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Jeanette Said:

Why are there lower insurance rates on a minivan compared to an SUV?

We Answered:

It has to deal with the cost of claims; which is a function of the cost to repair, frequency of crashes, and the types of injuries that occur.

Minivans, typically are safe vehicles, and have low repair costs. SUV's, are subject to more roll-overs, and typically have a higher repair cost.

Nathan Said:

How much more would insurance rates be if I had a convertible?

We Answered:

theres are more factors in price than just the car you drive. if you are needing to carry full coverage, its going to break your bank at 16. if you only need liability, it won't matter the car you drive. liability rates should stay the same for any car you have. liability covers other autos you have an accident with, not your own car.

Marlene Said:

Is Irvine affordable comparing to San diego?Rent rates?Job opportunuties in teaching for ESL or substitution?

We Answered:

Although San Diego has some expensive areas such as the coastal area but Irvine is expensive everywhere. So are the adjacent cities such as Newport Beach or Laguna Hills. You won't find a single bedroom for less than probably around $1200. A two bedroom place will easily go for $1500-$1800. For your budget, I am certain that you will not be able to find a place in Irvine, unless you qualify for some kind of housing program. But the last I heard, they had a long waiting list. Since Irvine has a very good school system, a lot of families with kids are trying to live there.

Actually OC in general is not very affordable in terms of housing because in San Diego if you go a little east to La Mesa or a little south to Chula Vista, the rental prices come down a lot. You would think that some of the less nicer areas in OC would be significantly cheaper but they are not unless you go to really bad neighborhoods. Try looking in cities a little north of Irvine such as Costa Mesa or Tustin. Do not go west or south because things get more expensive. I think a lot of the UCI students commute from Costa Mesa. Also consider Anaheim and areas around there and you will probably find one bedroom place that is fairly decent for slightly less than $1000.

If your bf is going to be a student at a UC, the off-campus housing office can probably help you out too.