Johnnie Said:I heard smithbarney of citigroup is tiering their sweep bank deposit. Where can I get more details? thanks.?We Answered:i am a smith barney customer- i havent heard any of this- yet if you are a customer or not- give them a call to have your questions answered- a financial rep should be able to help you-good luck........
Stella Said:I am interested in becoming an auto insurance broker in texas. What do I need to do to get started.?We Answered:get the licenseMartha Said:Auto Insurance broker failed to add driver and now claim has been denied Help pleassssse?We Answered:OK, if the claim was denied for failure to disclose the driver, ie, because there was an unlisted driver on the policy, you have a serious errors and ommissions lawsuit on your hand against the broker.
Backdating is risky at best. Companies do NOT like to do it.
He may or may not have had binding authority with AIG. If he...
Roberto Said:Would corporate auto insurance be less expensive/cost effective than personal/consumer auto insurance?We Answered:OK, here's the scoop. I've done this from both points of view. For a while, about 10 years ago, "youthful operators" and bad drivers were trying to avoid surcharges by putting personal use vehicles on a commercial policy (because commercial policies don't use "points" to surcharge drivers).
Nowadays, a company isn't going to offer a commercial auto policy to you, a primary youthful operator, unless 1. you have a minimum of five vehicles, and four of them have primary, over 25 operators...
Sonia Said:How do become an insurance broker?We Answered:Look in the Sunday Paper (my sister lives in Neosho - trust me - there are PLENTY of ads!)
Just starting out - it's best to start with a Life Company that will help you get licensed (and they'll give you PLENTY of help with that) sometimes they even pay for the licensing!
Someone like Aflac, Bankers Life & Casualty, United Insurance Company of America
I've worked for them all...and they gave me great basic sales training and leads...and you have NO start-up cost out of your pocket!
If you feel you need little training & wanna...
Dora Said:How do you become an Insurance Broker?We Answered:If you are a resident of the US, you first have to get an Insurance license. That can be done by taking and passing courses. The state Insurance Department can direct you to the persons giving the courses.
When you are licensed, you have to get a job selling insurance. You then become an Agent for one or more insurance companies.
Get experience, take and pass some more courses, get licensed as an Insurance Broker. In this case you become a representative of the policy holder rather than...
Norma Said:Is the best criticism of Obama simply that he has broken (nearly) every campaign promise he made?We Answered:yes the best criticism to Obama is coming from the left because he straight up betrayed them lolVernon Said:What is the best institution to open a Health Savings Account?We Answered:First I commend you on your decision. Simply from a practical matter you are saving $60/month on premiums you previously would have been throwing out the window. In ten years this would amount to $7,200 you would have donated to the insurance company, instead you will be able to spend it on your...
Gary Said:What is the best medical insurance company?We Answered:Blue Cross Blue Shield is a very solid and reputable company. They have individual plans that have great coverage for doctor visits and prescriptions.Rafael Said:What is the best insurance company to take out a policy on someone else?We Answered:you need a simple life insurance policyErika Said:What is the best insurance company for 17 year old driver?We Answered:Try this site
affordinsurance.notlong.com
Here you can compare quotes from different companiesFlorence Said:What is the best insurance company for my situation?We Answered:Do you live in a home where there is a car? if not, you can...
Marion Said:Does Fidelity Brokerage account do any cash sweeps for idle cash?We Answered:Yes Fidelity sweeps cash into their money market account
Scottrades, like most firms are doing away with "bank" sweeps since they generate very little interest compared to "in-house" sweeps and the firm does not have full control over money movements. Whenever banks are involved in any type of money movement it's usually screwed up.
Most in-house sweeps, since they are part of an account balance are covered by SIPC and most major firms have additional insurance, usually up to one million dollars.
I have accounts at both Fidelity & Scottrade,...
Chris Said:Is Richfield Lending Group Legit?We Answered:Last week, I received a call a call from a Kathy Foster with Richfield Lending Group. They offered me a $5000. with a 6% interest rate. She said it was a secure loan and I needed to send a deposit of $885 via Wall Mart money gram. Up until that point, I thought it was legit but the RED FLAGS were flying everywhere.. Remembering a previous scam attempt from Craig’s List. I decided to investigate this company I tried to find any information on them through the internet and all I found was...
Douglas Said:Can livestock and pet insurance be a profitable business.We Answered:Depends on how much commission you make. Call some insurance agent or broker in your area that specializes in this type of insurance.
Most agents do not deal with this. Find someone who does & then ask them.
Perry Said:Is becoming an Insurance Broker a good starting profession?We Answered:95% wash out the first year, because it's straight commission sales. If you can sell, that's great.
The ones who make it, can make VERY good money - but it's LONG LONG hours the first few years, until you're established.
In...
Howard Said:I am writing a paper on insurance borkers and im needing some information?We Answered:Each state has their own insurance laws which are overseen by their State's Insurance Department. The laws will cover Brokers, Agents (producers), Companies and just about everybody that has anything to do with the insurance industry
Every State Insurance Department has a website, do a search online for your states insurance department; on their site you will find resources, links and contacts for just about everything you are looking for....
Colleen Said:I tried to get a quote on auto insurance and got this error message from them.............? Frozen credit?We Answered:Are you using some credit protection company like Life Lock? Many times those companies put freezes on credit files to prevent access, thus reducing identity theft and junk credit offers....
Eleanor Said:What's involved in starting a P & C Insurance business?We Answered:Well, Allstate and Nationwide are NOT going to give you a contract, unless you agree to ONLY represent them.
There are basically three different kinds of companies, from the main street agent's point of view:
Direct writers - these companies - including USAA, Amica, Geico - have "employee agents" in their office, to write business.
Captive agent companies - Nationwide, Allstate, Liberty Mutual, State Farm - these have "independent contractor" agents that have their own agency, but ONLY can sell insurance for that one company
Independent agent companies - Travelers, Progressive, Mercury,...
Janet Said:Why is Obama having the AFL-CIO have a 'counter protest' outside his stagecrafted town hall in NH? Exempt?We Answered:Sheesh why do people pbring up misleading "facts" Our death rates of those under 5 is due to alcohol and drug addiction. We have a system in place to help poor mothers get prenatal care. Well at least in California.Lisa Said:Am I obliged to pay for an insurance policy which I never signed?We Answered:That's quite the screwed up situation you have there. You asked for coverage to be effective April '08 but they sent you a...
Melinda Said:how to become an insurance broker in california?We Answered:All you have to do, is pass a test. You'd get the info at your state insurance department website. Classes would depend on your state requirements, and WHICH licenses you want to get.
An agent, works for an insurance company, to get insurance policies sold for that company. A broker, works for the client with LOTS of insurance companies, to get the best deal for the client.
The best place to start, is probably by having a frank talk with a local broker and agent.Michael Said:can i sue an insurance...
