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Insurance Companies Life

Clyde Said:

Do life insurance companies check your medical records after you die?

We Answered:

If you die of something caused by smoking...
they will likely check your records a bit

BUT they'll still pay the claim - minus the amount you "should've paid" for premiums as a smoker

Bryan Said:

What are some decent Life Insurance companies for the elderly?

We Answered:

There are many good companies that can create an option for you dad. I would contact a few independent agents and ask them to bid on it.

He might not be able to find true term insurance, but something that looks and feels the same. Because this policy would take him out to his age 91, you might not be able to find it by running spreadsheets online.

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