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Dwight Said:

Whats the Cheapest Car Insurance in Ontario?

We Answered:

As an insurance broker in Ontario i can tell you that there is no cheap car insurance for a young driver.
This is the most expensive group a driver can be and will generate the highest premium.
There are things you can do to minimize your premium, but still expect to pay at least 200 for full coverage and 180 or so for liability coverage.
When buying car insurance, buy a home/tenants/condo to get a multi-line discount usually around 10% discount. Get the highest deductibles you can - $1000. Try to insurance more than one vehicle with the same company - multi-vehicle discount 10-15%.

But the best thing you can do is shop around... here's how:
There are 2 types of insurance companies in Ontario; direct and broker, and to get the best results you should search both types.
Call several direct companies such as: allstate, statefarm, td insurance, belair direct.
Search online or through some yellow pages for several brokers/brokerages that will shop many broker companies on your behalf- this is very important because a broker can and will check prices from 5-10 companies that might insure you and contact several high risk specialty insurers.

Good luck,
Alec S - The Insurance Broker

Jo Said:

Do you get cheap car protection rate and from what company?

We Answered:

If you want to find your best or cheapest car insurance quotes just in few minutes, check out this site

http://Cheap-car-Insurances.info

Here you can get free quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.

Clinton Said:

What company offers a good affordable rate for car insurance in the state of Maryland?

We Answered:

Maryland has VERY high rates, if you're looking for something to compare to the VA rates . . you're not going to FIND it. There are just more losses, more traffic, and more lawsuits, that's all there is to it.

Your best bet is to go to one or two independent agents, ask them to get you 4-5 quotes EACH, and compare that way. But they're ALL going to be in the same ball park.

Pearl Said:

what is the best rate (cheapest) for basic liability car insurance in ontario , primmum insurance told me?

We Answered:

You need shopping around,the best choice for me maybe is not the best one for you.It is really depend on many factors.

Anthony Said:

Where i can find the cheapest car insurance rates for my 18 year old daughter? What I've seen so far is 2 $$$$

We Answered:

If she has got a 3.0 in school in the last year then she should be eligible for a good student discount. Also, put her under your policy so she get the multicar discount & auto/home (if applicable). She also gets to use your credit score. Here are some other factors that impact your rates:

Deductible: This is the amount of money that you pay out of your own pocket if you get in an accident

Age: Younger, less experienced drivers have higher insurance rates.

Gender: Men have higher rates than women.

Demographics: People living in high-crime areas pay more than those living in low-crime areas.

Claims: Accident-prone drivers pay more. If you want to keep your rates low, keep the number of claims that you file to a minimum.

Moving Violations: Speeding and other moving violations all have a negative impact on your insurance bill. Obey the law to help keep your rates from rising.

Vehicle Choice: Sports cars cost more to insure than sedans, and expensive cars cost more to insure than cheap ones do. Looking into the cost of insurance before you purchase that new car could help you save a bundle on your car insurance.

Driving Habits: The number of miles that you drive, whether or not you use your car for work, and the distance between your home and work all play a role in determining your rates.

Theft Deterrent Systems: If you have an alarm on your car, you'll pay less to insure your vehicle.

Safety Devices: Air bags and anti-lock brakes both work in your favor by keeping you safer and lowering your insurance bill.

Accident Prevention Training: Some companies offer discounts if you take a driver's education training course.

Multiple Policies: If you have more than one car and/or also have homeowner or renter's insurance, keep in mind that many insurance companies offer discounts based on the number of policies that you have with them.

Payment Plan: Some insurance companies offer discounts based on your payment plan. Paying your entire yearly bill at one time, instead of in installments, may lead to a discount.

Credit Score: Good credit lowers your car insurance rates. Bad credit increases them.

Cheap car insurance is best found by investing time, educating yourself and comparison shopping. To get multiple quotes at once from top companies go to:

http://www.insureme.com/landing.aspx?Ref…
(91% report saving money after getting multiple quotes)

You will get multiple quotes from top companies such as Farmers, Allstate, State Farm & many others. Once again, shop around, get multiple quotes, and learn all you can about a policy before you buy car insurance.

Ron @ InsureMe

Christine Said:

Cheapest Car Insurance Rates - Chicago?

We Answered:

The cost of insurance is based mainly on the safety of your car, driving record and more...

depending on the car, your driving history, what coverages you want on the car, how long you've had your license, your credit history, and where you live...It can range from $4,000 a year to $400 a year, Simply get off the net, pick up a phone and start dialing! it isn't as if it costs anything.