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Ramona Said:

Is Allstate roadside assistance insurance the same as the allstate motor club?

We Answered:

One is strictly for roadside assistance/towing after a breakdown (the $5.80/6 months) the other has some other services. trip route, etc. (take the $5.80/6 month option)

Natalie Said:

What needs to be reformed in our health care system?

We Answered:

First there certainly is no health care crisis. With Obama, everything is a crisis so he can rush things through without anyone reading the little perks the Dems like to slip in. I would, however, address tort claims to lower malpractice rates. Doctors insurance rates have skyrocketed which of course gets passed on to the consumers. I'd also make any co-pay or even employees contribution to their health care tax deductible, then I'd lift restrictions to allow health care companies do business across state lines. If there's a good plan in California, why shouldn't someone in Maine be allowed to sign up for it.
This would help lower the price because of the competition.

Felix Said:

simple motor insurance question I dont know the answer to?

We Answered:

Provided you stay with the same insurer, and continue to have a vehicle insured, then you should accrue the second year of no claims.

If you are without a vehicle, and therefore stop your policy before the second year completes, you'll only carry 1 years NCB to when you next insure a vehicle.

Irma Said:

(UK) I was stopped by the Police For Driving Without Car insurance any advice?

We Answered:

oh dear. it doesnt sound like any of this is your fault as you were under the impression your insurance policy had been renewed automatically. stop panicking and wait till monday morning and phone your insurance company. they can tell you exactly whats going on.
it sounds like the letter they sent you where theyre trying to get hold of you is for something completely different. i.e have you recently been in a prang with someone and they are climing off your insurance. anyway back to this dilemma. keep hold of all your documents (insurance renewal, bank statement which shows your latest payment and any other letters you can find about your insurance and then youve got proof that you thought you was insured.
but i would wait until monday when you can speak to tesco and find out what has happened with your policy and why that are saying your policy expired. good luck and try not to worry too much

Terry Said:

Car Insurance-If You Are Disabled?

We Answered:

I think the ADA would frown on companies increasing their rates due to a handicap.

They WILL want to know if your handicap affects your driving, if you take any pain medication that may cause you to blackout suddenly while driving, or if you have an altered vehicle for steering or operation of the vehicle (do you have hand controls for stopping and acceleration.)

I have had clients with handicaps that did not cause any problems and have had clients that had handicap that DID cause a sense of alarm - especially my BLIND clients! If you have hand controls, the company will want to know about the installation and how much experience you have in driving an "altered" auto.

Good luck and I hope this helps!