Vincent Said:should i use a car insurance broker?We Answered:Maybe so. Depends on what you know about insurance and if you need advice.Vernon Said:Should I use a Car Insurance Broker?We Answered:Most brokers don't charge any fees. They will do all the work for you. Why wouldn't you use a free resource to do the work so you don't have to?Jerome Said:For car insurance is it better to get it through a broker?We Answered:Make sure that the broker is genuine and not misinforming the insurance company to reduce the premium. After that whichever is cheaper and provides right coverage, you...
Laura Said:Bloody car insurance, its4me. I want my money back.?We Answered:How would we know? Ask the insurance company for a detailed statement as to what they took, and why.Ethel Said:car insurance Voluntary Excess?We Answered:You should go for the highest voluntary excess you can get. It isn't worth claiming on your insurance for anything less than a near write-off as the increase in your premiums will cost you more in the long run.
You do NOT pay the excess on another drivers claim on your insurance.
A £100 pound voluntary excess means that you pay the first £100 of any claim that...
George Said:Car Insurance Quotes?We Answered:You will find as you are a young driver you will have very high insurance premium quotes until you have held a full uk licence for a year where you will find the Premium will drop. You will also notice that until you have at least 12 months experience that you will have a very high insurance access ie £700. This is based on a £500 access plus a £200 inexperienced driver access which as your under 21 these access will apply to you.
Another reason for high premiums is due to insurance group re banding ie...
Rose Said:Does any one how much is the fee to take the property and casualty agent/broker test?We Answered:It's posted on the CA INsurance Department website.Seth Said:Just got my Fire and Casualty Insurance license in CA. Now what do I do to start a biz as an Insurance BrokerWe Answered:Join one of the different alliance in CA and learn from them. You have the Latin American Agents Association and the American Agent and Broker Alliance.....both have meetings and conventions and CE classes.....and are well attended. The LAAA convention is coming up in either May or June and is usually...
Deborah Said:Does anyone run a photography business shooting mostly commercial photography?We Answered:I think there is one in my small business group. Go to Yahoo! Groups and look under storeonwheels....
Micheal Said:Do you have some favorite television commercials?We Answered:The one where the guy is getting his chest waxed for a klondike bar.
The one where the two guys are sitting on the couch laughing at people getting "sludged" and then they get "sludged" and then the door bell rings.
The one with the budweiser clydesdale and the dalmation. Whe the guy is playuing fetch with the dog and then the clydesdale goes and brings back a whole tree branch.
whent the clydesdale is in love with the trick riding circus horse daisy....
Julian Said:What kind of a world are we living in where cartoons are selling some of the most important things?We Answered:Two theories. . .
To gain the share of young adults who might relate to cartoons.
To cut the costs of hiring the actors/athletes/familiar faces.
I'm like you. I buy what fits my needs after researching. Let's face it though, if everyone did that, a lot of companies would be out of business. There would also be less peer pressure in schools due to wearing what works as opposed to wearing what is "in". Bottled water would be cheaper. I guess I...
Jeanne Said:insurance commercial with parachute?We Answered:It is not for an insurance company it is for an oil company. Specifically it is for Valvoline Oil and its 300,000 mile engine guarantee. Here is the commercial you are referring to -
http://www.valvoline.com/media-gallery/c…Tonya Said:If I keep switching insurance companies will I eventually find one that will pay me?We Answered:carquotes.fateback.com - try this one. I have their car insurance and, as I know, they can provide such a service....
Terrence Said:what insurance do I need to plow snow? for commercial properties?We Answered:A commercial auto policy on your truck will cover property damage should you hit a car or a lamp post while you are plowing. But that is the least of your worries because the real exposure to loss is a slip and fall long after you have left the premises.
Your at home getting some much needed sleep but the lot you plowed has since gotten icy and someone takes a nasty tumble and is hauled away in an ambulance. Who do you think is going to be held...
Kristin Said:Why my insurance agent prefer "Nationwide" insurance?We Answered:It's not weird at all. All of the Nationwide contracts that I am aware of only allow the agent to sell something other than Nationwide if they don't offer it or Nationwide declines them coverage. As an insurance brokerage manager, I did work with Nationwide agents, but only when they were turned down or highly rated up.
Your Nationwide agent may be a personally trustworthy fellow, but his inability to freely access other companies and talk openly with you about it, in my opinion, makes him professionally untrustworthy.
Who cares...
Kenneth Said:1 million dollar commercial errors and omissions insurance,where to get?how much is it?We Answered:Look in your phone book under Commercial Insurance Agents and get some quotes. You're not giving enough information to provide an accurate answer....
Courtney Said:How long to take to claim from critical illness insurance on heart attack and bypass surgery?We Answered:Claim immediately, you've paid the premiums now get your reward. Most companies are very good and will issue interim payments if required
hope all goes well for you
cheersDarlene Said:Is it possible to find Life insurance with a cancer/critical illness rider?We Answered:lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.Dan Said:what is the standard definition of critical illness used by insurance companies?We Answered:There IS no standard definition - you have to refer to each policy form....
Nellie Said:should i be getting my deductible back?We Answered:Depends - you'll get your deductible back only if it was determined that you were not at fault in any way. Your insurance company should have gone after the other person's insurance company for collection of the your deductible. If they didn't do that, then you are not getting your deductible back. That's what a deductible is.Glen Said:Is It legal to insure an unlicensed driver in cali?We Answered:You are asking two different questions. First off you cannot insure an unlicensed driver anywhere. It is a condition of any insurance...
Lucy Said:Does financing a motorcycle through a bank force you to need full coverage insurance?We Answered:most financial institutions will require full insurance on any vehicle. You will need to give them a copy of the policy number as well to prove its covered. if you you take a personal loan rather than finance then they dont carePhillip Said:Full Coverage Insurance for financed vehicles ?We Answered:Yes, you do. Call for quotes. The premiums depend on where you live, your age, your driving record, and what limits you request among other factors.Velma Said:Full coverage insurance for a 21 year old...
Virgil Said:Becoming an insurance broker?We Answered:As an insurance broker, I would suggest the following:
There are large commercial insurance brokers, personal lines insurance brokers and those in between. Personally I would approach the larger insurance brokers as they will be able to give you a better grounding in insurance principles (sadly lacking on these forums).
If you can't get employment workign for a large broker then a smaller broker will probably give you a good grounding but in more restricted aspects of insurance i.e. the ones in which they specialise. In fact as I am sure you are aware TC2 compells...
Pedro Said:Should Walmart/Dollar General get into the adoption brokering business?We Answered:yuck...
and i have another one: should the adoption industry buy booths at public health conferences??? i was at the american school health conference in tampa last week and was floored that the infant adoption folks had set up shop...right next to the abstinence-only folks. i guess they were working together: the abstinence folks were trying to push their bullsh !t , ineffective abstinence education, then when the kids get knocked up...guilt them into giving up the kid to the infant adoption nuts.
there wasn't a whole lot of traffic...
