NLIC.org

Calvin Said:

Question about health insurance while studying abroad in Australia?

We Answered:

You will be able to find some travel insurance when you are abroad but nothing will cover your preexisting chronic condition. You will need to pay for the preexisting condition out-of-pocket, but you would be able to get coverage for anything new and sudden that might happen to you.

I want you to really understand that what you currently have is not insurance, but a policy that pays for your chronic condition. Providing health insurance for someone with a chronic condition is like insuring a sinking ship or burning house, there is a guaranteed payout.

I hope you dont take the previous statement in the wrong way, I have family members with Chronic ailments and am certainly sympathetic. However, you need to understand the distinction here. Make sure that you never let your coverage lapse, because you may not be able to get it back in the future.

Look for travel health insurance using a search engine, you should be able to get an "insurance" policy for around $10/day (probably less due to your duration). Again, this will not cover your preexisting condition.

Lydia Said:

what are some mediation insurance companies?

We Answered:

There are numerous companies that allow you access to their insurance markets in return for a usually healthy initial fee and a percent of the commissions. Some allow you to operate under your name others are more like a franchise operating under a single identity. They tend to be regional in their scope so you would want to check with agents in your area or perhaps call the State association of the IIABA or the PIA.

Rather than suggesting any particular organization I am going to suggest you go to the search engine of your choice and type in "Insurance agent franchises"