NLIC.org

Ann Said:

Is Denzil Washington in a All State Farm car insurance commercial?

We Answered:

His name is Dennis Haysbert. He has been in several movies and TV Shows and Commericals. Latest show he was on was the show, "24" as David Palmer the ex-president.

Richard Said:

Car insurance commercial (spanish)?

We Answered:

i think you should search at google...
if you want an article, you can find it at http://top-cheap-auto-insurance.blogspot…
it is great article site...
hope this will help you...

Karen Said:

Wher should I get my car insurance from?

We Answered:

I can explain this much:

Most of the premium you pay does not pay for eventual accidents. Most of your premium pays for the Insco's rent, their phone bill, the electric bill, the clerk's wages, the furniture in their offices, and so on. Insurance is a business, and more than anything we pay for them to exist.
So, the basic cost of your premium is SET by how much it costs the Insco to exist, and it can not and will not go below that.

That having been said, collisions can and do happen...
While one collision every 20 years won't hurt much, any more than that and the effect starts to snowball, to the point where one can be construed a high risk driver (citations and driving violations, even without collision, affects the risk factor as well).
The cost of high risk drivers is shared by all of us, meaning the premium everybody pays includes a portion set aside to pay for collisions etc... Once again, the premium is SET by this cost and will not go below that, no matter how much money the Insco has to fork over, it's not free money, we will pay for it one way or the other.
Thus, the fewer collisional damages that have to be covered, the lower the premium.

And, I don't want to pay for someone else's high risk if I'm low risk myself.
So the Insco's realize this, and while some insco's insure high risk drivers, others do not.
As a general rule, even IF you have a perfect driving record, should you get your insurance through a company that does insure high risk drivers, then your own premium will be higher as well. Conversely, if you can get insurance via a company that plain refuses to accept high risk drivers, then your own premium is lower (but your driving record has to be good to perfect).

So, first it pays to drive safely.
Once (or if) you have a perfect driving record (nothing in the past 5 years), or maybe one little ticket I think is ok, you should check with Nationwide, Geico, and Allstate (in that order, their premiums go up slightly from one to the next).

Now you can shop long and hard, and you might find someone a few dollars cheaper (maybe), but as a rule, if you're with Nationwide, you won't get much cheaper, it just doesn't happen.

Gerald Said:

wuts the song from the Progressive car insurance commercial?

We Answered:

It's called “This is How Life Should Be” by Groove Terminator, a DJ based in Sydney, Australia.

I work for Progressive. I don't know if it was done solely for us or if we licensed its use, so I'm not sure of copyright arrangements.