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Connie Said:

Homeowners Insurance coverage when the house has shingles....?

We Answered:

MOST houses have shingles on them - it's a standard roof covering.

You need to talk to a few local, independent agents, to tell them what the problem really is, and let them tell you how to solve it.

Christy Said:

what house insurance coverage should a first time home buyer get?

We Answered:

homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.

Stella Said:

can you buy house insurance coverage if there are forclosed or empty houses around you?

We Answered:

While there's nothing preventing you from buying house insurance, MOST standard carriers will have a problem writing a standard homeowners policy next to a vacant property. It's definately an increase in risk.

If you're having a hard time placing coverage, you probably need to talk to some independent agents, who can get this placed for you. Expect it to cost more, though.

**keep in mind, there's a huge difference between redlining - refusing to write insurance in an entire neighborhood - and assessing the individual risk of a property. If your next door to a burned out husk, or an abandoned or vacant property, that DOES increase the risk for your house, and is NOT "redlining".

Jared Said:

Want to go for house insurance policy with max. coverage. Please suggest best insurance company and policy?

We Answered:

Birla is best. You just go to birla sunlife insuarance. I'll give you the no. of the agency manager. just call him he'll help you out. his name is niraj his mob. no. is 9911401231.

Andre Said:

I got Rs.10 Lacs loan from Indian bank for my house. Is there any insurance coverage if I die.?

We Answered:

You have availed the loan for your house. The bank will not cover insurance for your life. But they will cover insurance for your house every year and the insurance premium will be recovered from you. If you want insurance coverage for your life, you have to take it separately at your cost.