world. Everyone is more than willing to tax you if they can.

The Royal Bank of Canada offers direct investment accounts and have a practice account where you can play with $200,000 of play money to try out your theories. I think all the banks have investment accounts.

Freddie Said:

Who do you trust more to address the current US financial crisis, Democrats or Republicans?

We Answered:

John McCain

You left this out:

Barack Obama and Joe Biden voted for the bridge to nowhere. A travesty in out economy.

John McCain voted no for the bridge to nowhere.

Barack Obama has changed his position on campaign financing, Iraq, FISA, oil drilling and immigration reform.

And guess what - John McCain has changed his position on a number of different occasions.

Carolyn Said:

Who do you trust more to address the current US financial crisis, Democrats or Republicans?

We Answered:

Deregulation definately screwed the pooch. The democrats were, and are, still are caught in a vise. Being against 'regulation' means that you're 'anti-business' according to right wing radio and FOX 'News'. If you're against regulation then they call you a 'liberal', or a socialist. Most democrats in the second Clinton administration understood that being 'against regulation' would be used against them come election time. I believe the reasoning here was to pass this legislation and hope for better political times so it could be looked at again. ...before it was too late. Now it is too late! There were also many democrats that believed de-regulation was a good idea. It wasn't! In the end deregulation of massive corporations means that the system will be gamed, corner cutting will be okayed, theft will be justified and bad business will be the same as good business as long as the money keeps rolling in. Now we find ourselves between a rock and a very hard place. If a republican votes for this bailout, an act that may not even be constitutional, what does that say about their free market beliefs? Talk about a flip-flop! If a democrat votes for it and the bailout doesn't work what can the party say to the american people? Whoops? If it does 'work', the rich will remain rich and the american wage-earner will do without for a long time to come as inflation will tear the heart out of everyones paycheck. That's political bad news for everyone. Personally I'd let these folks go belly up, and establish a new National Bank run by the feds. If it's our money, we should start off fresh with no debt. We'd have sound money and as much oversight as needed. There would be enough cash available to forestall a depression. We'd be well on our way to solving this situation. That won't happen, but it should.

Armando Said:

Wall Street owns our gov't and is a key reason for the economic downturn. So how is Obama going to fix things?

We Answered:

Ill tell you what makes anyone think Obama is going to help our country. The Kool-aid media, who is only the 4th branch of the government. Unfortunately Americans don't realize they are watching Pravda.