NLIC.org

Anne Said:

What impact will Obama-care have on life expectancy in the US?

We Answered:

If you eliminate competition quality suffers.

Terry Said:

How is New York Life as an employer? Do they give base salary with commission?

We Answered:

NYLife is a straight commission job (as are almost all insurance agent positions). How are they as an employer? They have a VERY high turnover rate, especially as most people can not afford to go 6 to 8 months with no income at all... which is the average time spent before the first commission check arrives.

Hope this helps!

Leroy Said:

California (CA) Life and Health Insurance Exam?

We Answered:

In my case, it is no hard at all because I have the practice exam and I have many advice form my teammate who have done it. It is about 150 questions and 3 hour to do the exam. I believe 6 and 63 is a lot more diffcult then the life exam, so if you study hard and you ask people who has done it for advice and I take the exam well prepare. you should be fine. Good Luck.

Roberto Said:

can u please tell me how to prepare my career vitae when i doesnt hav anything to mention in my achievements?

We Answered:

mention yr educational achievements then...some classes you took that you excelled in.

any part-time or holiday jobs or volunteer work

your summer internship, whatever you did there.

Peggy Said:

Looking for cheap life insurance?

We Answered:

There are many kinds of life insurance so it's hard to answer your question because we don't know what you want. It also depends on if you smoke or not. You can buy cheap insurance (when you're young) called Term. Any money you pay into it you lose. If you want your premiums (monthly payments) back when the policy is over you can get what's called "Return of Premium". This costs more but they invest it for you for the life of the policy. There are also other out there that are more advanced.

I suggest calling a local insurance agent but be warned - they are good salesmen usually so know your questions ahead of time.

Also, do you have specific reasons why you're looking for life insurance now? If you found out you have cancer or AIDS then the policies won't cover deaths from those reasons.