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Company Auto Insurance

Benjamin Said:

Where do I go to get medi-cal to sign off on a 3rd party check from auto insurance company for car accident ?

We Answered:

That's because you can't get it signed off. You can't cash that check. The POINT of Medi-Cal being listed, is that THEY get the money for their medical bills reimbursed.

You *might* be able to get the adjuster to reissue the check, one to you for your share, one to Medi-Cal for their share, and one to Blue Cross for their share. But Medi-Cal will be a deposit only, and since they're broke, I sure wouldn't trust them to pay BC or your husband their shares.

Miguel Said:

My auto insurance company sent me to a collection agency, is this going to be on my credit record?

We Answered:

1. $33.86 will go on your credit record eventually, but it won't keep you from borrowing money. It won't hurt you.
2. If you try to borrow money, the worst that might happen if they want to be an *** is to explain the $33.86. I have bought a house and a car with worse than that.
3. Check your insurance policy or contract. See if it says something about it. If it does, they are right--pay them. If it doesn't, threaten to report them to an insurance regulatory agency. Or, send a copy of the contract to the collection agency. If you can prove you don't owe it, they will not try to collect it or turn you in.

Steve Said:

Can an auto insurance company deny coverage if the driver doesn't wear seat belts?

We Answered:

Yes, alot of them now have a clause in the policy stating if you have no seatbelt on they are not liable....it sucks but they are doing it.

I know it is safer to wear a seatbelt but I hate mine too.

Milton Said:

Auto insurance company wants to check my credit and past infractions.?

We Answered:

Well they are entitled to look up your driving history, but I would tell them to stuff it on the credit inquiry.

1) Its none of their business unless they are offering you the insurance on a credit basis and

2) Who knows what they will do with your SS# and other information after you give it to them.

Better leave that 'bell' unrung.

.

Maureen Said:

Do I get a discount if I work for an auto insurance company?

We Answered:

You'd have to ask the company in question, some yes, some no, there is no single answer for all.

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