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James Said:

does anyone knows if AIG agency auto is the same as granite state insurance company in California?

We Answered:

AIG is the same as Granite State Insurance, just a smaller division of AIG's many other companies under it's umbrella. They write both auto and work comp.

Brent Said:

Working Compensation Insurance in California, for a staffing agency?

We Answered:

No, the umbrella isn't necessary - unless you have a contract with someone who requires it.

In CA, you need workers compensation, disability coverage, and general liability. Depending on what your contracts say, you might be required to carry business auto, and umbrella/commercial excess, as well. Likely, you'll need a license.

You'll have to talk to a local agent, to get quotes on all these. But you should be budgeting about $7,000 a year for your insurance, to start.