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Bernard Said:

Why is my car on Motor Insurance Database (MID) while I haven't bought insurance yet?

We Answered:

Hi, The MID only shows if they have a record of car insurance on it.
It may be that it hasn't been updated yet since the previous owner sold it, or the previous owner hasn't bought their new car yet so hasn't transferred the insurance to another vehicle, however, even if the previous owner still has an insurance policy on that vehicle, unless you are covered by their policy (which is very unlikely) you will not be insured.

If you are stopped and found to be driving without insurance the police will impound you car. you will also be convicted of driving without insurance which can include a large fine and 6 points on your licence (if the driver has passed their test in the last 2 years they will lose their full licence and have to re-take their test).

Of course even more serious would be if you were involved in an accident, you would not be covered, the other driver would not be able to claim and you could end up being sued plus if someone is injured or God forbid killed, the fact you had no insurance would have an effect on you sentence (yes prison). So all in all I really would advise you not to drive with no insurance. it is just not worth the risk to you or others.

If you need to move the car or take it for an m.o.t. etc before you are ready to insure it, there are short term policies available on-line (from 24 hours cover upwards). I paid around £20 to insure a car I was buying for 24 hours to drive it home.

Hope that helps

Danny

Frances Said:

Motor Car Insurance (England) Category Area bandings? D now H? Defintions/map please!?

We Answered:

I live in Hampshire but my insurance isn't too bad.

Maybe its because your moving closer to London?

They class it on amounts of claims in the area. Chances of it being stolen, burnt or vandalized etc. So they look at the area it is being kept.

Its another thing that effects you depending on your postcode.

Phillip Said:

Motor Car Insurance inquiry?

We Answered:

If he is still on his L Plate then it should be okay... you should be covered. I am a registered driving instructor who has in past and present taught students in there own family car..... but in saying that we have never had an accident. Some insurers will do anything to get out of paying a claim. But while his still learning your premium should not be affected....it would just be your excess that's affected....
but it would be worth a phone call . It's when they get on there P'plates is when the premium goes sky high.

Kimberly Said:

Motor Insurance In Dubai - Who is there to arrange insurance & registration renewal of my car?

We Answered:

Insurance arrangements (for Cars) & Car registration renewal in Dubai & Sharjah is being arranged by CarCare Services Dubai.

Our Contact Address:

Telephone - 04-2957888 or Mobile 050 7868446.
E-mail- helpline@carcareuae.com or carcaredubai@gmail.com
Website www.carcareuae.com

Glenda Said:

Why does CAR INSURANCE cost more when a CAR/ motor vehicle is PAINTED RED?

We Answered:

Because it is scientifically proven that seeing the color red increases your heart rate and metabolism. So cops will be more likely to pull over a red car going 10 over than a blue car or yellow car. Same reason why all the fast food places are the color red. Increasing your metabolism helps you digest and makes you more hungry than you'd normally be, helping the company sell more of its product to you.

Diane Said:

will Insurance goes up when I change my car motor?

We Answered:

the insurance company only goes by the cars serial numbers as that gives them all the information they need about the car, when you install a larger motor they don't know that.