Elsie Said:About how much does General liability insurance?We Answered:Al,
You forgot to mention what you do as an independent contractor. The rates will vary significantly between occupations. You probably know that the rates for a roofer will be different than for someone cleaning an office building.
You have to call an independent agent in your area to get an accurate premium so that you can build that expense in to the hourly rate you will be charging. You cannot get an accurate answer here.Martha Said:Does anyone know a ruff estimate on how much general liability insurance on a small consignment shop?We Answered:You...
Jamie Said:What is proper split when working for a health insurance broker? He is offering me 50/50 split is that fair?We Answered:I would have to consider the following in determining if this split were fair:
1. Are they providing you with an office with phone/fax/email/internet access?
2. Are they providing services to your clients?
3. Are they providing you with leads?
4. Are they picking up the tab for your marketing?
5. Are they reimbursing you for expenses?
If the answer is yes, then it is more than fair. These things cost money and your business will grow faster working...
Ryan Said:Why do Americans work jobs without benefits if healthcare is so important?We Answered:Because a paycheck is more important.*April Said:My Question is for Vice-President Joe Biden?We Answered:why are health care costs so high,i have a pre exisiting condition and im unemployed so what happens when i cant find a job and my money runs out,im 55 years old and who is gonna hire me,plus provide me with healthcare. tell me what job's out there exsist for me,tell me it's gonna be all right,future sure isn't looking bright and im going on 2 years unemployed...
Mattie Said:Producing Group Health/Life Insurance - How do I aquire other's book of business?We Answered:Log onto www.Agencies4sale.com.Jeffery Said:Health Insurance?We Answered:Of course there's a conflict of interest! You won't want to WRITE anything through the brokerage, as you'll get more $$ writing it directly as the independent! No one is going to give you a contract, as an independent, unless you've hired full time staff to service your book during normal business hours.
It's not going to work.Debra Said:How do I open my own insurance brokerage company in California? I wanted to sell only health insurance.?We Answered:You get a license...
Lonnie Said:Hey if I talked to an Insurance agent from the High Risk Pool Health Insurance?We Answered:Excellent customer service is great.
Make sure you get quotes and everything else in writing so you can look it over.Tamara Said:How can a high-risk individual obtain health insurance???We Answered:Did your last employer cover you? Were you offered COBRA?
If you were offered COBRA, you should contact an insurance agent that specializes in life and health insurance as they will know what programs will work for you the best.
Your chances of getting insurance are slim to none at this point unless you want...
Michelle Said:i would like to start a insurance broker agency, i have 4 years experience working in insurance agency.?We Answered:I have a few alternatives...
1 Have you considered partnering up with another like minded ambitious individual? or....
2 - have your considered a business within a business... for instance work for an insurance brokerage as an insurance producer, getting a moderate salary as your bring in business equal to the salary agreed upon. This allows you to have your overhead & liability covered while you build your name...not to mention health insurance. This is a much smarter way...
Ella Said:How to become An insurance broker?We Answered:A company willing to let you sell their insurance. That's it. Shirley Said:How do you become an insuranse broker?We Answered:Former life agent here..
Most captive agents broker a bit, to place policies that your main company turns down. State Farm, for instance, turns down or rates sooo many life apps that one definitely needs a "plan B." I knew a Pru agent who started brokering P&C after one of his clients burned out, and Pru didn't want the business anymore.
Most of the smaller companies will take a licensed producer. If...
Mike Said:Want to open independent insurance agency?We Answered:Depending on you state's specific requirements, you will probably at least need your P & C (property & casualty) license as an agent & a separate P & C license as a broker if you want to write excess or surplus markets (this license also usually requires a bond). Many states will also require that you obtain E & O (Errors & Omission or Professional Liability) Insurance--the insurance companies will require this to give you a contract or appointment even if the state doesn't require it. You will also need a Certificate of...
Heidi Said:How does someone become an independent insurance agent after you have your licensence?We Answered:You will need to contact the insurance companies and try to find some that are willing to let you sell their policies. You will then need to get contracted through those companies. Many companies will sell through independent agents but some will require a track record first. Most people find it helpful to start out working with another agent until you get your feet wet.Jerome Said:How to become an independent insurance agent in Michigan?We Answered:From the MIchigan Financial and Insurance Regulation web site -
A license...
Terrence Said:What is the best way to get started as an independent life insurance agent?We Answered:A couple of tips for you. Make sure that you listen to what the insured needs and not just what you want to sell them. Their needs are the most important thing.
Be ready to work lots of hours and lot of nights and weekends.
Make sure that you know what you are talking about. I let someone come to my house once. They had just started and didn't know that I was an agent. After they started telling me...
Franklin Said:Buying individual health insurance: Why do some say a small independent broker is best?We Answered:First....how do you make these spammers go away...
To answer your question: Insurance is regulated, so if you called the company directly, used an agent of the company, used broker A, or broker B you would pay EXACTLY the same price. Nobody can change the price. So, from a price standpoint it makes no difference. You wouldn't want to use a large company that uses what's called a "call center" model because then you're dealing with a 'customer service rep' who may...
Franklin Said:How Do I Open My Own Online Brokerage Firm?We Answered:First youll need a few licenses beofre you worry about the software...
Miguel Said:Country-Wide Insurance Company has over ____ independent brokers covering almost every neighborhood in New YorWe Answered:well, over one, for sure!!
But with that territory, they sure aren't " Country Wide!"
OH, and something you might want to know. They are currently rated C++ with a negative outlook, so clearly they're going broke, and headed for receivership. So if you DO consider buying a policy from them, DON'T. If you're thinking about a job with them, it will be short term!! And you might not get paid in the end....
Kristen Said:How can I find an agent to represent my company in other provinces?We Answered:You need to have your attorney make these arrangements with other attorneys in the areas you're requesting.
You want an attorney, because they WILL forward the mail. Joe Average might, and might not.Ramon Said:How does one start a new insurance company? Not an agency or brokerage, an actual insurance company.?We Answered:You need capital and you need experienced people who are underwriters, actuaries, claimspeople, marketers, computer people, admin people, etc. You also need outside services of lawyers and accountants who deal with such things.
If this is...
Phyllis Said:How can I approach someone about a job with their company?We Answered:It is not as difficult as you are are making it to look. All you need to do is for you to dress up nicely during the working, but not so busy hours and visit the company with a cutely prepared resume. Find out who is responsible for staff employment and approach the individual with your resume. If as you said there is no vacancy, they are likely to keep your resume in view-in there pending file- until they can find a space for you if they consider...
