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Milton Said:

How much does blue cross small business health insurance cost for 10 employees.?

We Answered:

It depends on several factors, including the type of business, age of the group members, general health and claims experience of the members (and any family members also included in the plan), location, type of plan, and deductible.

For the sake of comparison, if everyone is in fairly good health and not working in a physically dangerous job, in Virginia a plan with a $500 deductible (and $25 copayments for doctor office visits from day one) would run approximately $3000/month. If anyone in the group is seriously overweight, or has any significant health issues, it could easily go to $4500 (or more, depending on how many people have issues.)

Honestly, you'd really need to speak with an agent who can help you determine what's called the CMF (a rating factor they use based on the health and claims experience of the members of the group) and figure out which plans might be a good match.

If you're looking in Virginia or West Virginia, I can help you. You can contact me directly via email, if you like.

Edith Said:

Is it illegal to hire someone in a small business with health insurance, and then have to cut it later?

We Answered:

No, it's not illegal. You illustrate the issue perfectly: we can afford you, or your health coverage. Which would you like? Each employee will have a different take on the right answer for them.