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Terrance Said:

Is there any way a 16 year old minor can get car insurance in his own name in SC?

We Answered:

at 16 you can't have your own insurance, sorry.
this is what I know for sure

Jeffery Said:

How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver?

We Answered:

If you caused an accident and had no insurance - the other driver will be able to file an uninsured motorist claim. Their insurance company will pay for all the things yours would have (if you have insurance).

Then the other driver's insurance company will turn the matter over to their subrogation department. The Subrogation department will contact you about paying them back. Do not ignore them - they can have your drivers license suspended, sue you or turn you over to collections.

However, the subrogation department will be willing to set up an interest free payment plan for you to repay them for all they paid their driver. Most likely they will want at least $100 per month - until the debt is paid in full. If you miss payments - they suspend your license, sue you or turn you over to collections.

The other thing you can do - is see if the subro dept will accept a lesser lump sum. For example: you owe them $10,000 - they may be willing to take 7,000 if you pay it as a lump sum. They would rather get a little less all at once - than collect the full $10,000 - 100 dollars at a time.

Can you dispute the amount they want? No - not really. They paid it - you owe it.

** not legal advice **

Marion Said:

who do you honestly think is the best overall car insurance agency?

We Answered:

I've been using GEICO and their prices are good. I had an accident last summer, and they took care of everything. The other driver tried to say I was at fault and GEICO went to arbitration on my behalf. The other driver was found 100% at fault and I continue to get excellent rates, even with a teen driver on my policy.

Hilda Said:

what is valid proof of residency in an car insurance investigation?

We Answered:

Proving residency comes up quite often. The normal things the insurance company will want are a; Drivers license
Utility bill in your name
Credit card bill with your address shown
Bank or other financial account showing your address
Any other bill that shows your address, such as cell phone

Without this information you will have a very tough time proving residency in NC and you can probably expect your rates to go up or your policy may even be canceled. Good Luck

Christopher Said:

Anyone know of a good car insurance agency in Homestead FL?

We Answered:

you should try out this site, http://www.8ez.com/e8Jr161cr , they found me the cheapest quotes from all the possible insurance companies in the area.

Constance Said:

UK residents only: Can you take/report Car Insurance Agencies to Trading Standards?

We Answered:

yes you can but im not sure how they will help you that way why dont you just send them a letter explaining your version instead of tellin them on the phone