Miguel Said:How do I change an auto insurance policy from one broker/agent to another?We Answered:If your staying within the same company (State Farm, Allstate, Progressive, etc), but your just wanting to change the agent that handles your policies, it should be fairly simple. Depending on your state and the company you do business with, all you need to do is let the agent that you currently have know that you want to switch. Be sure to tell him which agent you would like to switch to. This is how I did it when I moved. Maybe tell the other agent...
Penny Said:What is the Avg Salary for a Licensed Insurance Agent?We Answered:Most companies today do not pay agents a salary. Most are strictly on a commission only basis. That means you can make as much or a little as you are willing to work to achieve. The average for most new commission sales agents in our area is around 30 to 40,000 per year. Some make a lot more, but some make a lot less.Patsy Said:What's a normal starting salary for a insurance agent who does'nt receive commission??We Answered:There is no normal starting salary. You will...
Felix Said:How do I go about getting added to the insurer's list at local brokers in my area?We Answered:You probably need to hook up with your local agent association - www.iiaa.org.
If your contract with your current carrier prohibits this, or if your state laws won't let you "pass through" business from another broker, you could lose your current contract, or your license.Jimmy Said:Is selling insurance a good career choice?We Answered:Yes, it is especially if you hire a few good energetic players with you and work with right company.
I'm a fisrt hand experience. If you like to get these licenses...
Theodore Said:help fixing my resume?We Answered:Did you really only work 1 week at the body workshop and only for the month of January 2008 at the Chinese restaurant? Unless these were something special for school that only lasted a week or so intentionally, then take them off your resume completely. I'd much rather hire someone with zero work experience than someone who can't seem to hold a job for more than a few weeks.
If I've misread what you're trying to say on both of these jobs, maybe now it's easy to see what needs to be reworked so potential employers...
Enrique Said:how to verify a business license - life insurance?We Answered:Sounds very fishy. If you have his license number you might be able to look it up through sircon - http://www.sircon.com Depends on the state. I would check out InsureMyLife.org All the agents on there are licensed.Luis Said:Can you become licensed to broker stocks/mutual funds independently?We Answered:In order to sell mutual funds and/or stocks, you need licenses from the NASD. If you want to be able to sell anything - i.e. stocks, managed accounts, wrap accounts, etc. - you'll need your Series 66 and Series...
Becky Said:Insurance Broker Question?We Answered:Well, the commission depends on the line of business. Workers Comp can be as low as 5%. Life insurance can be as high as 100% of the first year.
MOST brokers - maybe 95% in their first year, can't make $1,000. So they wash out. The majority of the rest, bring home between $30K and $50K the first year, working massive weeks. One or two stars will bring home six figures....
Neil Said:How hard is it to get a job working for an insurance broker?We Answered:Brokers have agencies, too.
It's very easy to get the job, if you're willing to split the commission. No salary, of course.Tyrone Said:Insurance Brokers. What are the pros and cons of working there?We Answered:If you're doing support then you're probably not getting commission, which is one of the things I enjoy most about being a broker.
I also like that I can work from home, on the road, or in the office. I can set my own hours and pretty much be my own boss...
Sherri Said:approximate price of motorcycle insurance?We Answered:Any bike where you lean over the gas tank will be higher regardless of the cc on the bike. Liability will be much cheaper $200-400 per year) than if you carry comprehensive and collision ($2000-$4000 per year). Motorcycle insurance is written for a year term, this way if you get a warm day in February you can jump on your motorcycle and ride.Diana Said:Registered Insurance Broker?We Answered:Low salary since you work on commissionsGuy Said:Moving from Canada to UK?We Answered:I would rather be moving from here the UK to Canada it's no fun here at...
Don Said:what are the supervison and regulation of insurance in the UK?We Answered:It is regulated by the FSA
http://www.fsa.gov.ukHelen Said:Does anybody know any Amlin Insurance Brokers in the UK?We Answered:This is all that I could find.......
http://www.hotfroguk.co.uk/Products/insu…
http://www.amlin.comVickie Said:what exam or study would I have to take to become an independant insurance broker in the uk?We Answered:In theory you don't need any examinations - but before you progress you should realise that insurance broking (like all insurance) is regulated by the FSA and you have to satisfy them before you can become a broker.
You can check the website but generally you have to...
Eddie Said:how would you edit this economic report on banks?We Answered:The New York Times has had a series of articles about this subject. Either you are a superb economic student or you are a newspaper reporter. I didn't find one editing error; not even a missplaced comma..Yolanda Said:THRIVENT FINANCIAL FOR LUTHERANS QUESTION?We Answered:A state isn't going to have a brokerage agreement with an insurance company.
What you want to know, are which states that company is licensed in.
You'll have to work it backwards. You go to the state you're wondering about, to their insurance department website. Most,...
Phillip Said:Would you make this trade?We Answered:reject. lets have freedom and not kill babies. that's all i ask for....
Scott Said:how do i open an insurance brokerage?We Answered:Depending on what state you are in and their specific requirements, you will probably at least need your P & C license as an agent & a separate P & C license as a broker if you want to write excess or surplus markets (this license also usually requires a bond). You will also need a Certificate of Occupancy for your office space and in some states they also require that you obtain a Basic Business License and that you obtain a state tax registration number for use in filing Property...
Barry Said:How can i set up an insurance brokerage company in Singapore ?We Answered:The industry is heavily regulated. First you have to put up a huge amount of capital. Its only for big and established boys. But you can work as an insurance agent and a general insurance agent but attrition rate is very high.Sidney Said:I am planning on opening my own insurance brokerage company and will be working out of my home. I will be onlyWe Answered:A limited liability company (denoted by L.L.C. or LLC) in the law of many of the United States is a legal form...
Tommy Said:If the insurance "BROKERAGE" company messed up.... can i get away with it?We Answered:1. No.
2. No....
Byron Said:Are college educated young minority males ever hired at Marsh Mclennon (insurance brokerage firm)?We Answered:Maybe the female applicants are smart enough to spell the company name correctly!Ethel Said:i have two joint stock brokerage accounts, does each account have FDIC insurance of 500K?We Answered:First off, stock investment accounts are NOT secured by the FDIC.Roy Said:Does a new real estate broker need E & O Insurance? What if it is a one preson firm?We Answered:If you are conscientious , your chance of getting sued is 1 out of 1,000. But that 1 can be very expensive. So you take...
Laura Said:Will an Obama victory signal a sea change for the Conservative ideology?We Answered:They are caught between a rock and a hard place McCain who is one of there most liberal republicans will lose this election so the religious right will point a finger and say we have lost our moral way and that's why they lost where as the more moderate ones will point a finger and say its because we let the far right and religious zealots run the party for to long and people have deserted them so if were lucky it will tear the party apart...
Rita Said:MATH HELP please ?????????We Answered:MATH HELP please ?????????
