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Carmen Said:

WHO IS YOUR HEALTH INSURANCE COMPANY and how much is your monthly premium?

We Answered:

You should visit a local independent agent. This person can compare many companies to find the best plan for your situation and budget. They don't charge any extra for the service.

The premium will depend upon many variables, such as age, height & weight, current health status, your location, the type of policy that you get and the company. If you are out of the height and weight range or have pre-existing conditions you risk being declined so don't try to do this over the internet.

Linda Said:

If an insurance company never raised my premium from my DUI can they do it after 3 and a half years?

We Answered:

As far as insurance goes, a DUI counts for five years, not three. Are you with Progressive now, or just shopping with them?

If you haven't had any claims in recent times, your current insurer really doesn't have any reason to pull your MVR (motor vehicle record) to see that you have that. Were you with your current company in Feb. 05?

It sounds to me that you should probably just stay where you are for the time being. If you weren't required to get an SR22 or anything, your company probably doesn't know about it. (Not that this is the most honest way, however.) If you are starting to shop, every new company that pulls your records will see the DUI.

Wade Said:

Can Safeco Insurance Company raise my auto premium during the term of my policy?

We Answered:

Whats their reason they increased your rate? They have to honor the quote they gave you. If their saying there's been an increase in the rate during the middle of the term.. no they cant really do that.
BUT if its because you didnt do something you were supposed to like some type of action required by you to continue receiving a certain discount.. or signing a state required form inorder to continue getting certain limit coverage. I work for insurance.. i've seen this happen to ppl. While theres sooo much info covered in the sales call, you may have forgotten you had to submit documentation to continue to receive a certain discount, or they had to increase your coverage because the state requires you to sign a form for the coverage you originally chose.

sorry such a long answer. insurance can be complicated.

Beatrice Said:

Can my spouse's company pay for the additional premium if my spouse joins my health insurance plan?

We Answered:

Sure they can, if they want to, but they cannot pay directly, and I think you're misunderstanding this, because the REASON employers pay for health insurance, is to get the tax write-off. So HER employer would pay, and YOUR employer would get the tax write-off for it! I don't think it's going to happen.

Keith Said:

How much you have been irritated by Insurance Company's call center executive even after paying premium?

We Answered:

Whenever I called LIC Customer Service, I got right answers.

Gabriel Said:

insurance company should be made to pay premium back if they refuse to pay out?

We Answered:

If the claim is not covered then the claim is not covered. Sorry, but your premium has nothing to do with a claim being covered or not.