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Nelson Said:

can your home insurance agency just come and take pics of your house without you knowing?

We Answered:

Yes.

When you signed your application, you gave them permission to do any kind of inspection they want - credit check, interview your neighbors, etc. It's in the fine print at the bottom of the application, right where you signed.

Steve Said:

What can I expect during an insurance home inspection?

We Answered:

I currently do home inspections for insurance companies. It's really not that big of a deal. When we do an inspection we are mainly looking for anything that would be considered a hazard such as: vicious dogs, trip hazards, basically any dangers that could result in a liability claim.

Also we are looking for any repairs that needs to be done in order to prevent a physical claim.

Unless you own a vicious dog or if you are not properly taking care of the home the inspection will most likely not really effect you other then being there so that the inspector can see the inside of the house.

Harold Said:

Is there anything to do if Insurance denied hurricane claim?

We Answered:

What exactly is it that you are claiming damage to?