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Cecil Said:

Home Insurance Check made out to myself & mortgage holder?

We Answered:

You can if your mortgage company will agree to sign the check before repairs are made. The check requires your signature and theirs to be legally cashed.

Terrance Said:

Our home had smoke and ash damages due to recent fires. Our insurance agent asked us to submit the estimates.?

We Answered:

It can go either way, you have to discuss it with the adjuster.

Gladys Said:

Will my home insurance pay the full amount of estimated damages even if I get the repairs done for less?

We Answered:

Brian,

It is called an estimate because the exact cost to repair the damage is unknown until the job is satisfactorily completed. At that time the insurance company pays the actual cost of repairs which may be less or more than the original estimate.

The idea of insurance is to put you back in the position you were before the loss. It is not meant to pay you a profit because you had a loss..

Terri Said:

I have hail damage on my home and the insurance estimate was more than the estimate from the contractor? ?

We Answered:

Make certain you compare what insurance company is paying for is what your actually getting.When contractors work is completed and you have excess money throw a party,you got over.

My Best

Carl Said:

How much do you pay for your home insurance?

We Answered:

Its all about the goods in your house such as your television etc..
if you want a rough idea just add up the things you would like insured at their value, Check out this site, if you want to find the cheapest home insurance just in one minute,

http://best-cheap-home-insurance-usa.blogspot.com/

Here you can get free quotes from different home insurance companies in your area, its the best way to find an afforable home insurance with a reliable company.

Best Wishes,

Troy Said:

Looking to buy a home in Coral Springs, FL. How can I estimate home owners insurance and taxes??

We Answered:

bcpa.net and enter the address. Other the average annual tax is 2.3% in Coral Springs. Insurance varies.

Frank Said:

Home insurance.......?

We Answered:

Emily,

Call your parent's insurance agent. Tell him or her who you are and describe your assignment. The agent will be more than happy to help you with some real life examples..