16: A man receives a salary of $5000 a month plus 5% comï¿?mission on all sales if they are over $30,000. One month his sales were $45,000. What did he receive that month?
$7250
$5270
$5880
$6500
ANSWER: 5,000 + 5% of 45,000. 5,000+2,250 = 7,250.
17: Joe works part time and receives $10.50 an hour. During one week he worked 3 hours 20 minutes, 4 hours 30 minutes, 2 hours 40 minutes, 3 hours 15 minutes, 3 hours 30 minutes, and 7 hours 45 minutes. What pay did he...
Tracy Said:How does the recession affect the insurance brokerage industry specifically in Canada?We Answered:It depends how people look at it. The smart ones realize that if you have $100,000 and times are good and you have to stroke a check for $50,000 it's not problem, but if you have $30,000 (since your investment portfolio took a crap kicking and the there's a chance you might lose your job during the recession) and you have to stroke a check for $50,000 then you've got a problem. The smart ones make sure they keep their insurance in place, so as...
Terrence Said:Does anyone know of any insurance companies that are hiring right now?We Answered:It looks like a non easy cracking nut,looking around here http://www.InsuranceFreeTip.info/insurance-for-free.htm ,you may find something useful for you.Joel Said:Insurance software...MISYS???We Answered:I have never used MISYS, but as far as remembering to do something ... I use my Outlook and set up pends in there. You can set up by time of day as well as day of the week. It works well for me.
Sorry I couldn't be more help about the program!
Good luck to you!Peter Said:Insurance test with the job interview? HELP!!?We Answered:I've been on...
Carol Said:I want to get the insurance brokerage license do i have to go to school for that?We Answered:For the most part you only need to take your local insurance councils insurance lisensing course.
It is HIGHLY recommended that you take some sort of business courses as most of the opportunities in this industry are self employed so you are building your own business.Martha Said:Just became licensed in insurance and wonder if I should get my CAIB or CIP. My plan is to manage a brokerage?We Answered:Legally all you need is your CAIB 3 (after you get CAIB 1 followed by...
Pamela Said:FDIC insurance - I have reviewed Yahoo answers and asked banks - still no firm understanding.?We Answered:To insure your $350,000 at once institution, you would need to have it this way:
Jane Doe (individual account)
$100,000
Jane Doe Jr. (minor #1's name first)
Jane Doe
$100,000
John Doe Jr. (minor #2's name first)
Jane Doe
$100,000
Jane Doe Living Trust
$100,000
Or some combination thereof. Otherwise, you need to move the extra $250k to another institution. If the rates aren't as high, ask to speak with a manager. Tell her that you're bringing "NEW MONEY" from another bank and that you want them to match the...
Walter Said:I just completed a interview for a sales position and need to let them know how much salary I want, don't know?We Answered:I usually find it best for them to make an offer 1st. If you go 1st your requirement could be well below what they were willing to give and they would just nod their heads and say, we can probably make that happen. If they go 1st they will more than likely give you what is fair and equitable then you can decide if it's worth the effort.
Try going to salary.com and seeing...
Eugene Said:insurance agent question?We Answered:"Financial services" is an unregulated term and could mean that you only sell mortgages, underwrite loans, sell securities, research securities, offer tax advice, financial planning (this term is regulated), sell any kind of insurance, or any combination. FINRA has nothing to do with it unless you operate in one of the industries that FINRA regulates.
In insurance brokerage, it would be very easy for you to incorporate as "Sexyin Financial Services" and start creating your own hierarchy if you wanted to. You need to have the right contracts and a BGA, IMO, FMO, or whatever...
Wayne Said:Chambers Brokerage Services Inc. was formed on May 1, 2006. The following transactions occured the first monthWe Answered:Yeah right.Leslie Said:Has it been a bad week for New Jersey Democrats?We Answered:No more than any other. Libs expect corruption in their NJ leaders.Heather Said:Can I open a Roth IRA without involving any institution?We Answered:You have to involve an institution for you to open a Roth IRA; mainly because of tax implications for capital gains or losses. There are many brokerage firms that allow you to buy and sell funds of your own choice. You can pick and choose the funds...
Joseph Said:Investing in a 403B. Which percentage would you place of the following options and why? See fidelity list:?We Answered:Wow, I can't believe your employer allows a list like that. It only confuses the employee more. Also, your question needs a little more background, primarily an understanding of your "risk tolerance". That means how sensitive will you be to short-term price fluctuations? What if your portfolio was expected to produce an annual return of about 8% over the very long run, but wouls be expected to decline as much as 20% occasionally? What would you...
Louise Said:HELP: financial advisor vs financial consultant/representative?We Answered:Good questions, and the answers are rather complex. Terms such as "consultant" are thrown around a lot. What really matters is how you are regulated. If you work for a brokerage firm, you need what's called a Series 7--and possibly some others. This is a license to sell stocks on commission and work under the supervision of a brokerage house. You would be a "registered representative."
If you sell insurance, you will be license by your state, and again, work under the authority of an insurance company.
An "investment advisor" is any firm that offers...
Billie Said:How do you know what jobs to apply for?We Answered:hun, just apply for everything. with this economy you'd be lucky if they even gave you an interviewRuth Said:Will my employer know that I've sold an insurance policy outside of my employment with them?We Answered:It takes two shakes of a lamb's tail to figure out who you are appointed with and when your effective date is. Your employer usually has access to your credit report if they suspect anything. I would suggest you write it through your employer or quit, write the business through a better...
Dean Said:starting insurance business?We Answered:For P&C I would get a job working in an existing office for a large carrier like Allstate or State Farm. For Life You should check out New York Life, they are widely considered to have the best training in the business. Keep in mind only 2 out of 10 agents survie the first year in the life business. The P&C route would give you a salary as you learn the busniess. A broker has to have a much higher level of knowledge than a new person in the business. You could become a broker after...
Wade Said:How can I become as sucessful as the next guy/girl.?We Answered:Well full marks for determination at 14! But I suspect that your ambitions are clouded by some day dreaming as well. You are filling your mind with a veritable pot pourri of achievements that somehow don't gel together. My advice? I suggest that you work at one ambition at a time, see where that takes you, and build on that. Your lust for success is great but you have a long way to go and I simply suggest that you take things slowly or you may...
Joanne Said:Moving to Halifax, Nova Scotia?We Answered:Halifax is an interesting city. It has more PhDs per capita than anywhere else in Canada. It has one of the largest Buddhist communities in North America. It has seven universities and technical colleges. It has a community college, it's the regional centre for the federal government and military. So there is a lot of very steady money in the city.
It is not that much cheaper to live here than in Toronto.
And it takes longer to establish yourself here. It's a small society so everyone knows everyone else and it can take a while...
