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Darlene Said:

Why are my insurance quotes so high?

We Answered:

The other answers are correct, you should call you parent's insurance agent have them give you a quote to add you onto your parent's policy. As far as comparing your premiums with your friends there are many factors that go into determining your rate that may be different from your friends. They may have lower coverages or be driving vehicles that cost less to repair and are less likely to be in accidents.
When you talk to your parents insurance agent, ask them about what discounts you could apply for. Many companies now offer discounts if you go through an online class they offer.