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Jon Said:

Looking for a good first car, one with low insurance rates preferably?

We Answered:

Get a used, moderately aged sedan. Something that is between 5-10yrs old and is a very mainstream car(i.e., not sportscar) with good safety features and reliability. Good examples include: Toyota Camry, Honda Civic, Honda Accord, VW Jetta, etc.

I live in the Philly area and I was able to find a 16-yr-old Jetta for $1000. I wouldn't recommend something past 10 or 12 yrs old(unless it's in really good shape, or a very cheap price for its value), because there is greater likelihood of needing repairs not too far in the future. But you can definitely find something <10yrs old for $2000 if you scour the classifieds and craigslist.org. The insurance on my Jetta was only about $100/month too, which isn't too bad, considering Philly has the #1 most expensive car insurance rates of any US city(as of 2005), and I had a few speeding tickets and incidents on my driving record.

Joy Said:

What is a car that will have low(er) insurance rates for a new 16 yr old driver??

We Answered:

The less sporty the car, the cheaper it is to insure. Four doors is cheaper than 2. When I was looking I told my dad what kind I was interested in and he got specific models quoted for insurance so we could figure out which one was the best all around.

Joy Said:

What is a good first car for teen drivers that has low insurance rates?

We Answered:

Id say the best first vehicle for a teen is a Honda Civic.

Melissa Said:

looking for a good first car, one with low insurance rates preferably?

We Answered:

buy a pre 70's. Buick, cadillac or ford galaxie. your first car your going to hit a pole backing up, run a curb, hit a trash can. might as well be safe. once you dent a small import there goes your 2000.00

Ronald Said:

Getting my license in April. Good cars w/ low insurance rates?

We Answered:

get a hond civic i got a 1996 honda civic and i only paid 3 grand for it and it looks brand new, and i only pay 150 for my insurence.

Beatrice Said:

Are there any MD fields that have little to none malpractice insurance necessity or low insurance rates ?

We Answered:

There are three doctors practicing medicine in the Houston area, who do not carry malpractice.

It's not REQUIRED, unless you want hospital priveleges.