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Maria Said:

Can I Sue A Collection Agency?

We Answered:

Hi, Really, this is not a matter for a suit against them. First of all you need to send a registered return receipt requested letter to them. You need to tell them this is not your account and tell them that they can no longer call or contact you in any way regarding this matter. If they take it to court, you will have to prove that the initial account was your Fathers account. They probably have your information if your Father used you as a reference or contact. There are a lot of sources on the web that will give you information on harassment from collection agencies, how to stop it and, information regarding accounts that are not yours and how to settle them. Here is a site you can check out: http://www.expertlaw.com/library/consume…
Go to the question: 'What restrictions are imposed on collection agencies by the FDCPA?' There are form letters you can copy to send out to the agency. JOSA