NLIC.org

Juanita Said:

How com my car insurance rates goes up instead of down?

We Answered:

Have you ever stopped to think that it will cost more to repair a new car vs an old car? Your increase most likely has EVERYTHING to do with the new car. The "lady" you spoke with might have been smoking some illegal substance and been in some kind of a stupor. I have been driving for more years than I care to admit and I have NEVER EVER seen a rate decrease due to anything ! NEVER !

Kathy Said:

Does owning a home increase car insurance rates?

We Answered:

No I think it lowers your insurance all together. A package deal. That doesn't even make sence about being sued for your house..because if you were sued for your house (which could only happen if you didnt have insurance)-then that would mean that the auto insurance wouldn't have to pay themselves!

Lorraine Said:

What does a person credit score have to do with rates on car insurance rates?

We Answered:

It will take a few years but some states have passed laws that ban the companies from using credit in their equations. In a few years we will see if their new 'equations' work as well as the equations that have credit in them. If they do, then many states will be passing laws to ban credit use

Here is some more detailed info about it -

http://carquotes.fateback.com

Hope that helps.

Emma Said:

Should I shop for better car insurance rates?

We Answered:

if it was me I'd call 10 insurers before accepting the one quote, sometimes more than that. Let's say I'll spend the whole of TWO hours calling around and it is always well worth it.

Leah Said:

How do I find out my car insurance rates before I get a car?

We Answered:

Hello,

Yes, the rates you pay for car insurance do depend on a lot of factors:

Age
City, State
How many previous accidents you've had
Year of vehicle
Make of vehicle

The best thing you can do is actually call up a few of your local car insurance companies and get some ballpark figures. The important thing is, is to find one that you like and trust and who gives you a decent quote.

Your next step would be to go to a car dealership, take the number of the insurance companies who quoted you the best prices along and find a car that you like and can afford. After you take it for a test drive and get as much information as you can such as if it's being sold "as is" or comes with some sort of warranty etc...

Before any money changes hands or you sign any paperwork at the dealership, call the insurance company from the dealership. Give them the specifics of the car. They will then be able to give you a correct insurance quote.

If it's a reasonable quote for you, by the car. If not, find out what year/make of car from the insurer would make the payments lower and ask the salesperson if they have any of those on the lot.

Even when you do obtain insurance, don't be afraid to then further call around or check online for cheaper rates. You can always switch after you obtain the insurance.

I hope this helps you. I wish you good luck in getting a car and insurance.

Christina Said:

why are car insurance rates in Canada almost 3 times of US cities?

We Answered:

depends on where in the US you are comparing rates to. Also, in most states you have to carry some bare minimums that don't do anyone much good whereas in Canada, I believe the required liability coverage is MUCH higher.

Gerald Said:

How much will my car insurance rates go up if I pay my ticket?

We Answered:

You can compare how the insurance quotes would change, for example here - autoinsurance.noneto.com