Kelly Said:where can i find the list of all the insurance providers, not brokers, in the uk?We Answered:Check on internet, "insurance uk"Kelly Said:Where can I find the list of largest insurance brokers in The USA and the UK?We Answered:depends on what you want to do. But check this link...
http://biz.yahoo.com/ic/ll/432mkt.htmlMelanie Said:Is UK Tax Investigation Insurance available from brokers or must it be bought through a tax adviser?We Answered:Shop around. I had a broker who arranged my business Insurance each year and he also offered the Tax investigation Insurance .
Not sure about tax advisors, I had an Accountant. I would...
Gladys Said:give me profit &loss list insurance companies?We Answered:great english bit demanding. why don't you google profit and loss insurance companies you will get a how list and you can compile it yourself then.Ella Said:Looking for a list of costs for different medical procedures that car insurance companies paid out?We Answered:There's not really a detailed list of procedures and their costs that are paid for by auto insurance. If you get into a car accident, then the insurance company will pay for your medical bills for any injuries resulting from the accident. So that could range from the...
Marian Said:Why does ones Credit Rating have anything to do with Auto insurance?We Answered:Insurance companies are in the business of insuring risk. There is a strong correlation between credit history and insurance risk, it may seem these are unrelated but people who make bad decisions in one area of their life tend to make bad choices in other areas also and are higher risk.Gail Said:finance & insurance in Houston?We Answered:I liked Progressive car insurance because they were fast and thorough, but they were more expensive. Jim Ott at Wells Fargo can probably help you with banking. Brian Claunch...
Bill Said:are online insurance quotes secure?We Answered:no, since the information asked in online quotes is too little to be of any use to anyone.
the info required can be used by( the site) to calculate the premium to be paid according the the statistical models made by actuaries....
Christopher Said:Does anyone knows about KPI International Insurance Brokerage? are they legal insuarance company??We Answered:Clearly, they are a BROKERAGE firm, NOT a company. Their name tells you that.Hilda Said:Can I make a direct investing account without SIN(social insurance number)?We Answered:A SIN is an identification number for the purposes of taxation much as the American SSN is an identification number for taxation. Anyone can get a SIN as the government is quite happy to take money from anyone just as anyone can get a SSN from the States but it'll be stamped "Legal Alien, not permitted to work"....
Lewis Said:what is the tv theme song used in the new travelers insurance commercial?We Answered:Without any details about which commercial, it's hard to answer, but here is a link to several Travelers Insurance commercials and the songs in them:
http://www.popisms.com/Company/7652/Trav…Jessie Said:What is the song in the new Farmers Insurance commercial?We Answered:I believe you are talking about the commercial for State Farm Insurance. If so, the song is "Point of Know Return" by Kansas. (Yes, it is "Know", not "No").
You can verify by checking out the video of the commercial and listening to the song at the link below:...
Terry Said:Is Obama's finance reform just code lanaguage for giving him carte blanche to Socialize & Nationalize America?We Answered:That's what I have been saying for a while now. You also get bonus points for using my catch phrase "carte blance". =)Jon Said:Why is Obama keeping the Republicans from issuing subpoenas to CountryWide?We Answered:Sounds like something the FBI should be investigating. What went on at countrywide and why the government is interfering with private businesses that have broken no laws.Lester Said:Questions about being an insurance agent!?We Answered:I'm not sure which company you are considering working for, but I would recommend you...
Tyler Said:My landlord asks me for liability insurance, Which company can sell me one?We Answered:go here http://gsx1.com/InsuranceComparison.html fill the form, choose the best deal...
Nicholas Said:Economical / Best way to get a website put together for an insurance broker?We Answered:My website designer is Ken Hood who lives in Minnesota. He did my website and Facebook page at a very reasonable cost and maintains both of them with articles, videos, etc. I have been very satisfied with the work he has done for me. He specializes in insurance agents so he is able to keep the cost to you low. Search his name on Facebook and see what he can do for you.
Good Luck...
Wendy Said:What Firm should I begin with as a New Investor?We Answered:Your situation is very understandable and its great that you've decided to start investing. Before I recommend what you might want to do I would say the best thing you could do for yourself is to increase your knowledge of investing. The first book I ever read about investing was "Investing for Dummies" by Eric Tyson. Its a great book and after reading it you will feel much more confident in your decision making abilities.
Before you start investing, you should ask yourself "What do...
Gary Said:how do i get into the insurance industry?We Answered:Ask dad if he has any buddies looking for someone for an entry level position.Marion Said:Life agent vs Stock broker?We Answered:Both are difficult businesses because online trading has truly cut deeply in the broker's business due the cost of a trade differential.An online trade is very low(Scottrade charges $7.95 where as a broker will charge 5-6 times that amount).What you should consider doing is staying with the insurance company,get your 7 and sell annuities which is a good product and can be intergrated as part of your proviiding personal financial planningMarilyn...
Bradley Said:how much money "commission-wise" would an insurance broker make if I bought an $8 million dollar life policy?We Answered:Commission is base on how much premiums you pay annually.
life insurance agent only get paid once per sale. Premium is base on how old you are, how healthy you are, do you smoke?, do you have any medical disease or problems?, family medical history, your height, your weight, and finally, what kind of life product are you buying (does it has cash value or is it strictly term?)
Don't be surprise if he/she comes back to you to sell you another policy.Bonnie...
Jessie Said:How can I obtain a list of all licensed property and casualty insurance brokers in New York?We Answered:You'd have to write to the NY Department of Insurance - I think they sell the lists, because I get promos all the time about continuing education, starting my own agency, etc.
But you're not going to get a spam list for free - you have to BUY it.Stephanie Said:How can I obtain a mailing list of licensed insurance brokers in NY?We Answered:What type of insurance? If its homeowners agents, look here: http://www.insuremyhouse.com and go to the directory. Auto...
Donald Said:can i have the list of insurance companies inindia?We Answered:every life insurance company has a child policy (list of ins cos can be got from irda website also).
child policy are of 2 types :
1) endowment type: you get a lumpsum at maturity
2) moneyback type: you get money spread over 4/5 years.
these can also be of 2 types - traditional & unit linked. If you do not mind taking calculated risks go for unit linked as they are most likely to outperform traditional policies
If you are looking at traditional policies, do look at LIC's Jeevan Tarang, Tata aig's mahalife, hdfc...
Manuel Said:Dems and Reps, how do you like living in a Socialistic country nowadays?We Answered:Amen sister.
The vast overwhelming majority of the people who voted for Shoe Shine Boy have absolutely no idea what Shoe Shine Boy is all about.
They are totally oblivious to what he is trying to do to the country.
But the saps will put out their hands out and hope for crumbs from the Crumb Bum Man.
As Bugs Bunny would say, what a bunch of maroons!
PS: It's not that I am Anti-Social, I'm just Anti-Socialist!...
