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Marcus Said:

Advice please - car insurance claim, hit by white van man, not my fault, now he's claiming I hit him?

We Answered:

Im sorry this has happened to you, its a horrible and stressful scenario. i'm going to presume you are insured fully comprehensive.
Firstly, im afraid it would not be as beneficial as you think to drop your case now. Because you have already informed your ins comp, if you drop the claim, you still have to inform all ins companies if you want a quote. Any further quotes from your comp or any other will show you having a " claim with no loss of NCB". This can still have an effect on your premium.
Secondly, if you do pursue this, and it is settled as a 50-50 claim (where the ins company cannot determine who is at fault), you will lose your NCB, unless it was protected. Check your ins policy forms.
Thirdly, check your docs to see if you have Legal Cover. This is usually added onto a policy almost automatically and is up to a value of £50,000 - £100,000. This will pay for all your legal costs, you will not have to pay a penny (no claim ever goes over this amount so dont worry about that either). If you dont have this included, check your home insurance policy for it, you can use this too.
You say your renewal is in October. If you choose not to fight this, your renewal will be based on you having had a claim even though you chose not to go through with it. As I said before, this is because you have already informed your ins comp about it. It will be at your ins comp's discretion if they are going to penalise you financially for it...they may do because they will be aware every company will. contrary to previous answers, If you choose to pursue this, your ins company will undertake a "worst case scenario" regarding your renewal premium. This means you will be sent a renewal stating you have an unsettled claim, they will reduce your NCB and increase your premium accordingly. The reason for this is that should the claim then be settled in your favour, your NCB and premium will be sorted and they will refund you all monies due to you (backdated to the start of your policy date). All ins comps do this because it is easier to refund money than it is to increase a premium and chase money , should it be settled as fault.

If you need any more info, please feel free to contact me through my profile.

Maureen Said:

I knocked someones car but he claimed for a lot more and now my insurance has gone from £400 to £900 - help!!?

We Answered:

You made a claim, and it was your fault, on your insurance and lost the NCB - nothing more to say than that means without the bonus you have to pay more.

You have no case to bring in law that would get you anywhere. All that has happened is a standard insurance claim, a payout , and a loss of discount. happens to some people everyday.

Constance Said:

would there be a difference in insurance for car versus minivan?

We Answered:

No one here accurately knows. The only way you will ever know is to call your local insurance provider.

Ethel Said:

a quote for insurance?

We Answered:

Help yourself - you can check your quotes in internet, for example here - autoinsurance.maclenet.com

Bryan Said:

I need a quote from the movie Along Came Polly.?

We Answered:

He says like " Should this base jumping, crocodile wrestling, volcano luging, bear fighting, shark diving, snake wrangling bast*** die!"