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Ethel Said:

How much lower will my insurance go?

We Answered:

You'll have to ask your agent.

You're going from a four year old sports car, to a two year old sports car, and the Charger is a couple of symbols cheaper, but because it's newer, I don't think you'll see much of a difference at all.

It will depend a WAY LOT on which insurance company you have. You will have to call them and ask.

Cars aren't rated based on if they are a convertable or not - they are assigned a symbol. That mustang convertable is probably a symbol 17. That Dodge Charger might ALSO be a 17, with your company, but might be a 15 or 16. But it's NEWER.

Charles Said:

is the maintenance/insurance costs on a 1998 Porsche Boxster expensive? Is it more expensive than a Corolla?

We Answered:

Absolutely your maintenance costs will skyrocket in a 98 Boxster compared to your Toyota Corolla. It is not a myth, Porsche dealers, and even independent repair shops are very expensive and to top it off, the Boxster engine is not in a convenient place to work on. Hence the super expensive oil changes. You will also pay a lot more for insurance. To find out exactly how much, contact your auto insurance company or agent and you can get free quotes from just about anyone including Progressive, AAA and Geico to name just a few insurance companies.

Another thing to consider is that early year models of ANY Porsche are often the worst Porsches to buy because of design flaws which get fixed or upgraded in later year models. Bottom line is this car is a huge SKIP. It will be a money pit that shows your wallet no mercy. You would be better off finding a newer Honda Civic SI which is very sporty and with proper driving skills would be a lot of fun. Also won't break the bank.

www.rennlist.com

Catherine Said:

How long should I wait to trade in my car?

We Answered:

who told you that it will hurt your credit to pay it off in two weeks? i hope it wasn't the dealer... as long as it's paid off, you're not going to get a black mark on your credit.

I'd trade it in as soon as possible for these reasons:
1) you've DECIDED you want a VW Rabbit
2) you'll save with the reduction in insurance payments.
3) the longer that you have it, it will depreciate more...

Joel Said:

Does your family get insurance if you kill yourself ?

We Answered:

Most insurance policies do not pay in the person commits suicide.

Do not look at yourself as a failure. Clearly the trade you were attempting was not for you. Many people jump into a career because that is what they think they should do. Look at school again but give careful thought as to what you want to study. Study what you like not what you think others think you should study.

Job hunting - Evaluate your resume to improve it to make your job skills more attractive to potential employers. Apply for government jobs. Do not exclude seasonal and temp jobs many of them turn into full time jobs.

Living with mom - Once you get a job. MOVE quickly. Carries mom? For your peace of mind you need to be out of her house quickly.

Suicide - Don't do it, You have a promising future ahead of you.

Edna Said:

Advice on buying/leasing a Volkswagon Golf/GTI/Rabbit?

We Answered:

I see a good number of VWs on http://www.carmax.com. Reliability remains an issue.

Cynthia Said:

When an insurance company is deciding if a vehicle is totaled or not, what are the damages compared to?

We Answered:

The insurance company usually repairs a vehicle if its not damaged beyond 75to 80 % of fair market value, so do your research too, it pays to be an informed consumer.its a combination of different things, insurance companies keep used car ads and will call sometimes to see if it sold for asking price, they check what dealers in your local area are selling them for within a hundred mile radius of where you live, and they check www.nada.com more often than kelly blue book, kbb is more limited in year make and model, www.nada.com has a much wider list of vehicles which you can get a idea of what a vehicle is worth. It is to your advantage to find this information out too, since some insurance companies try to low ball a totaled car, so check it out on your own, and if you do not think the first offer was fair, ask for an independent appraisal BESIDES THE INSURANCE COMPANY, and refuse (ALWAYS WITH RESPECT, CALMLY, AND NO FOUL LANGUAGE) and explain you think your car is worth more, and then if you have a copy of the nada page with a different price, send it to the insurance company. Also if you have put any money in the car recently, (of course the insurance company, and other fools who did not stand up for their rights disagree with this) TELL THE INSURANCE COMPANY. because that's MONEY YOU CANNOT GET BACK, THAT YOU MAY HAVE TO DO AGAIN SHORTLY for example you put a new set of tires on, well if its totaled, the car you get as a replacement vehicle , may need TIRES, so I say any repairs or money put into the car, matters a lot. good luck, don't let them take advantage and try to cheat you out of what is your right to get fair market value!!!