Michael Said:Does anybody know any Amlin Insurance Brokers?We Answered:Yeah I know a guy. His name is John Henry Mungle-Balls he lives in Detroit on 4200 Ebro St. Hit him up and tell him I sent you.Francisco Said:if i my insurance isnt paid in full do my claims still get honoured?We Answered:If you have broken the contract to pay the full amount in the spacified time, they have the right to cancel any outstanding claims.You know what insurance companies are like, any excuse to wriggle out of paying....
Kurt Said:Which of these LIBERAL accomplishments do you think is MOST important?We Answered:Yet neo-cons think liberals are un-American and are no good for this country. Where would this country be if none of these accomplishments were made?Wendy Said:Look at these two lists, do they sum up which ideology as been more beneficial to America?We Answered:It says a lot about the conservative movement--then and now.
Where there's change, they are always the first ones to cry foul and try to block it from taking place. Then they pick one of their time honored complaints (e.g. polygamy) and use that as a...
Andy Said:2nd try:I was hit by a car, the drivers fault. she had no insurance.?We Answered:This would be covered by your collision, less your deductible. Your insurance company will attempt to collect from the other party, by setting up a payment plan with her, seizing assets if she has any, attaching wages, etc. If they are successful, you will get your deductible back.
Why would your insurance company delete uninsured motorist?? Did you request this or did they? Were you given notice that they were going to do it? If you can get it back, get...
June Said:how do i find an online school with auto insurance class?We Answered:You can easily compare info about these schools in this site - schools.iblogger.orgJoan Said:What are the downsides of buying health insurance online instead of through a broker?We Answered:Play them against each other. A good broker won't mind a little friendly competition and will give you a better understanding and more importantly, a better result. Everybody who answers this question has their own biases (me too), but its about you not us.Benjamin Said:What's the best way to shop for insurance? Through a broker or online?We Answered:Both! Check...
Jimmie Said:can you check my grammar in these few sentences?We Answered:Shouldn't financing in the first sentence be financial, as in the financial industry?
work in the United States, in the world economy
Good luck in the job search!Peter Said:Company does not match 401k contributions & does not have a Roth401k. What to do?We Answered:You are doing the right things. Maxxing your Roth IRA is perfect and I am also in favor of the EIUL because it provides you a vehicle in which your investment portion accumulates tax free and an EIUL also allows you to withdraw monies tax free.
The problem that...
Danielle Said:What is a typical insurance payment on a Kawasaki motorbike?We Answered:A lot would depend on what your driving record, your age and your home location.
I'm assuming the starting price of the insurance will not be cheap based on the motorcycle type.
Call around to local insurance agency offices and ask. I'm sure they would love the chance to quote on your insurance business.
You could also try the following links:
http://www.geico.com/getaquote/motorcycl…
http://www.nationwide.com/motorcycle-ins…
http://www.allstate.com/motorcycle-insur…
http://motorcycle.progressive.com/
good huntingSteven Said:what is the standerd quote for buisness insurance for an online company?We Answered:There is no "standard quote" for any company online or otherwise. There are way too many variables. Does...
Russell Said:why do you get more discounts on things bought online, hardware and even stuff like insurance quotes?We Answered:If you are buying direct from the company you are cutting out the middle man. That means less cost to provide you with the product or service.
So, the company can pass on the savings to you, and be more competitive in the pricing structure....
Gail Said:i would like to open an independant insurance brokerage for motor cars. what do i have to do?We Answered:Go to the website for your state insurance board. They will have all the necessary forms and requirements. Almost every state requires a number of licenses to sell insurance....
Ray Said:Over 50 and career changes?We Answered:It's never to late to reinvent yourself (attend college, etc.) To bad you didn't mention what you do know and what you were thinking of doing.
50 is still young -- I'd say go for what you want to do. Although it may be to late to become a surgeon, there are numerous other careers that you can pursue making money.
http://www.aarp.comCarolyn Said:Are you over 50?We Answered:I can laugh now. I don't turn 50 until March 8,2009.
Oh boy! I can hardly wait.Angela Said:Will renters insurance (for a house) generally cover damages from...
Judy Said:anyone know the difference between malpractice insurance and professional indemnity. I work in care industry?We Answered:I largely agree with Tim's answer, to all intents and purposes malpractice is a type of professional indemnity (PI).
It's treated separately from other types because (as you know better than anyone) it's a very specialised industry and the risks are very different those run by say accountants (no-one ever died because of a misfiled tax return !), but in essence it does the same thing it covers people against claims from a third party due to their professional negligence.David Said:Has anyone gotten burned trying...
Monica Said:Professional Liability Insurance?We Answered:Even though you have listed 3 different items -- they are all beauty related and you can easily purchase a commercial general liability policy that includes professional liability coverage. You do not need to purchase 3 separate policies.
I suggest that you sit down with a local independent insurance agent that specializes in commercial insurance who will be able to advise you accordingly. If you need assistance in finding an agent in your local community, you can go to the website for the Independent Insurance Agents & Brokers of America -- click on the Find...
Erika Said:What study book for property and casualty INSURANCE?We Answered:Find a school in your area, see if they have a test manual you could buy or borrow, they also may have online tests you can pay do do. The test and regulations are different in each State.
You could contact your State Insurance Auditor and ask if they have a booklet, they did for my State.
Best of luck, it's a nasty test!Minnie Said:if i have a Property & Casualty Insurance license how can i set up a office?We Answered:Depends on the State you are in, check your State regulations!Ken Said:how...
Tracy Said:my 14yr old daughter wants to walk dogs for people for pocket money but has no public liability insurance.?We Answered:If she accidentally injures an animal, she(actually you, since she's a minor) should pay for it. If the dog somehow injures her, the owner should pay for it. Put that in the contract.Theresa Said:How much do Australian insurance firms charge for public liability insurance?We Answered:Best way to find out is call few insurance companies like Allianz. Comm Insurance. You may try their website to get initial quote. It will also depend on what kind of business you are...
Enrique Said:Majoring in Risk Management and Insurance for Actuary?We Answered:ya one confused boy ain't ya? u only need 2 things to make ya business work and thats working hard and making sacrifices. u don't need to be smart to build a business. look at me, i ain't smart and i got a multi-million $$$ empireTara Said:How can I find some information about environmental risk management and insurance?!?We Answered:IRMI is an outstanding source of information about insurance and risk management. This link is to IRMI. On the page are articles specifically related to your subject.
http://www.irmi.com/Expert/Topics/RiskMa…Ben Said:i doing a university business degree...
Margie Said:at what age have you started to work by your proffesion?We Answered:It's great that you are asking questions about your career at such a young age. But at 17, shouldn't you still be in school? Going to university will open a lot more doors for you in your career, so consider going to school part time or full time. In a few years, you will be earning a lot more money and have many more opportunities for possible careers.
I started working at age 15, but went to university and started working in my actual career when...
