NLIC.org

Ian Said:

Canadian looking for life insurance-term or Universal? Which company would you opt for?

We Answered:

I have dealt with both companies and both are good life insurers. My personal preference (of the two) would be The Cooperators. Dealing with a cooperative vs a bank is a big difference in my experience.

As an independent broker I have a bias towards dealing with independent insurance brokers. We can shop the market on your behalf. This is especially important if you have ANY medical, lifestyle or occupational concern. (for example - blood pressure, marijuana use, pilot)

I suggest you also get a quote from a local, independant broker if you want another perspective. Otherwise, go with Coop

Hope that helps.

Billy Said:

Does any company offer "Annual renewable term" life insurance in India?

We Answered:

Atleast I found a person who thinks the same way as I do. Insurance & investment should never be mixed. I prefer Mutual fund for investment & has opted term insurance for insurance (though I am continuing my LIC endowment policies as those were initial mistakes).

Now come to your question. Annual Renewable term insurance is not available in india due to a practical problem. Every year one will have to go through medical & will have to prepare policy document.

As I searched for myself at age 28-29, SBI offers cheapest term plan for 25 years. (15L for 25 years @ 4284/-)

Tanya Said:

Where can I get a quote for Term Joint Life Insurance (First to Die) in the U.S.?

We Answered:

You can easily check life insurance quotes in internet, for example here - lifeinsurance.awardspace.info