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High Risk Insurance

Lonnie Said:

Hey if I talked to an Insurance agent from the High Risk Pool Health Insurance?

We Answered:

Excellent customer service is great.

Make sure you get quotes and everything else in writing so you can look it over.

Tamara Said:

How can a high-risk individual obtain health insurance???

We Answered:

Did your last employer cover you? Were you offered COBRA?
If you were offered COBRA, you should contact an insurance agent that specializes in life and health insurance as they will know what programs will work for you the best.
Your chances of getting insurance are slim to none at this point unless you want to pay A LOT for it.

Have a pre-existing condition? How does the State of Ohio
provide access to the medically uninsurable?
The number of non-elderly uninsured in Ohio is 1.3 million. Ohio requires HMOs and insurers in the individual market to hold annual open enrollment periods during which they must accept all individuals who apply for coverage up to statutory limits. If there is no previous coverage or the individual is not HIPAA eligible, pre-existing condition exclusions may limit coverage for up to twelve months related to conditions in existence during the six months prior to coverage. Insurers must offer basic and standard plans during open enrollment. For more information, contact the Ohio Department of Insurance Consumer Services Division at 1-800-686-1526 or (614) 644-2658, or the Department’s website at www.ohioinsurance.gov.

William Said:

which is the best bank and best return for insurance? weather i can go for high risk for good return?

We Answered:

i m not getting what u exactly want , investment or insurance or both
option a) suppose u r earning good income but dont have bank balance and no other income source u require insurance only, u have good earning and average bank balance u should invest ur money in unit link plans which have less charges i t will give u good return along with insurance,if u have very good bank balance and good income u should go for mutual fund or unit link plan

Allison Said:

I am looking for high risk flight only travel insurance for my parents for their trip from uk to oz.?

We Answered:

They can fly uninsured but if they require medical treatment, they will have to pay for it. I do not know the costs of medical treatment because the pilot will divert the plane to the nearest airport if urgent medical treatment is required - the cost of medical treatment will therefore depend on the country providing the treatment.

Forgot to add: try speaking to Worldwide Insure http://www.worldwideinsure.com/

Jill Said:

Do people with epilepsy get put on high risk auto insurance, does it depend on if you are on medication?

We Answered:

I am sitting next to an insurance agent (he owns the compnay). He says the laws very byu state. Simply contact an insurance agent in your area anask them. There could be a sur charge or exclusion for for the medical condition. Again contact an agent in your area to be sure of details.

Be safe...take care

Emma Said:

I took out argos high risk product replcament insurance which covers accidental breakdown of my ipod?

We Answered:

yes if your ipod in broken, they will not care if it is the original headphones or not.
good luck

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