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Instant Car Insurance

Jeff Said:

I live in the UK and was pulled over by the police for not having car insurance, what do I do now?

We Answered:

No it is not a ban
If it is less than 2 years since you passed your test then your full licence is revoked uner the new driver law. I realise that this a shock to you and you may not believe it so have a read of this Direct.Gov page for proof.
http://www.direct.gov.uk/en/Motoring/Lea…

The magistrates could opt to ban you at their discretion but this is unlikely.
This means that if you are not banned to drive again you need to apply for a Provisional licence and start again with the hazard test and pass a new driving test to get the full licence back.

You Dad, if he is still using his own car with the NCB, could not have used that NCB on another policy for you at the same time. You were not bending the rules a little you were both untertaking a criminal act. Seems losing the full licence has nmeant you have both got off lightly.

There is no point appealing to the court in any way unless you can prove that the 6 points and loss of licence will cause serious hardship to others, not to you. As you live alone you will not be able to prove this and so there is no point and you will be a learner again.

Lesson - never try to tell lies to an insurer - they know all the tricks and schemes you do and many more besides.

Incidentally - as the car is supposed to be your Dads and he thus was letting you use it with no nsurance he can also be given the 6 points for aiding and abetting.

Good luck with your new tests. This is a genuine and 100% checkable answer.

Shannon Said:

Where to go for Instant Car Insurance?

We Answered:

Try this site

http://www.usainsurancequotes.net/

here you can compare quotes from different companies in your area.

Anna Said:

Admiral car insurance completed 2 hours ago but bank account not yet debited, is that normal? Thought instant?

We Answered:

Insurance coverage is instant. The money being pulled from your account goes Thur the standard process which could take a day or more.

Melissa Said:

Can you buy auto insurance the very moment you buy a car? Do insurance companies work that quickly?

We Answered:

If you buy a car and have a loan on it you are required to have insurance before leaving the car dealership.

Most insurance companies have a way to buy on-line or over the phone.

Call your local State Farm agent and they can help you. (www.statefarm.com)

Good luck.

Eileen Said:

website to talk to a car insurance agent?

We Answered:

Tell your parents to look at their insurance policy. The agents name will be on it. They may not do im and it won't give an e-mail but it will show a tele number and they can call.

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