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Vehicle Insurance Brokers

Jorge Said:

Can the broker withhold payment to the carrier after the vehicle has been delivered?

We Answered:

Okay, generally unless there is a relationship between the broker and the carrier, the bill is paid before the vehicles are dropped off.

But that really isn't what you are asking. In your case, the guarantee that the vehicles would arrive in good shape wasn't met. The carrier is supposed to be insured so that in the event damage does happen, it can be remedied.

Yes, he can withhold payment until he knows for sure that you will be fixing his vehicles and making him whole again. The action you can take to make them pay is to supply the asked for proof that the insurance claim has been made and they will be compensated for the damage you did to their merchandise.

Betty Said:

Does someone know how to clear an accident from my insurance record if I didn't have that accident?

We Answered:

There are 2 places it could be, on your CLUE report or on your MVR. If it is on your CLUE report, get a printout, it will show the car involved, the driver involved & what was paid. If it is incorrect, go back to the insurer at the time it occurred & dispute it with them. They are the ones that would have to send the correction to Choice Point who handles the CLUE reports. Your old insurer can write you a letter stating you and/or your vehicle were not involved in the accident on that date.
If it is on your MVR, go to the DMV in your state, find out the incident # & the town it occurred, go to the police dept in that town & get a copy of the police report. Give a copy of this police report to the DMV to correct your motor vehicle report & give a copy to your insurer to prove it was not your accident.
Good luck to you.

Derrick Said:

I want to open my own insurance agency...?

We Answered:

You're going to "register" yourself with these insurers? That's not how it works.

You probably need to get a job working in an insurance agency, so you can learn how it works. No one here can tell you in 1000 words, how it works. It's too complicated.

Ashley Said:

What do I have to do to "Execute" my late husband's will?

We Answered:

You probably should consult an attorney. You will have to present the will to the court for recognition and you will need a copy of the death certificate. Banks, mortgage holders, and insurance companies will ask for a copy of the death certificate. You'll need a copy of the death certificate to change the car title or deal with his pension plan. Order a handful of copies because you will need them.

Philip Said:

I have a vehicle which will soon be 10 years old in 2009.?

We Answered:

ITS BEST IF YOU CONTACT YOUR LOCAL (DMV) DEPARTMENT OF MOTOR VEHICLES OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS AND AT THE SAME TIME YOU WILL BE GETTING THE CORRECT ANSWER TO YOUR QUESTION.

Judith Said:

Insurance companies that will insure a Cat C motorcycle?

We Answered:

just to clarify: this is such a pain because there is NO STANDARD for declaring cat c or cat d; it depends on each individual insurers assessment of the percentage of the cost of the repairs versus the value of the vehicle.

There is also no mechanism to revoke an MoT. What is needed to allow a vehicle to be driven is up to each individual insurance company; some ask for a new MoT, some for an engineer's report.

I really wish this had been done properly as lots of people think a cat c is fit only for the crusher.

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