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Lewis Said:

how long will the insurance company keep your incident record ? And the insurance rate return to normal ?

We Answered:

ins companies charge for a ticket or at fault accident for 3 years. after that 3 year period has passed your ins rate should drop.

Allen Said:

Which insurance company offers the best auto and renter's insurance rate? What is the discount % if known?

We Answered:

check into Allstate for a combo coverage but check with someone LIVE and local

Andrew Said:

Best Insurance Rate/Company after DUI/DWI?

We Answered:

expect to pay what you are paying now for another 3 and a half years.
if you happen to find a company that has a lower premium than progressive then you are compromising your coverage.
you go into a bucket sub standard insurance company, you get what you pay for.
you know that commercial where they are like, unless its a ficus we wont cover that damage, or unless the vandals spelled your entire name not a nick name they wouldn't cover it.
THESE COMPANIES REALLY DO EXIST!
maybe not to that extent, but like i said before, you get what you paid for.
be careful.

Sarah Said:

What is the company that sells life insurance with a low rate of interest?

We Answered:

Judy,

It is your own money when you take a loan out on your life insurance policy. The amount available is based on the cash value of your policy. The cash value is a function of the total premiums you have paid into the policy.

In a very basic example, you buy a life insurance policy and pay $5,000 premium. Your cash value might be $4,000. You would be able to borrow $4,000. So if you need a loan don't buy a policy keep your money.

Life insurance should not be purchased for the purposes of getting a loan. It only makes sense if you have had a policy for a number of years and want to tap into an existing cash value fund.

Lois Said:

Is it true that your auto insurance company considers the color of your vehicle when determining rate?

We Answered:

Not true, massive myth.

Insurance companies don't care what color your car is.