NLIC.org

Julian Said:

Are there nanny agencies that offer health insurance?

We Answered:

most job employers give health insurance i tink

Sherry Said:

Do modeling agencies provide health insurance for their models?

We Answered:

No, certainly not. They offer you opportunities, not benefits.

Debbie Said:

How do I get health insurance for my dog?

We Answered:

When you first get a dog, you will probably be told by several people that you need to buy dog pet insurance. However you may not be at all clear as to exactly why you need it, especially if you haven’t owned a dog before and are aware of the situation. The cost varies with the type of dog and the age, shop around but i know my dog insurance policy has had a battering in the last two years and they paid out over two thousand pounds , thank god for my policy! LOL

If there is one reason for having dog pet insurance that you had already thought of, it is probably health insurance. That is, insurance to cover your vet’s bills if your dog is sick, or injured in an accident. It’s most unlikely that your dog will go through his whole life without a single disease or injury, and nowadays just one treatment can cost literally thousands of pounds. Dog pet insurance policies vary enormously as to what level of cover they provide for vet treatment, so you need to compare them carefully and see what best meets your needs.

However, there are several other reasons why it is important to take out dog pet insurance. Some of these may not have occurred to you if you haven’t had a dog before.

? If your dog causes a motor accident, for instance by running out into the road, you will need insurance to cover you for legal advice and compensation payment. You are responsible for what your dog does, so the other party will sue you. If a serious injury is involved, the compensation could be huge.

? Similarly, you can be sued if your dog bites someone, e.g. a postal or other delivery worker, or a neighbour. Of course, you need to keep your dog under control and train him not to bite people, as it would also result in him being put down.

? If you have to be hospitalised and there is nobody to care for your dog, your dog pet insurance can pay for boarding kennels (if you have a policy that specifically includes this). The policy won’t pay for putting your dog into kennels while you go on holiday! However, if you have booked a holiday and your dog is sick or injured at the last minute, preventing you from going, you can have a policy that covers the cost of cancelling your holiday.

? If your dog is lost or stolen, dog pet insurance can pay for advertising and rewards. Some policies will also cover replacement – some will even pay for bereavement counselling!

? If your dog is hard to control, is disobedient or has other behaviour problems, a dog pet insurance policy can pay for advice and help from a dog training expert or a dog behaviour therapist.

Of course, many of these things may never happen – and you certainly hope they won’t. But sometimes they do, and it’s a good idea to consider right at the outset how you would cope if any of these things did happen. There are a number of good reasons for having dog pet insurance, but the most important one of all is – peace of mind.

Eva Said:

What if you get pregnant and have no health insurance?

We Answered:

healthplans.bebto.com - try this one. My wife had no problem with her insurance coverage while being pregnant.

Lauren Said:

Need info on health insurance and health insurance billing?

We Answered:

" You can only go to the doctors that accept the insurance you purchase?"

Health insurance today is largely based on the use of networks such as a PPO or a HMO. The insurer negotiates payments for services in advance with the doctors and hospitals that agree to be in the network. So for the cost model to work it is important that the policyholder stays within the network which by the way is usually extensive.

Depending upon the plan you have purchased you will be required to pay higher deductibles and higher copays If you go outside of the network. Some services that are performed outside of the network may not be covered at all.

"How does health insurance billing works."

As noted above the hospital or physician bills the insurer based on the prenogiated pricing for various procedures. As you might imagine the billing is a very complex process because there are a nearly infinite amount of procedures that have to be accounted for. The are many people whose occupation is medical billing and coding.