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Hilda Said:

What do I do about car insurance when buying a new car and trading in my old one?

We Answered:

1. Cancel a policy early and you will typically pay about 2 months worth of insurance more than what you have used plus an administration fee which can be as much as £80. Your policy documentation will have the terms for early cancellation set out in it.

2. You will lose the benefit of the short term policy adding to your NCB and it may make it difficult to prove NCB to a new insurer as you do not have the renewal for the one you wish to cancel yet.

3. Most people will simply change their existing insurer.

4. Until you know what car you are getting you cannot get a quote. Once you do know your current insurer will quote you for the change if you simply ask them

Sarah Said:

Car insurance, do i need the paper documents to arrive before driving car?

We Answered:

Your insurance company will have some kind of documentation that you can carry with you. You can either get it from your insurance agent, or print it from the insurance company's website.

Denise Said:

What makes car insurance car insurance?

We Answered:

Actually in most states, you can self-insure. This would mean putting aside an amount of money equal to your state's minimum liability limit requirement and filing a form with the state. This fund is only for use in at-fault accidents, so you can't set the money aside, become self-insured and then spend the money, it has to sit in the account.
Since most people don't have tens of thousands of dollars to set aside and not touch, they buy car insurance. If you do, then self-insuring should be an option. Contact the department of insurance in your state.

Karl Said:

How does car insurance work when driving other peoples cars?

We Answered:

Yes you can drive any car and it don't matter what engine is in the car. 3rd party means if you smash up the other car you won't get it fixed by the insurance company so you will have to put your hand in your pocket.

Brittany Said:

How do you get proof of car insurance without a car?

We Answered:

If you have an insurance company that is refusing to allow you to remove an authorized driver from your policy unless you PROVE the authorized driver has insurance elsewhere, it's time to get a new policy in place at another company and then drop your current insurance. That is ridiculous.

If you want to stay with that company for some reason (although I couldn't think of any) you might call your agent and ask why you need to do that, and tell him you will switch if you can't, and see what happens.