Jimmie Said:Insurance broker - should I manage a restaurant??We Answered:The manager job will probably require more hours and more flexibility in your schedule. As long as your insurance employer has no problem with it, go ahead. Extra income.Bobbie Said:Is an insurance broker a good career?We Answered:Well, personally I do NOT like working in a company. I did it for 18 months - a great company, too, but I just didn't like being pigeonholed into just one thing. Drove me nuts.
Is a broker a good career? Depends on whether or not you can sell. If...
Perry Said:Democratic leaders and 0bama, Socialists without accountability, or socialists with communistic traits?We Answered:Lets talk about CONTROLLING the eyes and the ears of the American people.
Many people including myself for the past few years have warned others here on Yahoo and other blogs of what was coming and other facts we have put in the faces of the hard to see Loyalist of the Clinton and Democrat party. We have exposed the main creator's of these messes and focus them on the true goings on. Yet many do not seek the truth for themselves, and continue to only hear what...
Greg Said:how much does a small business insurance cost?We Answered:way too many variables - the type of business, the location, the value, etc. You have to call a few insurance agents and get quotes.Tom Said:cost of small business insurance?We Answered:You can't buy it by month, you buy it by year. What's your claims history like? And do you have three years of prior insurance?
The workers comp is probably going to run you 10% to 15% of payroll. Whatever that is. The liability, well, that's going to be a problem - with 32 workers, you're...
Tom Said:If law jobs are all dried up, what other options do I have that is professional?We Answered:My cousin makes TONS of money because he is a REALLY good lawyer. I don't make as much as him, but I make quite a bit as an accountant.
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And yes, you really should be at least reviewing for your test tomorrow. It's kind of too late in the game to 'study' anymore - just review and make sure you have your concepts straight and you should do fine....
Gail Said:Could you become a millionaire by being an insurance broker?We Answered:Anything is possible, however unless you have several large commercial accounts lined up with premiums in the hundreds of thousands of dollars EACH, then it's unlikely. Large accounts like that want to be insured with large, established brokerages, not a start up.
If you're talking about small accounts (Homeowner's, Auto, etc), then you better be prepared to work seven days a week, 12 hours a day. Then after 20 years you might have generated enough volume that you can sell the company for a million, however generating an annual...
Tim Said:how do i go about and what is needed to open up an insurance brokerage? how do i get started?We Answered:Decide if you want to go independant or captive. Then contact the insurance carrier that you want to go with. They will help you with setting up an office. Next you need to advertise.
Here is a good place to start:
Auto Ins - http://www.insuremyvehicle.com
Home Ins. - http://www.insuremyhouse.com
Life Ins. - http://www.insuremylife.org
Business Ins. - http://www.insuremywork.comRhonda Said:what permits do I need to open up a insurance brokerage?We Answered:You found E&O in Houston for a new office? That really surprises me....
Dan Said:what do you need to start your own insurance brokerage in Ca?We Answered:Neither. You need a license to sell insurance, and at least one company willing to let you sell their insurance....
Jack Said:Is this man considered a success?We Answered:Yes he is a success no matter his race.
But the Republicans avoid this question for obvious reasons. (probably the ones giving thumbs down)Geraldine Said:How do I obtain a full time position with a mutual fund company? Somebody please help me. Thank you.?We Answered:I ran into the same trouble. One obstacle I had was geography. Unless you live in NY, Boston, or possibly Chicago or Baltimore (T. Rowe Price), it will be VERY difficult.
Another thing you want to get started on right away is working on your CFA (Chartered Financial Analyst) designation....
Jane Said:top 5 companies of life insurance companies in global world?We Answered:From Fortune magazine's Global Most Admired list for Life & Health Insurance companes from 2006. Company execs rank each other companies in their industry and this is the result:
1 Northwestern Mutual 7.49
2 New York Life 7.19
3 Prudential Financial 7.01
4 ING Group 6.23
5 AXA 6.08
6 MetLife 5.94
7 Aegon 5.36
8 Nippon Life Insurance 5.17
9 Prudential PLC 5.03
10 Aviva 4.97
11 Dai-ichi Mutual Life 4.92
12 CNP Assurances 4.71
13 Assicurazioni Generali 4.64
14 Sumitomo Life Insurance 4.45
15 Meiji Yasuda Life...
Erica Said:Can someone have two different types of insurance at the same time?We Answered:Yes you can have two different types of health insurance - ie. accident and sickness coverage and a stop loss policy which comes into play only after the limits of the first policy are exhausted.
Secondly you can have two health polices covering accident and sickness and another only for critical illness which is commonly done by many.
Hope this answers your case study.Francisco Said:requirements to sell all types of insurance?We Answered:Each state has different procedures but generally speaking you will need a state issued insurance license....
Lillie Said:Does anyone know what age i can start classes to be an insurance broker?We Answered:You have to be at least 18 in California.
California requirements are on the Department of Insurance website, link below.Leslie Said:Must an Insurance Broker disclose its handling fee?We Answered:Yes - It's called a Broker Fee Agreement. A Broker Fee Agreement letter must be signed by the insured. So ask him to see the signed Broker Fee. If you need a sample let me know.Rick Said:What is a standard commission fee for an insurance broker?We Answered:$70,000 per MONTH is a ton of money for health insurance. ...
Nathaniel Said:What does it cost to have business insurance?We Answered:You'd go to a local, independent agent to get quotes. How much it costs depends on exactly what you're doing. Framing additions, or just an interior residentail finish carpenter? HUGE price difference.
Anyway. It starts at $1,000 and goes up from there....
Betty Said:WHAT IS ADVANTAGES & DISADVANTAGES OF COMMERCIAL INSURANCE?We Answered:There are several types of commercial insurance. If you are referring to commercial auto insurance compared to a personal lines auto policy, commercial is more expensive in most cases. A lot of times personal lines auto renews every 6 months while a commercial lines auto renews annually. Vehicles such as dump trucks and snow plows must go on a commerical policy....
Sean Said:The insurance company wants to settle my workers compensation claim in montana.What do i do?We Answered:do what your lawyer tells you to do . I mean you basically have the next 37 yrs to think about and how will you support yourself ? I mean you really should listen to your lawyer and do what he tells you . good luck to you and I wish you well.Jeanne Said:How much will it cost me for workers compensation insurance in NY if i'm the only one working in my business?We Answered:If you're a corporation, your corp is required to have...
Gertrude Said:Do you need to have good credit in order to get your insurance license to sell fixed annuities?We Answered:Well, you don't need the good credit for the license part, but you will need it for the appointment part.
They want to make sure your bills are current, you're not over extended, you don't have any bankruptcies, etc.Dianne Said:Why do people keep saying things like "go see your doctor, go see your insurance broker, go see your..."We Answered:since there's only 24 hours in a day, no one can be an expert or professional in every category. we dedicate...