NLIC.org

Daryl Said:

What state or states do not require car Auto insurance in order to own a car and use it ?

We Answered:

The liberal state of Oregon self insures many of their own drivers and avoids the cost of commercial insurance. Other states let individuals self-insure as well (see form for georgia below) I guess this pretty much blows out your comparison. Not too mention that those that do not drive are not forced to buy auto insurance either.
"How does the State insure its risk of loss?

The State uses both self-insurance and commercial policies to insure its risk of loss. This combination has proven to be cost effective for the State.

The Insurance Fund, established by ORS 278.425, is used to provide both commercial and self-insurance coverage for the State of Oregon.

ORS 278.405 grants broad authority to DAS-RM to purchase commercial insurance, develop and administer self-insurance programs, or any combination, thereof, as may be in the best interest of the state. DAS-RM may condition payment of all or part of any loss covered by the Insurance Fund.

What is self-insurance?

Self-insurance is an alternative to the purchase of commercial insurance. The State of Oregon has developed its own formal program of self-insurance to identify, evaluate and pay for its losses."

Lastly, take a look at the disability program in the USA. Only workers with so many quarters of work are eligible for social security disability. Should'nt we force everyone else into this coverage? Why not force everyone to buy at least enough life insurance to be buried? Insurance against identity theft, rental insurance, homeowner's insurance? Government can not protect everyone from cradle to grave. People should weigh their own cost and benefits and provide for themselves. It is called personal responsibility. When they come up short, charities should step up (many do) and help.

Marshall Said:

What do you think of pressuring the Gov of NY to step down when he is a democrat that opposes bozo and?

We Answered:

Obama is trying to control everything in order to force his agenda through. An informed public is the worst thing for him. His attempts to stifle opposing opinions is pretty typical of his ilk, freedom of speech only applies when it supports him.

I think he is way out of line and is violating the constitution.

Jessica Said:

Would you be opposed to the US Government hiring US citizens to lower the unemployment rate?

We Answered:

Not at all. During the great depression their were many construction projects on the u.s. infrastructure and this gave jobs to many Americans. This helped numerous families and people. This also helped men receive jobs afterwards that were having trouble receiving them before.

Margie Said:

Do some people think it is not the role of the federal government to protect it citizens?

We Answered:

Most of them are there to protect us against something that doesn't always have our best interests at heart. Big Business and it's products and services.