NLIC.org

Natalie Said:

Which USA car insurance companies provide the best rates for NON-USA license holders?

We Answered:

Try this site

biinsurance.notlong.com

Here you can compare quotes from different companies

Sonia Said:

The future of life insurance companies in USA?

We Answered:

I work for an insurance company. I can tell you what the future is. Let me say...almost 95% of agents I have dealt with, are rude, not helpful, and lazy. They never call their customers back. When customers have a question, they respond by trying to sell them more insurance. This is why I think the number of agents and life insurance companies are decreasing. Agents are not properly trained, and they do not care about their insureds. They only care about the money they will make from the policy and the rewards they will get and the status they will get.

On average, a day I take about 80 calls in a customer service center. I would say at least 75% of people complain about their agents. I have had people request to speak with their agent. I will call their agent, the agent will flat out tell me to "handle it myself" when the person does not want to speak with ME, they want to speak with their agent.

Lance Said:

Do you know any good independent health/vision/dental insurance companies in the Midwest USA?

We Answered:

Unicare or Blue Cross Blue Shield of IL.

I'm an agent who sells the insurance in Decatur, IL. Look me up if you need some more info.

David Said:

Why do the insurance companies in the USA ration care?

We Answered:

If nothing else, this woman's story is conservative in its observation of the US health insurance industry. Rationing by price is still rationing.

Marion Said:

What USA Insurance companies don't use credit scores/ssn for auto/home insurance?

We Answered:

Credit scoring flat out isn't used, in California. Leader Infinity will omit the credit scoring upon your request, HOWEVER, they will then give you the highest rates (as if you have a horrible credit score).

There are some SMALL regional carriers that might omit credit scoring, but none on a country wide level will do that.

Travelers, will manually underwrite, IF the low credit score is due to a divorce or a medical issue.

As always, talking with a local agent will probably get you more state specific information, than posting for generalizations that are valid for the entire country.