NLIC.org

Laura Said:

Free online auto insurance quotes with soft credit checks?

We Answered:

Please note:
All inquiries of a similar nature done in a 3 week window are treated as one.
This is to allow the customer to "shop around".
(this does not apply to credit cards).
Also, inquiries only bring down your rating only 1 or 2 points and only affect your score for 1 year, even though they show up on your reports for 2 years..

Clayton Said:

Is there a way to alert about an insurance comp. that gives free quotes but runs non disclosed credit checks?

We Answered:

About the only one out there now is American Family Insurance among the major players.

Dustin Said:

Insurance quotes for free?

We Answered:

Can't be done.
That information is required in oder to give a correct quotation.

Walter Said:

are car insurance quotes free?

We Answered:

Yes, I have dealt with all the major company's.
One thing I must say tho is if you dont sign up with them they will continue to send you emails and junk mail in reguards to your recent quote. Then some of them continue to send you junkmail for years.
GEICO sends me crap in the mail all the time. Probably 2 or 3 times a month been going on for years I just rip it up and throw it out. As far as the email is concerned I used a "new" yahoo account so I would not have my message box filled with crap. Sometimes they do call you about your quote and ask you what you want. In my experience if you dont give them all your ticket history, social security etc you wont have a 100% quote price. So you could sign up and it could be alittle more. Dont use fake information. Dont neglect to put in your tickets because you think they wont find out. THEY WILL! Especially with new customers. I personally like progressives website because you can see the competitors prices. How accurate they are I dont know? Online quotes are usually cheapest, phone quotes can be alittle more, and if you goto your neighborhood rep its going to be considerably more because they are a middleman. Unless of course they are just starting out which they might cut you a break for new business.