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Cassandra Said:

Homeowner insurance companies that will insure people with bad credit?

We Answered:

homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.

Kenneth Said:

How do you feel about insurance companies pulling your credit report?

We Answered:

I don't like the idea of them looking at my credit. I know that a lot of insurance companies look at it and will use your score as one factor in determining your rates. But I think it's a bad practice. What if you're shopping around for the best rate? Everytime a company looks at your credit score it puts a "hit" on your report. This actually hurts your credit.

Anyway, I think that your driving record should be more than enough for them. You could have perfect credit but be a terrible driver, or have bad credit and drive without ever having an accident.

Jeremy Said:

Why do insurance companies base rates on credit?

We Answered:

Some look at it as if you can't pay your bills you can't pay your insurance either.