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Cheapest Insurance Car

Violet Said:

What the best, and cheapest car insurance to get full coverage on??

We Answered:

Insurance rates vary from company to company, so, your best bet would be to obtain a quote from different insurance companies to see who can provide you with the best rate. Only obtaining the rate from one company won't let you know if you are getting the best rate.
If your vehicle is being financed (you are still paying on it), you would want to have comprehensive and collision coverage. Both of these coverages require that you select a deductible, which is the amount you are required to pay before the insurance company pays. Pick limits that are affordable for you in the event you have an accident (mainly go with the $250 deductible option). Also, pick liability limits that will protect you if you cause an accident, and that will prevent you from being sued in the end. For example, you have limits of 25/50/10 meaning that $25,000 will be paid for bodily injury up to $50,000 and $10,000 will be paid if you damage property. That might be the state limit, but if you hit a Hummer, you are out of luck and the other driver can sue you. Pick your limits wisely.

To compare rates, you can go to the following websites:

www.progressive.com
www.esurance.com
www.insurance.com
www.insweb.com

Jacob Said:

Where to get the cheapest car insurance?

We Answered:

you must know that your insurance money is secure or not ?
you should go for hdfc bank this bank has reputation . don't go for cheap insurances its not secure .

Carlos Said:

Where can I get the cheapest car insurance?

We Answered:

farm bureau

Dianne Said:

What is the best and cheapest car insurance for a 20yr, female living in Michigan?

We Answered:

Look at the insurance company statement and you will see that as a member of household you are getting multi-car and home insurance (if your parents have home insured with same company). May be even more discounts.

Stay on parents insurance - just pay your part of the premium. That way you will pay less compare to ANY insurance company where you buy that insurance on your own.

Julia Said:

Does anybody know of the cheapest car insurance company in Hamilton, Ontario?

We Answered:

I hear your frustration. You probably feel that you are paying too much for something that you really don't need. Hopefully you won't need it.

Online insurers are usually pretty inexpensive. A broker or agent can have quite a few markets to shop so one call there will get you a bunch of quotes. The problem is that your situation is unique and until an underwriter pulls your driver history, checks for tickets and confirms your acceptability a quote is only that, an estimate.

Do be careful. You can buy the bare minimum insurance and it will be cheaper then buying a higher level, such as $1 million public liability and property damage (PLPD). There is a reason why it is so cheap.

You get what you pay for. If you have an accident and someone is hurt you will not have as much insurance as you might need. You could find yourself in civil court with an garnishee on your wages for a very long time. Not good.

You could get hit by someone who either doesn't have much in the way of insurance or who doesn't have insurance at all. Maybe this is one of those people with a suspended license. Now your very limited insurance amount will not cover much for your medical needs, perhaps long term. It is likely that the driver who hit you doesn't have a lot of personal resources. So when you take him to court it won't amount to much for you.

Buy adequate insurance. It isn't so much to protect everyone else from your driving. It is to protect you from all the poor drivers on the road who are aiming for your vehicle.

Good luck!

Joan Said:

Cheapest car insurance for a 17yr old female driver?

We Answered:

Try one of the many compare sites we are inundated with daily

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