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Kristin Said:

Why my insurance agent prefer "Nationwide" insurance?

We Answered:

It's not weird at all. All of the Nationwide contracts that I am aware of only allow the agent to sell something other than Nationwide if they don't offer it or Nationwide declines them coverage. As an insurance brokerage manager, I did work with Nationwide agents, but only when they were turned down or highly rated up.

Your Nationwide agent may be a personally trustworthy fellow, but his inability to freely access other companies and talk openly with you about it, in my opinion, makes him professionally untrustworthy.

Who cares what the most popular company is? Popularity has nothing to do with the best choice for you. There is no "best company to go to for life insurance" or else there would be no competition. You should consider MetLife, but not because, "(your) mom has MetLife." You two are very different people, and I doubt they even offer the same plan any more.

An independent life insurance broker will be able to help you consider a large number of companies in a very short amount of time - including MetLife. A good broker will also be able to answer your other questions.