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Classic Car Insurance

Melanie Said:

Classic Car Insurance for Colorado?

We Answered:

try state farm or their is a nother insurance co. specifically for classics-look in yel pages

Jeanette Said:

does anyone know of any good classic car insurance companies that will cover Northern Ireland?

We Answered:

I use Quinn Direct which I think is in Dublin, don't know if it will cover nothern ireland, they are cheap tho. hope this helps

Evelyn Said:

Can anyone recommend a good Classic/Collector Car insurance company?

We Answered:

Try Hagerty.com Great rates but you need to be careful about the mileage that you put on in a year. It is usually limited to 2500 and the car has to be kept in a locked garage and you have to have another personal auto policy for your other vehicle.

Charlie Said:

Do I have to be 25 years old to drive my dads car on Geico's Classic Car insurance policy?

We Answered:

Don't be stupid. Your mom is not going to take someone's answers from Yahoo answers seriously. Look up the number for Geico and call their customer service line and ask the company directly. "But moooooommmmm... the people on the internet said it was fineeeeee!" is not going to work.

Anna Said:

How does a car qualify to be eligble for classic car insurance in the UK?

We Answered:

There are a number of companies which have a "classic" car insurance scheme.
It varies according to the company and there is no set eligibility for insurance.

These policies are generally cheaper but put restrictions on mileage etc.


For vehicle tax purposes it used to be 25 years but this government changed it and now I believe only cars registered before 1973 are exempt.
(not sure on the date it is 73 or 74 I think)

Roberta Said:

Where can I go for the best and cheapest classic car insurance?

We Answered:

OK, now, make sure you know what the policy says. Most "stated amount" policies pay THE LESSER OF actual cash value, or stated value. And in order to get an AGREED VALUE clause, you need an appraisal. It's NOT how much it cost you to restore it, it's a true appraisal.

Now, who's got the best? It's a tossup, between American Collectors and Haggarty Ins. They both do a GREAT classic car policy, but both require that there are no operators under 25, and that every household member has their OWN vehcile to drive, and, of course, that you keep this one in a locked garage, and put less than 2500 miles on it.

Tracy Said:

Can young drivers get insurance for classic cars?

We Answered:

You can get classic car insurance at any age, but here is the catch,
You MUST have a regular car insured on a regular policy to get specific classic car insurance.
You may not use a classic car to drive to work etc.
I have had classic cars since i was a kid and currently have 3 insured through "silver wheels"
and a separate policy with a regular insurance company.
And yes classic car insurance is cheaper than regular insurance, but the classic car usually has to be appraised every 3 years to keep your coverage.

Discuss It!