NLIC.org

Ella Said:

Is it me, or is this a bad time of year to buy car insurance? UK.?

We Answered:

It might be because of all the floods we've had. Cars being wrote off.
It also depends how old you are and the car you trying to insure.
If you have lost your "no claims bonus" that could shoot up your insurance

Alberto Said:

Why is car insurance so expensive in the UK!?

We Answered:

1. You are not supposed to be able to afford it - it is not a right to drive just because you hit 17 years old
2. One in 4 teen drivers make a claim in the first 6 months after passing their test - this claim can run into millions if there is death and injury so if they get £20000 in premiums that would seem to be a bit of a bargain.
3. The price is set to the risk to be incurred based on what experience and statistics tell the insurer.
4. You may be selecting too many add ons or too low an excess or too high an insurance group car